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Compara tarjetas de crédito cripto por tarifas, requisitos KYC, puntuaciones de privacidad y características.

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  5. Tuyo Visa Card
Tuyo Visa Card
Tuyo Visa Card
Verificación de ID
Tarjeta Virtual Visa
9.4
General
Conseguir Esta Tarjeta
Tuyo Visa Card logo

Tuyo Visa Card

por Tuyo

Conseguir Esta Tarjeta

Tuyo Visa Card combina autocustodia con hasta 11% APY en depósitos, permitiendo que tu USDC gane rendimiento hasta el momento en que gastas. La estructura sin comisiones y depósitos multi-cadena la hacen competitiva para gastadores que buscan rendimiento.

Ventajas

  • +Autocustodial con hasta 11% APY en depósitos
  • +Sin comisión de emisión, cuota mensual ni comisiones de transacción USD
  • +Deposita desde Ethereum, Base, Arbitrum, Optimism, Polygon
  • +Transferencias gratuitas entre usuarios Tuyo
  • +Límite de gasto diario de $10,000

Desventajas

  • -Solo USDC - variedad limitada de criptomonedas
  • -Sin retiros ATM ni soporte PIN
  • -Solo tarjeta virtual - física pendiente
  • -Se requiere KYC para acceso a tarjeta
  • -Pequeño spread FX (~1%) en compras no-USD
9.4/10
GeneralExcelente
6.5/10
Puntuación de la ComunidadBasado en 112 fuentes
Lv 3
Nivel KYCVerificación de ID

Tabla de Contenidos

Resumen de la Tarjeta

Tuyo Visa Card
Recompensas
Reembolso
—
Cripto de Reembolso
—
Recompensas de Staking
✓
APR de Staking
11%
Bono de Bienvenida
—
Bono de Referido
—
Tarifas
Tarifa Mensual
Gratis
Emisión de Tarjeta
Gratis
Tarifa ATM
Gratis
Tarifa FX
Gratis
Tarifa de Recarga
Gratis
Tarifa por Rechazo
Gratis
Límites
Gasto Diario
Sin límite
Gasto Mensual
Sin límite
Retiro ATM
Sin límite
Info de Tarjeta
Tipo de Tarjeta
Tarjeta Virtual, Tarjeta Física
Red de Tarjeta
Visa
Apple Pay
✓
Google Pay
✓
Recompensas
Reembolso
—
Cripto de Reembolso
—
Recompensas de Staking
✓
APR de Staking
11%
Bono de Bienvenida
—
Bono de Referido
—
Tarifas
Tarifa Mensual
Gratis
Emisión de Tarjeta
Gratis
Tarifa ATM
Gratis
Tarifa FX
Gratis
Tarifa de Recarga
Gratis
Tarifa por Rechazo
Gratis
Límites
Gasto Diario
Sin límite
Gasto Mensual
Sin límite
Retiro ATM
Sin límite
Info de Tarjeta
Tipo de Tarjeta
Tarjeta Virtual, Tarjeta Física
Red de Tarjeta
Visa
Apple Pay
✓
Google Pay
✓

Requisitos KYC

Level: Verificación de ID
Verificación de Email
Requerido
Verificación de Teléfono
Requerido
Documento de Identidad
Requerido
Comprobante de Domicilio
No Requerido
Verificación con Selfie
No Requerido

Puntuación de la Comunidad

6.5/10
Fuentes
@deeper_minded“Something is broken guys. I don’t get a single purchase reimbursed for more than a month. Tuyo is my main card for more than a year. Elite tier. Thinking to switch to normal cashback”@ydslfsdadf“Created account, in last step after KYC it showed me error code and sent me back on login screen On login screen, I'm typing my email and it says the account is already registered: please recover it from backup but the app did not made any backup, I was not able to even see my account Your development team test their applications before pushing them on Google play? I guess no”@Filipe Governa“Froze after completing verification process and before choosing or getting any password. Restarted - same issue. Cleaned cache - same issue. Had to clean data and reinstall. After reinstalling, it doesn't let me create a new account because it says I already have one, but I cannot access it because it requests a password or a non-existent backup I don't have. Had to contact support and wait days for a fix. Forces EUR -> USD conversion and charges 0.5% for it. Removed dark mode (?!).”@Edward Henderson“haven't got to use app but I got a new phone couldn't log in it nvr gave me phrases or back up code that's stupid to not have password options”@polymathwhiz“Bad This is the worst app I’ve ever used. The payments don’t deliver, they have zero support. Such a useless app”@Mark“This app is a scam. When I downloaded it it said on the registration screen my country is eligible and I will be able to order a card. I verified my account and it said my account is approved. It then asked me to deposit money. I deposited 110 USDC. It then said I can't order a card. I contacted support and they told me my country is not eligible. Nonsense”@guppywastaken“So it's like a reverse gacha for your card spending? Every time you spend there's a roll to see if it's free or not? No published odds or anything, looks more like a gimmick that is just going to sell your data.”@seamus“At first they covered a charge every couple purchases. Only around $10. Never more than that. However now that I’ve been using it for a couple months they stopped covering charges entirely. It’s been over a month since they covered a charge. Whereas when I started it would be once a week. Right now the amount that they covered is around 6% cashback. If it goes below 5% then I swill simply go back to using a credit card. Common sense.”@Philtrade07“Lucky! But I don't use my tuyo card in Colombia. Fx charges are heavy!”@Filipe“Android app froze after completing the verification process and before choosing or getting any password or performing any backup. Restarted - same issue. Cleaned cache - same issue. Had to clean data and reinstall. After reinstalling, it doesn't let me create a new account because it says I already have one, but I cannot access it because it requests a password I never chose nor got or a non-existent backup. Had to contact support and wait days for a fix. Forces EUR -> USD conversion and charges 0.50% for it. Otherwise good. Interesting card that randomly refunds your payments.”@dewgongoo“Buggy App The scroll to continue doesn’t work sometimes. Sometimes the app can’t access my camera even though it did a few minutes ago. I do know not trust it with my money. Support is also slow. I can’t link my bank either, so my money is somewhat stuck”@kotisbroken“How to convert USDC to and from USD for free in Canada There’s been a few old posts on this with outdated information so posting this to make it clear: it is now possible to convert between the two currencies for free in Canada. The assumption here is you have USDC or USD and want to convert from one to the other. Use the app Tuyo. Tuyo.com is their official site. They are a self-custodial app, meaning if KYC fails or your account is restricted you can always take your money out (they state this on their website). You’ll have to perform full KYC before getting access to the banking feature”@Parla Someswararao“fake app they collect your documents”@James Anderso“Terrible customer support, great product Love the Product. But boy if you ever needed customer support, forget about it. They never respond. After a few weeks will say hi and go back to silence for another two weeks. Gotta be careful with your money with services like this”@mbosch25775“Cannot delete account Besides poor customer service, which is only happening when it is in their favour and easy to solve, you will not be able to delete your account. It will always give you an error message so they will sit on your KYC data which I had to complete 3 times for no reason at all. Super red flag for me!!!!!”@Corey Fleming“Did not let me get past the deposit page. When I did it kicked me back to the start saying I already have an account, then couldn't find it??? 0/10 app.”@Paulina from cryptonoshi.com“Nice non-custodial crypto card, for you to spend your USDC. You will have to bridge over to Base, but that's easily done in-app. Overall very pleasant experience. The Good: Generous Fee Structure 1:1 USDC to USD conversion 0% foreign exchange fee Apple Pay Enabled You get random purchases refunded, Tuyo says "It's on us". That's a fun one. Sometimes lunch, sometimes coffee, and I guess it could even be your Macbook purchase if you're lucky:) 200+ countries supported The Bad: No Cashback yet, only Tuyo points, not redeemable yet No Physical Card Yet”

Desglose por Categoría

Simplicidad del KYC
6.3/10
Eficiencia de Tarifas
7.1/10
Valor de Recompensas
7.1/10
Experiencia de App
6.2/10
Calidad de Soporte
6.6/10

Características

Self-Custody

Criptomonedas Soportadas

USDC iconUSDCUSDT iconUSDT