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Compara tarjetas de crédito cripto por tarifas, requisitos KYC, puntuaciones de privacidad y características.

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  5. Plutus Card
Plutus Card
Plutus Card
Verificación de ID
Tarjeta Virtual Visa
5.6
General
Conseguir Esta Tarjeta
Plutus Card logo

Plutus Card

por Plutus

Conseguir Esta Tarjeta

Plutus Card es la opción preferida para europeos que buscan máximo cashback en criptomonedas. Las recompensas del 3-9% en tokens PLU combinadas con más de 50 beneficios de marcas la hacen excepcionalmente gratificante para gastadores activos dispuestos a hacer staking de PLU.

Ventajas

  • +Hasta 9% de cashback - el más alto en Europa
  • +Más de 50 beneficios de marcas (Netflix, Spotify, Amazon, etc.)
  • +No-custodial - tú controlas tus claves
  • +Sin cuota mensual en el plan Starter
  • +Comunidad activa y actualizaciones regulares

Desventajas

  • -Solo soporta tokens ETH y PLU
  • -Las mejores recompensas requieren staking significativo de PLU
  • -Sin soporte para Apple Pay
  • -Solo UE/Reino Unido - no disponible en EE.UU.
  • -Altas comisiones de gas de Ethereum afectan recargas
5.6/10
GeneralRegular
3.3/10
Puntuación de la ComunidadBasado en 283 fuentes
Lv 3
Nivel KYCVerificación de ID

Tabla de Contenidos

Resumen de la Tarjeta

Recompensas
Reembolso
3%
Cripto de Reembolso
PLU
Recompensas de Staking
✓
APR de Staking
—
Bono de Bienvenida
—
Bono de Referido
—
Tarifas
Tarifa Mensual
Gratis
Emisión de Tarjeta
Gratis
Tarifa ATM
2.5%
Tarifa FX
Gratis
Tarifa de Recarga
1%
Tarifa por Rechazo
Gratis
Límites
Gasto Diario
Sin límite
Gasto Mensual
$22,500
Retiro ATM
Sin límite
Info de Tarjeta
Tipo de Tarjeta
Tarjeta Virtual, Tarjeta Física
Red de Tarjeta
Visa
Apple Pay
✗
Google Pay
✓
Recompensas
Reembolso
3%
Cripto de Reembolso
PLU
Recompensas de Staking
✓
APR de Staking
—
Bono de Bienvenida
—
Bono de Referido
—
Tarifas
Tarifa Mensual
Gratis
Emisión de Tarjeta
Gratis
Tarifa ATM
2.5%
Tarifa FX
Gratis
Tarifa de Recarga
1%
Tarifa por Rechazo
Gratis
Límites
Gasto Diario
Sin límite
Gasto Mensual
$22,500
Retiro ATM
Sin límite
Info de Tarjeta
Tipo de Tarjeta
Tarjeta Virtual, Tarjeta Física
Red de Tarjeta
Visa
Apple Pay
✗
Google Pay
✓

Requisitos KYC

Level: Verificación de ID
Verificación de Email
Requerido
Verificación de Teléfono
Requerido
Documento de Identidad
Requerido
Comprobante de Domicilio
No Requerido
Verificación con Selfie
No Requerido

Puntuación de la Comunidad

3.3/10
Fuentes
@Eddie834“Fraudulent charges on my bank. May 26 2026, stole 4.99 for subscription I never signed up, I emailed them, they ignored me, and never returned my money Now October 15th 2026 tried charging me 29.99, even more than last time. Scammers! I am happy these scammers have been blocked this time, so they didn't get to steal from me. F. You Plutus!”@DrJekyll_UK“Just noticed that they have done it with me too, two months of payments without my consent 🤬”@Joey B“No bank/ cash card, app never works, rules constantly change, unclear who is even in control of the company at this point...the customer service is non existent and they constantly push out features on social media that either do not work at all, or have parameters that change once you've jumped through the set hoops. e.g. Their air miles sets 'goals' e.g. 6000 miles for an economy flight - once you reach that goal, you cannot even use the miles and the threshold becomes 10,000 miles. The subscriptions are costly, constantly change, cannot be cancelled and keep charging you.”@Joao Alexandre“Well I have so many bad things to say about this brand that I don't know where to start. First I had a problem when they offered me Premium plan for 1,99, I accepted, payed, but it did not work and they deducted the money. Second I ordered the card and it did not arrive. Third the virtual card doesn't exist. Fourth the gift cards are only available for premium Fifth I deposit 100 euros and now I can't use them. So I was robbed.”@Družina Terbuc“Scam company. Keep changing unclear rules and then accuse users of violating them and take all their money. Also they charge subscription to users that already closed their accounts and should have had their data deleted. They try all cards that were ever used to pay subscription. That is criminal behaviour.”@Vorname Nachname“Mein Account wurde bereits 2024 deaktiviert, trotzdem wird weiterhin versucht, Geld von meinem Konto abzubuchen. Seit vorgestern wurde bereits 3 Mal versucht, 19,99 € abzubuchen – völlig ohne nachvollziehbaren Grund. Zusätzlich wurden mir die versprochenen 120 € Cashback sowie 250 € Guthaben niemals ausgezahlt. Die Karte funktionierte plötzlich von einem Tag auf den anderen nicht mehr. Daraufhin habe ich mir zweimal eine neue Karte ausstellen lassen, doch auch diese haben nicht funktioniert. Am Ende war dann einfach alles verschwunden – Guthaben weg, Cashback nie erhalten und jetzt sogar unb”@SC“Despite downgrading to "No Plan" almost 12 months ago, Plutus just started charging me again after no payments since then, claiming I had opted in to auto-renewal...”@morgan03000“Exactly the same thing happened to me! I've written to them on X! They're thieves. I'd literally cancelled my subscription 30 months ago! They have to pay for this! They managed to take a month's payment from me, which I disputed, but they still ended up with the money. It's disgusting, and the worst part is that some people have apparently been auto-renewed for a full year at over £300…! This is outright theft, organised fraud! Can we do something to make them pay?! I can't stand injustice.”@morgan03000“It's pretty well explained and documented on this page: Plutus is a scam, a Ponzi scheme that's falling apart. My account has been closed for 30 months, and yet since September they've started charging my credit card again, which they obviously kept on file. Charges reactivated without any authorization, on a closed account: that's nothing short of theft. Bunch of \*\*\*\*\*. I hope karma takes good care of them! And as for the CEO, I'm not worried: let him enjoy his cozy little life for now. When you're dishonest and a thief, and it's documented in black and white, it always comes back to ”@Miserable-Stranger99“The problem is: 1.the card I used my whole family use I can't just. Block of 2. Plutus website won't allow me to delete any card. My way is now: contact my credit card and block their transaction or let it refund? Would this work?”@wygun“Unprecedented value: Plutus now charges a 3% fee to buy gift cards with a 1% discount + 30£ monthly sub”@Thomas Kzd“un vrai ponzi je me suis fais avoir aussi impossible de retirer l'argent et ils suppriment tous ce qu'on a gagné des vrai escrocs fuyez !!! ils méritent d'aller en prison”@goodtimes20“£6.99 declined at 7:45am today. Account closed and payment card no longer valid. See you next Tuesday Plutus”@RattyDAVE“Plutus unanswered issues on Telegram. There is no support on Telegram the mods seem to have left. These are the current issues that have gone unanswered in the past week. 1) Earn Miles are unable to be redeemed. 2) Gift cards are not delivered but money is taken. With the error "Supplier declined this card" 3) Gift cards do not have any discount. 4) Topping up the account gives no bonus credits. 5) Topping up 100 EUR puts 75.56 PEUR in your account. Almost a 25% fee!”@amzlord“I've just managed to log into the account and requested closure. I found an email saying that I had moved to the 0 plan, so no payments, so not sure how they would be able to justify moving me onto a paid plan?! I also emailed them to say the account needs to be closed and they do not have permission to charge me anything and finally blocked my card for tomorrow. Lost too much on plutus so not interested in losing more to line their scammy pockets.”@Cooper“Avoid at all costs. Constantly changing rules, unable to claim any benefits, and even when the accounts has been closed (for 8 months) they take money form your account. Zero customer service via chat, telephone or email. Save yourself the hassle, and just avoid at all costs.”@Denis B“Avoid them. I joined long ago thinking it would be good perks. The result is no card to use and paying 6.99 for nothing for months. I finally tried seriously to cancel instead of being lazy and paying a subscription for nothing. Sadly, you click pause and the subscription restarts. The close your account page send you to 404 pages (for the Fill Out The Account Closure Form and Contact Support). The AI chatbot never connects you to a human. I tried to find a way to speak to someone, joined the Discord, and got banned nearly immediately with a message saying I was a robot. And zero answer from m”@RattyDAVE“When I sign up to a service I aways say NO to marketing emails. I have left Plutus a ling time ago. And I requested my data removed. I was assured this was done. I have received 2 copies if this email so far.”@PandaStar07“My Feedback? You have a terrible service. Premium users get no reply to e-mails, can't order a card, no support...”@Frank P“kein auszahlbares Cashback, keine Kreditkarte mehr, Plu-Guthaben wurde gelöscht, Plu faktisch wertlos letzte Bewertung wurde von Trustpilot gelöscht(Ursache unklar ???), deshalb nochmals Bewertung mit Update”

Desglose por Categoría

Simplicidad del KYC
6.4/10
Eficiencia de Tarifas
4.9/10
Valor de Recompensas
5.6/10
Experiencia de App
5.5/10
Calidad de Soporte
6.1/10

Características

ContactlessMobile AppCashbackStaking RewardsVirtual CardPhysical CardOnline PaymentsSelf-CustodyDeFi Integration

Criptomonedas Soportadas

ETH iconETH