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Compara tarjetas de crédito cripto por tarifas, requisitos KYC, puntuaciones de privacidad y características.

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  5. Avalanche Card International
Avalanche Card International
Avalanche Card International
Verificación de ID
Tarjeta Virtual Visa
6.2
General
Conseguir Esta Tarjeta
Avalanche Card International logo

Avalanche Card International

por Rain Liquidity LLC

Tarjeta Virtual•Visa•Verificación de ID
Conseguir Esta Tarjeta

La versión internacional de la Avalanche Card se dirige a los mercados emergentes con un modelo de crédito sin custodia. Si bien ofrece inclusión financiera para los no bancarizados, conlleva comisiones por cambio de divisas y transfronterizas más altas que la variante de U.S.

Ventajas

  • +Permite la inclusión financiera para usuarios no bancarizados en LATAM
  • +La seguridad MPC de autocustodia fragmenta las claves privadas
  • +Sin comisiones de mantenimiento mensuales
  • +Compatible con Apple y Google Pay
  • +0% de interés en compras

Desventajas

  • -Elevadas comisiones de FX de hasta el 3%
  • -Comisiones transfronterizas adicionales de hasta el 3%
  • -Comisiones punitivas por pago atrasado de hasta $40
  • -Requisitos estrictos de cumplimiento de la OFAC y sanciones
6.2/10
GeneralBueno
4.8/10
Puntuación de la ComunidadBasado en 42 fuentes
Lv 3
Nivel KYCVerificación de ID

Tabla de Contenidos

Comparar Tarjetas de Rain Liquidity LLC

A
Avalanche Card U.S.
Avalanche Card InternationalAvalanche Card InternationalActual
Recompensas
Reembolso
—
—
Cripto de Reembolso
—
—
Recompensas de Staking
✓
✗
APR de Staking
—
—
Bono de Bienvenida
—
—
Bono de Referido
—
—
Tarifas
Tarifa Mensual
Gratis
Gratis
Emisión de Tarjeta
Gratis
Gratis
Tarifa ATM
Gratis
Gratis
Tarifa FX
2%
3%
Tarifa de Recarga
Gratis
Gratis
Tarifa por Rechazo
Gratis
Gratis
Límites
Gasto Diario
Sin límite
Sin límite
Gasto Mensual
Sin límite
Sin límite
Retiro ATM
Sin límite
Sin límite
Info de Tarjeta
Tipo de Tarjeta
Tarjeta Virtual, Tarjeta Física
Tarjeta Virtual, Tarjeta Física
Red de Tarjeta
Visa
Visa
Apple Pay
✓
✓
Google Pay
✓
✓
A
Avalanche Card U.S.
Avalanche Card InternationalAvalanche Card InternationalActual
Recompensas
Reembolso
Avalanche Card U.S.—
Avalanche Card International—
Cripto de Reembolso
Avalanche Card U.S.—
Avalanche Card International—
Recompensas de Staking
Avalanche Card U.S.✓
Avalanche Card International✗
APR de Staking
Avalanche Card U.S.—
Avalanche Card International—
Bono de Bienvenida
Avalanche Card U.S.—
Avalanche Card International—
Bono de Referido
Avalanche Card U.S.—
Avalanche Card International—
Tarifas
Tarifa Mensual
Avalanche Card U.S.Gratis
Avalanche Card InternationalGratis
Emisión de Tarjeta
Avalanche Card U.S.Gratis
Avalanche Card InternationalGratis
Tarifa ATM
Avalanche Card U.S.Gratis
Avalanche Card InternationalGratis
Tarifa FX
Avalanche Card U.S.2%
Avalanche Card International3%
Tarifa de Recarga
Avalanche Card U.S.Gratis
Avalanche Card InternationalGratis
Tarifa por Rechazo
Avalanche Card U.S.Gratis
Avalanche Card InternationalGratis
Límites
Gasto Diario
Avalanche Card U.S.Sin límite
Avalanche Card InternationalSin límite
Gasto Mensual
Avalanche Card U.S.Sin límite
Avalanche Card InternationalSin límite
Retiro ATM
Avalanche Card U.S.Sin límite
Avalanche Card InternationalSin límite
Info de Tarjeta
Tipo de Tarjeta
Avalanche Card U.S.Tarjeta Virtual, Tarjeta Física
Avalanche Card InternationalTarjeta Virtual, Tarjeta Física
Red de Tarjeta
Avalanche Card U.S.Visa
Avalanche Card InternationalVisa
Apple Pay
Avalanche Card U.S.✓
Avalanche Card International✓
Google Pay
Avalanche Card U.S.✓
Avalanche Card International✓

Requisitos KYC

Level: Verificación de ID
Verificación de Email
Requerido
Verificación de Teléfono
Requerido
Documento de Identidad
Requerido
Comprobante de Domicilio
No Requerido
Verificación con Selfie
No Requerido

Puntuación de la Comunidad

4.8/10
Fuentes
@r/CryptoCurrency commenters“Launch announcement thread. Commenters favour the self-custodial design over exchange-linked cards such as Bybit, Gate and Coinbase, arguing that holding your own keys protects against platform insolvency. Counterweight comes from regional gating and the absence of any meaningful rewards programme.”@r/defi commenters“Thread on why spending from DeFi remains awkward. Direct C-Chain integration and the lack of hidden conversion fees on stablecoins are cited as structurally sound choices, but commenters remain sceptical that any card product genuinely removes the traditional intermediaries.”@r/defi commenters“Ideological critique arguing that the current wave of crypto cards simply attaches a Visa logo to a chain of conversions and fails to bypass the financial middlemen crypto was meant to replace. Avalanche Card is grouped into that pattern rather than singled out.”@r/CryptoCurrency commenters (European residents)“European users push toward Gnosis Pay for better FX and MiCA alignment, noting Avalanche Card excludes Ukraine, several US states and major EU markets. A repeated warning is that spending AVAX for routine purchases triggers a capital gains event per transaction in jurisdictions such as Germany, turning everyday spending into a tax reporting problem.”@JingWei Jiang, Zaddy, -MK007-, Yaser Ebtahaj and other Play Store reviewers“Android listing sitting around 3.7-3.8/5 across roughly 282 reviews with 50,000+ downloads. Praise centres on the free Visa card, instant virtual card issuance for immediate Apple and Google Pay use, and avoiding traditional bank decline fees. JingWei Jiang reports that depositing AVAX triggered an automatic 50% hold and that the remaining unheld balance could not be withdrawn. Zaddy describes forced logouts every 24 to 48 hours with no FaceID or fingerprint support, leaving SMS codes that frequently fail to arrive. Yaser Ebtahaj reports waiting more than 20 days for a physical card with no tracking updates.”@Google Play reviewers (Filipino locale)“Localised Play Store listing for the same app, confirming the same rating band and download volume. Surfaces the same split between instant virtual card issuance on the positive side and session management plus withdrawal friction on the negative.”@chris nunez77 and other App Store reviewers“iOS listing around 3.2/5 across roughly 28 ratings. chris nunez77 reports depositing 36 AVAX and being unable to withdraw for over 20 days, receiving only an automated reply stating there was no timeframe for resolution, and explicitly warns others against depositing funds. Others describe the card details page hanging indefinitely after locking a virtual card, execution reverted errors on withdrawal, and dispute the advertised 24/7 support.”@Charles Naut (Rain CTO), Avalanche Hack House“Technical presentation on how the card bridges C-Chain settlement to Visa rails, covering per-user smart contracts, dynamic spending power of 100% on stablecoins versus 50% on AVAX and wAVAX, automatic liquidation of unpaid balances, and the absence of a bank intermediary. Developer audience responds enthusiastically; comments ask for clarity on repayment terms and liquidation percentages and criticise the vagueness of the official presentation.”@Rain co-founder, Avalanche Summit London“Conference session on card architecture and the no-bank-intermediary model. Presentation-led and positive in tone, with thin comment activity mostly consisting of clarification questions on collateral percentages and liquidation mechanics.”@Avalanche Support“Help centre article that sets the baseline the community tests against: self-custodial framework, support for USDC, USDT, AVAX and wAVAX, zero monthly and issuance fees, 1% FX, and KYC requiring legal name, government ID, SSN or national ID and a live selfie, with manual review taking up to 72 hours.”@Avalanche Foundation“Launch post framing the card around banking access in Latin America, the Caribbean and Nigeria, where roughly 70% of the population is unbanked and double-digit inflation erodes savings. Positions stablecoin spending as purchasing-power preservation rather than a rewards play.”@The Paypers“Trade coverage of the debut, treating the removal of the intermediary step of moving funds to a centralised exchange before spending as the main evolutionary gain for Web3 payments.”@Avalanche developer relations“Architecture piece describing the layered stack: C-Chain settlement with Circle USDC and CCTP, embedded wallets via the Core SDK that avoid seed phrases, meta-transactions and relayers that abstract gas so users need not hold AVAX for fees, and Rain plus Nimbus handling KYC/AML and fiat endpoints.”@Rain“Issuer account of the partnership, confirming Rain Visa Principal Member status and the non-custodial collateral model in which the issuer never takes custody and liquidates only the amount required to settle a transaction.”@Rain“Details Guardrail runtime smart contract monitoring across more than thirty chains, scoring senders, recipients and contracts on transaction value, volume patterns, approval anomalies and oracle deviation, with circuit breakers firing in under 100 milliseconds. A clear step beyond retroactive audit-only security.”@Rain and Chainalysis“Explains real-time wallet screening against sanctioned entities, darknet markets and known scam operations, with flagged wallets blocked from clearing the Visa network. Strong on security and simultaneously the clearest statement of how much on-chain visibility the product requires.”@Rain“Product page for programmable payments infrastructure, issuing scoped cards with hard-coded limits on transaction amount, approved merchants and spend intervals.”@Rain“Describes the B2B agentic payments layer used by Y Combinator-backed Sponge to issue permissioned cards to AI agents. Widely treated as the strongest technical moat around the platform, and a sharp contrast with the state of the retail consumer app.”@Rain“Corporate claim that customisable rewards programmes lifted partner card spending by 25%. Both research passes flag that no liquid, withdrawable rewards value is confirmed for Avalanche Card holders, making this the main marketing-versus-reality gap on incentives.”@Third National LLC / Rain Liquidity LLC“Confirms collection of on-chain transaction history, wallet addresses, precise geolocation and biometric identifiers, with facial geometry retained for up to three years after last interaction. The single most-cited basis for the low privacy score.”@Rain Trust Center“Publishes SOC 2 Type II and PCI DSS 4.0.1 attestations covering how payment card data is handled across the network.”@Rain“Announcement of PCI DSS compliance for the stablecoin card stack, reinforcing the enterprise-grade compliance posture that underpins the Visa relationship.”@Rain“Issuer blog index used to trace product announcements, compliance milestones and rewards messaging over time.”@Rain“Perspectives category of the issuer blog, carrying strategy pieces on stablecoin payments and emerging-market positioning.”@PrivSec-dev contributors“Community compatibility report confirming the app fails on GrapheneOS and other de-Googled ROMs because it depends on the Google Play Integrity API, with backup and restore also blocked. A hard exclusion for the privacy-focused Android demographic.”@PrivSec.dev“Broader community-maintained compatibility list for banking apps on hardened Android, providing context on Play Integrity attestation and placing this app among those that hard-fail.”@Paymentscan“Comparison table showing roughly 0.2% base cashback and 1% FX against RedotPay, KAST at 2%, EtherFi at 3% and Plasma One at 2%. The clearest single piece of evidence that rewards are the weakest dimension of the product.”@Paymentscan“Card-level stats page reporting roughly $24.8M total transaction volume, well behind RedotPay at $475.9M, KAST at $199.0M, EtherFi at $108.8M and Plasma One at $36.2M.”@Four Pillars Research“Independent payment dashboard tracking crypto card transaction volumes, corroborating the modest share held relative to leading issuers.”@Cardpilled“Independent card profile confirming non-custodial MPC and smart-contract design, zero core fees, full KYC and negligible cashback. Flags a thin review base and physical card delivery running 14 to 30+ days.”@CryptoCardHub“Aggregator profile listing Apple and Google Pay support, zero issuance and shipping fees and no cashback programme, with withdrawal friction identified as the main user-reported risk.”@OpenCryptoCards“Directory entry covering fee structure, supported assets and geographic restrictions, consistent with other aggregators on the absence of rewards.”@Chainee (Taiwan)“First-hand testing from Taiwan reporting that effective loss on small purchases sometimes came in below the advertised 1%, alongside a genuinely free physical card and successful binding to local payment rails. Criticises SMS-only login friction and the absence of any rewards programme.”@MWM app analytics“Third-party app analytics profile aggregating iOS ratings and review velocity, confirming how thin the review base remains for a live product.”@K L A I on Binance Square“Community post framing the card as a bridge between DeFi holdings and everyday spending, positive on the direct C-Chain integration and the absence of conversion fees when spending stablecoins.”@OKX Learn“Ecosystem explainer on USDC integration and the Visa partnership, positive on Avalanche DeFi growth but with no first-hand card usage reported.”@@TheAvaxCard (official account)“Official card account. The feed itself is promotional, covering product updates and spending volume milestones including one snapshot showing weekly crypto-card spend up 49.9%. Most of the organic signal sits in the replies, where shipping delays and support escalations surface.”@@KlaionX“Part of the thin organic X discussion set around the card. Themes across these accounts are fee and custody comparisons against rival crypto cards, spending volume rankings, and the competitive weakness of near-zero cashback. Individual claims are attributed at set level rather than per post in the underlying research.”@@Raptor2799“Organic X discussion covering free issuance of virtual and physical cards, low or no conversion fees relative to competitors, and Visa acceptance with Apple and Google Pay. Balanced against complaints about zero rewards and limited geographic availability.”@@andreaspujihar“Organic X discussion of day-to-day card experience, including untracked or slow physical card shipping in some regions and occasional reports of unexpected deductions on deposits or FX variance against the advertised 1%.”@@NikitaSergunov“Organic X discussion positioning the card among competing crypto cards. Non-custodial design and low fees are treated as genuine strengths, while the absence of cashback is repeatedly cited as the reason it is not recommended as best-in-class.”@@0xDani“Organic X discussion including a documented support case that required tagging company executives publicly before resolution, illustrating the gap between the marketed 24/7 dedicated support and observed responsiveness.”

Avalanche Card International scores 4.8/10 across 42 community sources, a rare case where backend engineering and retail execution point in opposite directions. Users consistently praise genuine self-custody on the Avalanche C-Chain, zero monthly, issuance and shipping fees, and a 1% FX rate that first-hand testing in Taiwan sometimes beat. Sentiment collapses on execution: an automatic 50% collateral hold on deposited AVAX combined with withdrawal bugs has left users unable to move funds for 20+ days, the app forces re-login every 24 to 48 hours with no biometric option, cashback sits near 0.2% against 2-4% at rivals, and support replies are automated with no resolution timeframe. Best suited to stablecoin spending in inflation-hit emerging markets rather than yield-focused users in the US or EU.

Desglose por Categoría

Simplicidad del KYC
6/10
Eficiencia de Tarifas
8/10
Valor de Recompensas
3/10
Experiencia de App
4/10
Privacidad
5/10
Calidad de Soporte
3/10

Características

Contactless

Criptomonedas Soportadas

USDC iconUSDCUSDT iconUSDTAVAX iconAVAX