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  5. Xapo Bank Card
Xapo Bank Card
Xapo Bank Card
KYC Completo
Tarjeta Física Mastercard
6.7
General
Conseguir Esta Tarjeta
Xapo Bank Card logo

Xapo Bank Card

por Xapo Bank

Conseguir Esta Tarjeta

Xapo Bank Card es una solución bancaria premium de Bitcoin para holders serios. La cuota de $1,000/año es alta, pero se justifica por el spread de BTC más bajo de la industria del 0.1%, cero comisiones de cambio y servicios completos de banca privada.

Ventajas

  • +Spread de Bitcoin más bajo de la industria del 0.1%
  • +Cero comisiones de cambio de divisas
  • +1% de cashback pagado en Bitcoin
  • +Banco privado licenciado en Gibraltar
  • +Soporte Lightning Network

Desventajas

  • -Cuota de membresía de $1,000/año
  • -Solo Bitcoin y USDC - criptomonedas limitadas
  • -Servicio premium no para usuarios casuales
  • -Requiere incorporación significativa
  • -ATM gratuito limitado a $100/mes
6.7/10
GeneralBueno
7.0/10
Puntuación de la ComunidadBasado en 32 fuentes
Lv 4
Nivel KYCKYC Completo

Tabla de Contenidos

Resumen de la Tarjeta

Recompensas
Reembolso
1%
Cripto de Reembolso
BTC
Recompensas de Staking
✗
APR de Staking
—
Bono de Bienvenida
—
Bono de Referido
—
Tarifas
Tarifa Mensual
$83.33
Emisión de Tarjeta
Gratis
Tarifa ATM
2%
Tarifa FX
Gratis
Tarifa de Recarga
Gratis
Tarifa por Rechazo
Gratis
Límites
Gasto Diario
$10,000
Gasto Mensual
Sin límite
Retiro ATM
$1,000
Info de Tarjeta
Tipo de Tarjeta
Tarjeta Física
Red de Tarjeta
Mastercard
Apple Pay
✗
Google Pay
✗
Recompensas
Reembolso
1%
Cripto de Reembolso
BTC
Recompensas de Staking
✗
APR de Staking
—
Bono de Bienvenida
—
Bono de Referido
—
Tarifas
Tarifa Mensual
$83.33
Emisión de Tarjeta
Gratis
Tarifa ATM
2%
Tarifa FX
Gratis
Tarifa de Recarga
Gratis
Tarifa por Rechazo
Gratis
Límites
Gasto Diario
$10,000
Gasto Mensual
Sin límite
Retiro ATM
$1,000
Info de Tarjeta
Tipo de Tarjeta
Tarjeta Física
Red de Tarjeta
Mastercard
Apple Pay
✗
Google Pay
✗

Requisitos KYC

Level: KYC Completo
Verificación de Email
Requerido
Verificación de Teléfono
Requerido
Documento de Identidad
Requerido
Comprobante de Domicilio
Requerido
Verificación con Selfie
Requerido

Puntuación de la Comunidad

7.0/10
Fuentes
@@Animal.help.paraguay“I find it completely unacceptable to increase the price from $150 to $1,000 without any prior notice or explanation. An increase of this magnitude is not reasonable, and policies like this come across as deliberate, unpredictable, and ultimately undermine trust in the company. I believe customers deserve transparency and to be informed well in advance of such significant changes.”@Lawrence Staight“Ive used my card and also have done direct transfers, no drama, just straight forward”@Pat G.“Customer Service is exceptionally great. You get an almost immediate answer through chat. Support Team is very knowledgeable and nice. Depending on where you are located in the world, you are almost always in contact with the same person. The App works great and is easy to use. My only complaint is that there is no website access from a computer. You must use a phone or tablet. Products are interesting, however, they abruptly discountinued a cash back on their debit card, which is disappointing.”@Omid Fard“I am extremely happy with Xapo Bank and the level of professional service they provide. From the beginning, the onboarding process was smooth, secure, and very well organized. The app is clean, fast, and easy to use, while the support team has always been responsive and respectful whenever I needed assistance. The top services and features I appreciate most are: Secure international banking with strong account protection and advanced security features. Easy crypto and USD management in one platform without unnecessary complications. Fast international transfers and smooth global accessibili”@Theo Van den brink“All transactions using debit cards have been confirmed within minutes thereby monitoring card usage and providing excellent level of security and confirming the banks security systems established to protect clients funds.”@CryptoGuyTris“I got my Xapo bank card in 2022. The packaging was premium; the card was premium. I took this picture because this level of packaging blew me away. This grips users more than you think. I stuck with them for 3 years at $250/year. Neobanks, package your crypto card well.”@Etienne“I had a honest up-front conversation with a dedicated account manager before signing up, this was helpful as i discovered there was a beneficiary succession plan for bitcoin and USD! The exchange rates are also excellent when using the Xapo card abroad”@MartinCarballeira“I think this bank is great. Very good and fast customer service. Debit cards work perfectly and have nice benefits. And it’s very easy to use the app and move money from one place to another.”@JamieRobinson“FWIW my recent metal Xapo card works great with tap now”@Iwan“every time using debit card for payment will get me a reward in bitcoin makes me feels good. using this debit card during holiday overseas is very convenient because it handles the currency conversion automatically.”@customer“I find the product very expensive. Every operation has considerable fees. I consider they should be cutted at least half.”@Terrie Lamb“Xapo Bank is an excellent choice for anyone looking for a secure and reliable way to manage both USD and Bitcoin in one place. The platform is easy to use, highly professional, and clearly built with security as a top priority. Their Bitcoin custody and cold-storage approach really stand out and give great peace of mind. The debit card and international payments work smoothly, making it ideal for global use, and customer support has been consistently responsive and helpful. Everything feels well regulated, transparent, and trustworthy. Overall, Xapo Bank delivers exactly what it promises: st”@User“For the user in other countries, XAPO can’t provide the full bank service and I am unable to receive my xapo card and enjoy the bank service.”

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Características

ContactlessMobile AppCashbackPhysical CardOnline PaymentsNo FX FeeAcceso ATMInternational ATMInsurance

Criptomonedas Soportadas

BTC iconBTCUSDC iconUSDC