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Compara tarjetas de crédito cripto por tarifas, requisitos KYC, puntuaciones de privacidad y características.

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  5. XPlace Card
XPlace Card
XPlace Card
Verificación de ID
Tarjeta Virtual Mastercard
8.6
General
Conseguir Esta Tarjeta
XPlace Card logo

XPlace Card

por XPlace

Conseguir Esta Tarjeta

XPlace Card es la primera verdadera tarjeta de crédito de Solana, permitiéndote gastar contra colateral sin vender cripto. Los modos duales Crédito/Depósito y los airdrops de tokens de recompensa atraen a usuarios nativos de DeFi cómodos con el riesgo de contratos inteligentes.

Ventajas

  • +Modo crédito permite gastar sin vender cripto
  • +Recompensas pagadas en tokens cripto (BONK, PYTH, JUP)
  • +Sistema XP vinculado a airdrop de token Q4 2026
  • +Competitiva tarifa FX del 1% en compras internacionales
  • +Beneficios lifestyle incluyendo salas de aeropuerto

Desventajas

  • -Contratos inteligentes no auditados públicamente
  • -Tasas de interés en crédito no publicadas
  • -Basada en Dubai UAE - consideraciones regulatorias
  • -Tarifas de membresía anual para niveles premium
  • -Riesgo de protocolo DeFi - no asegurado por FDIC
8.6/10
GeneralExcelente
7.0/10
Puntuación de la ComunidadBasado en 117 fuentes
Lv 3
Nivel KYCVerificación de ID

Tabla de Contenidos

Resumen de la Tarjeta

Recompensas
Reembolso
—
Cripto de Reembolso
USDC
Recompensas de Staking
✗
APR de Staking
—
Bono de Bienvenida
—
Bono de Referido
—
Tarifas
Tarifa Mensual
Gratis
Emisión de Tarjeta
No divulgado
Tarifa ATM
No divulgado
Tarifa FX
No divulgado
Tarifa de Recarga
1%
Tarifa por Rechazo
No divulgado
Límites
Gasto Diario
No divulgado
Gasto Mensual
No divulgado
Retiro ATM
No divulgado
Info de Tarjeta
Tipo de Tarjeta
Tarjeta Virtual, Tarjeta Física
Red de Tarjeta
Mastercard
Apple Pay
✓
Google Pay
✓
Recompensas
Reembolso
—
Cripto de Reembolso
USDC
Recompensas de Staking
✗
APR de Staking
—
Bono de Bienvenida
—
Bono de Referido
—
Tarifas
Tarifa Mensual
Gratis
Emisión de Tarjeta
No divulgado
Tarifa ATM
No divulgado
Tarifa FX
No divulgado
Tarifa de Recarga
1%
Tarifa por Rechazo
No divulgado
Límites
Gasto Diario
No divulgado
Gasto Mensual
No divulgado
Retiro ATM
No divulgado
Info de Tarjeta
Tipo de Tarjeta
Tarjeta Virtual, Tarjeta Física
Red de Tarjeta
Mastercard
Apple Pay
✓
Google Pay
✓

Requisitos KYC

Level: Verificación de ID
Verificación de Email
Requerido
Verificación de Teléfono
Requerido
Documento de Identidad
Requerido
Comprobante de Domicilio
No Requerido
Verificación con Selfie
No Requerido

Puntuación de la Comunidad

7.0/10
Fuentes
@Raul“Sepa incoming always getting rejected without any reason”@@BrainFengShui“There is zero support It makes it risky I need help Ideas? I need to make another card My card does not scan anymore”@MartyMaro“I cannot login anymore My account was not blocked, since I can use my card, but I don't get a confirmation email for my email when I try to login. A different email works fine, Apple Login as well. So I created a new account just to contact support, because you need an account to ask for help (good design omg), and for almost a week support is unable to solve the issue. Very incapable staff, I cannot access my primary account, sorry not sorry! This is ridiculous. Yes I checked Spam, their system doesn't like my private email domain and you can't talk to tech support directly.”@gamplayLOL“Tengo la captura de 12 frases de recuperación pero no tengo el mail de la cuenta necesito poder acceder si me respondiera el soporte porque no tienen canal de soporte y no puedo entrar a la app.”@крутой пацан 167484“app Top App! Bezahlen ist super einfach und das Cashback ist echt gut.”@customer“xPlace is absolute garbage. After paying for a subscription, I wanted to buy the metal card as advertised, only to be told they only have plastic cards available. On top of that, you have to pay extra just to get a card even after subscribing! Customer support is extremely slow to respond. This whole platform feels like a total scam to consumers. I'm taking my annual fee as a painful lesson and will never use this service again.”@Igor Maksim“Been using it together with my regular bank account and surprisingly the experience feels pretty smooth. Transfers in and out worked normally so far.”@Jean Jacques Lecarpentier“Je ne trouve plus mon compte J ai fait plusieurs tentatives rien J ai recréé mon compte vous m avez demandé Est pourtant j ai une carte virtuelle est un RIB Je vois rien sur mon compte Expliquer moi”@Carlton Brunt“I've had a great introduction to xPlafe and highly recommend if possible getting to their gold level Card as it has many benefits to use and I'm grateful for that.”@@lgcs3110“14% de juros pra tomar emprestado! Tá bem pesado.”@Moses Kabarebe“The purchase was smooth and their kyc is not so complicated”@Gavin Y-W“OK communication was interesting usdt only used. Nzd not recognised. I'll uninstall the app, not useful. Thank you very much”@Ryan Prentice“It kicked me out of the app.Sign me out and I have over five thousand dollars on this app.I really hope they get it together.And let me log back in, or i'm gonna actually take legal action”@nick_070_grime“Good Didn’t expect Apple Pay setup to be this quick honestly. Usually new services always have some issues with that part.”@OMIXXION“Among the best I’ve tried… I’ve tried most (if not all) of the crypto banking/lending apps on the AppStore. Over time, the majority of them begin to offer fewer perks for more money. But this one has been the complete opposite. They continue to implement cooler features, better UI/UX, and competitive rates/benefits - without changing their fee structure (as far as I’m aware. I know this platform is still relatively new - especially compared to most of their competitors. But, when it comes to customer service and support - they’ve consistently treated me like I’m their most valuable customer”@Drew Lim“Cashback wast't really important for me at first, but after regular use it's a nice little extra to have in the background.”

Desglose por Categoría

Experiencia de App
6.6/10
Calidad de Soporte
7/10

Características

No Disponible

Criptomonedas Soportadas

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