What is an XRP credit card?

An XRP credit card is a crypto debit card that allows you to fund your account with XRP and spend it anywhere traditional cards are accepted. Your XRP is converted to fiat currency at the point of sale, enabling fast and low-cost crypto spending for everyday purchases.

How do XRP credit cards work?

XRP credit cards work by linking to your crypto wallet. When you make a purchase, the card converts your XRP to the local fiat currency at the current exchange rate. Thanks to the XRP Ledger's speed, transactions are typically processed in seconds with minimal fees.

Why use XRP for a crypto card?

XRP offers near-instant transaction settlement and very low fees compared to other cryptocurrencies. This makes XRP-funded cards ideal for frequent spending, as top-ups and conversions happen quickly without high network fees eating into your balance.

Cartes de Crédit XRP

Les cartes de crédit et cartes de débit XRP vous permettent de dépenser vos XRP partout où Visa ou Mastercard est accepté. Que vous choisissiez une XRP Mastercard ou une carte Visa, votre XRP est converti en monnaie fiduciaire locale au point de vente, tirant parti du règlement rapide et des faibles frais du XRP Ledger pour les achats quotidiens, le shopping en ligne et les retraits aux distributeurs.

Affichage de 17 cartes

ZEN.COM Pro Card

A gamified premium card that rewards spending with Shards and Stones while offering the best platform benefits.

0% Cashback

Carte VirtuelleCarte PhysiqueMastercardKYC requis

BTCETHUSDTLTC+8

Frais Annuels: $6.9/mo

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Gemini Credit Card

Gemini Credit Card is a Mastercard credit card offering up to 4% back in crypto rewards. Earn 4% on gas/EV charging, 3% on dining, 2% on groceries, and 1% on everything else. No annual fee, no foreign transaction fees.

1% Cashback

Carte PhysiqueMastercardKYC requis

BTCETHSOLDOGE+10

Frais Annuels: Gratuit

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Bybit Card

A high-limit digital Mastercard supporting mobile wallets and real-time crypto-to-fiat conversion.

10% Cashback

Carte VirtuelleMastercardKYC requis

BTCETHUSDTUSDC+2

Frais Annuels: Gratuit

🇬🇪

Nexo Card

Nexo Card is a dual-mode crypto card offering up to 2% cashback in NEXO tokens. Use Credit Mode to borrow against your crypto without selling, or Debit Mode to spend directly. Earn up to 14% APY on idle balance.

2% Cashback

Carte VirtuelleCarte PhysiqueMastercardKYC requis

BTCETHUSDTUSDC+11

Frais Annuels: Gratuit

🇬🇪

Ledger CL Card

Hardware wallet-integrated Visa card via Baanx. ~2.25% conversion cost. Up to 2% cashback (BTC/USDT 1%, BXX 2%). €15K daily spend, €2K ATM. Connect up to 5 wallets.

2% Cashback

Carte PhysiqueVisaKYC requis

BTCETHSOLUSDT+3

Frais Annuels: Gratuit

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Revolut Metal Card

Revolut Metal Card is a premium metal card offering 1% cashback on purchases outside Europe, fee-free ATM withdrawals up to €800/month, and unlimited currency exchanges. Part of the €14.99/month Metal subscription.

1% Cashback

Carte PhysiqueVisaKYC requis

BTCETHSOLXRP+8

Frais Annuels: $14.99/mo

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Bitpanda Card

Bitpanda Card lets you spend crypto, fiat, or precious metals with real-time conversion. Earn 1-2% cashback in BTC based on BEST/VSN token holdings. MiCAR regulated in Europe.

1% Cashback

Carte PhysiqueVisaKYC requis

BTCETHSOLXRP+8

Frais Annuels: Gratuit

🇬🇪

1inch Card

DeFi aggregator virtual Mastercard via Baanx. 0% FX fee, auto-converts crypto on purchase. ~2.1% total conversion cost. Up to 2% cashback. €8K daily / €5K monthly limits.

2% Cashback

Carte VirtuelleMastercardKYC requis

USDTBTCLTCXRP

Frais Annuels: Gratuit

🇬🇪

Binance Visa Card

Binance Visa Card lets you spend crypto at 60+ million merchants worldwide. Earn up to 8% cashback in BNB based on your BNB holdings. Free issuance with zero transaction fees.

0.1% Cashback

Carte VirtuelleCarte PhysiqueVisaKYC requis

BTCETHBNBUSDT+9

Frais Annuels: Gratuit

🇬🇪

Oobit Tap & Pay

A mobile-first crypto payment solution that enables instant spending of digital assets at any contactless terminal via Apple Pay or Google Pay.

2% Cashback

Carte VirtuelleCarte PhysiqueVisaKYC requis

BTCETHUSDTUSDC+8

Frais Annuels: Gratuit

🇬🇪

Choise.com Card

Choise.com Card (formerly Crypterium) offers crypto spending in 170+ countries with the CHO token ecosystem. Virtual cards ready in 20 minutes, €2.99/month fee waived with €299+ monthly load.

0% Cashback

Carte VirtuelleCarte PhysiqueVisaKYC requis

BTCETHLTCXRP+1

Frais Annuels: $2.99/mo

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Change Card

Change Card integrates with the Change trading platform offering 0% Bitcoin fees. Free transfers up to €15,000/month with staking rewards up to 6% APY. EU-regulated under Estonian license.

0% Cashback

Carte VirtuelleCarte PhysiqueVisaKYC requis

BTCETHSOLXRP+7

Frais Annuels: Gratuit

🇬🇪

BitPay Card

BitPay Card is a prepaid Mastercard that lets you convert crypto to dollars and spend anywhere Mastercard is accepted. Pioneer in crypto payments since 2011. Currently on waitlist as BitPay transitions to a new banking partner.

0% Cashback

Carte VirtuelleCarte PhysiqueMastercardKYC requis

BTCETHLTCXRP+2

Frais Annuels: Gratuit

🇬🇪

CryptoPay Card

CryptoPay Card is one of the earliest Bitcoin debit cards in Europe, supporting 35+ cryptocurrencies. High €30,000 daily spending limit with straightforward €1/month fee structure.

1% Cashback

Carte VirtuelleCarte PhysiqueVisaKYC requis

BTCETHLTCXRP+6

Frais Annuels: $1/mo

🇬🇪

SpectroCoin Card

SpectroCoin Card is a Visa prepaid card from Lithuania supporting BTC, ETH and other cryptos. Free card issuance and shipping with €25,000 daily POS limit. Up to 99 virtual cards per account.

0% Cashback

Carte VirtuelleCarte PhysiqueVisaKYC requis

BTCETHXRPLTC+1

Frais Annuels: $1.15/mo

🇬🇪

Wirex Card

Multi-currency crypto card with rewards program. Supports spending in fiat and crypto across multiple chains.

2% Cashback

Carte PhysiqueCarte VirtuelleMastercardKYC requis

BTCETHUSDTXRP+1

Frais Annuels: Gratuit

🇬🇪

Crypto.com Card

Popular crypto card with tiered rewards based on CRO staking. Offers cashback up to 8% with higher tiers.

5% Cashback

Carte PhysiqueCarte VirtuelleVisaKYC requis

BTCETHUSDTUSDC+4

Frais Annuels: Gratuit

🇬🇪

Questions Fréquentes

Que Sont les Cartes de Crédit XRP?

Comment fonctionnent les cartes de crédit XRP?

Les cartes de crédit XRP fonctionnent en se connectant à votre portefeuille crypto. Lorsque vous effectuez un achat, la carte convertit votre XRP en monnaie fiduciaire locale au taux de change actuel. Grâce à la vitesse du XRP Ledger, les transactions sont généralement traitées en quelques secondes avec des frais minimaux.

Pourquoi utiliser XRP pour une carte crypto?

XRP offre un règlement de transactions quasi instantané et des frais très bas comparés aux autres cryptomonnaies. Cela rend les cartes financées par XRP idéales pour les dépenses fréquentes, car les rechargements et conversions se font rapidement sans que des frais de réseau élevés ne réduisent votre solde.