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Compare cartões de crédito cripto por taxas, requisitos de KYC, pontuações de privacidade e recursos.

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  5. Avici Card
Avici Card
Avici Card
Verificação de ID
Cartão Virtual Visa
8.8
Geral
Obter Cartão
Avici Card logo

Avici Card

por Avici

Obter Cartão

O Avici Card é um cartão de crédito Visa garantido e sem custódia: você bloqueia USDC em um contrato de garantia on-chain que só a sua carteira controla e gasta em USD em qualquer lugar que aceite Visa. O cartão virtual Platinum de US$ 15 não tem mensalidade e tem 0% de spread cambial, o que o torna uma forma barata de gastar stablecoins sem entregar seus fundos a um custodiante.

Prós

  • +Sem custódia: sua garantia fica em um contrato que só a sua carteira controla
  • +US$ 15 uma única vez pelo primeiro cartão virtual, sem mensalidade
  • +0% de spread cambial e sem taxas de recarga ou de transação
  • +Funciona com Apple Pay e Google Pay
  • +Recarga a partir da Solana e de 10 redes EVM; os tokens são convertidos automaticamente em USDC

Contras

  • -Em agosto de 2026 um exploit drenou saldos de cartões na Solana; a Avici reembolsou integralmente os afetados
  • -Saques em caixa eletrônico com o Platinum custam US$ 1 + 0,65%
  • -Contestações custam uma taxa não reembolsável de US$ 35
  • -Sem cashback nem recompensas por gastos
  • -Indisponível em 18 países, incluindo Índia, Turquia, Rússia, Ucrânia e Vietnã
8.8/10
GeralExcelente
7.5/10
Pontuação da ComunidadeBaseado em 232 fontes
Lv 3
Nível KYCVerificação de ID

Índice

Comparar Cartões Avici

A
Avici Card
A
Avici Virtual Signature Card
A
Avici Physical Platinum Card
A
Avici Physical Signature Card
Recompensas
Cashback
0%
0%
0%
0%
Cashback Cripto
—
—
—
—
Recompensas de Staking
✗
✗
✗
✗
APR de Staking
—
—
—
—
Bônus de Boas-vindas
—
—
—
—
Bônus de Indicação
—
—
—
—
Taxas
Taxa Mensal
Grátis
$1.67
Grátis
$1.67
Emissão do Cartão
$15
$10
$50
$55
Taxa de Caixa Eletrônico
0.65%
Grátis
0.65%
Grátis
Taxa de Câmbio
Grátis
Grátis
Grátis
Grátis
Taxa de Recarga
Grátis
Grátis
Grátis
Grátis
Taxa de Recusa
Grátis
Grátis
Grátis
Grátis
Limites
Gasto Diário
Ilimitado
Ilimitado
Ilimitado
Ilimitado
Gasto Mensal
Ilimitado
Ilimitado
Ilimitado
Ilimitado
Saque em Caixa Eletrônico
$3,000
$3,000
$3,000
$3,000
Info do Cartão
Tipo de Cartão
Cartão Virtual
Cartão Virtual
Cartão Físico
Cartão Físico
Rede do Cartão
Visa
Visa
Visa
Visa
Apple Pay
✓
✓
✓
✓
Google Pay
✓
✓
✓
✓
A
Avici Card
A
Avici Virtual Signature Card
A
Avici Physical Platinum Card
A
Avici Physical Signature Card
Recompensas
Cashback
Avici Card0%
Avici Virtual Signature Card0%
Avici Physical Platinum Card0%
Avici Physical Signature Card0%
Cashback Cripto
Avici Card—
Avici Virtual Signature Card—
Avici Physical Platinum Card—
Avici Physical Signature Card—
Recompensas de Staking
Avici Card✗
Avici Virtual Signature Card✗
Avici Physical Platinum Card✗
Avici Physical Signature Card✗
APR de Staking
Avici Card—
Avici Virtual Signature Card—
Avici Physical Platinum Card—
Avici Physical Signature Card—
Bônus de Boas-vindas
Avici Card—
Avici Virtual Signature Card—
Avici Physical Platinum Card—
Avici Physical Signature Card—
Bônus de Indicação
Avici Card—
Avici Virtual Signature Card—
Avici Physical Platinum Card—
Avici Physical Signature Card—
Taxas
Taxa Mensal
Avici CardGrátis
Avici Virtual Signature Card$1.67
Avici Physical Platinum CardGrátis
Avici Physical Signature Card$1.67
Emissão do Cartão
Avici Card$15
Avici Virtual Signature Card$10
Avici Physical Platinum Card$50
Avici Physical Signature Card$55
Taxa de Caixa Eletrônico
Avici Card0.65%
Avici Virtual Signature CardGrátis
Avici Physical Platinum Card0.65%
Avici Physical Signature CardGrátis
Taxa de Câmbio
Avici CardGrátis
Avici Virtual Signature CardGrátis
Avici Physical Platinum CardGrátis
Avici Physical Signature CardGrátis
Taxa de Recarga
Avici CardGrátis
Avici Virtual Signature CardGrátis
Avici Physical Platinum CardGrátis
Avici Physical Signature CardGrátis
Taxa de Recusa
Avici CardGrátis
Avici Virtual Signature CardGrátis
Avici Physical Platinum CardGrátis
Avici Physical Signature CardGrátis
Limites
Gasto Diário
Avici CardIlimitado
Avici Virtual Signature CardIlimitado
Avici Physical Platinum CardIlimitado
Avici Physical Signature CardIlimitado
Gasto Mensal
Avici CardIlimitado
Avici Virtual Signature CardIlimitado
Avici Physical Platinum CardIlimitado
Avici Physical Signature CardIlimitado
Saque em Caixa Eletrônico
Avici Card$3,000
Avici Virtual Signature Card$3,000
Avici Physical Platinum Card$3,000
Avici Physical Signature Card$3,000
Info do Cartão
Tipo de Cartão
Avici CardCartão Virtual
Avici Virtual Signature CardCartão Virtual
Avici Physical Platinum CardCartão Físico
Avici Physical Signature CardCartão Físico
Rede do Cartão
Avici CardVisa
Avici Virtual Signature CardVisa
Avici Physical Platinum CardVisa
Avici Physical Signature CardVisa
Apple Pay
Avici Card✓
Avici Virtual Signature Card✓
Avici Physical Platinum Card✓
Avici Physical Signature Card✓
Google Pay
Avici Card✓
Avici Virtual Signature Card✓
Avici Physical Platinum Card✓
Avici Physical Signature Card✓

Requisitos de KYC

Level: Verificação de ID
Verificação de Email
Obrigatório
Verificação de Telefone
Obrigatório
Documento de Identidade
Obrigatório
Comprovante de Endereço
Não Obrigatório
Verificação por Selfie
Não Obrigatório

Pontuação da Comunidade

7.5/10
Fontes
@shelleymaeph“Recently tried a McDonald’s drive-thru with my @avici card. My ₱79 purchase went through in real time at ₱62.2047 per USD, compared to the ₱62.535 closing rate that day. Honestly, that’s a really good conversion rate, even better than what I usually get from my bank. Paying with crypto IRL is getting easier.”@I_am_Endurance“𝐌𝐲 𝐬𝐡𝐨𝐩𝐩𝐢𝐧𝐠 𝐝𝐢𝐬𝐨𝐫𝐝𝐞𝐫 𝐣𝐮𝐬𝐭 𝐟𝐨𝐮𝐧𝐝 𝐚𝐧 𝐞𝐧𝐚𝐛𝐥𝐞𝐫. 😂 𝐀𝐧𝐝 𝐀𝐯𝐢𝐜𝐢 𝐢𝐬 𝐭𝐡𝐞 𝐞𝐧𝐚𝐛𝐥𝐞𝐫. @avici is a self-custodial wallet with a Visa card that lets you spend your crypto where Visa is accepted. I got my virtual card for free during their promo. The promo has ended now, so you can get my type of card for $10. For me, everything from verification to funding my Avici wallet and checking out on Temu took less than 5 minutes. And the payment went through within seconds. Link to check it out is in the comments.”@kaspa_lurker“Six @AkoolInc charges hit my @avici card in two minutes. Nothing in their system stopped it. I stopped it, by freezing the card. What the hell 😡 @avici what was the tagline again? “Earn Trust”… you’ve lost mine.”@Paulina from cryptonoshi.com“They've been around for a while (1.5 yrs), so I'd expect a more elegant experience in the app... it all feels like the first pancake tbh. Other than that, this card has many nice features. The Good: - Unlimited Daily Spend - 0% foreign exchange fee - Apple Pay Enabled - Physical Card Available - You get both EUR and USD bank accounts in your name - Built on credit card rails via Rain, accepted virtually anywhere - Non-custodial, so you control your assets The Bad: - Only 49 Countries Supported - No Cashback - ATM limit is a tiny $250 per day I didn't give 5 stars because no cashback and th”@MD. SABBIR HASAN“I had a very disappointing experience with Avici. I deposited SOL from Binance successfully, but when I tried to top up my card, nothing happened. There was no pending or completed transaction. After reinstalling the app and logging back into the same account, my SOL balance disappeared and even my deposit address changed. My funds are not accessible, and I still cannot use my card. Support keeps giving generic replies without resolving the issue. Until this is fixed, I cannot recommend this ap”@setyamickala“a long time Avici user since the early days. I've been actively using the platform, topped up my card, and even received my physical Avici card. Unfortunately, my dashboard has completely disappeared. i can no longer see or access my Avici Card at all. Even after logging out and logging back in multiple times, the issue remains exactly the same. My wallet now appears as a brand new wallet, and I’m being asked to complete KYC again.? This is very disappointing and concerning as a loyal user who has trusted Avici for a long time. I believe this is a technical error or bug on the app side My fun”@jussy_world“Just received my Avici Card Cost $70, waited 5 days Self-custody with no Gas fees Only possible on Solana”@Dario Zadro“No fees, but they take 2% for conversion usdt to eur when paying with card. But to get this information you need to pay 15 usd for card first. Shady stay away”@Mohamed amine Benamar“Activating the bank account has been under review for two months. 😅”@Mother-Chocolate8390“Can a crypto payment system really be called self-custodial if its contracts retain privileged access? The recent Avici exploit reportedly drained more than $653K from card collateral vaults. The bigger question: if a smart contract has administrative permissions or another privileged path capable of moving user funds, is the system still truly self-custodial? The exact exploit mechanism hasn’t been officially confirmed but it raises an important question about the gap between “self-custody” as a product promise and the underlying architecture. Where should we draw the line???”@0xCasualDegen“Udah pake Avici Card sekitar 3 bulanan dan overall puas. Yang paling kerasa itu rate convert crypto → USD-nya. Contohnya di screenshot, deposit 500 USDT dan yang masuk 499.04 USD. Menurut gue spread segitu masih oke. Cuma setelah dipake sekitar 3 bulan dengan total spending kurang lebih $8k, baru sadar kalau benefit yang gue dapet ya cuma conversion rate itu doang. Nggak ada cashback atau reward lain. Hari ini iseng nyoba daftar Tria. Deposit pertama 100.15 USDT, tapi yang jadi spendable cuma 98.94 USD. Jujur lumayan kaget karena kepotongnya lebih dari $1. Jadi dari sisi conversion, sejauh i”@Pablo Gone“I’ve created Avici Business account. Onboarding was clean, managers were nice. After account was approved, I was told that is fully working and transactions are instant. So I’ve received 20000€ payment invoice for goods of my company, and it landed in account but I couldn’t use them. Avici support said it’s normal and it will be possible to use after 24/48 hours. But after that time passed, I contacted them again and they said that my money is blocked (for no reason) and I was blocked on their resources and their workers stop responding me. Money wasn’t refunded, my company has over 30000€”@@MdImran-hn2oq“ভাই টপআপ বা কার্ডে ডলার এড হচ্ছে নাহ! প্লিজ রিপ্লাই!”@ansi09“AviciMoney Introduced Virtual Accounts + IBAN For Fiat To Make Avici A Real Alternative To A Normal Bank Account **Source:** [https://x.com/AviciMoney/status/2011510746979713206](https://x.com/AviciMoney/status/2011510746979713206) We introduced Named virtual accounts to make Avici a real alternative to a normal bank account for the internet age. Self custody. Fiat compatible. Global on [@solana](https://x.com/solana) Here’s why this matters and how it works ↓ https://reddit.com/link/1qdvlno/video/gja6wiuqtkdg1/player You want crypto's self-custody benefits , but you live in a f”@KadunaBull“Reasons why I use @avici app and credit card: - no limit - self custodial - 0 tx fee - 0 top up fee - 0 withdraw fee - no low auth fee - no declined tx fee - 0 forex markup (only pay what Visa charges) @RamXBT wants to onboard millions of users first and make money later with other products. People’s bank. $AVICI”@IcySatisfaction7882“Full reimbursement for 1600+ users is the response u wanna see. Rain fixing the old contract issue while Avici confirms self custody wallets stayed untouched makes the scope pretty clear”@Ponyin“So far tier crypto to payment yang udah pernah dipake. Kalo nyari cashback= jupiter Nyari fleksibel (bisa dipake qris dll)= bitget Kalo buat traveling= avici (ada upgrade lounge airport free 4x sebulan khusus signature) Kalo buat hiburan= cypher (card ekslusif+1 detik langsung keisi cardnya. KAST, TRIA belum nyoba terkendala di KYC lumayan susah.”@Barefoot Minimalist“Tried to sign up and the onboarding process is unreliable from start to finish. First, the email verification code step repeatedly threw a generic “login error” after entering the code and wouldn’t let me proceed. On one attempt I finally got past that, only to be forced into installing an authenticator app — and that step also failed with another unhelpful error, leaving me stuck again. I retried multiple times, switched networks, restarted and reinstalled the app — same result. If they can’t provide a working onboarding process, stay away from them until they fix it.”@Cryptoking (Antidote)“AVici is the best Neobank and payment solution that can compete with revoult which is currently at $75b valuation compared to AVICI at around $35m . some great thing about AVICI it's non custodial which means that teams can not freeze your money, You can export the private key to your own solana wallet, No limit on your spending , very good and active customer support etc.”@Craig Walker“Quite simply the best crypto money card app you could use. Super user friendly.”@xKevinR6“Really impressed with this new banking app — clean design, fast transactions, and seamless crypto integration. There are a few small bugs here and there, but the dev team has been updating the app regularly and fixing issues quickly. Overall, a solid all-in-one banking and crypto experience!”

Detalhamento por Categoria

Simplicidade do KYC
7.1/10
Eficiência de Taxas
8.1/10
Experiência do App
6.8/10
Qualidade do Suporte
7.3/10

Recursos

Sem ContatoOnline PaymentsAcesso a ATMVirtual CardMúltiplos Cartões VirtuaisSelf-CustodyNo FX FeeSem Taxa MensalCard FreezeSpending LimitsBank TransfersReferral ProgramMobile App

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