Brighty App Standard Card

Comparar Cartões Brighty App

Brighty App Standard Card

Brighty App TON Card

Recompensas

Cashback

3%

10%

Cashback Cripto

USDC

TON

Recompensas de Staking

✓

✓

APR de Staking

10.41%

10%

Bônus de Boas-vindas

—

—

Bônus de Indicação

$25

$25

Taxas

Taxa Mensal

Grátis

Grátis

Emissão do Cartão

Grátis

Grátis

Taxa de Caixa Eletrônico

1.5%

1.5%

Taxa de Câmbio

Grátis

Grátis

Taxa de Recarga

Grátis

Grátis

Taxa de Recusa

Grátis

Grátis

Limites

Gasto Diário

Ilimitado

Ilimitado

Gasto Mensal

$30,000

$30,000

Saque em Caixa Eletrônico

$3,000

$3,000

Info do Cartão

Tipo de Cartão

Cartão Virtual, Cartão Físico

Cartão Virtual, Cartão Físico

Rede do Cartão

Visa

Visa

Apple Pay

✓

✓

Google Pay

✓

✓

Brighty App Standard Card

Brighty App TON Card

Recompensas

Cashback

Brighty App Standard Card3%

Brighty App TON Card10%

Cashback Cripto

Brighty App Standard CardUSDC

Brighty App TON CardTON

Recompensas de Staking

Brighty App Standard Card✓

Brighty App TON Card✓

APR de Staking

Brighty App Standard Card10.41%

Brighty App TON Card10%

Bônus de Boas-vindas

Brighty App Standard Card—

Brighty App TON Card—

Bônus de Indicação

Brighty App Standard Card$25

Brighty App TON Card$25

Taxas

Taxa Mensal

Brighty App Standard CardGrátis

Brighty App TON CardGrátis

Emissão do Cartão

Brighty App Standard CardGrátis

Brighty App TON CardGrátis

Taxa de Caixa Eletrônico

Brighty App Standard Card1.5%

Brighty App TON Card1.5%

Taxa de Câmbio

Brighty App Standard CardGrátis

Brighty App TON CardGrátis

Taxa de Recarga

Brighty App Standard CardGrátis

Brighty App TON CardGrátis

Taxa de Recusa

Brighty App Standard CardGrátis

Brighty App TON CardGrátis

Limites

Gasto Diário

Brighty App Standard CardIlimitado

Brighty App TON CardIlimitado

Gasto Mensal

Brighty App Standard Card$30,000

Brighty App TON Card$30,000

Saque em Caixa Eletrônico

Brighty App Standard Card$3,000

Brighty App TON Card$3,000

Info do Cartão

Tipo de Cartão

Brighty App Standard CardCartão Virtual, Cartão Físico

Brighty App TON CardCartão Virtual, Cartão Físico

Rede do Cartão

Brighty App Standard CardVisa

Brighty App TON CardVisa

Apple Pay

Brighty App Standard Card✓

Brighty App TON Card✓

Google Pay

Brighty App Standard Card✓

Brighty App TON Card✓

Requisitos de KYC

Pontuação da Comunidade

6.9/10

Fontes

Ver 124 Fontes

@krts23“My experience moving part of my savings into USDC for the yield 0.6%. That was what my savings account was paying while inflation did what it's been doing, and after a while watching the balance quietly shrink in real terms got old enough that I did something about it. Started small, around 15% of what I had. Enough to matter, not enough to ruin me if it went sideways. Supplied it to [Aave](https://aave.com/) because everything else seemed to route there anyway and I'd rather deal with the source than a wrapper. Rate was about 4.5% when I put it in. That was 14 months ago. First thing I lea”@krts23“Compared 4 crypto-fiat apps for everyday banking in Europe, here's what I found Spent the last few weeks actually testing apps that let you hold crypto and fiat in one place with a real IBAN and card.  Here's the honest breakdown:   [Revolut](https://www.revolut.com/) The obvious one. Works everywhere, great UI, but crypto features are limited — you can't send to external wallets without a paid plan. More of a bank that added crypto than the other way around.   [Wirex](https://www.wirexapp.com/) Been around longest. Card works well, decent rates. Rewards system is confusing and the app”@mezoantropo Z“Card is not working. Deposit and withdrawal takes 2-3 days. Not usable.”@Daniel Rosenqvist“Stay away from this company. Crypto transfers were instant for me few days ago, but now suddenly they're "pending" for hours without any updates and customer support is completely silent. You'd expect a "bank" to process transactions fast in Europe. Especially crypto transactions that come from known wallets. The fact it's been 13+ hours without any response from support and my money hasn't even been credited yet is fishy. Not even the previous refund has been sent to my other crypto wallet. Update 1: After waiting for almost 40 hours I finally received my funds. Customer support is comple”@--“doesn't support all SEPA countries”@Filipe“Immediate transfers can take hours to be credited. Otherwise excellent. Nice cashback (0.5%, occasionally 1%). Update (03/29/2026): Ordered something on Amazon.es. Paid with Brighty. Payment refused due to "insufficient funds" despite having enough funds. Topped up my account. Paid. They used PLN instead of EUR and charged €1.4 "card payment international fee". Immediatelly cancelled the order. They charged another €1.38 "card payment international fee". Update (04/07/2026): Couldn't pre-order something because my Visa card didn't work. Had to wait ~48 hours for resolution. Brighty admitted”@Leonid Batykin“I can't log in to the app. Support on the site is no longer responding”@HN“Les gens qui ont ete bloquer leur argent ecrivez moi v74thonon outlook.fr , je vous aiderai a porter partie civile avec moi au trubunal je suis juriste. Malgre que j ai ecrit par chat le 30/01/26 car brighty m a bloquer mon argent qui se trouve dans mon cpte wallet de brighty, il dit je dois lui repondre a ses 10 questions sauf qu il y a une question hors la loi fr a savoir il veut je lui montre mes 6 derniers releves bancaire. Seul le juge, le servicr fiscal demandent des cas particuliers seulement ou des banques demandent si on emprunte largent et que le solde des 3 derniers mois. Brighty a”@Serge“I opened an account with Brighty a couple months ago. I haven't actively used the service yet, but what can I say 1.simple referral program, you can easily get 25USDT on your account. 2.despite the fact that I don't have a personal IBAN yet - funds are credited to the balance in the SEPA zone within a few minutes. 3. virtual card is free, it is linked to google pay and you can easily pay offline and online. 4. basic plan is free of charge 5. more interesting subscriptions cost from 9 euros a month, but you can earn up to 10% with APY Vaults. 6. good USDT to euro conversion rate 7. no data ex”@krts23“Switched from traditional bank for international transfers — 6 months update Background: I move money between EUR and USD regularly for freelance work. Traditional wire transfers were eating 3-5% between fees and exchange rates.Tried a few apps, landed on [Brighty](https://brighty.app/) about 6 months ago.   Here's the honest update: What works: \- SEPA transfers arrive same day, FedWire surprisingly fast too \- Stablecoin vault at 8% APY on USDC — idle money actually earns something \- Card works everywhere Mastercard does, no declined transactions yet   What's not perfect: \- Small”@Alba Espín Marín“Para España no sirve. Te piden una factura de servicios en inglés, estando en España eso no es posible. Así que… solo quieren que hagas compras con ellos con tarjeta para llevarse su porcentaje, tampoco te dejan retirar en cajero automático ni una sola vez a no ser que pagues. Que esto en España es ilegal. No lo remiendo nada.”@Andrea Benitez Cuesta“This is unthinkable and looks like a scam! I lost 5.000 USD when I tried to transfer it to my Brighy account. Brighty support has been silent for 20 days, despite being online. They froze my account without any explanation! They just asked me for documents and I provided them the same day, but they are silent. If you also want to lose all your savings, you can open a Brighty account. Give me my money back! My name - Andrea Benitez Cuesta”@Alexandre Magno“Doenst work. All my money inside can't even login.”@Ireneusz“These people closed my account without explanation where there were unprocessed refund transactions. Then they stole my 4€ for some unknown fee. There were about 2000€ of refunds in processing, and the store sent me proofs, where you can see a message from the bank that they confirmed the payment on their side. Further I have not received and week of my subscription they do not want to refund me 18€. Eventually these scammers started demanding selfies with the date, and completely ignore me. Further I will make a pre-trial lawsuit on them, and then a lawsuit with moral damages of more than 10.”@Natalia Raz“I’ve had a very positive experience using Brighty so far. The app is intuitive and easy to use, even for someone managing multiple currencies and investments. I especially appreciate the wide range of supported currencies and the flexibility between crypto and fiat. Customer support has been responsive and helpful, which is very important when dealing with financial services. I also find the investment tools interesting and innovative, it’s great to see new solutions being developed in the fintech space. I’m looking forward to seeing how Brighty continues to evolve and expand its features in t”@Good Man“very hard to verification. too much questions and i waiting 1 day 😓😱”@Hoxton“Ich habe mehrere gültige Adressnachweise für Deutschland eingereicht, darunter eine Meldebescheinigung, einen übereinstimmenden Ausweis sowie meine aktuelle Gehaltsabrechnung – und wurde dennoch abgelehnt. Nun soll ich den Support kontaktieren und mehrere Tage auf einen Hin- und Her-Schriftwechsel warten. Ein sehr frustrierender und ineffizienter Verifizierungsprozess.”@Testeuse a plein temps“Attention a eux ce sont des menteurs. Ils ne tiennent pas leurs engagements et cest grave, ils me devraient 25 usd et ils affirment que non alors que toutes les conditions ont ete remplit je désinstalle cette appli de menteurs !!n”

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