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按费用、KYC 要求、隐私评分与功能对比加密货币信用卡。

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2026 Crypto Cards. 保留所有权利。

本站数据仅供参考,请务必自行核实研究。

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  5. Amp Black Card
Amp Black Card
Amp Black Card
证件验证
虚拟卡 Visa
7.4
综合
访问官网
Amp Black Card logo

Amp Black Card

发行方 Amp Pay

虚拟卡•Visa•证件验证
访问官网

对希望获得一张简单直接、返现最高 4% 且带高收益储蓄的 Visa 卡的美国加密货币用户来说,Amp Pay Black Card 很合适。美元交易免手续费与 12% 年化的储蓄账户,对高频消费者尤其有吸引力。

优点

  • +所有消费最高 4% 返现
  • +美元计价交易免手续费
  • +储蓄账户余额最高 12% 年化收益
  • +无需信用审查即可开卡
  • +通过 App 全球免费转账 USDC

缺点

  • -非美元消费收取 1% 境外交易手续费
  • -拿到最高返现需推荐新用户
  • -交易限额信息披露有限
  • -主要面向美国市场
  • -平台较新,运营记录尚浅
7.4/10
综合良好
6.0/10
社区评分基于 31 个信息来源
Lv 3
KYC 等级证件验证

目录

卡片概览

奖励
返现
4%
返现币种
—
质押奖励
✓
质押年化收益
12%
新用户奖励
—
推荐奖励
—
费用
月费
免费
开卡费
免费
ATM 取现费
免费
外汇兑换费
1%
充值费
免费
交易拒付费
免费
限额
每日消费
不限额
每月消费
不限额
ATM 取现
不限额
卡片信息
卡片类型
虚拟卡
卡组织
Visa
Apple Pay
✗
Google Pay
✗
奖励
返现
4%
返现币种
—
质押奖励
✓
质押年化收益
12%
新用户奖励
—
推荐奖励
—
费用
月费
免费
开卡费
免费
ATM 取现费
免费
外汇兑换费
1%
充值费
免费
交易拒付费
免费
限额
每日消费
不限额
每月消费
不限额
ATM 取现
不限额
卡片信息
卡片类型
虚拟卡
卡组织
Visa
Apple Pay
✗
Google Pay
✗

KYC 要求

Level: 证件验证
邮箱验证
需要
手机验证
需要
身份证件
需要
地址证明
不需要
自拍验证
不需要

社区评分

6.0/10
来源于
@Me92126, Goblingutter, Thirdeyedon“Apple App Store listing rated 4.5/5. Users praise simple onboarding, the ability to send USDC to non-crypto recipients using just an email address, and integrated stablecoin savings yield. Low total review volume noted by secondary sources.”@Joshua Lottinger, Jerome T. Naeve“Google Play listing rated 4.5/5 across 48 reviews with 10,000+ downloads. Lottinger (Sep 2025) endorses the dual save/spend architecture. Naeve (Oct 2025) reports the app frozen on a mandatory update-required screen and unable to open, a late-stage release management failure. Both marked helpful by 8 users.”@TrapDNo6900, Interesting_Reason25, wake5“r/solana thread on everyday payments. Founder participated openly under two aliases, building early trust. Users laud the Venmo-like P2P USDC transfers that avoid off-ramping to fiat, and the developer subsidy of Solana network fees as a major onboarding advantage.”@r/defi community“USDC yield discussion. Early skepticism about the sustainability of double-digit stablecoin yields in a tightening macro environment, and about the risk profile of protocols aggregating borrow/lend liquidity. Concerns later validated by the platform wind-down.”@r/defi community“Thread complaining that DeFi innovation has not solved gas fees. Amp Pay cited as a counterexample for subsidizing Solana network costs and making domestic stablecoin transfers effectively free for the end user.”@mindless_laugh9697 and others“r/dubai crypto debit card recommendation thread. Shows decision fatigue among users evaluating competing Solana-based cards; some commenters recommend KAST instead. Illustrates ecosystem overcrowding as a real adoption barrier.”@r/Coinbase community“Thread on a $906 fee to withdraw 48,707 USDT to a bank account. Provides context for the demand Amp Pay targeted: crypto-native holders seeking to spend stablecoins directly rather than pay punitive centralized off-ramp fees.”@r/solana community“Light Protocol ZK Compression Hackathon winners announcement, 150 submissions and 6 winners. Community recognition of the zero-knowledge compressed token work that enabled Amp Pay gasless onboarding.”@r/solana community“Reddit discussion of the Colosseum Codex newsletter covering digital asset accounts. Community reaction to the Amp Pay wind-down, including frustration over forced private key export and liquidation of Carrot protocol positions.”@CryptoJar“SKR Rewards Incoming - Solana Seekers Get READY. Promotes Amp Pay as a Seeker must-install, citing a 6,900 Bolts welcome bonus, Bolt multipliers and card cashback thresholds. Warns users must enable invasive Usage and Diagnostics telemetry to qualify for airdrops. Comments dominated by referral code spam (e.g. I6S7LEY) rather than product discussion.”@CryptoJar“Solana Seeker Update 05 - more dApps, TGE, whitelist. Positions Amp Pay within the Seeker dApp lineup as a vector for hardware reward maximization. Promotional tone skewed by airdrop farming incentives.”@Solana Mobile editorial“Seeker Season roundup naming Amp Pay among 10 must-download dApps. Documents the hardware integration and tokenized incentive structure that drove rapid user acquisition on the Seeker device.”@Solana Mobile editorial“Solana Mobile Stack global expansion and Seeker Season 2 wrap-up. Ecosystem context for the hardware partnership Amp Pay relied on for distribution and airdrop-driven growth.”@Kyle (@kdipep), ELI5 Podcast“ELI5 Podcast episodes using Amp Pay as a functional case study to explain the difference between policy-derived rates in traditional finance and supply-and-demand yields in permissionless networks. Praised as accessible self-custodial DeFi education.”@ELI5 Podcast“Localized Apple Podcasts listing for the ELI5 Podcast, confirming international distribution of the episodes that featured Amp Pay as a DeFi yield explainer.”@Feedspot editorial“Ranking of the 5 best Solana podcasts to follow in 2026, including ELI5 Podcast. Corroborates the reach of the podcast coverage that discussed Amp Pay yield mechanics.”@Colosseum Codex“Colosseum Codex newsletter covering Pay.sh, Crucible and digital asset accounts. Documents Amp Pay hackathon pedigree, then the discontinuation: yield engine crippled by Carrot exposure, app kept live through end of 2026 solely for private key export, and full refunds issued to physical card pre-order customers.”@Coinpedia via TradingView“Reports the Drift Protocol exploit spreading to 20 Solana projects. Amp Pay named among affected platforms through its backend yield aggregator dependency.”@CryptoRank editorial“Drift hack fallout coverage: 20 protocols devastated by the $285 million security breach. Details flash loans and durable nonce manipulation used to bypass multi-signature thresholds and drain JLP Delta Neutral and stablecoin super staking vaults.”@Tekedia editorial“Enumerates Solana protocols impacted by the Drift hack, including Prime Numbers Fi, Gauntlet, PiggyBank, Loopscale and Amp Pay. Used as evidence of cross-protocol composability risk.”@Tekedia editorial“Tekedia archive index carrying continued coverage of the Drift contagion across the Solana ecosystem during Q2 2026.”@TechFlow News“Reports the Drift security incident affecting up to 20 protocols with Prime Numbers Fi estimated losses exceeding $10 million. Establishes the scale of the systemic shock that ended Amp Pay yield product.”@币界网 via Binance Square“Binance Square post reporting the Drift security incident affected 20 protocols, with Prime Numbers Fi estimated losses over $10 million. Community-distributed coverage of the contagion.”@Foresight News via Binance Square“Binance Square post confirming the Drift attack incident expanded to 20 protocols with Prime Numbers Fi losses exceeding $10 million USD. Corroborating second-source report on the cascade.”@BitPinas editorial“Weekly crypto roundup for Mar 30 - Apr 5, 2026 covering the Drift exploit within the broader news cycle. Places the Amp Pay collapse in mainstream regional crypto reporting.”@TravelinPoints editorial“Detailed independent review plus a May 5, 2026 shutdown update. Documents that cashback was never permanent but promotional, with progressive tightening of caps (from $10k down to $1k), referral requirements and category exclusions for utilities, bills, gift cards, gambling and quasi-cash. Notes physical card cost of $20-$90 hard to recoup under later rules.”@CryptoCardHub“Aggregator profile rating the card roughly 3.3/5, mid-tier. Concludes it suits crypto-native stablecoin holders comfortable with DeFi risk rather than traditional banking users. Flags no FDIC insurance and permanent fund loss if the recovery phrase is lost.”@OpenCryptoCards“Independent card profile confirming the self-custodial design with user-held keys and collateral in smart contracts, no credit check, and instant virtual card after verification. Criticizes aggressive collateral liquidation rules at 100% LTV with windows as short as 24-48 hours, and higher effective fees for international users.”@Soladex“Solana project directory entry for Amp Pay. Confirms project scale and ecosystem positioning; corroborates the small user base that limited the volume of authentic long-term feedback.”@@GetAmpPay“May 5, 2026 sunset announcement. Explicitly cites the Drift Protocol hack impact on the savings and yield feature plus inability to raise further funding as the reasons for discontinuation. Confirms the app remains usable through the end of 2026 for withdrawals and private key export, and that physical card fees are being refunded.”@@ritzardxiii“Most prolific organic user. Repeated real-world usage posts calling it a daily driver: never declines, works at grocery stores, for flights and utilities, and internationally in Hong Kong, Macau, the Philippines and Korea. Praises Apple and Google Pay support, no top-up fees and the sense that it behaves like a real card rather than a beta crypto product. Replies in the same threads flag physical card fulfillment delays exceeding a month with no tracking, worsening cashback terms, and post-shutdown withdrawal difficulty.”

Amp Black Card 在 31 个社区信息来源中获得 6.0/10 的评分,整合自两轮独立深度研究。用户一致称赞其真正的自托管架构、免 Gas 的 USDC 转账,以及一款精致到连不懂加密货币的家人也能上手的 App,两大手机应用商店评分均为 4.5/5。但奖励体系被证明相当脆弱:宣传中 4% 的返现属于推广活动并被逐步设限,而所谓 12% 的年化收益完全依赖第三方 Carrot 协议——该协议在 2026 年 4 月的 Drift 攻击(损失 2.85 亿美元)中遭到重创。Futarchy Alpha Inc. 已于 2026 年 5 月 5 日宣布关停——自托管意味着用户本金安然无恙,预订卡片的费用也已退还,但该产品已经停运,仍持有资产的用户应在 App 于 2026 年底关闭前导出私钥。

分项评分

KYC 便捷度
6/10
费用性价比
7/10
奖励价值
4/10
App 体验
8/10
隐私
6/10
客服质量
5/10

功能

Online Payments闪付(非接触支付)

支持的加密货币

USDC iconUSDC