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Compara tarjetas de crédito cripto por tarifas, requisitos KYC, puntuaciones de privacidad y características.

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2026 Crypto Cards. Todos los derechos reservados.

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  5. Trocador Swype Mastercard
Trocador Swype Mastercard
Trocador Swype Mastercard
Sin KYC
Tarjeta Virtual Mastercard
5.5
General
Conseguir Esta Tarjeta
Trocador Swype Mastercard logo

Trocador Swype Mastercard

por Trocador

Tarjeta Virtual•Mastercard•Sin KYC
Conseguir Esta Tarjeta

Tarjeta Mastercard prepago virtual internacional disponible a través del mercado enfocado en la privacidad de Trocador. Comprada con cripto (incluyendo Monero), no requiere carga de documentos KYC. Comisión de emisión de 3% + $2. Mantenimiento de $2.50/mes después del 2º mes. Compatible con Apple Pay y Google Pay. No se puede usar en US. Sin soporte para 3D Secure.

Ventajas

  • +No requiere carga de documentos de identidad KYC
  • +Acepta Monero (XMR) y monedas de privacidad
  • +No custodial — Trocador nunca retiene los fondos
  • +Uso internacional (fuera de US)
  • +Compatible con Apple Pay y Google Pay

Desventajas

  • -Comisión de emisión de 3% + $2 en cada tarjeta
  • -Comisión mensual de $2.50 a partir del 2º mes
  • -Comisión de $0.75 por transacción fuera de US
  • -Comisión de conversión FX de ~2%
  • -Sin soporte para 3D Secure
5.5/10
GeneralRegular
5.2/10
Puntuación de la ComunidadBasado en 35 fuentes
Lv 0
Nivel KYCSin KYC

Tabla de Contenidos

Comparar Tarjetas de Trocador

T
Trocador Reward Visa
Trocador Swype MastercardTrocador Swype MastercardActual
Trocador MyPrepaidCenter MastercardTrocador MyPrepaidCenter Mastercard
Recompensas
Reembolso
—
—
—
Cripto de Reembolso
—
—
—
Recompensas de Staking
✗
✗
✗
APR de Staking
—
—
—
Bono de Bienvenida
—
—
—
Bono de Referido
—
—
—
Tarifas
Tarifa Mensual
Gratis
$2.5
Gratis
Emisión de Tarjeta
$2
$2
$2
Tarifa ATM
Gratis
Gratis
Gratis
Tarifa FX
Gratis
2%
2%
Tarifa de Recarga
3%
3%
3%
Tarifa por Rechazo
Gratis
Gratis
Gratis
Límites
Gasto Diario
$1,000
$1,000
$1,000
Gasto Mensual
Sin límite
Sin límite
Sin límite
Retiro ATM
Sin límite
Sin límite
Sin límite
Info de Tarjeta
Tipo de Tarjeta
Tarjeta Virtual
Tarjeta Virtual
Tarjeta Virtual
Red de Tarjeta
Visa
Mastercard
Mastercard
Apple Pay
✓
✓
✓
Google Pay
✓
✓
✓
T
Trocador Reward Visa
Trocador Swype MastercardTrocador Swype MastercardActual
Trocador MyPrepaidCenter MastercardTrocador MyPrepaidCenter Mastercard
Recompensas
Reembolso
Trocador Reward Visa—
Trocador Swype Mastercard—
Trocador MyPrepaidCenter Mastercard—
Cripto de Reembolso
Trocador Reward Visa—
Trocador Swype Mastercard—
Trocador MyPrepaidCenter Mastercard—
Recompensas de Staking
Trocador Reward Visa✗
Trocador Swype Mastercard✗
Trocador MyPrepaidCenter Mastercard✗
APR de Staking
Trocador Reward Visa—
Trocador Swype Mastercard—
Trocador MyPrepaidCenter Mastercard—
Bono de Bienvenida
Trocador Reward Visa—
Trocador Swype Mastercard—
Trocador MyPrepaidCenter Mastercard—
Bono de Referido
Trocador Reward Visa—
Trocador Swype Mastercard—
Trocador MyPrepaidCenter Mastercard—
Tarifas
Tarifa Mensual
Trocador Reward VisaGratis
Trocador Swype Mastercard$2.5
Trocador MyPrepaidCenter MastercardGratis
Emisión de Tarjeta
Trocador Reward Visa$2
Trocador Swype Mastercard$2
Trocador MyPrepaidCenter Mastercard$2
Tarifa ATM
Trocador Reward VisaGratis
Trocador Swype MastercardGratis
Trocador MyPrepaidCenter MastercardGratis
Tarifa FX
Trocador Reward VisaGratis
Trocador Swype Mastercard2%
Trocador MyPrepaidCenter Mastercard2%
Tarifa de Recarga
Trocador Reward Visa3%
Trocador Swype Mastercard3%
Trocador MyPrepaidCenter Mastercard3%
Tarifa por Rechazo
Trocador Reward VisaGratis
Trocador Swype MastercardGratis
Trocador MyPrepaidCenter MastercardGratis
Límites
Gasto Diario
Trocador Reward Visa$1,000
Trocador Swype Mastercard$1,000
Trocador MyPrepaidCenter Mastercard$1,000
Gasto Mensual
Trocador Reward VisaSin límite
Trocador Swype MastercardSin límite
Trocador MyPrepaidCenter MastercardSin límite
Retiro ATM
Trocador Reward VisaSin límite
Trocador Swype MastercardSin límite
Trocador MyPrepaidCenter MastercardSin límite
Info de Tarjeta
Tipo de Tarjeta
Trocador Reward VisaTarjeta Virtual
Trocador Swype MastercardTarjeta Virtual
Trocador MyPrepaidCenter MastercardTarjeta Virtual
Red de Tarjeta
Trocador Reward VisaVisa
Trocador Swype MastercardMastercard
Trocador MyPrepaidCenter MastercardMastercard
Apple Pay
Trocador Reward Visa✓
Trocador Swype Mastercard✓
Trocador MyPrepaidCenter Mastercard✓
Google Pay
Trocador Reward Visa✓
Trocador Swype Mastercard✓
Trocador MyPrepaidCenter Mastercard✓

Requisitos KYC

Level: Sin KYC
Verificación de Email
No Requerido
Verificación de Teléfono
No Requerido
Documento de Identidad
No Requerido
Comprobante de Domicilio
No Requerido
Verificación con Selfie
No Requerido

Puntuación de la Comunidad

5.2/10
Fuentes
@r/Monero“Announcement thread for EUR/GBP prepaid cards where users deconstruct the fee stack; one calculates roughly 13.5% effective cost on small loads, and a Trocador rep clarifies a $5 flat issuance fee plus 3.5-6% conversion.”@r/CryptoCurrency“Exchange reputation discussion in which Trocador's guarantee covering trades up to $1,000 against partner-exchange scams is cited as a reason to route through the aggregator.”@r/Monero“Users recommend Trocador as a no-KYC replacement after LocalMonero shut down, highlighting that no account or ID is needed to swap.”@r/Monero“Ecosystem update praising the colour-coded A/B KYC rating for letting users filter out partners with a history of freezing funds for AML checks.”@r/Monero“Thread praising the AnonPay API integration into self-custodial wallets, letting users swap and generate anonymous invoices without leaving the wallet.”@Prometheus HODL“Portuguese-language walkthrough of the no-KYC international Mastercard; creator is positive on document-free purchase with Monero, while comments ask about fees, country availability and merchant acceptance.”@Trustpilot reviewers“Several hundred reviews averaging around 4.8/5; users repeatedly describe fast Telegram support, proactive follow-up and guarantee refunds issued even when the third-party card issuer failed.”@Trustpilot reviewers“Issuer-side reviews averaging roughly 1.8/5, intensifying through 2026: declines despite sufficient balance, decline and maintenance fees quietly draining residual balances, stuck activations and support that cites policy rather than resolving.”@Trustpilot reviewers“Partner-exchange reviews documenting mid-swap fund freezes and AML holds, illustrating the third-party risk inherent to the aggregator routing model.”@CryptoCardHub“2026 review rating the Trocador card offering around 2.5/5 for cost, variable merchant acceptance and provider risk, and noting Obsidian has replaced Swype in the international slot.”@NoKYC Index“Directory entry confirming purchase requires no account and no government ID, with restricted-country limits and issuer-side activation data noted as caveats.”@KYCnot.me“Privacy directory listing plus user comment threads giving Trocador a strong no-KYC rating while flagging soft KYC at card activation and occasional partner flags.”@CryptoCards“Aggregated company profile summarising the prepaid card lineup, supported assets and fee structure.”@Bitrefill Help Center“Reseller documentation covering activation requirements (truthful name, address, phone), absence of 3DS support, monthly fees after the initial period and restricted-country rules.”@SEAGM buyers“Reseller review page for the Swype Global virtual Mastercard, mixing successful redemptions with reports of activation and usability problems.”@Giftronaut“Third-party guide to buying and redeeming the Swype Global Mastercard, detailing fee schedule, activation steps and key restrictions.”@Land of Crypto“Independent review praising the aggregator's privacy model, absence of registration and breadth of supported swap partners.”@Baltex“Engineering-focused review commending the meta-aggregator design, Tor compatibility and the risk-scoring engine that steers users away from KYC-heavy exchanges.”@PayWithMoon“Competitor comparison page claiming Trocador requires full KYC and charges creation plus hidden conversion fees; the KYC claim conflicts with primary documentation, though its point about dependence on third-party fiat issuers holds.”@PayWithMoon“Competitor comparison providing market context on gift-card style prepaid markups against which Trocador's pricing is positioned.”@Cake Wallet“Release notes for Tor-only mode and Trocador swaps, a configuration mobile users praise for blocking clearnet connections and preventing IP leaks during fiat API calls.”@Decred Cryptopower contributors“Proposal comments covering the Cryptopower wallet's Trocador integration and the value of AnonPay for cross-chain swaps from a native desktop and mobile wallet.”@Decred Journal“Hands-on test run: the virtual card linked to Google Pay and worked for online purchases but repeatedly failed at contactless NFC terminals, and the credential email never dispatched until support intervened.”@Crypto News“Roundup listing Trocador among the leading venues to buy and swap XMR anonymously, citing its aggregator model and privacy ratings.”@Crypto News“Guide to no-KYC BTC-to-XMR swaps featuring Trocador, while warning that residents of UN-sanctioned jurisdictions are prohibited from using the platform.”@99Bitcoins“Comparison of Monero exchanges ranking Trocador highly for privacy-preserving routing and lack of account requirements.”@Godex“Competitor listicle of no-KYC BTC-to-XMR swap options that includes Trocador among the alternatives.”@CoinGape“Swap guide describing how Trocador routes to partners such as GhostSwap based on real-time privacy scores indicating low identity-verification risk.”@Monero Guides“Official Monero community tutorial presenting AnonPay as a way for merchants to accept XMR and generate anonymous invoices.”@Trisquel GNU/Linux community“Free-software wiki context for why JavaScript-free operation matters, the property reviewers cite when praising Trocador for neutralising browser fingerprinting.”@Google Play listing“PROVER Swype ID, an unrelated video authentication app that dominates Play Store searches for Swype and confirms no dedicated Trocador card app exists.”@Google Play listing“Unrelated Portuguese colour-changer app surfaced because trocador means changer, illustrating the search pollution facing users looking for a native mobile app.”@Euroleads“Compliance overview of CASP KYC and source-of-funds verification duties that bind the downstream fiat card issuers even when the upstream swap is anonymous.”@Xpaid“Explainer on MiCA and the Transfer of Funds Regulation removing prior exemption thresholds, the regulatory pressure behind mid-transaction identity requests on EU-issued cards.”@Zano“Project update noting Zano support in Cake Wallet, letting users convert the asset into prepaid cards through the Trocador integration.”

Trocador Swype Mastercard scores 5.2/10 across 35 community sources, which split sharply between the purchase layer and the card itself. Monero-community threads, privacy directories and independent reviewers praise Trocador's no-document purchase flow, XMR funding, Tor/I2P and no-JavaScript access, the A/B partner KYC risk rating and the up-to-$1,000 guarantee, while Trustpilot reviewers (~4.8/5) repeatedly credit its Telegram support with refunding them even when the issuer failed. Sentiment toward the Swype issuer is the inverse: roughly 1.8/5 on Trustpilot, with recurring reports of declines on funded cards, monthly maintenance and decline fees draining residual balances, failed activations and unresponsive support. Fees compound badly on small loads (flat issuance charge plus a 3.5-6% conversion spread and ~2.75% FX), there are no rewards of any kind, and documented tests show Google Pay working online while physical NFC payments fail, with no 3DS and no native app for balance management. Trocador had replaced Swype with Obsidian in its international slot by mid-2026, so live terms should be verified before buying.

Desglose por Categoría

Simplicidad del KYC
8/10
Eficiencia de Tarifas
3/10
Valor de Recompensas
1/10
Experiencia de App
4/10
Privacidad
7/10
Calidad de Soporte
8/10

Características

Contactless

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