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  5. Xapo Bank Card
Xapo Bank Card
Xapo Bank Card
KYC Completo
Cartão Físico Mastercard
6.7
Geral
Obter Cartão
Xapo Bank Card logo

Xapo Bank Card

por Xapo Bank

Obter Cartão

O Xapo Bank Card é uma solução bancária premium de Bitcoin para hodlers sérios. A taxa de $1,000/year é elevada, mas justificada pelo spread de 0.1% BTC, o mais baixo do setor, taxas de FX zero e serviços bancários privados completos.

Prós

  • +Spread de Bitcoin de 0.1%, o mais baixo do setor
  • +Zero taxas de câmbio (FX fees)
  • +1% cashback pago em Bitcoin
  • +Banco privado licenciado em Gibraltar
  • +Suporte à Lightning Network

Contras

  • -Taxa de adesão de $1,000/year
  • -Apenas Bitcoin e USDC - cripto limitada
  • -Serviço premium não destinado a usuários casuais
  • -Exige um processo de onboarding significativo
  • -Saque gratuito em ATM limitado a $100/month
6.7/10
GeralBom
7.0/10
Pontuação da ComunidadeBaseado em 32 fontes
Lv 4
Nível KYCKYC Completo

Índice

Visão Geral do Cartão

Recompensas
Cashback
1%
Cashback Cripto
BTC
Recompensas de Staking
✗
APR de Staking
—
Bônus de Boas-vindas
—
Bônus de Indicação
—
Taxas
Taxa Mensal
$83.33
Emissão do Cartão
Grátis
Taxa de Caixa Eletrônico
2%
Taxa de Câmbio
Grátis
Taxa de Recarga
Grátis
Taxa de Recusa
Grátis
Limites
Gasto Diário
$10,000
Gasto Mensal
Ilimitado
Saque em Caixa Eletrônico
$1,000
Info do Cartão
Tipo de Cartão
Cartão Físico
Rede do Cartão
Mastercard
Apple Pay
✗
Google Pay
✗
Recompensas
Cashback
1%
Cashback Cripto
BTC
Recompensas de Staking
✗
APR de Staking
—
Bônus de Boas-vindas
—
Bônus de Indicação
—
Taxas
Taxa Mensal
$83.33
Emissão do Cartão
Grátis
Taxa de Caixa Eletrônico
2%
Taxa de Câmbio
Grátis
Taxa de Recarga
Grátis
Taxa de Recusa
Grátis
Limites
Gasto Diário
$10,000
Gasto Mensal
Ilimitado
Saque em Caixa Eletrônico
$1,000
Info do Cartão
Tipo de Cartão
Cartão Físico
Rede do Cartão
Mastercard
Apple Pay
✗
Google Pay
✗

Requisitos de KYC

Level: KYC Completo
Verificação de Email
Obrigatório
Verificação de Telefone
Obrigatório
Documento de Identidade
Obrigatório
Comprovante de Endereço
Obrigatório
Verificação por Selfie
Obrigatório

Pontuação da Comunidade

7.0/10
Fontes
@@Animal.help.paraguay“I find it completely unacceptable to increase the price from $150 to $1,000 without any prior notice or explanation. An increase of this magnitude is not reasonable, and policies like this come across as deliberate, unpredictable, and ultimately undermine trust in the company. I believe customers deserve transparency and to be informed well in advance of such significant changes.”@Lawrence Staight“Ive used my card and also have done direct transfers, no drama, just straight forward”@Pat G.“Customer Service is exceptionally great. You get an almost immediate answer through chat. Support Team is very knowledgeable and nice. Depending on where you are located in the world, you are almost always in contact with the same person. The App works great and is easy to use. My only complaint is that there is no website access from a computer. You must use a phone or tablet. Products are interesting, however, they abruptly discountinued a cash back on their debit card, which is disappointing.”@Omid Fard“I am extremely happy with Xapo Bank and the level of professional service they provide. From the beginning, the onboarding process was smooth, secure, and very well organized. The app is clean, fast, and easy to use, while the support team has always been responsive and respectful whenever I needed assistance. The top services and features I appreciate most are: Secure international banking with strong account protection and advanced security features. Easy crypto and USD management in one platform without unnecessary complications. Fast international transfers and smooth global accessibili”@Theo Van den brink“All transactions using debit cards have been confirmed within minutes thereby monitoring card usage and providing excellent level of security and confirming the banks security systems established to protect clients funds.”@CryptoGuyTris“I got my Xapo bank card in 2022. The packaging was premium; the card was premium. I took this picture because this level of packaging blew me away. This grips users more than you think. I stuck with them for 3 years at $250/year. Neobanks, package your crypto card well.”@Etienne“I had a honest up-front conversation with a dedicated account manager before signing up, this was helpful as i discovered there was a beneficiary succession plan for bitcoin and USD! The exchange rates are also excellent when using the Xapo card abroad”@MartinCarballeira“I think this bank is great. Very good and fast customer service. Debit cards work perfectly and have nice benefits. And it’s very easy to use the app and move money from one place to another.”@JamieRobinson“FWIW my recent metal Xapo card works great with tap now”@Iwan“every time using debit card for payment will get me a reward in bitcoin makes me feels good. using this debit card during holiday overseas is very convenient because it handles the currency conversion automatically.”@customer“I find the product very expensive. Every operation has considerable fees. I consider they should be cutted at least half.”@Terrie Lamb“Xapo Bank is an excellent choice for anyone looking for a secure and reliable way to manage both USD and Bitcoin in one place. The platform is easy to use, highly professional, and clearly built with security as a top priority. Their Bitcoin custody and cold-storage approach really stand out and give great peace of mind. The debit card and international payments work smoothly, making it ideal for global use, and customer support has been consistently responsive and helpful. Everything feels well regulated, transparent, and trustworthy. Overall, Xapo Bank delivers exactly what it promises: st”@User“For the user in other countries, XAPO can’t provide the full bank service and I am unable to receive my xapo card and enjoy the bank service.”

Detalhamento por Categoria

Recursos

Sem ContatoMobile AppCashbackPhysical CardOnline PaymentsNo FX FeeAcesso a ATMInternational ATMInsurance

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