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Compara tarjetas de crédito cripto por tarifas, requisitos KYC, puntuaciones de privacidad y características.

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  5. Avici Card
Avici Card
Avici Card
Verificación de ID
Tarjeta Virtual Visa
8.8
General
Conseguir Esta Tarjeta
Avici Card logo

Avici Card

por Avici

Conseguir Esta Tarjeta

Avici Card es una tarjeta de crédito Visa garantizada y sin custodia: bloqueas USDC en un contrato de depósito en garantía on-chain que solo controla tu billetera y lo gastas en USD en cualquier comercio que acepte Visa. La tarjeta virtual Platinum de $15 no tiene cuota mensual ni recargo por cambio de divisa, lo que la convierte en una forma económica de gastar stablecoins sin ceder tus fondos a un custodio.

Ventajas

  • +Sin custodia: tu garantía está en un contrato que solo controla tu billetera
  • +$15 de pago único por tu primera tarjeta virtual, sin cuota mensual
  • +0 % de recargo por cambio de divisa y sin comisiones por recarga ni por transacción
  • +Compatible con Apple Pay y Google Pay
  • +Recarga desde Solana y 10 redes EVM; los tokens se convierten automáticamente a USDC

Desventajas

  • -En agosto de 2026 un exploit vació saldos de tarjetas en Solana; Avici reembolsó íntegramente a los afectados
  • -Los retiros en cajero con Platinum cuestan $1 + 0,65 %
  • -Las disputas tienen una comisión no reembolsable de $35
  • -Sin cashback ni recompensas por gasto
  • -No disponible en 18 países, entre ellos India, Turquía, Rusia, Ucrania y Vietnam
8.8/10
GeneralExcelente
7.5/10
Puntuación de la ComunidadBasado en 232 fuentes
Lv 3
Nivel KYCVerificación de ID

Tabla de Contenidos

Comparar Tarjetas de Avici

A
Avici Card
A
Avici Virtual Signature Card
A
Avici Physical Platinum Card
A
Avici Physical Signature Card
Recompensas
Reembolso
0%
0%
0%
0%
Cripto de Reembolso
—
—
—
—
Recompensas de Staking
✗
✗
✗
✗
APR de Staking
—
—
—
—
Bono de Bienvenida
—
—
—
—
Bono de Referido
—
—
—
—
Tarifas
Tarifa Mensual
Gratis
$1.67
Gratis
$1.67
Emisión de Tarjeta
$15
$10
$50
$55
Tarifa ATM
0.65%
Gratis
0.65%
Gratis
Tarifa FX
Gratis
Gratis
Gratis
Gratis
Tarifa de Recarga
Gratis
Gratis
Gratis
Gratis
Tarifa por Rechazo
Gratis
Gratis
Gratis
Gratis
Límites
Gasto Diario
Sin límite
Sin límite
Sin límite
Sin límite
Gasto Mensual
Sin límite
Sin límite
Sin límite
Sin límite
Retiro ATM
$3,000
$3,000
$3,000
$3,000
Info de Tarjeta
Tipo de Tarjeta
Tarjeta Virtual
Tarjeta Virtual
Tarjeta Física
Tarjeta Física
Red de Tarjeta
Visa
Visa
Visa
Visa
Apple Pay
✓
✓
✓
✓
Google Pay
✓
✓
✓
✓
A
Avici Card
A
Avici Virtual Signature Card
A
Avici Physical Platinum Card
A
Avici Physical Signature Card
Recompensas
Reembolso
Avici Card0%
Avici Virtual Signature Card0%
Avici Physical Platinum Card0%
Avici Physical Signature Card0%
Cripto de Reembolso
Avici Card—
Avici Virtual Signature Card—
Avici Physical Platinum Card—
Avici Physical Signature Card—
Recompensas de Staking
Avici Card✗
Avici Virtual Signature Card✗
Avici Physical Platinum Card✗
Avici Physical Signature Card✗
APR de Staking
Avici Card—
Avici Virtual Signature Card—
Avici Physical Platinum Card—
Avici Physical Signature Card—
Bono de Bienvenida
Avici Card—
Avici Virtual Signature Card—
Avici Physical Platinum Card—
Avici Physical Signature Card—
Bono de Referido
Avici Card—
Avici Virtual Signature Card—
Avici Physical Platinum Card—
Avici Physical Signature Card—
Tarifas
Tarifa Mensual
Avici CardGratis
Avici Virtual Signature Card$1.67
Avici Physical Platinum CardGratis
Avici Physical Signature Card$1.67
Emisión de Tarjeta
Avici Card$15
Avici Virtual Signature Card$10
Avici Physical Platinum Card$50
Avici Physical Signature Card$55
Tarifa ATM
Avici Card0.65%
Avici Virtual Signature CardGratis
Avici Physical Platinum Card0.65%
Avici Physical Signature CardGratis
Tarifa FX
Avici CardGratis
Avici Virtual Signature CardGratis
Avici Physical Platinum CardGratis
Avici Physical Signature CardGratis
Tarifa de Recarga
Avici CardGratis
Avici Virtual Signature CardGratis
Avici Physical Platinum CardGratis
Avici Physical Signature CardGratis
Tarifa por Rechazo
Avici CardGratis
Avici Virtual Signature CardGratis
Avici Physical Platinum CardGratis
Avici Physical Signature CardGratis
Límites
Gasto Diario
Avici CardSin límite
Avici Virtual Signature CardSin límite
Avici Physical Platinum CardSin límite
Avici Physical Signature CardSin límite
Gasto Mensual
Avici CardSin límite
Avici Virtual Signature CardSin límite
Avici Physical Platinum CardSin límite
Avici Physical Signature CardSin límite
Retiro ATM
Avici Card$3,000
Avici Virtual Signature Card$3,000
Avici Physical Platinum Card$3,000
Avici Physical Signature Card$3,000
Info de Tarjeta
Tipo de Tarjeta
Avici CardTarjeta Virtual
Avici Virtual Signature CardTarjeta Virtual
Avici Physical Platinum CardTarjeta Física
Avici Physical Signature CardTarjeta Física
Red de Tarjeta
Avici CardVisa
Avici Virtual Signature CardVisa
Avici Physical Platinum CardVisa
Avici Physical Signature CardVisa
Apple Pay
Avici Card✓
Avici Virtual Signature Card✓
Avici Physical Platinum Card✓
Avici Physical Signature Card✓
Google Pay
Avici Card✓
Avici Virtual Signature Card✓
Avici Physical Platinum Card✓
Avici Physical Signature Card✓

Requisitos KYC

Level: Verificación de ID
Verificación de Email
Requerido
Verificación de Teléfono
Requerido
Documento de Identidad
Requerido
Comprobante de Domicilio
No Requerido
Verificación con Selfie
No Requerido

Puntuación de la Comunidad

7.5/10
Fuentes
@shelleymaeph“Recently tried a McDonald’s drive-thru with my @avici card. My ₱79 purchase went through in real time at ₱62.2047 per USD, compared to the ₱62.535 closing rate that day. Honestly, that’s a really good conversion rate, even better than what I usually get from my bank. Paying with crypto IRL is getting easier.”@I_am_Endurance“𝐌𝐲 𝐬𝐡𝐨𝐩𝐩𝐢𝐧𝐠 𝐝𝐢𝐬𝐨𝐫𝐝𝐞𝐫 𝐣𝐮𝐬𝐭 𝐟𝐨𝐮𝐧𝐝 𝐚𝐧 𝐞𝐧𝐚𝐛𝐥𝐞𝐫. 😂 𝐀𝐧𝐝 𝐀𝐯𝐢𝐜𝐢 𝐢𝐬 𝐭𝐡𝐞 𝐞𝐧𝐚𝐛𝐥𝐞𝐫. @avici is a self-custodial wallet with a Visa card that lets you spend your crypto where Visa is accepted. I got my virtual card for free during their promo. The promo has ended now, so you can get my type of card for $10. For me, everything from verification to funding my Avici wallet and checking out on Temu took less than 5 minutes. And the payment went through within seconds. Link to check it out is in the comments.”@kaspa_lurker“Six @AkoolInc charges hit my @avici card in two minutes. Nothing in their system stopped it. I stopped it, by freezing the card. What the hell 😡 @avici what was the tagline again? “Earn Trust”… you’ve lost mine.”@Paulina from cryptonoshi.com“They've been around for a while (1.5 yrs), so I'd expect a more elegant experience in the app... it all feels like the first pancake tbh. Other than that, this card has many nice features. The Good: - Unlimited Daily Spend - 0% foreign exchange fee - Apple Pay Enabled - Physical Card Available - You get both EUR and USD bank accounts in your name - Built on credit card rails via Rain, accepted virtually anywhere - Non-custodial, so you control your assets The Bad: - Only 49 Countries Supported - No Cashback - ATM limit is a tiny $250 per day I didn't give 5 stars because no cashback and th”@MD. SABBIR HASAN“I had a very disappointing experience with Avici. I deposited SOL from Binance successfully, but when I tried to top up my card, nothing happened. There was no pending or completed transaction. After reinstalling the app and logging back into the same account, my SOL balance disappeared and even my deposit address changed. My funds are not accessible, and I still cannot use my card. Support keeps giving generic replies without resolving the issue. Until this is fixed, I cannot recommend this ap”@setyamickala“a long time Avici user since the early days. I've been actively using the platform, topped up my card, and even received my physical Avici card. Unfortunately, my dashboard has completely disappeared. i can no longer see or access my Avici Card at all. Even after logging out and logging back in multiple times, the issue remains exactly the same. My wallet now appears as a brand new wallet, and I’m being asked to complete KYC again.? This is very disappointing and concerning as a loyal user who has trusted Avici for a long time. I believe this is a technical error or bug on the app side My fun”@jussy_world“Just received my Avici Card Cost $70, waited 5 days Self-custody with no Gas fees Only possible on Solana”@Dario Zadro“No fees, but they take 2% for conversion usdt to eur when paying with card. But to get this information you need to pay 15 usd for card first. Shady stay away”@Mohamed amine Benamar“Activating the bank account has been under review for two months. 😅”@Mother-Chocolate8390“Can a crypto payment system really be called self-custodial if its contracts retain privileged access? The recent Avici exploit reportedly drained more than $653K from card collateral vaults. The bigger question: if a smart contract has administrative permissions or another privileged path capable of moving user funds, is the system still truly self-custodial? The exact exploit mechanism hasn’t been officially confirmed but it raises an important question about the gap between “self-custody” as a product promise and the underlying architecture. Where should we draw the line???”@0xCasualDegen“Udah pake Avici Card sekitar 3 bulanan dan overall puas. Yang paling kerasa itu rate convert crypto → USD-nya. Contohnya di screenshot, deposit 500 USDT dan yang masuk 499.04 USD. Menurut gue spread segitu masih oke. Cuma setelah dipake sekitar 3 bulan dengan total spending kurang lebih $8k, baru sadar kalau benefit yang gue dapet ya cuma conversion rate itu doang. Nggak ada cashback atau reward lain. Hari ini iseng nyoba daftar Tria. Deposit pertama 100.15 USDT, tapi yang jadi spendable cuma 98.94 USD. Jujur lumayan kaget karena kepotongnya lebih dari $1. Jadi dari sisi conversion, sejauh i”@Pablo Gone“I’ve created Avici Business account. Onboarding was clean, managers were nice. After account was approved, I was told that is fully working and transactions are instant. So I’ve received 20000€ payment invoice for goods of my company, and it landed in account but I couldn’t use them. Avici support said it’s normal and it will be possible to use after 24/48 hours. But after that time passed, I contacted them again and they said that my money is blocked (for no reason) and I was blocked on their resources and their workers stop responding me. Money wasn’t refunded, my company has over 30000€”@@MdImran-hn2oq“ভাই টপআপ বা কার্ডে ডলার এড হচ্ছে নাহ! প্লিজ রিপ্লাই!”@ansi09“AviciMoney Introduced Virtual Accounts + IBAN For Fiat To Make Avici A Real Alternative To A Normal Bank Account **Source:** [https://x.com/AviciMoney/status/2011510746979713206](https://x.com/AviciMoney/status/2011510746979713206) We introduced Named virtual accounts to make Avici a real alternative to a normal bank account for the internet age. Self custody. Fiat compatible. Global on [@solana](https://x.com/solana) Here’s why this matters and how it works ↓ https://reddit.com/link/1qdvlno/video/gja6wiuqtkdg1/player You want crypto's self-custody benefits , but you live in a f”@KadunaBull“Reasons why I use @avici app and credit card: - no limit - self custodial - 0 tx fee - 0 top up fee - 0 withdraw fee - no low auth fee - no declined tx fee - 0 forex markup (only pay what Visa charges) @RamXBT wants to onboard millions of users first and make money later with other products. People’s bank. $AVICI”@IcySatisfaction7882“Full reimbursement for 1600+ users is the response u wanna see. Rain fixing the old contract issue while Avici confirms self custody wallets stayed untouched makes the scope pretty clear”@Ponyin“So far tier crypto to payment yang udah pernah dipake. Kalo nyari cashback= jupiter Nyari fleksibel (bisa dipake qris dll)= bitget Kalo buat traveling= avici (ada upgrade lounge airport free 4x sebulan khusus signature) Kalo buat hiburan= cypher (card ekslusif+1 detik langsung keisi cardnya. KAST, TRIA belum nyoba terkendala di KYC lumayan susah.”@Barefoot Minimalist“Tried to sign up and the onboarding process is unreliable from start to finish. First, the email verification code step repeatedly threw a generic “login error” after entering the code and wouldn’t let me proceed. On one attempt I finally got past that, only to be forced into installing an authenticator app — and that step also failed with another unhelpful error, leaving me stuck again. I retried multiple times, switched networks, restarted and reinstalled the app — same result. If they can’t provide a working onboarding process, stay away from them until they fix it.”@Cryptoking (Antidote)“AVici is the best Neobank and payment solution that can compete with revoult which is currently at $75b valuation compared to AVICI at around $35m . some great thing about AVICI it's non custodial which means that teams can not freeze your money, You can export the private key to your own solana wallet, No limit on your spending , very good and active customer support etc.”@Craig Walker“Quite simply the best crypto money card app you could use. Super user friendly.”@xKevinR6“Really impressed with this new banking app — clean design, fast transactions, and seamless crypto integration. There are a few small bugs here and there, but the dev team has been updating the app regularly and fixing issues quickly. Overall, a solid all-in-one banking and crypto experience!”

Desglose por Categoría

Simplicidad del KYC
7.1/10
Eficiencia de Tarifas
8.1/10
Experiencia de App
6.8/10
Calidad de Soporte
7.3/10

Características

ContactlessOnline PaymentsAcceso ATMVirtual CardMúltiples Tarjetas VirtualesSelf-CustodyNo FX FeeSin Tarifa MensualCard FreezeSpending LimitsBank TransfersReferral ProgramMobile App

Criptomonedas Soportadas

USDC iconUSDCUSDT iconUSDTETH iconETHSOL iconSOL