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Compara tarjetas de crédito cripto por tarifas, requisitos KYC, puntuaciones de privacidad y características.

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  5. Payy Card
Payy Card
Payy Card
Verificación de ID
Tarjeta Virtual Visa
8.5
General
Conseguir Esta Tarjeta
Payy Card logo

Payy Card

por Payy

Conseguir Esta Tarjeta

Payy Card es la primera tarjeta cripto que preserva la privacidad usando pruebas de conocimiento cero, construida por ex-ingenieros de Apple. Perfecta para usuarios conscientes de la privacidad que quieren gastos en stablecoins sin exponer actividad on-chain.

Ventajas

  • +Las pruebas de conocimiento cero ocultan la actividad de billetera de transacciones con tarjeta
  • +Autocustodial - los fondos no pueden ser congelados ni suspendidos
  • +Sin comisiones mensuales, de transacción ni de recarga
  • +Funciona con OpenAI, Netflix, Spotify (muchas tarjetas no)
  • +Diseño único de tarjeta física con luz

Desventajas

  • -1% de comisión de cambio de divisas en compras internacionales
  • -La tarjeta física solo es sin contacto (sin chip/deslizar)
  • -Sin programa de cashback o recompensas
  • -Solo USDC - soporte limitado de criptomonedas
  • -Conjunto de características minimalista puede no ser para todos los usuarios
8.5/10
GeneralExcelente
6.0/10
Puntuación de la ComunidadBasado en 149 fuentes
Lv 3
Nivel KYCVerificación de ID

Tabla de Contenidos

Resumen de la Tarjeta

Payy Card
Recompensas
Reembolso
0%
Cripto de Reembolso
—
Recompensas de Staking
✗
APR de Staking
—
Bono de Bienvenida
—
Bono de Referido
$0
Tarifas
Tarifa Mensual
Gratis
Emisión de Tarjeta
Gratis
Tarifa ATM
Gratis
Tarifa FX
Gratis
Tarifa de Recarga
Gratis
Tarifa por Rechazo
Gratis
Límites
Gasto Diario
No divulgado
Gasto Mensual
No divulgado
Retiro ATM
No divulgado
Info de Tarjeta
Tipo de Tarjeta
Tarjeta Virtual, Tarjeta Física
Red de Tarjeta
Visa
Apple Pay
✓
Google Pay
✓
Recompensas
Reembolso
0%
Cripto de Reembolso
—
Recompensas de Staking
✗
APR de Staking
—
Bono de Bienvenida
—
Bono de Referido
$0
Tarifas
Tarifa Mensual
Gratis
Emisión de Tarjeta
Gratis
Tarifa ATM
Gratis
Tarifa FX
Gratis
Tarifa de Recarga
Gratis
Tarifa por Rechazo
Gratis
Límites
Gasto Diario
No divulgado
Gasto Mensual
No divulgado
Retiro ATM
No divulgado
Info de Tarjeta
Tipo de Tarjeta
Tarjeta Virtual, Tarjeta Física
Red de Tarjeta
Visa
Apple Pay
✓
Google Pay
✓

Requisitos KYC

Level: Verificación de ID
Verificación de Email
Requerido
Verificación de Teléfono
Requerido
Documento de Identidad
Requerido
Comprobante de Domicilio
No Requerido
Verificación con Selfie
No Requerido

Puntuación de la Comunidad

6.0/10
Fuentes
@Kenny Evrard“scam. I would like to make 0 star. I've been using this app for a while, I got disappointed when they gave me an email telling me that all the funds had been robbed. and all my money goes like this. how to explain that if you called your wallet a self custody?? till now I can't access my money. Even using another app with the same phrase.”@Hassan Qureshi“worst experience ever. my balance showing zero even I have some dollars in wallet . my card is also not showing. 2 hours passes but still no response from support team.”@Baba Ji Ka Thullu“One of the best virtual card ever! I Love It 💗💗💗”@Steffi graff“Watch out—Payy is stealing identities Watch out—Payy is stealing identities. I created a Payy account, but their system entered incorrect details during the setup process. Now I can't access my account, even though I can prove the ID card belongs to me. Support refuses to help because they claim I need access to the email address and mobile number—but those don't actually exist. So, my identity is linked to an account belonging to someone else. That is illegal.”@It Tech Solution“very very bad experience on the deposit. It takes almost 5 days to pass the deposit.”@yyhhdy“Maliciously collecting personal information The card application portal disappeared immediately after I submitted my application.”@MD SIAM (HASSAN)“Very poor experience with the wallet system. I deposited $1.80, and at first it showed the full amount was added. But after a few seconds, it decreased to $1.67, and finally only $1.25 was credited. This kind of hidden deduction is unacceptable. There is no clear explanation for why the amount keeps changing. It feels misleading and untrustworthy. This has happened more than once. The app needs to be transparent about fees or stop deducting money without explanation. Would not recommend.”@Saif Shiraj“So far, I haven't been charged any fees for transactions through the Payy app-which is impressive. The user interface is by far my favorite among finance apps: clean, intuitive, and visually appealing. Card issuance is completely free, which adds to the value. One of the coolest features is the ability to earn points and redeem them for a physical glow card-it's truly unique and stands out. Their support team has been fairly responsive and helpful overall. Loving the experience!”@Zhu YF“Can not see card function in the app.”@Alpha“card declined too many times”@MD Merajul Islam“Scam app scam app I deposit 5$ but The dollar balance in the account has gone down to zero😡. , And they ask me to deposit again.🤬🤬 Don't use this apps Request action to Play Store authorities.”@I'm rich“so I just downloaded the app I tried to get an card it says verification on progress after a day it says approved and when I click "done" it takes me to the home and says "verification on progress" and when I click it, it says approved I contact support but they DIDN'T help at ALL😭🙏”@Timmeyyyyyyh“Prettyy good Payy let you pay your bills anonymously. Keep up the good work 💪🏼”@Anton“Best app ever for virtual card! You can literally blindly use this app cause there is no transaction or withdrawal fees. And so on, I am totally happy with this app”@Siyam Ahamed“আমার 5 ডলার scam করেছে payy app scam scam app scam app সবাই সাবধান”@Tamo7i“Add networks options I actually like your app so much useful , but Etherium network is expensive , add other options like BNb”@Inkhardy5“This is a scam! Do not use This is a scam I sent crypto to it and over a day now and nothing! Do not use!!!”@jinu_sajaboys86“Payy Card - 100% privacy Payy Card: La mia esperienza con una carta crypto self-custodial per privacy e pagamenti quotidiani Ho testato Payy Card nelle ultime settimane e merita un post dedicato: è una Visa collegata a un wallet non-custodial dove puoi depositare, prelevare e spendere USDC e USDT su Ethereum, Arbitrum e Polygon direttamente, senza intermediari custodial. Cosa mi ha convinto: • Privacy come core: Usa zero-knowledge proofs on-chain (UTXO model). L’issuer vede solo l’autorizzazione alla spesa, non i tuoi balances o tx history – perfetto per minimizzare esposizione tipo DAC8 r”@@ZbsbGyywyw“Vaiya Fee 0.43 lagtasee 😅”

Desglose por Categoría

Simplicidad del KYC
7.1/10
Experiencia de App
6.7/10
Calidad de Soporte
6.7/10

Características

Contactless

Criptomonedas Soportadas

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