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  1. Início
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  5. Gnosis Pay Card
Gnosis Pay Card
Gnosis Pay Card
Verificação de ID
Cartão Físico Visa
8.9
Geral
Obter Cartão
Gnosis Pay Card logo

Gnosis Pay Card

por Gnosis Pay

Obter Cartão

O Gnosis Pay é o primeiro cartão Visa verdadeiramente de autocustódia do mundo, conectando-se diretamente à sua smart wallet Safe on-chain. Classificado como o nº 1 entre os cartões não custodiais, foi criado para puristas de DeFi que se recusam a abrir mão da custódia.

Prós

  • +Primeiro cartão Visa de autocustódia do mundo
  • +Até 4% de cashback (5% com GNO holdings + OG NFT)
  • +Sem taxas de transação ou de câmbio (foreign exchange)
  • +Integração direta com a smart wallet Safe
  • +Classificado como o nº 1 entre os cartões cripto não custodiais

Contras

  • -Taxa de estabilização de 1.5% em todas as transações
  • -Suporta apenas as stablecoins EURe, GBPe, USDCe
  • -Não pode ser usado para aluguel de carros ou postos de combustível
  • -Limite de gastos diários de 8,000 EUR
  • -Limitado apenas a Europe, UK, Argentina, Brazil
8.9/10
GeralExcelente
5.9/10
Pontuação da ComunidadeBaseado em 54 fontes
Lv 3
Nível KYCVerificação de ID

Índice

Visão Geral do Cartão

Recompensas
Cashback
4%
Cashback Cripto
—
Recompensas de Staking
✗
APR de Staking
—
Bônus de Boas-vindas
—
Bônus de Indicação
—
Taxas
Taxa Mensal
Grátis
Emissão do Cartão
$30.23
Taxa de Caixa Eletrônico
2%
Taxa de Câmbio
Grátis
Taxa de Recarga
Grátis
Taxa de Recusa
Grátis
Limites
Gasto Diário
$8,000
Gasto Mensal
Ilimitado
Saque em Caixa Eletrônico
$500
Info do Cartão
Tipo de Cartão
Cartão Físico
Rede do Cartão
Visa
Apple Pay
✗
Google Pay
✗
Recompensas
Cashback
4%
Cashback Cripto
—
Recompensas de Staking
✗
APR de Staking
—
Bônus de Boas-vindas
—
Bônus de Indicação
—
Taxas
Taxa Mensal
Grátis
Emissão do Cartão
$30.23
Taxa de Caixa Eletrônico
2%
Taxa de Câmbio
Grátis
Taxa de Recarga
Grátis
Taxa de Recusa
Grátis
Limites
Gasto Diário
$8,000
Gasto Mensal
Ilimitado
Saque em Caixa Eletrônico
$500
Info do Cartão
Tipo de Cartão
Cartão Físico
Rede do Cartão
Visa
Apple Pay
✗
Google Pay
✗

Requisitos de KYC

Level: Verificação de ID
Verificação de Email
Obrigatório
Verificação de Telefone
Obrigatório
Documento de Identidade
Obrigatório
Comprovante de Endereço
Não Obrigatório
Verificação por Selfie
Não Obrigatório

Pontuação da Comunidade

5.9/10
Fontes
@Steven“I hereby give GnosisPay just 1 star due to a very poor first experience and lack of support. After receiving an email on June 9 stating that the Gnosis Card services were restored after a period of disruption, I decided to use the card for the first time on June 12. I transferred $23 from my non-custodial wallet to the ZEAL app, and then the funds were successfully received and converted to my GnosisPay VISA balance (over €20 visible in the app). However, when attempting to make a payment, the transaction failed due to “insufficient funds”, despite the available balance. The next day, I trie”@Redwane azi“Frankly unacceptable. I'm waiting for a transaction to be unblocked following an order canceled on the very same day. The merchant clearly confirmed that nothing was charged on their end (normal, as you're only charged upon shipment). It's been over 15 days now that the transaction has been stuck in 'pending'. Yet, it's written in black and white that funds are released after 11 days max if the merchant doesn't validate the transaction... which is exactly the case here. But still nothing, my money is just floating in limbo. The worst part in all this? Customer support doesn't even bother rep”@Alessandro“Warning about Gnosis Pay – Personal Experience I tested the service and encountered significant issues: Activation: To use the services, you must order a digital Visa card for €30, which can only be waived by using Monerium or official partners. Wallet: During activation, a safe wallet is assigned. If it does not match your existing account, the card is blocked. No warning is provided about this risk during the process. Support: After a month of reports via chat and email, the issue remained unresolved. I received broken links and incorrect wallet updates. Conclusion: Complex procedures, ”@ron“30 € for a plastic card ! and no bank transfer possible ! We're having issues Sorry! Our system seems to be having issues. Retry once and if it doesn't work please report on our Discord for support and updates. Error message: ("isUnexpectedResult FailureError":true,"type":"une xpected_failure","name"?"Unexpected Result FailureError","reason": {"type":"none_of_results_are_successful","value": {"id":"cm863453h004nd57udyhpnqx2"}}} Cancel Retry ok ! hat sich mittlerweile verbessert ! die 30 € bleiben ......”@F user“Ho una contestazione aperta da mesi per una frode ricevuta, zero assistenza e non rispondono, inoltre cambiano spesso le regole del Cashback, spesso non lo danno senza motivo valido. Statene alla larga.”@BitcoinStox“Support at GnosisPay does not exist. KYC is done by some shady crapy Fractal company, which doesn't provide details about who is managing personal data, a requirement in EU. I can't pass KYC even if I have sent docs by email and tried also to who is named Fractal. Probably improved. I'll try and come back again.”@Federico“I want to be fair and factual, so I'll stick to what has actually happened. For over a week I have been unable to withdraw approximately €400 from my Gnosis Pay account. Both available routes are broken: "Skip Expired" consistently fails with an RPC rate-limit error on skipExpired(), and the /withdraw-legacy "Send to my new Safe" transaction reverts every time, leaving my legacy funds stranded. I raised a support case more than a week ago and have yet to receive any meaningful reply. Through chat, agents engage briefly and then abandon the conversation without a resolution. I appreciate tha”@Mick Ekimov“Gnosis Pay turned my money into their free loan I tried to pay €1,505 with my Gnosis Pay card via PayPal. The payment failed, and PayPal shows no completed transaction at all – no order, no charge, nothing. Yet my Gnosis Pay balance dropped from about €2,000 to €473. In the app I only see “Refund” and “Reversal”, but the €1,505 never returned to my available balance. Support has been silent for at least 24Hrs, while my money just sits there stuck. For a company that sells itself as the future of fintech, Gnosis Pay feels more like a black hole for your balance than a serious financial servi”@Floki Doge“While Sumsub is world's leading KYC provider, there is something wrong with Gnosispay. I uploaded my ID, then a shitload of banking statements and utility bills and after few weeks it says "We couldn’t verify your profile because your region isn’t supported."”@qfelek“I do not recommend Gnosis. Support does not exist. KYC done by some shady Fractal company, which does not even provide details about entity managing personal data, which is requirement in EU. There are much better providers with way better processes and customer support.”@Paladin“Been waiting a month to get my card refund as part of their marketing campaign to refund those who joined through a certain website they partnered up with and use their token to back their app. I couldn't join through the provided link because that provided a 404 not found response but they fixed this after. However I already joined. So I missed the payout that others got because the customer rep forgot to put me on the list manually. They told me it should be fixed this week. Timeline: June 26 HI, I have just chased and been told that today should be the day! I will confirm once complete!”@Shelley Schachter-cahm“Brand new technology - kept control of my crypto throughout and was not crippled by revolut/N26-type exchange spreads.”@lakatosnapoleon“I really liked your product, it was my go to card for my purchases but you failed to fix the Zerion issue and answer 2 or 3 of my support tickets so that's I cannot be satisfied with your service anymore.”@lakatosnapoleon“Yes, I meant that I need to move my funds from my old Safe to a new one. Yeah maybe I should use a wallet other than Zerion, but no worries I could withdraw my EUR before you froze funds (only GNO left), that's why they could steal from me a small amount and kept spamming my card”@ChrisVizze“Free Gnosis Pay Card / 10 Euros / Backer Invites (Europe Only) I’ve been with Gnosis Pay for a year now, used Naga Pay and the god awful Plutus before. The cashback you get accumulates and I now have 5% Cashback in CRC (crypto). Here are OG Invites which grant you a free card and 10 Euros in CRC, when you spend 10 Euros yourself within 14 days of account creation. That’s the most you can get at the moment (may 2026). You get an IBAN that you can use with your card, there is no need to spend your valuable crypto (hodl). Each link is one time use so if anyone wants a fresh referral if this ”@@mariogomesdemendonca8406“Fiz a conta através do link! Realizei um depósito via Pix de 30,00 (só p testar). Dinheiro não caiu! Suporte só daqui 3 dias úteis no e-mail! Fica o alerta para quem está pensando em utilizar! Ainda bem que foi com pouco dinheiro, só para teste mesmo! Mesmo que resolvam o problema é NUNCA que tenho coragem de usar novamente!”@@RoShowTv“OOlá, Mychel, parabéns pelos videos, o acompanho a algum tempo e acho seu conteudo muito bom, mas pintou uma duvida nesse, eu tenho o gnoses pay através do Picnic, como trazer o cartão para a chainless e consigo manter o cashback dele, pergunto pois a Picnic cortou o cashback, mas eu ainda tenho moedas gno e me dava direito a mais de 3% de cashback, mas agora eu não consigo mais pela picnic, será que vou conseguir manter o cashback se trazer o meu cartão pra chainless e como fazer isso?”@@jpsjuniorspsjc“Estou usando e funciona muito bem. Tive um problema mas o suporte resolveu.”

Detalhamento por Categoria

Qualidade do Suporte
6.4/10

Recursos

Online PaymentsSem Contato

Criptomoedas Suportadas

EURE iconEUREGBPE iconGBPEUSDCE iconUSDCE