1inch Card

卡片概览

KYC 要求

社区评分

5.0/10

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@DanDan123crypto, Nutri_bee and other r/ethereum commenters“Thread on replacements for the defunct Monolith card where the 1inch Card is raised and quickly dismissed. Commenters identify it as a white-label Baanx/Crypto Life product sharing a backend with the Ledger and MetaMask cards, and criticise the fee levels and custodial top-up requirements that follow from that. One user reports sitting at position 95 on the waitlist for five months with no movement. Gnosis Pay is repeatedly preferred as a closer approximation of true self-custody.”@CoinGecko and commenters“Comparison video covering the best crypto debit cards. The card presents well on camera, but the comment section is dominated by frustration that these products are geofenced to selected countries rather than issued worldwide. Reviewers also warn that every card purchase is an instant crypto-to-fiat disposal, creating a capital gains event per transaction in the UK and US.”@Crypto Explorer and commenters“Roughly 17-minute December 2024 walkthrough of the 1inch wallet and card covering virtual and physical issuance, collateralised loans, cashback tiers and Apple/Google Pay. Creator tone is neutral to positive on the feature set. Commenters push back on the economics, arguing the conversion fee cancels out the cashback and that Revolut remains cheaper for everyday spending.”@Various users, including Patrick Camara and Neox Geoser vix, with developer replies from Degensoft Ltd“Listing for the 1inch DeFi wallet, the only app through which the card is ordered and managed, rated around 4.2/5 across 5,000-plus reviews with over 500,000 downloads. Praise centres on the uncluttered interface, 13-plus chain coverage in one self-custodial app, and on-chain limit orders. A May 2026 review describes fingerprint login being accepted and then hanging indefinitely on the login screen, locking the user out of their funds; the developer acknowledged the bug and advised falling back to password login. Others report delayed balance refreshes and swap search returning not-found errors for well-known token contracts.”@Henrik Johansson, with developer reply from Degensoft Ltd“Review reporting that identity verification for the card cannot be completed because the app does not detect camera permission even after every permission is granted. The developer confirmed known permission issues and directed the user to complete verification in a desktop browser instead, which breaks the mobile-first onboarding flow the card depends on.”@Various users“Indonesian-locale listing of the same app. Regional review cohorts echo the global pattern: strong marks for multichain asset management and interface clarity, offset by login instability and synchronisation lag between on-chain state and the app frontend.”@Various users“Belarusian-locale listing, useful for sampling sentiment outside the card UK and EEA footprint. Wallet functionality rates well, but card features are unavailable to these users, which surfaces as complaints about a product being promoted to people who cannot order it.”@Various iOS users“iOS listing for the wallet, rated around 4.0. iOS cohorts report fewer hard lockouts than Android but repeat the same themes: the interface and swap aggregation are liked, while card onboarding, waitlist opacity and support escalation are the weak points.”@Various Crypto Life and Baanx customers“Reviews of Crypto Life, the program manager behind the 1inch Card. Recurring complaints describe deposits and withdrawals stuck pending for days or weeks, funds locked or disputed, and support replies that are generic or slow. Positive reviews exist and generally come from users whose card is already funded and only used at the point of sale, indicating friction is concentrated at the money-in and money-out edges rather than at the till.”@@scrantonking2“October 2025 post reporting a withdrawal request still pending after a week, with support offering only generic acknowledgements of delays. The user explicitly advised others against the card. A direct post URL was not captured in the underlying research, so this links to the account.”@@YusufGemz“Promotional post repeating official talking points on self-custody until the moment of spend, cashback tiers and wallet integration. No evidence of extended personal usage.”@@Haezl_Crypto“Promotional post highlighting instant crypto-to-fiat conversion and Apple and Google Pay support. Untested enthusiasm rather than a usage report.”@@diego_defi“Promotional post framing the card as the bridge from DeFi holdings to everyday spending, restating the self-custody claim without independent verification.”@@CodequityOrg“Promotional post covering CryptoDraft borrowing and the card place in the wider 1inch ecosystem. Organic discussion volume around the card on X is low overall, and accounts like this make up the promotional rather than experiential share.”@SpendNode“Structured 2026 card profile listing no annual, monthly or inactivity fee, 0% FX, up to 2% cashback in BXX or 1% in BTC, USDT or 1INCH, and a daily spend ceiling near $8,000. The same profile records a 1.75% crypto-to-fiat conversion fee applied to every purchase, which is the dominant real cost of the card.”@SpendNode“Companion profile confirming physical card availability alongside the instant virtual card, UK and EEA coverage of roughly 31 countries, and a 2% ATM fee set against a low daily ATM ceiling near $500.”@CardPilled“2026 review working through the net economics: 2% cashback paid in BXX nets roughly +0.25% after the 1.75% conversion fee, while the cleaner BTC, USDT or 1INCH cashback at 1% leaves the user roughly 0.75% down on every purchase. Concludes the reward only works for users willing to hold an illiquid ecosystem token.”@CryptoNoshi“Product listing covering supported assets including 1INCH, BTC, ETH, USDT, USDC, LTC, XRP and BXX, plus cashback caps cited around 4,800 EUR per month. Notes the gap between marketing language about retaining custody and an architecture where the spendable balance sits with the issuer.”@OpenCryptoCards“Directory entry cataloguing card tiers, supported currencies and regional availability. Useful as a specification cross-check; earlier snapshots described the product as virtual-only, which later 2026 sources correct.”@BestCrypto.Cards“Comparison-table entry placing the card against other Mastercard-network crypto cards. Scores the fee structure below zero-conversion-fee competitors while crediting the absence of recurring account fees.”@CryptoCardHub“Aggregator profile summarising issuance, limits and rewards. Assigns customer service a notably high mark, which sits at odds with the Trustpilot record for the same underlying Crypto Life stack.”@Bitculator“Wallet and card directory entry covering the 1inch wallet pairing, supported networks and card availability. Primarily specification data with little user commentary.”@Coin Bureau“2026 review of the wider 1inch platform that also prices the card. Estimates crypto-to-fiat conversion cost at 1-2%, adds on-chain gas, and reports a foreign exchange spread around 1.5-2% when spending outside the card denomination, concluding the card is inefficient for international use. That FX figure conflicts with card-specific sources listing 0% FX, and the discrepancy is unresolved across the research set. Also flags monthly caps around 5,000 EUR that limit the card to small everyday spending.”@Bleap“Competitor comparison targeting Baanx-powered cards directly. Argues that a cross-border fee in the 1.5% range functionally erases 1-2% crypto cashback, leaving a net-negative result versus cards with no conversion or FX charge and direct stablecoin settlement.”@Bleap“Alternatives roundup grouping the 1inch, MetaMask and Ledger cards as the same Crypto Life backend under different brands, and positioning smart-contract-native cards as the stronger self-custody option.”@Bleap“Survey of non-custodial wallets with card products. Credits 1inch for wallet quality and aggregation depth while classifying the card spendable balance as issuer-held rather than genuinely non-custodial.”@Bleap“Cashback-focused comparison concluding that headline reward percentages on conversion-fee cards are misleading, since the fee is charged on every transaction while the reward is often capped or paid in a volatile token.”@Bleap“Token-support comparison placing 1inch mid-table for spendable assets, noting the wallet supports far more tokens than the card fiat conversion layer will accept.”@HIPTHER“April 2024 news coverage of the Mastercard partnership and card rollout, reporting the launch plan and market positioning without independent fee analysis.”@AMBCrypto“Launch feature framing the card as a step toward mainstream crypto adoption, covering the self-custody pitch, Apple and Google Pay support and the CryptoDraft borrowing feature.”@Monavate“Issuer portal for Monavate, the Mastercard principal member that issues the card. Establishes that the fiat leg sits with a regulated e-money institution rather than with 1inch itself.”@Monavate“Corporate site for the card issuer, FCA-authorised under firm reference 901097. Confirms that card balances are safeguarded under the Electronic Money Regulations and therefore fall outside FSCS protection.”@Monavate“Issuer press release on a separate travel-payments partnership, included as evidence of Monavate broader issuing footprint and operational scale beyond the 1inch programme.”@TheBanks.eu“Independent EMI directory profile of Monavate covering authorisation status and company details, used to verify the issuer regulatory standing independently of its own marketing.”@Crypto Life (Baanx)“Program manager corporate page describing its self-custody crypto card platform. The same platform powers the Ledger and MetaMask cards, which is the basis for the white-label criticism raised on Reddit.”@Crypto Life (Baanx)“Support FAQ covering verification tiers, limits and conversion mechanics. Documents the ID and proof-of-residency requirements that determine which spending tier a cardholder receives.”@Crypto Life (Baanx)“Product page for the Ledger-branded card on the same infrastructure, useful for direct comparison of fee schedules and for confirming the shared backend architecture across brands.”@Circle Alliance Directory“Third-party partner directory entry for Baanx, corroborating its role in stablecoin settlement and its standing within the wider payments ecosystem.”@WEPIN Wallet“Korean-language explainer on crypto on-ramps, off-ramps and payment cards. Provides non-English framing of where cards like this sit in the off-ramp landscape.”@Exodus“Terms for a competing EU and UK crypto card, used as a comparison point on limits, liability and safeguarding language for cards running on similar regulated rails.”@BankNav“Chinese-language user guide covering the application flow and KYC document requirements, giving a step-by-step view of onboarding friction from outside the English-language sources.”

1inch Card 在 41 个社区信息来源中获得 5.0/10 的评分，其 CryptoDraft 与 Stableloan 借贷功能颇受认可——用户可用 BTC 或 ETH 作抵押释放法币流动性，而无需被迫卖出并产生应税事件；此外它没有经常性账户费用，支持 Apple Pay 与 Google Pay，并与 1inch 钱包及 DEX 聚合器深度打通。但在经济性与可靠性上，口碑急转直下：每笔消费都要收取约 1.75% 的加密货币兑法币手续费，除非用户接受流动性很差的 BXX 代币，否则这基本抵消了宣传中的返现；可用范围仅限英国与欧洲经济区；而这张卡所依赖的手机应用，还曾发布过导致生物识别登录卡死与 KYC 摄像头失效的版本。客服是最薄弱的一环，资金问题被转给第三方 Crypto Life 的邮箱，提现挂起数日甚至数周的报告屡见不鲜。

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