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Comparez les cartes de crédit crypto par frais, exigences KYC, scores de confidentialité et fonctionnalités.

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2026 Crypto Cards. Tous droits réservés.

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  5. OWNR Card
OWNR Card
OWNR Card
Téléphone
Carte Virtuelle Visa
4.9
Global
Obtenir la Carte
OWNR Card logo

OWNR Card

par OWNR

Carte Virtuelle•Visa•Téléphone
Obtenir la Carte

OWNR Wallet offre une carte de débit crypto dans le cadre de son écosystème de portefeuille. L'entreprise estonienne fournit des cartes Visa avec support EUR, ciblant les utilisateurs crypto européens avec une solution intégrée portefeuille et carte.

Avantages

  • +Portefeuille et carte intégrés
  • +Réglementé en Estonie
  • +Interface utilisateur simple
  • +Cartes virtuelles et physiques
  • +Processus de configuration rapide

Inconvénients

  • -KYC complet requis
  • -Disponibilité UE uniquement
  • -Support crypto limité
  • -Fournisseur plus récent
  • -Programme de récompenses basique
4.9/10
GlobalMoyen
3.8/10
Score de la CommunautéBasé sur 33 sources
Lv 2
Niveau KYCTéléphone

Table des Matières

Aperçu de la Carte

Récompenses
Cashback
0%
Crypto Cashback
—
Récompenses de Staking
✗
APR de Staking
—
Bonus de Bienvenue
—
Bonus de Parrainage
—
Frais
Frais Mensuels
$1.5
Émission de Carte
Gratuit
Frais ATM
Gratuit
Frais FX
Gratuit
Frais de Recharge
Gratuit
Frais de Refus
Gratuit
Limites
Dépense Quotidienne
Illimité
Dépense Mensuelle
Illimité
Retrait ATM
Illimité
Info Carte
Type de Carte
Carte Virtuelle, Carte Physique
Réseau de Carte
Visa
Apple Pay
✗
Google Pay
✗
Récompenses
Cashback
0%
Crypto Cashback
—
Récompenses de Staking
✗
APR de Staking
—
Bonus de Bienvenue
—
Bonus de Parrainage
—
Frais
Frais Mensuels
$1.5
Émission de Carte
Gratuit
Frais ATM
Gratuit
Frais FX
Gratuit
Frais de Recharge
Gratuit
Frais de Refus
Gratuit
Limites
Dépense Quotidienne
Illimité
Dépense Mensuelle
Illimité
Retrait ATM
Illimité
Info Carte
Type de Carte
Carte Virtuelle, Carte Physique
Réseau de Carte
Visa
Apple Pay
✗
Google Pay
✗

Exigences KYC

Level: Téléphone
Vérification Email
Requis
Vérification Téléphone
Requis
Document d'Identité
Non Requis
Justificatif de Domicile
Non Requis
Vérification Selfie
Non Requis

Score de la Communauté

3.8/10
Sources
@XBB32“Only crypto-connected card used; withdrawing and spending worked seamlessly.”@jbmorse4“Received salary directly into non-custodial OWNR wallet; absence of third-party control felt significantly safer.”reddit.com“Warning thread about exorbitant internal transfer fees, 8x market rates; funds reported as difficult to move.”@TiberiumSpartan“Edge case: used OWNR Visa card in Paraguay to spend Nexo stablecoin loans in local PYG currency, bypassing SWIFT fees.”reddit.com“OWNR overshadowed by competitors offering cashback; viewed as lacking spending incentives.”@Acceptable_Koala2911“Warning about honeypot scams in crypto YouTube comment sections; security risk for OWNR community.”@John Nnabude“Praised local fiat feature settings for real-time portfolio valuations in native currency.”@Andrew Katsewich“Compliance team described as excessively picky; platform demands specific source-of-income documents and rejects paperwork based on originating bank.”@Victoria Marsh“Funds stuck in wallet for over a year due to withdrawal complications; emails to compliance team ignored.”@Danielle McKenna“Alleged platform serviced clients in restricted jurisdictions like the UK, bypassing banking protections.”@Mohamed Mohamed“Fees described as too high for daily use; platform better suited as a vault for accumulating assets.”nz.trustpilot.com“NZ Trustpilot page aggregating mixed user reviews for OWNR Wallet, overall ~3.8 stars from ~470 reviews.”@JamD. P“Superfast send/receive; praised operational speed for standard peer-to-peer on-chain transfers.”@alex292992“Appreciated no mess from dozens of unused coins; clean, focused interface praised.”@Silas Chisom“Persistent errors with two-step email verification; app crashes when switching to input verification codes.”@mikel_p“Strong warning: cannot move USDT on Tron without independently holding TRX for gas fees; perceived as fund trap by novice users.”apps.apple.com“Apple App Store reviews: ~4.5/5 from ~115 ratings. Praise for simplicity; complaints about verification codes failing and funds inaccessible.”apps.apple.com“India App Store listing for OWNR Digital Wallet.”apps.apple.com“US App Store reviews aggregation for OWNR Digital Wallet on iPhone.”apps.apple.com“Jamaica App Store listing for OWNR Digital Wallet.”@OWNR Wallet“Official guide: instant virtual Visa card generation upon verification; Apple Pay binding demonstrated.”@OWNR Wallet“Multiplatform ecosystem overview; physical card delivery takes several weeks, delaying offline use.”@MoneyZG“2026 Best Crypto Cards comparison; OWNR absent from top-tier rankings due to lack of rewards.”youtube.com“Independent crypto card review (July 2025); OWNR not featured among best picks.”@OWNR Wallet“Official YouTube channel; comment sections show low engagement and sparse authentic user discussion.”cryptocompare.com“Overall transactional fee burden estimated ~3.918%; card supports only 4 main assets; high crypto conversion fees noted.”cryptocompare.com“OWNR Wallet profile: praised for SegWit support, token autodiscovery, multi-account support.”bitdegree.org“Jan 2026 review: thorough assessment of features, fees; notes absence of staking and rewards.”old.walletscrutiny.com“WalletScrutiny technical audit of OWNR Digital Wallet Android app.”@Coin Bureau“OWNR not featured in top 13 best crypto debit cards for 2026; overshadowed by reward-bearing competitors.”coinsutra.com“Best Bitcoin debit cards 2026 roundup; OWNR not listed among top picks.”blog.amlbot.com“Context: MSBs like OWNR must implement rigorous SARs and EDD under tightening US AML regulations.”bitomat.com“MiCA KYC changes 2025: increased regulatory scrutiny directly impacts OWNR compliance overhead.”

OWNR Card scores 3.8/10 across community sources, reflecting its role as a technically sound but commercially uncompetitive non-custodial fiat off-ramp. Both Gemini and Grok research converge on the same core weaknesses: zero cashback or rewards, a steep fee stack (€30 issuance + €1.50/month + 4% crypto purchase fee), and aggressive AML/KYC enforcement that frustrates retail users. The non-custodial HD architecture earns praise from privacy-conscious crypto natives and freelancers seeking to bypass centralized exchanges, and Apple Pay support is a genuine convenience highlight. However, recurring reports of locked funds, authentication bugs that crash the app during 2FA, and the gas-confusion trap for novice users dragged scores on KYC simplicity, app experience, and support. The card is best positioned as a specialized utility for price-insensitive digital nomads and B2B enterprise clients — not a daily spending card for mainstream consumers.

Répartition par Catégorie

Simplicité du KYC
4/10
Efficacité des Frais
3/10
Valeur des Récompenses
1/10
Expérience App
6/10
Confidentialité
4/10
Qualité du Support
5/10

Fonctionnalités

Sans ContactMobile AppVirtual CardPhysical CardOnline PaymentsAccès DAB

Cryptomonnaies Supportées

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