Comparar Cartões The Bitcoin Company
The Bitcoin Company International Visa CardThe Bitcoin Company US Visa Reward CardAtualThe Bitcoin Company International Visa CardThe Bitcoin Company US Visa Reward CardAtualRequisitos de KYC
Pontuação da Comunidade
The Bitcoin Company US Visa Reward Card scores 5.5/10 across all available sources — a product with a genuinely compelling Bitcoin-native concept undermined by severe operational execution failures. The core value proposition is strong: earning real Bitcoin (sats) rather than a proprietary token, with Lightning Network integration enabling near-instant reward withdrawals to personal wallets. For committed Bitcoin maximalists, this represents the clearest path to a "circular economy" where everyday spending generates a hard-money asset. Up to 25% sats-back on select brands and 3% on ad spend via gift card arbitrage are mathematically attractive for high-volume users. However, recent 2024-2025 user feedback across Trustpilot (2.5/5) and the App Store paints a troubling picture: prepaid Visa cards regularly become blocked or flagged as "stolen/invalid" by the underlying third-party issuer (yourrewardcard.com) after just one or a few transactions, with no recourse from TBC support. Users have documented $200+ losses on non-functional cards with support refusing refunds under a "no refunds" policy. Support is US phone-only, no live chat, with multi-month resolution delays and aggressive personal data demands even for basic inquiries. The Android app lacks lnurl auth (a security regression for the Bitcoin community), Plaid linking fails frequently, and cards decline at recurring merchant processors like Netflix and Spotify. The "spend globally" marketing claim is contradicted by documented failures in Europe and Asia. A significant privacy conflict exists: while marketed as KYC-light for small purchases, Card Linked Offers via Plaid grants TBC full visibility into users' legacy bank transaction history — a complete privacy trade-off for the sovereignty-focused cohort TBC originally targeted.
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