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Ready Metal Card scores 7.0/10 across 30+ community sources. The card earns strong praise for its self-custodial architecture via Starknet smart contracts, genuine 0% FX fees using the raw Mastercard interbank rate, and an aggressive 10% cashback in the first 30 days that effectively offsets the $120 annual fee for active spenders. Institutional reviewers (The Block) rate it the best self-custodial card of 2026. However, recurring complaints center on three friction points: cashback paid exclusively in volatile STRK tokens rather than stablecoins — which users report can erode or negate the nominal 3% rate during bear markets — critical Android app instability with connectivity drops and OTP delivery failures that paralyze card management at point-of-sale, and sluggish email-only customer support that leaves technical tickets unresolved for extended periods. The card is best suited for high-volume international spenders and Starknet-native power users; casual domestic spenders or iOS users awaiting Apple Pay integration face a steeper value justification.
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