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Vergleiche Krypto-Kreditkarten nach Gebühren, KYC-Anforderungen, Datenschutz-Bewertungen und Funktionen.

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2026 Crypto Cards. Alle Rechte vorbehalten.

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  5. Brighty App Standard Card
Brighty App Standard Card
Brighty App Standard Card
ID-Verifizierung
Virtuelle Karte Visa
6.1
Gesamt
Karte holen
Brighty App Standard Card logo

Brighty App Standard Card

von Brighty App

Karte holen

Brighty App bietet eine vielseitige CeDeFi-Plattform, die traditionelles Banking mit digitalen Vermögenswerten verbindet und Nutzern Stablecoin-Vaults mit hoher Rendite sowie gebührenfreie FX-Zahlungen bietet.

Vorteile

  • +Hohe Staking-Renditen von bis zu 10.41% APY
  • +0% Fremdwährungsgebühren bei Kartenzahlungen
  • +Unterstützt Apple Pay und Google Pay
  • +Kostenlose Kartenausstellung und keine monatlichen Gebühren
  • +Multi-Chain-Unterstützung einschließlich Solana und Arbitrum

Nachteile

  • -Verwahrte Fondsverwaltung
  • -Hauptsächlich auf EU-Einwohner beschränkt
  • -Obligatorische Identitätsprüfung (KYC)
  • -1.5% Gebühr für Abhebungen am Geldautomaten
6.1/10
GesamtGut
6.9/10
Community-BewertungBasierend auf 124 Quellen
Lv 3
KYC-StufeID-Verifizierung

Inhaltsverzeichnis

Brighty App Karten vergleichen

Brighty App Standard CardBrighty App Standard Card
Brighty App TON CardBrighty App TON Card
Prämien
Cashback
3%
10%
Cashback-Krypto
USDC
TON
Staking-Prämien
✓
✓
Staking-APR
10.41%
10%
Willkommensbonus
—
—
Empfehlungsbonus
$25
$25
Gebühren
Monatsgebühr
Kostenlos
Kostenlos
Kartenausstellung
Kostenlos
Kostenlos
ATM-Gebühr
1.5%
1.5%
FX-Gebühr
Kostenlos
Kostenlos
Aufladegebühr
Kostenlos
Kostenlos
Ablehnungsgebühr
Kostenlos
Kostenlos
Limits
Tagesausgabe
Unbegrenzt
Unbegrenzt
Monatsausgabe
$30,000
$30,000
ATM-Abhebung
$3,000
$3,000
Karteninfo
Kartentyp
Virtuelle Karte, Physische Karte
Virtuelle Karte, Physische Karte
Kartennetzwerk
Visa
Visa
Apple Pay
✓
✓
Google Pay
✓
✓
Brighty App Standard CardBrighty App Standard Card
Brighty App TON CardBrighty App TON Card
Prämien
Cashback
Brighty App Standard Card3%
Brighty App TON Card10%
Cashback-Krypto
Brighty App Standard CardUSDC
Brighty App TON CardTON
Staking-Prämien
Brighty App Standard Card✓
Brighty App TON Card✓
Staking-APR
Brighty App Standard Card10.41%
Brighty App TON Card10%
Willkommensbonus
Brighty App Standard Card—
Brighty App TON Card—
Empfehlungsbonus
Brighty App Standard Card$25
Brighty App TON Card$25
Gebühren
Monatsgebühr
Brighty App Standard CardKostenlos
Brighty App TON CardKostenlos
Kartenausstellung
Brighty App Standard CardKostenlos
Brighty App TON CardKostenlos
ATM-Gebühr
Brighty App Standard Card1.5%
Brighty App TON Card1.5%
FX-Gebühr
Brighty App Standard CardKostenlos
Brighty App TON CardKostenlos
Aufladegebühr
Brighty App Standard CardKostenlos
Brighty App TON CardKostenlos
Ablehnungsgebühr
Brighty App Standard CardKostenlos
Brighty App TON CardKostenlos
Limits
Tagesausgabe
Brighty App Standard CardUnbegrenzt
Brighty App TON CardUnbegrenzt
Monatsausgabe
Brighty App Standard Card$30,000
Brighty App TON Card$30,000
ATM-Abhebung
Brighty App Standard Card$3,000
Brighty App TON Card$3,000
Karteninfo
Kartentyp
Brighty App Standard CardVirtuelle Karte, Physische Karte
Brighty App TON CardVirtuelle Karte, Physische Karte
Kartennetzwerk
Brighty App Standard CardVisa
Brighty App TON CardVisa
Apple Pay
Brighty App Standard Card✓
Brighty App TON Card✓
Google Pay
Brighty App Standard Card✓
Brighty App TON Card✓

KYC-Anforderungen

Level: ID-Verifizierung
E-Mail-Verifizierung
Erforderlich
Telefon-Verifizierung
Erforderlich
Ausweisdokument
Erforderlich
Adressnachweis
Nicht erforderlich
Selfie-Verifizierung
Nicht erforderlich

Community-Bewertung

6.9/10
Quellen
@krts23“My experience moving part of my savings into USDC for the yield 0.6%. That was what my savings account was paying while inflation did what it's been doing, and after a while watching the balance quietly shrink in real terms got old enough that I did something about it. Started small, around 15% of what I had. Enough to matter, not enough to ruin me if it went sideways. Supplied it to [Aave](https://aave.com/) because everything else seemed to route there anyway and I'd rather deal with the source than a wrapper. Rate was about 4.5% when I put it in. That was 14 months ago. First thing I lea”@krts23“Compared 4 crypto-fiat apps for everyday banking in Europe, here's what I found Spent the last few weeks actually testing apps that let you hold crypto and fiat in one place with a real IBAN and card.  Here's the honest breakdown:   [Revolut](https://www.revolut.com/) The obvious one. Works everywhere, great UI, but crypto features are limited — you can't send to external wallets without a paid plan. More of a bank that added crypto than the other way around.   [Wirex](https://www.wirexapp.com/) Been around longest. Card works well, decent rates. Rewards system is confusing and the app”@mezoantropo Z“Card is not working. Deposit and withdrawal takes 2-3 days. Not usable.”@Daniel Rosenqvist“Stay away from this company. Crypto transfers were instant for me few days ago, but now suddenly they're "pending" for hours without any updates and customer support is completely silent. You'd expect a "bank" to process transactions fast in Europe. Especially crypto transactions that come from known wallets. The fact it's been 13+ hours without any response from support and my money hasn't even been credited yet is fishy. Not even the previous refund has been sent to my other crypto wallet. Update 1: After waiting for almost 40 hours I finally received my funds. Customer support is comple”@--“doesn't support all SEPA countries”@Filipe“Immediate transfers can take hours to be credited. Otherwise excellent. Nice cashback (0.5%, occasionally 1%). Update (03/29/2026): Ordered something on Amazon.es. Paid with Brighty. Payment refused due to "insufficient funds" despite having enough funds. Topped up my account. Paid. They used PLN instead of EUR and charged €1.4 "card payment international fee". Immediatelly cancelled the order. They charged another €1.38 "card payment international fee". Update (04/07/2026): Couldn't pre-order something because my Visa card didn't work. Had to wait ~48 hours for resolution. Brighty admitted”@Leonid Batykin“I can't log in to the app. Support on the site is no longer responding”@HN“Les gens qui ont ete bloquer leur argent ecrivez moi v74thonon outlook.fr , je vous aiderai a porter partie civile avec moi au trubunal je suis juriste. Malgre que j ai ecrit par chat le 30/01/26 car brighty m a bloquer mon argent qui se trouve dans mon cpte wallet de brighty, il dit je dois lui repondre a ses 10 questions sauf qu il y a une question hors la loi fr a savoir il veut je lui montre mes 6 derniers releves bancaire. Seul le juge, le servicr fiscal demandent des cas particuliers seulement ou des banques demandent si on emprunte largent et que le solde des 3 derniers mois. Brighty a”@Serge“I opened an account with Brighty a couple months ago. I haven't actively used the service yet, but what can I say 1.simple referral program, you can easily get 25USDT on your account. 2.despite the fact that I don't have a personal IBAN yet - funds are credited to the balance in the SEPA zone within a few minutes. 3. virtual card is free, it is linked to google pay and you can easily pay offline and online. 4. basic plan is free of charge 5. more interesting subscriptions cost from 9 euros a month, but you can earn up to 10% with APY Vaults. 6. good USDT to euro conversion rate 7. no data ex”@krts23“Switched from traditional bank for international transfers — 6 months update Background: I move money between EUR and USD regularly for freelance work. Traditional wire transfers were eating 3-5% between fees and exchange rates.Tried a few apps, landed on [Brighty](https://brighty.app/) about 6 months ago.   Here's the honest update: What works: \- SEPA transfers arrive same day, FedWire surprisingly fast too \- Stablecoin vault at 8% APY on USDC — idle money actually earns something \- Card works everywhere Mastercard does, no declined transactions yet   What's not perfect: \- Small”@Alba Espín Marín“Para España no sirve. Te piden una factura de servicios en inglés, estando en España eso no es posible. Así que… solo quieren que hagas compras con ellos con tarjeta para llevarse su porcentaje, tampoco te dejan retirar en cajero automático ni una sola vez a no ser que pagues. Que esto en España es ilegal. No lo remiendo nada.”@Andrea Benitez Cuesta“This is unthinkable and looks like a scam! I lost 5.000 USD when I tried to transfer it to my Brighy account. Brighty support has been silent for 20 days, despite being online. They froze my account without any explanation! They just asked me for documents and I provided them the same day, but they are silent. If you also want to lose all your savings, you can open a Brighty account. Give me my money back! My name - Andrea Benitez Cuesta”@Alexandre Magno“Doenst work. All my money inside can't even login.”@Ireneusz“These people closed my account without explanation where there were unprocessed refund transactions. Then they stole my 4€ for some unknown fee. There were about 2000€ of refunds in processing, and the store sent me proofs, where you can see a message from the bank that they confirmed the payment on their side. Further I have not received and week of my subscription they do not want to refund me 18€. Eventually these scammers started demanding selfies with the date, and completely ignore me. Further I will make a pre-trial lawsuit on them, and then a lawsuit with moral damages of more than 10.”@Natalia Raz“I’ve had a very positive experience using Brighty so far. The app is intuitive and easy to use, even for someone managing multiple currencies and investments. I especially appreciate the wide range of supported currencies and the flexibility between crypto and fiat. Customer support has been responsive and helpful, which is very important when dealing with financial services. I also find the investment tools interesting and innovative, it’s great to see new solutions being developed in the fintech space. I’m looking forward to seeing how Brighty continues to evolve and expand its features in t”@Good Man“very hard to verification. too much questions and i waiting 1 day 😓😱”@Hoxton“Ich habe mehrere gültige Adressnachweise für Deutschland eingereicht, darunter eine Meldebescheinigung, einen übereinstimmenden Ausweis sowie meine aktuelle Gehaltsabrechnung – und wurde dennoch abgelehnt. Nun soll ich den Support kontaktieren und mehrere Tage auf einen Hin- und Her-Schriftwechsel warten. Ein sehr frustrierender und ineffizienter Verifizierungsprozess.”@Testeuse a plein temps“Attention a eux ce sont des menteurs. Ils ne tiennent pas leurs engagements et cest grave, ils me devraient 25 usd et ils affirment que non alors que toutes les conditions ont ete remplit je désinstalle cette appli de menteurs !!n”

Aufschlüsselung nach Kategorie

KYC-Einfachheit
6.7/10
Gebühreneffizienz
7/10
App-Erfahrung
7/10
Supportqualität
6.9/10

Funktionen

KontaktlosStaking

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