XRP 信用卡

XRP 信用卡与 XRP 借记卡让你在任何接受 Visa 或 Mastercard 的地方花费 XRP。无论你选择 XRP 万事达卡还是 Visa 卡,你的 XRP 都会在结算时兑换成当地法币,借助 XRP Ledger 的快速清算与低廉手续费,轻松完成日常购物、网上消费与 ATM 取现。

共显示 22 张卡片

Oobit logo

Oobit Crypto Card

The Oobit Crypto Card is a fee-free virtual card that lets you spend directly from your crypto wallet or in-app balance, with no conversion hassle. This hybrid custody model gives you flexibility most crypto cards don’t, plus cashback of up to 10% in OOB or 5% in USDT. It supports USDT and other stablecoins, as well as Bitcoin and Ethereum, and works at 175M+ Visa merchants worldwide. Beyond card payments, Oobit lets you withdraw cash from ATMs using your crypto, send crypto to bank accounts in 180+ countries with Send Crypto, and pay through your AI assistant with AI Payments. It’s all available in one app across 75+ countries.

10% 返现
虚拟卡Visa需要 KYC
BTCETHUSDTUSDC+13
费用: 免费
8.5/10
Nexo logo

Nexo Card

Nexo Card is a dual-mode crypto card offering up to 2% cashback in NEXO tokens. Use Credit Mode to borrow against your crypto without selling, or Debit Mode to spend directly. Earn up to 14% APY on idle balance.

2% 返现
虚拟卡实体卡Mastercard需要 KYC
BTCETHUSDTUSDC+11
费用: 免费
8.4/10
Revolut logo

Revolut Metal Card

Revolut Metal Card is a premium metal card offering 1% cashback on purchases outside Europe, fee-free ATM withdrawals up to €800/month, and unlimited currency exchanges. Part of the €14.99/month Metal subscription.

1% 返现
实体卡Visa需要 KYC
BTCETHSOLXRP+8
费用: $14.99/mo
7.5/10
BitMart logo

BitMart Card

A Visa-powered crypto card drawing directly from your BitMart Spot Account with real-time conversion and tiered cashback rewards.

5.5% 返现
虚拟卡实体卡Visa需要 KYC
USDTUSDCBTCETH+7
费用: 免费
7.4/10
Binance logo

Binance Card

Binance Card is a Mastercard from Binance's Global Program, accepted at more than 90 million merchants worldwide. It pays 1.5% to 3% cashback in USDC (or BTC equivalent) based on monthly spend, capped at $100 per month. The virtual card is free to issue, and a physical card is available in some regions. Not available in Europe.

3% 返现
虚拟卡实体卡Mastercard需要 KYC
BTCETHBNBUSDT+9
费用: 免费
7.3/10
ZEN.COM logo

ZEN.COM Pro Card

A gamified premium card that rewards spending with Shards and Stones while offering the best platform benefits.

0% 返现
虚拟卡实体卡Mastercard需要 KYC
BTCETHUSDTLTC+9
费用: $6.9/mo
7.0/10
CryptoPay logo

CryptoPay Card

CryptoPay Card is one of the earliest Bitcoin debit cards in Europe, supporting 35+ cryptocurrencies. High €30,000 daily spending limit with straightforward €1/month fee structure.

1% 返现
虚拟卡实体卡Visa需要 KYC
BTCETHLTCXRP+6
费用: $1/mo
7.0/10
Gemini logo

Gemini Credit Card

Gemini Credit Card is a Mastercard credit card offering up to 4% back in crypto rewards. Earn 4% on gas/EV charging, 3% on dining, 2% on groceries, and 1% on everything else. No annual fee, no foreign transaction fees.

1% 返现
实体卡Mastercard需要 KYC
BTCETHSOLDOGE+10
费用: 免费
6.6/10
KuCoin logo

KuCoin KuCard

A crypto-enabled Visa debit card for EEA residents that instantly converts digital assets to EUR at the point of sale with no decline fees.

3% 返现
虚拟卡实体卡Visa需要 KYC
USDTUSDCBTCETH+5
费用: 免费
6.4/10
WhiteBIT logo

WhiteBIT Nova Card

A Visa-enabled crypto debit card offering on-the-fly conversion from 12 supported cryptocurrencies to EUR for everyday spending.

10% 返现
虚拟卡实体卡Visa需要 KYC
USDCBTCETHXRP+5
费用: 免费
6.3/10
Ledger logo

Ledger CL Card

Hardware wallet-integrated Visa card via Baanx. ~2.25% conversion cost. Up to 2% cashback (BTC/USDT 1%, BXX 2%). €15K daily spend, €2K ATM. Connect up to 5 wallets.

2% 返现
实体卡Visa需要 KYC
BTCETHSOLUSDT+4
费用: 免费
6.2/10
Bybit logo

Bybit Card

A high-limit digital Mastercard supporting mobile wallets and real-time crypto-to-fiat conversion.

10% 返现
虚拟卡Mastercard需要 KYC
BTCETHUSDTUSDC+3
费用: 免费
6.2/10
Choise.com logo

Choise.com Card

Choise.com Card (formerly Crypterium) offers crypto spending in 170+ countries with the CHO token ecosystem. Virtual cards ready in 20 minutes, €2.99/month fee waived with €299+ monthly load.

0% 返现
虚拟卡实体卡Visa需要 KYC
BTCETHLTCXRP+1
费用: $2.99/mo
5.6/10
Crypto.com logo

Crypto.com Card

Popular crypto card with tiered rewards based on CRO staking. Offers cashback up to 8% with higher tiers.

5% 返现
实体卡虚拟卡Visa需要 KYC
BTCETHUSDTUSDC+4
费用: 免费
5.6/10
Wirex logo

Wirex Card

Multi-currency crypto card with rewards program. Supports spending in fiat and crypto across multiple chains.

2% 返现
实体卡虚拟卡Mastercard需要 KYC
BTCETHUSDTXRP+1
费用: 免费
5.5/10
1inch logo

1inch Card

DeFi aggregator virtual Mastercard via Baanx. 0% FX fee, auto-converts crypto on purchase. ~2.1% total conversion cost. Up to 2% cashback. €8K daily / €5K monthly limits.

2% 返现
虚拟卡Mastercard需要 KYC
USDTBTCLTCXRP
费用: 免费
ZexoCard logo

ZexoCard Everyday Virtual Card

A virtual card designed for day-to-day use, such as travel bookings, online purchases, and contactless spending.

0% 返现
虚拟卡免 KYC
USDTUSDCBTCETH+28
费用: 免费
Bitpanda logo

Bitpanda Card

Bitpanda Card lets you spend crypto, fiat, or precious metals with real-time conversion. Earn 1-2% cashback in BTC based on BEST/VSN token holdings. MiCAR regulated in Europe.

1% 返现
实体卡Visa需要 KYC
BTCETHSOLXRP+8
费用: 免费
BitPay logo

BitPay Card

BitPay Card is a prepaid Mastercard that lets you convert crypto to dollars and spend anywhere Mastercard is accepted. Pioneer in crypto payments since 2011. Currently on waitlist as BitPay transitions to a new banking partner.

0% 返现
虚拟卡实体卡Mastercard需要 KYC
BTCETHLTCXRP+2
费用: 免费
SpectroCoin logo

SpectroCoin Card

SpectroCoin Card is a Visa prepaid card from Lithuania supporting BTC, ETH and other cryptos. Free card issuance and shipping with €25,000 daily POS limit. Up to 99 virtual cards per account.

0% 返现
虚拟卡实体卡Visa需要 KYC
BTCETHXRPLTC+1
费用: $1.15/mo
Change logo

Change Card

Change Card integrates with the Change trading platform offering 0% Bitcoin fees. Free transfers up to €15,000/month with staking rewards up to 6% APY. EU-regulated under Estonian license.

0% 返现
已停用虚拟卡实体卡Visa需要 KYC
BTCETHSOLXRP+7
费用: 免费

常见问题

什么是 XRP 信用卡?

XRP 信用卡与 XRP 借记卡让你在任何接受 Visa 或 Mastercard 的地方花费 XRP。无论你选择 XRP 万事达卡还是 Visa 卡,你的 XRP 都会在结算时兑换成当地法币,借助 XRP Ledger 的快速清算与低廉手续费,轻松完成日常购物、网上消费与 ATM 取现。

XRP 信用卡是怎么运作的?

XRP 信用卡通过绑定你的加密钱包来运作。当你消费时,卡片会按当前汇率把 XRP 兑换成当地法币。得益于 XRP Ledger 的速度,交易通常在几秒内完成,手续费也极低。

为什么要用 XRP 来充值加密货币卡?

相比其他加密货币,XRP 的交易几乎可以即时清算,手续费也非常低。这让 XRP 充值的卡片特别适合高频消费——充值与兑换都很快,也不会被高昂的网络手续费侵蚀余额。