What is an XRP credit card?

An XRP credit card is a crypto debit card that allows you to fund your account with XRP and spend it anywhere traditional cards are accepted. Your XRP is converted to fiat currency at the point of sale, enabling fast and low-cost crypto spending for everyday purchases.

How do XRP credit cards work?

XRP credit cards work by linking to your crypto wallet. When you make a purchase, the card converts your XRP to the local fiat currency at the current exchange rate. Thanks to the XRP Ledger's speed, transactions are typically processed in seconds with minimal fees.

Why use XRP for a crypto card?

XRP offers near-instant transaction settlement and very low fees compared to other cryptocurrencies. This makes XRP-funded cards ideal for frequent spending, as top-ups and conversions happen quickly without high network fees eating into your balance.

XRP Kredi Kartlari

XRP kredi kartlari ve XRP banka kartlari, XRP'nizi Visa veya Mastercard'in kabul edildigi her yerde harcamaniza olanak tanir. Bir XRP Mastercard veya Visa kart secseniz de, XRP'niz satis noktasinda yerel itibari para birimine donusturulerek XRP Ledger'in hizli islem ve dusuk ucretlerini gunluk alisverisler, online alisveris ve ATM cekimleri icin kullanir.

17 kart gosteriliyor

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A gamified premium card that rewards spending with Shards and Stones while offering the best platform benefits.

0% Nakit Iade

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Gemini Credit Card

Gemini Credit Card is a Mastercard credit card offering up to 4% back in crypto rewards. Earn 4% on gas/EV charging, 3% on dining, 2% on groceries, and 1% on everything else. No annual fee, no foreign transaction fees.

1% Nakit Iade

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Bybit Card

A high-limit digital Mastercard supporting mobile wallets and real-time crypto-to-fiat conversion.

10% Nakit Iade

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Nexo Card

Nexo Card is a dual-mode crypto card offering up to 2% cashback in NEXO tokens. Use Credit Mode to borrow against your crypto without selling, or Debit Mode to spend directly. Earn up to 14% APY on idle balance.

2% Nakit Iade

Sanal KartFiziksel KartMastercardKYC Gerekli

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Ucret: Ucretsiz

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Ledger CL Card

Hardware wallet-integrated Visa card via Baanx. ~2.25% conversion cost. Up to 2% cashback (BTC/USDT 1%, BXX 2%). €15K daily spend, €2K ATM. Connect up to 5 wallets.

2% Nakit Iade

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Ucret: Ucretsiz

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Revolut Metal Card

Revolut Metal Card is a premium metal card offering 1% cashback on purchases outside Europe, fee-free ATM withdrawals up to €800/month, and unlimited currency exchanges. Part of the €14.99/month Metal subscription.

1% Nakit Iade

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Ucret: $14.99/mo

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Bitpanda Card

Bitpanda Card lets you spend crypto, fiat, or precious metals with real-time conversion. Earn 1-2% cashback in BTC based on BEST/VSN token holdings. MiCAR regulated in Europe.

1% Nakit Iade

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Ucret: Ucretsiz

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1inch Card

DeFi aggregator virtual Mastercard via Baanx. 0% FX fee, auto-converts crypto on purchase. ~2.1% total conversion cost. Up to 2% cashback. €8K daily / €5K monthly limits.

2% Nakit Iade

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Ucret: Ucretsiz

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Binance Visa Card

Binance Visa Card lets you spend crypto at 60+ million merchants worldwide. Earn up to 8% cashback in BNB based on your BNB holdings. Free issuance with zero transaction fees.

0.1% Nakit Iade

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Oobit Tap & Pay

A mobile-first crypto payment solution that enables instant spending of digital assets at any contactless terminal via Apple Pay or Google Pay.

2% Nakit Iade

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Choise.com Card

Choise.com Card (formerly Crypterium) offers crypto spending in 170+ countries with the CHO token ecosystem. Virtual cards ready in 20 minutes, €2.99/month fee waived with €299+ monthly load.

0% Nakit Iade

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Change Card

Change Card integrates with the Change trading platform offering 0% Bitcoin fees. Free transfers up to €15,000/month with staking rewards up to 6% APY. EU-regulated under Estonian license.

0% Nakit Iade

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Ucret: Ucretsiz

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BitPay Card

BitPay Card is a prepaid Mastercard that lets you convert crypto to dollars and spend anywhere Mastercard is accepted. Pioneer in crypto payments since 2011. Currently on waitlist as BitPay transitions to a new banking partner.

0% Nakit Iade

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CryptoPay Card

CryptoPay Card is one of the earliest Bitcoin debit cards in Europe, supporting 35+ cryptocurrencies. High €30,000 daily spending limit with straightforward €1/month fee structure.

1% Nakit Iade

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SpectroCoin Card

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0% Nakit Iade

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Wirex Card

Multi-currency crypto card with rewards program. Supports spending in fiat and crypto across multiple chains.

2% Nakit Iade

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Crypto.com Card

Popular crypto card with tiered rewards based on CRO staking. Offers cashback up to 8% with higher tiers.

5% Nakit Iade

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Ucret: Ucretsiz

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Sikca Sorulan Sorular

XRP Kredi Kartlari Nedir?

XRP kredi kartlari nasil calisir?

XRP kredi kartlari kripto cuzdaniniza baglanarak calisir. Bir alisveris yaptiginizda, kart XRP'nizi guncel doviz kurunda yerel itibari para birimine donusturur. XRP Ledger'in hizi sayesinde islemler genellikle saniyeler icinde minimum ucretlerle islenir.

Neden kripto kart icin XRP kullanmali?

XRP, diger kripto para birimlerine kiyasla neredeyse anlik islem onaylama ve cok dusuk ucretler sunar. Bu, XRP ile finanse edilen kartlari sik harcamalar icin ideal kilar, cunku yuklemeler ve donusumler yuksek ag ucretleri bakiyenizi azaltmadan hizla gerceklesir.