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Compare cartões de crédito cripto por taxas, requisitos de KYC, pontuações de privacidade e recursos.

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  5. Crypto.com Card
Crypto.com Card
Crypto.com Card
KYC Completo
Cartão Virtual Visa
5.7
Geral
Obter Cartão
Crypto.com Card logo

Crypto.com Card

por Crypto.com

Obter Cartão

O Crypto.com Card continua sendo o líder do setor com recompensas em níveis de até 8% e benefícios premium, como reembolsos de Netflix/Spotify e acesso a salas VIP de aeroportos. Ideal para entusiastas de CRO dispostos a fazer staking para níveis mais altos, embora as recompensas sejam pagas em tokens CRO voláteis.

Prós

  • +Até 8% de cashback em compras nos níveis mais altos
  • +Reembolsos gratuitos de Netflix, Spotify e Amazon Prime em níveis superiores
  • +Acesso a salas VIP de aeroportos via Priority Pass
  • +Sem taxas anuais em qualquer nível
  • +Forte reconhecimento de marca e plataforma estabelecida

Contras

  • -Cashback pago em token CRO - sujeito à volatilidade de preço
  • -As melhores recompensas exigem um staking significativo de CRO (bloqueio de 180 dias)
  • -Níveis inferiores têm limites mensais de cashback rigorosos ($25-50)
  • -0.5-1.5% spread em conversões de cripto
  • -Os benefícios do nível caem imediatamente após o unstaking
5.7/10
GeralRegular
5.8/10
Pontuação da ComunidadeBaseado em 165 fontes
Lv 4
Nível KYCKYC Completo

Índice

Visão Geral do Cartão

Recompensas
Cashback
5%
Cashback Cripto
CRO
Recompensas de Staking
✗
APR de Staking
—
Bônus de Boas-vindas
$50
Bônus de Indicação
$25
Taxas
Taxa Mensal
Grátis
Emissão do Cartão
$50
Taxa de Caixa Eletrônico
2%
Taxa de Câmbio
Grátis
Taxa de Recarga
Grátis
Taxa de Recusa
Grátis
Limites
Gasto Diário
$25,000
Gasto Mensal
$100,000
Saque em Caixa Eletrônico
$2,000
Info do Cartão
Tipo de Cartão
Cartão Físico, Cartão Virtual
Rede do Cartão
Visa
Apple Pay
✓
Google Pay
✓
Vantagens
Streaming pago
Spotify · até US$ 13,99/mêsNetflix · até US$ 13,99/mêsAmazon Prime · até US$ 14,99/mês
Salas VIP de aeroporto
LoungeKey · Ilimitado
Descontos em viagens
Expedia · 10% de descontoAirbnb · 10% de desconto
Recompensas
Cashback
5%
Cashback Cripto
CRO
Recompensas de Staking
✗
APR de Staking
—
Bônus de Boas-vindas
$50
Bônus de Indicação
$25
Taxas
Taxa Mensal
Grátis
Emissão do Cartão
$50
Taxa de Caixa Eletrônico
2%
Taxa de Câmbio
Grátis
Taxa de Recarga
Grátis
Taxa de Recusa
Grátis
Limites
Gasto Diário
$25,000
Gasto Mensal
$100,000
Saque em Caixa Eletrônico
$2,000
Info do Cartão
Tipo de Cartão
Cartão Físico, Cartão Virtual
Rede do Cartão
Visa
Apple Pay
✓
Google Pay
✓
Vantagens
Streaming pago
Spotify · até US$ 13,99/mêsNetflix · até US$ 13,99/mêsAmazon Prime · até US$ 14,99/mês
Salas VIP de aeroporto
LoungeKey · Ilimitado
Descontos em viagens
Expedia · 10% de descontoAirbnb · 10% de desconto

Requisitos de KYC

Level: KYC Completo
Verificação de Email
Obrigatório
Verificação de Telefone
Obrigatório
Documento de Identidade
Obrigatório
Comprovante de Endereço
Obrigatório
Verificação por Selfie
Obrigatório

Pontuação da Comunidade

5.8/10
Fontes
@Rusty OTF“if you move money on to the card you can't move it back. on kraken you can go back and forth”@Jerry Olawuni“They refuse to unlock my card its been 5 days now, I reported a foreign transaction to crypto and filed a claim I was told my card will be frozen which I agreed to, after 2 days of not getting anything done, I did my own research by asking google pay how it happend google play explained and I understood, tben I told the Crypto specialist that I am no longer interested in disputing because the money that was foreign to me is actually my own transaction, nd my months spending is there which includes train tickets to work and I explained that I might not be able to work if I don't get access to m”@zkfinofficial“Every major crypto card wants your passport. https://zk.finance/ doesn't. Revolut, Binance Card, https://crypto.com/us — full KYC, government ID, selfies, permanent identity storage. Your spending is logged. Your identity is on file. https://zk.finance/ takes the opposite approach: Sign in with Ethereum — one wallet signature, nothing else. Visa acceptance worldwide, virtual card in 60 seconds ($99) or Metal ($499), Apple Pay + Google Pay, fund in USDC/USDT/DAI/ETH/BNB across any chain. Same card. Zero identity exposure. Stage 10/40 presale at $0.0236 · Listing target $0.45 · ~19.1× from cu”@DustyDav0“Even airport lounge access been reduced...what's the point on having one now?”@CoreyBaker1“& y wild i do that. It took 14 hrs 4 ur team 2 respond 2 me. Many many mths ago u mailed me a pre-paid card. I have the basic plan. I go 2 top up the card but it’s frozen. I try 2 unfreeze it, can’t. Ur support tells me I have no card. Tells me I shld update app, delete app, etc”@HealthWealthCC“I’d like guidance on my indigo credit card and the lack of benefits I get. The airport lounge through priority pass has been impossible to set up due to an “invalid card number” and CDC never has resolved it. For 4 months!”@cryptonoshi“My Top Crypto Cards: 1️⃣ @Plasma - love the team, simple & efficient app 2️⃣ @KASTxyz - nice perks, lots of cashback promos 3️⃣ @RedotPay - supports many countries others don't 4️⃣ @useTria - incredibly generous fee structure 5️⃣ @ether_fi - non-custodial giant, big in LATAM Runner Up's: @coca_card @KoloHub @pionexpay @avici My NEVER to use list: ❌ @NebeusWorld - buggy & high fees ❌ @cryptocom - high fx and boring app ❌ @coinbase - high fees and I'm over it”@CoreyBaker1“@cryptocom it’s a shame ur @cryptocomcs is so hard 2 reach. Why is it so hard to set up a Visa card 2 make purchases with my https://crypto.com/us visa. 2 bad I had 2 use @MetaMask card. Although @MetaMaskSupport is not great either. At least I was able 2 set up my card.”@Mark Hajunga“Es gibt nur ein Kontakt per Chat. Der ist meist ki gesteuert. Dann wartet man 6 Stunden auf Antwort, dann kann man nicht antworten, weil mann auch arbeiten muss. Und 10 Minuten später ist das Gespräch beendet. Debit Karte ist nun gesperrt, bleibt gesperrt. Es kommt auch keine neue und mein Geld über 100 Euro ist auch weg, weil ich ja kein Zugriff auf die Karte habe. Die crypto Währungen werden wohl auch nicht mehr zugänglich sein.”@Vitor“My Crypto.com card was stolen and subsequently blocked. I was told that a replacement would cost €50. I have tried several times to request a replacement card, without success. Customer support has now stopped responding to me in the chat, leaving me unable to use my card balance. This has been a frustrating experience. I would like a support agent to contact me and help complete the card replacement so I can access my balance again.”@ismael bianchi“Do not use their credit cards, I literally just buy food for 15.15 left 3$ tips so 18.15$ but I was charged 21.75 on my card. not the first time it happens. thought it was an error but it's repetitive. they are scammers, be careful.”@Claudio “SuperClaudio” C“The app is awful. Extremely bloated and slow. Why can't they just make an app only for card transactions and operations? Sometimes I just want to see the amount I have available or the latest transactions and the page just freezes or doesn't load at all. Edit: it's still slow, with the exact same issues. And can you just stop asking me if I want to enable Auto-Transfer every time I add funds? I don't want that and I keep getting a popup for it every single time! And there's no way to remove it”@Garrett_CPAatCOS“If you have the [crypto.com](http://crypto.com) debit card, which has now been updated to be called a "prepaid card" or something like that, the answer is that you cannot withdraw funds from it. You can only spend the card down to near a $0 balance. I previously had their "jade debit card" and learned that the hard way. None of these cards are worth getting anymore. It was nice when I first got the jade card back in 2018 or so and received free Netflix and Spotify as a benefit.”@HealthWealthCC“My https://crypto.com/us card lounge access doesn’t work. Priority pass doesn’t recognize my card when I try to register and https://crypto.com/us has non existent customer service. It’s driven by AI and automated garbage answers…I’ve been waiting 3 months.”@Tan Guansoon“my Visa is going to expired yet did not receive an update I wonder 🤔 what is going wrong”@Mihai“Absolute ripoff. I've been using them forever regardless of they're massive charges and price discrepancies, after about 5 years someone broke into my car and stole my wallet, so o tried to order another card. At first everything was good (BESIDES CHARGING ME £50 FOR A CARD REPLACEMENT), but weeks went by and I didn't receive any cards at all. So I got back in touch and they said (OH NO, IT'S FOR A VIRTUAL CARD{USELESS}IF YOU WANT A CARD SENT OUT YOU NEED TO PAY US ANOTHER £25). Safe to say I'm withdrawing my staked my coins and send them to my Binance account! Daylight robbery, stay away!!!”@Delicious_Sample7291“There's no way to activate the Crypto.com card. First it took forever to figure out how to get my cash off of [crypto.com](http://crypto.com) because it wasn't accepting bank accounts. Had to add my middle name on my bank for it be accepted by crypto. Haven't had to do that anywhere else (coinbase, etc). I ordered the card because I thought that was the only way to get my money off of this app. I followed the instructions on their website to no avail. I'm so glad I only put 10 dollars on it (minus the 4.99 activation fee, ugh). AI customer servce AI is no help. Just a horrible experience. Ed”@Al 100 Con El Rey“Since June they can't fill the problem two months really. As off today 08/20/2026 $986.89 plus my pre-paid card off %130.13 lost since i can't touch it hey don't have a person that can help. Crypto keep asking me to used the app. 🤦🤦 that is the problem the A.I is off no help at all. My account still frozen. Stay oway from Crypto. Don't mention that you will close your account i think that's why they don't want to fill it”@Claudio“I'm a customer since years and my experience is great, I use Crypto.com's card as my main one, it gives cashback; their banking and crypto services work fine, and the support has always helped me well.”@Starscream“somehow the new updates crash on me. can't top up cash using debit card after all these years ive been doing it at zero problems. spoke to their CS. they mentioned debit bank problem . called the bank and tried several other cards. still decline by CDC due to 3ds. I tried reinstall and restart phone. still can't be solve..... frustrating.”

Detalhamento por Categoria

Simplicidade do KYC
6.5/10
Eficiência de Taxas
6.2/10
Valor das Recompensas
6.8/10
Experiência do App
6.3/10
Qualidade do Suporte
6.4/10

Recursos

Virtual CardPhysical CardMetal CardSem ContatoOnline PaymentsAcesso a ATMInternational ATMMobile AppCashbackStaking RewardsReferral Program2FA SecurityCard FreezeSpending LimitsNotifications

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