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  5. SolCard Full Access
SolCard Full Access
SolCard Full Access
KYC Completo
Cartão Virtual Visa
5.3
Geral
Obter Cartão
SolCard Full Access logo

SolCard Full Access

por SolCard

Cartão Virtual•Visa•KYC Completo
Obter Cartão

O cartão Full Access é uma oferta Visa premium que se integra a carteiras digitais para gastos no dia a dia. Ele elimina taxas de recarga e oferece limites significativamente maiores em troca da verificação de identidade.

Prós

  • +Taxas de recarga de 0%
  • +Suporte a Apple Pay e Google Pay
  • +Limite de gastos mensal elevado de $100,000
  • +Recompensas de cashback em níveis de até 8%

Contras

  • -Exige verificação de identidade completa (KYC)
  • -Atualmente indisponível para residentes dos US
  • -Taxa adicional de 0.30% para transações em carteiras digitais
  • -Aplicam-se pequenas taxas de compra e de recusa
5.3/10
GeralRegular
4.5/10
Pontuação da ComunidadeBaseado em 38 fontes
Lv 4
Nível KYCKYC Completo

Índice

Comparar Cartões SolCard

SolCard Mastercard OnlineSolCard Mastercard Online
SolCard Full AccessSolCard Full AccessAtual
Recompensas
Cashback
—
8%
Cashback Cripto
—
SOLC
Recompensas de Staking
✗
✓
APR de Staking
—
—
Bônus de Boas-vindas
—
—
Bônus de Indicação
—
—
Taxas
Taxa Mensal
$1
$1
Emissão do Cartão
$10
$10
Taxa de Caixa Eletrônico
Grátis
Grátis
Taxa de Câmbio
2%
2%
Taxa de Recarga
5%
Grátis
CompareCards.declineFee
$0.5
$0.5
Limites
Gasto Diário
Ilimitado
Ilimitado
Gasto Mensal
$10,000
$100,000
Saque em Caixa Eletrônico
Ilimitado
Ilimitado
Info do Cartão
Tipo de Cartão
Cartão Virtual
Cartão Virtual
Rede do Cartão
Mastercard
Visa
CompareCards.applePay
✗
✓
CompareCards.googlePay
✗
✓
SolCard Mastercard OnlineSolCard Mastercard Online
SolCard Full AccessSolCard Full AccessAtual
Recompensas
Cashback
SolCard Mastercard Online—
SolCard Full Access8%
Cashback Cripto
SolCard Mastercard Online—
SolCard Full AccessSOLC
Recompensas de Staking
SolCard Mastercard Online✗
SolCard Full Access✓
APR de Staking
SolCard Mastercard Online—
SolCard Full Access—
Bônus de Boas-vindas
SolCard Mastercard Online—
SolCard Full Access—
Bônus de Indicação
SolCard Mastercard Online—
SolCard Full Access—
Taxas
Taxa Mensal
SolCard Mastercard Online$1
SolCard Full Access$1
Emissão do Cartão
SolCard Mastercard Online$10
SolCard Full Access$10
Taxa de Caixa Eletrônico
SolCard Mastercard OnlineGrátis
SolCard Full AccessGrátis
Taxa de Câmbio
SolCard Mastercard Online2%
SolCard Full Access2%
Taxa de Recarga
SolCard Mastercard Online5%
SolCard Full AccessGrátis
CompareCards.declineFee
SolCard Mastercard Online$0.5
SolCard Full Access$0.5
Limites
Gasto Diário
SolCard Mastercard OnlineIlimitado
SolCard Full AccessIlimitado
Gasto Mensal
SolCard Mastercard Online$10,000
SolCard Full Access$100,000
Saque em Caixa Eletrônico
SolCard Mastercard OnlineIlimitado
SolCard Full AccessIlimitado
Info do Cartão
Tipo de Cartão
SolCard Mastercard OnlineCartão Virtual
SolCard Full AccessCartão Virtual
Rede do Cartão
SolCard Mastercard OnlineMastercard
SolCard Full AccessVisa
CompareCards.applePay
SolCard Mastercard Online✗
SolCard Full Access✓
CompareCards.googlePay
SolCard Mastercard Online✗
SolCard Full Access✓

Requisitos de KYC

Level: KYC Completo
Verificação de Email
Obrigatório
Verificação de Telefone
Obrigatório
Documento de Identidade
Obrigatório
Comprovante de Endereço
Obrigatório
Verificação por Selfie
Obrigatório

Pontuação da Comunidade

4.5/10
Fontes
@Reddit r/solana - Does anyone have experience with SolCard? (KofiUchiha, Jack-O-Neill)“The most useful first-hand thread on the Full Access Visa. KofiUchiha reports the newer Apple Pay-enabled cards work well for general retail, which is the strongest positive signal for the verified tier anywhere in the dataset, but the same user warns that repeated failed attempts at restricted merchants trip automated security protocols that permanently freeze the card. Jack-O-Neill reports consistent declines at automated gas station pumps and ATMs, terminals that require pre-authorisation holds prepaid virtual architectures struggle to process.”@Reddit r/solana - Solcard not working anywhere“Dedicated failure thread and the clearest illustration that point-of-sale reliability is the card's weak point rather than the top-up mechanism. Users describe the balance being present and the card still declining across merchant categories, with no in-app explanation of which category triggered the block and no route to appeal a merchant-category rejection.”@Reddit r/defi - Best card/non-card options to spend crypto or stables (thedudeonblockchain)“Supplies the most technical warning in the corpus: the Bank Identification Number behind SolCard is frequently flagged or blocked by merchant acquirers in specific countries, so users hit unexpected geographic declines with a fully funded card. That makes the product unreliable for international travel regardless of tier, a failure mode invisible in any published fee table.”@Reddit r/ObsidianMD - Pay with Crypto (Positive_Special_156)“Non-crypto community confirming the card's one durable use case. Users in a software subreddit recommend SolCard for paying USD-denominated software subscriptions when a local international bank card fails or is heavily restricted. Valuable because the endorsement comes from people with no stake in the Solana ecosystem and no referral incentive.”@Reddit r/BEFire - Crypto.com VISA cards (Vinsmokessss)“Regional European personal-finance thread in which a user favours SolCard over incumbent exchange cards for offering a $10,000 monthly limit against only basic identification, dating from before the strict Full Access rollout. Useful as a baseline for how much the June 2025 compliance pivot changed the value proposition rather than as current guidance.”@Reddit r/capetown - SOLCard / SOLWallet, does anyone have experience with this?“Consulted to resolve the brand collision that pollutes search and app-store results. This thread concerns the unrelated South African SOL ECOSYSTEM PTY LTD product, not the Web3 card operated by SC PAYMENTS LIMITED. Establishes that a meaningful share of apparently positive SolCard sentiment online belongs to a different company in a different market.”@Reddit r/solana - subreddit sweep“Broad sweep of the primary Solana community for SolCard mentions outside the named threads. Organic discussion volume is modest and skews toward troubleshooting declines and asking whether Full Access verification is worth completing, rather than sustained advocacy.”@Reddit r/defi - subreddit sweep“General DeFi community sweep used to place SolCard against competing spend cards. Recurring framing treats no-KYC and low-KYC prepaid cards as disposable tools with breakage risk rather than primary financial products, which is the consensus this record reflects.”@YouTube - SolCard Review 2026: No KYC Solana Spend Card, 5% Catch“The most-cited video review and the source of the fee arithmetic repeated across the corpus: a user spending $1,000 monthly on the unverified tier forfeits roughly $600 a year to top-up fees alone, among the highest entry costs in the prepaid market. Demonstrations praise the dashboard and instant virtual issuance, while the comment section pushes back on the collapsed token economy and on creators earning 50% of referred top-up fee revenue.”@Trustpilot - solcard.cc (Boris Media, Anim Tamrakar and others)“The densest concentration of user distress in the dataset, rated Poor at roughly 2.2/5 from a thin base of about 15 reviews with the majority at one star. Recurring accounts describe cards revoked without explanation, dashboards taken offline for maintenance, refund requests for residual balances ignored for weeks, unauthorised activity claims and no route to a human agent. The company replies to some public reviews but typically redirects users back to internal channels rather than resolving the hold.”@Trustpilot AU - paywithmoon.com (comparator profile)“Adjacent prepaid crypto card profile consulted as a control. Complaint themes track SolCard's closely - sudden revocations, stranded balances, thin support - which supports treating the failure mode as structural to custodial no-KYC prepaid products dependent on a single BIN sponsor rather than unique to this operator.”@Trustpilot AU - paywithmoon.com, review tail“Deeper page of the comparator profile, checked to confirm the complaint pattern is not concentrated in a recent window. Older reviews show the same balance-recovery and support-escalation problems, indicating the category risk predates the 2025-2026 compliance tightening.”@Trustpilot - Non-Bank Financial Service category listing“Category-level context used to position SolCard's rating against the wider non-bank finance cohort. A rating in the low twos places the product in the bottom band of a category that is not generally well rated, which is the framing used for the support and trust scores here.”@Trustpilot - Non-Bank Financial Service category listing, later page“Second slice of the same category index, consulted to confirm the peer set and to check for sibling or rebranded entities operating under related names. No separate SolCard listing surfaced beyond the main solcard.cc profile.”@CryptoSlate - SolCard Review 2026 (Andrej Gjorgievski)“The most rigorous independent assessment located and the origin of the full fee matrix: $0.30 flat per transaction, $0.15 penalty on purchases under $10, $1 monthly account fee and 2% foreign exchange markup on top of tier top-up costs. Also documents the June 2025 freeze, the $SOLC collapse to roughly $0.01, the unreleased status of the cashback mechanism, and the withdrawal path requiring a $10 minimum balance, a fee and a 48-hour processing interval. Concludes the custodial counterparty risk deserves more weight than any line in the fee table.”@CryptoSlate - Solana crypto cards comparison“Comparative ranking used to place Full Access against other Solana-funded spend cards. Establishes that once KYC is completed the product competes directly with capitalised regulated issuers offering better fee structures, insured custody and liquid reward tokens, which is the core strategic weakness of the pivot.”@Setproduct - SolCard review, USDT virtual card fees, KYC and alternatives (Jeff Flipper)“The only long-form review in the corpus based on roughly six months of real use, and the most balanced. Confirms the card does what it claims for online subscription spending after small trial loads, and rates it in the Fair range around 5/10. Concludes it works exceptionally well for paying global subscriptions when a local bank card is not an option, while judging a flurry of small $3 to $4 purchases mathematically absurd given the flat per-transaction fees.”@Bleap Finance - Crypto Cards Without KYC in 2026“Supplies the regulatory frame and the custodial warning. Explains how MiCA and tightening AML directives, combined with Visa and Mastercard network rules placing due-diligence responsibility on issuers and BIN sponsors, made the fully anonymous crypto debit card unviable. States plainly that SolCard users do not hold private keys to loaded funds, that balances sit with an unnamed third-party issuing institution, and that insolvency or BIN revocation leaves no legal recourse and no deposit insurance.”@CryptoCardHub - SolCard tracker entry“Independent tracker consulted for tier-by-tier fee and limit verification. Useful mainly as a cross-check against the operator's own published figures, since the two passes flagged conflicting information across sources on exact monthly fees, physical card availability and the precise status of the rewards programme.”@Monetiro - SolCard Standard tracker entry“Covers the unverified Mastercard tier that Full Access is defined against: online purchases only, no mobile wallet support, a monthly cap around $5,000 and the 5% top-up fee the community treats as a tax on refusing KYC. The reference point for why the verified tier scores materially better on fees.”@Kardd - SolCard review“Independent card-tracker review reaching the same mixed-to-cautious conclusion as the other trackers: functional for its narrow online-spending purpose, undermined by opaque issuer disclosure, the documented freeze history and rewards that do not materialise. Recommends treating it as a secondary spending tool with limited balances.”@Kardd - SolCard card profile“Structured specification page used to reconcile limits, supported assets and mobile wallet availability across tiers. Confirms Apple Pay and Google Pay support is gated behind Full Access verification rather than available on the standard tier.”@OpenCryptoCards - SolCard listing“Community-maintained directory entry consulted for multichain deposit support and country eligibility. Corroborates deposits from Ethereum, Polygon, Arbitrum, Avalanche and Base alongside native Solana funding, and the exclusion of US and Russian residents.”@Scamminder - solcard.cc trust report“Automated domain-reputation checker consulted as a weak corroborating signal on operator transparency. Its value here is limited and algorithmic, but it aligns with the human-sourced finding that no issuing bank, licence or regulated partner is publicly named anywhere in the product's disclosures.”@CryptoRu - SolCard overview (Russian language)“Russian-language overview carrying independent fee tables, checked because Russia is a restricted jurisdiction and the language market is a significant source of demand for cards that bypass local banking rails. Fee figures broadly match the English-language trackers, with in-app IP-level geoblocking reported on access from restricted regions.”@Jurisprudential - Crypto Card Review: KYC Models, Limits, Fees and Compliance“Compliance-oriented analysis providing the legal frame for the tiered KYC model. Explains why bifurcating into a restricted unverified tier and a fully verified flagship is the standard survival response to issuer pressure, and why regulatory arbitrage of this kind tends to precede sudden service interruptions.”@Medium - SolCard CC Review plus referral and invite code (gemQueenx)“Referral-driven review included for completeness and flagged as incentivised. Its uniformly positive framing illustrates the affiliate dynamic the video reviewers criticise, since the programme historically paid referrers a large share of the top-up fee revenue generated by their invitees. Treated as marketing rather than evidence.”@Intercom News - Introducing SolCard Full Access, all you need to know (June 2025)“The Full Access launch announcement as carried on a third-party news outlet, and the primary record of what the tier promises: 0% top-up fees, a monthly limit around $100,000, Apple Pay and Google Pay support, a $10 issuance fee and priority support in exchange for full identity verification. Marketing-led, and the claims here were checked against independent fee tables throughout.”@Intercom News - SolCard news centre“Rolling coverage index used to date the pivot and track subsequent product changes, including multichain deposit expansion. Establishes the chronology in which the June 2025 banking-partner intervention precedes and directly causes the two-tier structure.”@Binance - SolCard (SOLC) price and market data“Market data confirming the rewards failure. SOLC trades near $0.01 after a drawdown of roughly 96% from its peak, with thin liquidity, which renders the advertised up-to-8% cashback and the promised 50% revenue share economically meaningless even where the mechanism is switched on.”@Apple App Store - SolCard App, published by INFRACARD LIMITED“The authentic mobile listing, at 128.8MB and requiring iOS 15.1 or later. Newly listed with no mass review aggregation, so it offers little statistical sentiment. Praise centres on Face ID protection of card details and CVV and on instant card freeze toggles for killing subscription overcharges. The dominant complaint is that the app confronts users with mandatory verification blockers immediately, contradicting the no-KYC marketing on earlier web iterations, and that access from restricted regions triggers IP-level bans on launch.”@Google Play - SOLmate, Get your bank card (SOL ECOSYSTEM PTY LTD)“A false positive that dominates Play Store searches for SolCard. This is a regulated South African alternative banking app with roughly 2,330 reviews at about 4.0 stars, entirely unrelated to the Web3 card operated by SC PAYMENTS LIMITED. Its visibility is the main reason Android users report a fragmented experience and fall back on mobile browsers or third-party wallets.”@Google Play - SOLmate, Lao locale mirror“Locale mirror of the same unrelated listing, checked during the brand-collision sweep to confirm the confusion is not confined to English-language search. Same publisher, same product, no connection to the Solana card.”@Google Play - SOLmate, Georgian locale mirror“Second locale mirror consulted in the same sweep. Confirms there is no standalone Android listing under SC Payments or Infracard carrying statistically significant review data, which is why the app_experience score leans on the iOS listing and on integration partners.”@Tangem Wallet - How to buy SolCard integration guide“The most interesting recent development in the mobile ecosystem. Tangem, rated about 4.7 stars with over a million users, lets holders manage balances from a hardware wallet built on an EAL6+ certified secure element and move only the intended spending amount onto the custodial card. Users are effectively engineering around the platform's custodial risk rather than accepting it, which is a meaningful mitigation but not a fix.”@Atomic Wallet - SOLC wallet for desktop and mobile“Third-party wallet support page for the native token, consulted while assessing whether the rewards ecosystem has any functioning infrastructure behind it. Storage and transfer are supported, but wallet availability does not address the underlying problems of collapsed token value and an unreleased cashback mechanism.”@X - @cardpilled, crypto card analyst“Analyst account tracked for organic SolCard discussion, which is thin compared with established crypto cards. Recurring position is that products of this type suit one-off or disposable spending rather than a primary card, given freeze risk and limited escalation paths. Praise focuses on fast issuance and on Full Access removing the 5% top-up fee.”@X - @RadziSlAU, crypto card commentary“Second analyst account in the X sweep covering the 2025 to mid-2026 window. Notes the June 2025 mass Visa cancellations pushing users toward Full Access or withdrawal, alongside older posts reporting months of high-volume spending without incident, which is the clearest example of sentiment splitting cleanly before and after the compliance pivot.”

SolCard Full Access scores 4.5/10 across 38 sources, unifying two independent research passes that reached the same verdict from different evidence. Both agree on what the tier actually buys: completing KYC (government ID plus facial scan) removes the punitive 5% top-up fee charged on the unverified Mastercard tier, lifts the monthly ceiling from roughly $5,000 to $100,000, and unlocks Apple Pay and Google Pay on a Visa product funded 1:1 with USDC, USDT or SOL on Solana, with additional deposits accepted from Ethereum, Polygon, Arbitrum, Avalanche and Base. Reddit confirms the genuine use case - r/ObsidianMD and r/BEFire threads describe it working reliably for USD-denominated SaaS subscriptions such as ChatGPT Plus, Discord Nitro and Google Workspace where local bank cards are restricted - and that narrow lane is essentially the entire appeal. Everything around that lane is contested. The two passes split hardest on fees: one scored 4/10 by weighting the whole product including the 5% unverified top-up, the other 7/10 by scoring Full Access on its own 0% top-up. The unified score sits between them because the per-transaction stack survives verification - $10 issuance, $0.30 per successful transaction, $0.15 on purchases under $10, 2% FX, roughly 0.3% on Apple/Google Pay, $1 monthly, and a withdrawal path with a $10 minimum, a fee and a 48-hour settlement window that strands dust balances. Independent reviewers conclude the flat fees make a $3 coffee mathematically absurd and confine the card to consolidated monthly billing. Trust is the weaker leg. Trustpilot sits at roughly 2.2/5 on a thin review base, dominated by accounts of cards revoked without notice, dashboards taken offline for maintenance, refund requests unanswered for weeks and support that loops through automation. The June 2025 event is the reference point both passes return to: SolCard's unnamed banking partner forced an immediate halt to unverified Visa issuance, accounts froze without warning, and residual balances proved hard to recover - the episode that produced the Full Access tier in the first place. The operator, SC PAYMENTS LIMITED, is registered in Hong Kong while the Terms bar Hong Kong residents from using the card, and no issuing bank, licence or deposit insurance is named; balances sit with an undisclosed third party, so this is fully custodial with no recourse if the BIN is pulled. Rewards are the clearest failure: the advertised up-to-8% $SOLC cashback reads as unreleased or inactive on both passes, and the token trades near $0.01 after roughly a 96% drawdown. Practical limits reported by users include consistent declines at automated fuel pumps and ATMs, BIN-level geographic blocks that surface while travelling, MCC blocks on gambling, adult and exchange merchants, and repeated declines triggering irreversible card cancellation. US, Russian and Hong Kong residents are excluded outright, and Android users face brand collision with the unrelated South African SOLmate app on Google Play. Best treated as a disposable, single-purpose subscription rail funded with what is about to be spent, not a place to hold a balance.

Detalhamento por Categoria

Simplicidade do KYC
6/10
Eficiência de Taxas
6/10
Valor das Recompensas
2/10
Experiência do App
6/10
Privacidade
4/10
Qualidade do Suporte
3/10

Recursos

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