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按费用、KYC 要求、隐私评分与功能对比加密货币信用卡。

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2026 Crypto Cards. 保留所有权利。

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  5. Bybit Card
Bybit Card
Bybit Card
完整 KYC
虚拟卡 Mastercard
6.4
综合
获取此卡
Bybit Card logo

Bybit Card

发行方 Bybit

获取此卡

标准版 Bybit 虚拟卡提供了一套完善的数字支付方案,消费限额高且广泛兼容手机钱包。它非常适合偏好纯数字支付、并希望借助 Bybit VIP 等级获得更高返现的用户。

优点

  • +每日与每月消费限额高
  • +多数地区支持 Apple Pay 与 Google Pay
  • +Supreme VIP 用户返现最高 10%
  • +免月费与年费

缺点

  • -需完成完整的身份与地址验证
  • -部分地区外汇费高昂,如阿根廷达 7%
  • -无实体卡,无法 ATM 取现
  • -每笔交易均需支付加密货币兑换费
6.4/10
综合良好
6.2/10
社区评分基于 192 个信息来源
Lv 4
KYC 等级完整 KYC

目录

对比 Bybit 的卡片

B
Bybit Card Lite
Bybit CardBybit Card
B
Bybit Card
奖励
返现
2%
10%
10%
返现币种
USDT
USDT
USDT
质押奖励
✗
✗
✗
质押年化收益
—
—
—
新用户奖励
—
—
—
推荐奖励
$20
$20
$20
费用
月费
免费
免费
免费
开卡费
免费
免费
$5
ATM 取现费
未披露
未披露
2%
外汇兑换费
0.5%
0.5%
0.5%
充值费
未披露
未披露
未披露
交易拒付费
未披露
未披露
未披露
限额
每日消费
未披露
$5,000
$5,000
每月消费
未披露
$50,000
$50,000
ATM 取现
$0
$0
$2,000
卡片信息
卡片类型
虚拟卡
虚拟卡
实体卡
卡组织
Mastercard
Mastercard
Mastercard
Apple Pay
✗
✓
✓
Google Pay
✗
✓
✓
B
Bybit Card Lite
Bybit CardBybit Card
B
Bybit Card
奖励
返现
Bybit Card Lite2%
Bybit Card10%
Bybit Card10%
返现币种
Bybit Card LiteUSDT
Bybit CardUSDT
Bybit CardUSDT
质押奖励
Bybit Card Lite✗
Bybit Card✗
Bybit Card✗
质押年化收益
Bybit Card Lite—
Bybit Card—
Bybit Card—
新用户奖励
Bybit Card Lite—
Bybit Card—
Bybit Card—
推荐奖励
Bybit Card Lite$20
Bybit Card$20
Bybit Card$20
费用
月费
Bybit Card Lite免费
Bybit Card免费
Bybit Card免费
开卡费
Bybit Card Lite免费
Bybit Card免费
Bybit Card$5
ATM 取现费
Bybit Card Lite未披露
Bybit Card未披露
Bybit Card2%
外汇兑换费
Bybit Card Lite0.5%
Bybit Card0.5%
Bybit Card0.5%
充值费
Bybit Card Lite未披露
Bybit Card未披露
Bybit Card未披露
交易拒付费
Bybit Card Lite未披露
Bybit Card未披露
Bybit Card未披露
限额
每日消费
Bybit Card Lite未披露
Bybit Card$5,000
Bybit Card$5,000
每月消费
Bybit Card Lite未披露
Bybit Card$50,000
Bybit Card$50,000
ATM 取现
Bybit Card Lite$0
Bybit Card$0
Bybit Card$2,000
卡片信息
卡片类型
Bybit Card Lite虚拟卡
Bybit Card虚拟卡
Bybit Card实体卡
卡组织
Bybit Card LiteMastercard
Bybit CardMastercard
Bybit CardMastercard
Apple Pay
Bybit Card Lite✗
Bybit Card✓
Bybit Card✓
Google Pay
Bybit Card Lite✗
Bybit Card✓
Bybit Card✓

KYC 要求

Level: 完整 KYC
邮箱验证
需要
手机验证
需要
身份证件
需要
地址证明
需要
自拍验证
需要

社区评分

6.2/10
来源于
@Lucky-golden-kitty3“[Card Issue] Travel Deposit Hold Release Request – Ticket #27771225 Hello Bybit Support Team, I am writing regarding my husband’s account (UID: 3996933627). We are currently traveling and need assistance releasing a pending card hold of $237.13 for a canceled car rental deposit on his Bybit Visa Card (ending in 4056). Key details: \\- The merchant released the hold over a week ago. \\- We have already uploaded all required verification documents (PreAuth ID, RRN, Auth Code) in our support tickets. \\- Primary Support Ticket: #27771225 Could a moderator or support specialist p”@Иван Петров“Пользовался с удовольствием, пока аккаунт не забанили без причины или какой-либо подозрительной активности. В том числе использовал карту биржи как свою основную. Имея подразделение в Грузии и видя мои траты они упёрлись и хотят выписку из банка. Вы и есть мой банк! Зачем легализоваться в стране, если считаете операции со своей картой подозрительными - работали бы дальше в серую. На ровном месте выдумали проверки и заморозили деньги. Учитесь работать с честными клиентами.”@BasketBeginning7264“Hi, I'm experiencing exactly the same issue with error code 300370310. Bybit Support also rejected my application and marked my case as resolved without fixing the problem. Have you received any further updates or managed to restore your Bybit Card eligibility since posting this? Did Bybit eventually explain the restriction or offer any solution?”@Sweaty-Summer-3393“No, since you deleted the Tiers for non-vip I have switched to you competition with much better cashack. Shame, I liked your card benefits”@Anastasiia Frolova“Updated 12 October As of today, there has been no progress and no further communication from Bybit regarding the promised escalation. My deposit remains uncredited, and my account restrictions are still in place. Updated 08 October Appeal ID - 9eb9accaa5d242ddb624f02584540bd8 Review 07 October My account has been under review by Bybit's Compliance team since September 25. On September 25, my deposit was not credited to my account, and it has remained pending/inaccessible ever since. At the same time, Bybit restricted my withdrawal functionality, including on-chain withdrawals, internal trans”@Shahnaj Akter“Hi, my Bybit Virtual Card is active and activated, but I cannot access the View Details page. It keeps showing a “params error.” Could you please help me fix this issue so I can view my virtual card details from the dashboard? I have already confirmed that my card is active. Please check if there is any issue with my account or the View Details request.”@Roman Kotlov“I originally ordered a physical Bybit Card and paid for delivery. The card arrived, but about a month later Bybit informed me that the card program was being changed and that my recently issued card would be discontinued long before the expiry date printed on it. I was asked to apply for a replacement card. Since then, the experience has been extremely poor. I ordered the replacement card on 5 June 2026 with free delivery, but it never arrived. After reporting it as not received, the card was terminated. Bybit Support then confirmed in writing that a shipping fee refund would be processed by ”@Юлия Шпаковская“Title: $879.82 stolen through unauthorized Bybit Card transactions — disputes rejected despite reporting fraud I am extremely disappointed with how Bybit has handled fraudulent transactions on my Bybit Card. Between October 20 and October 22, 2026, nine unauthorized purchases appeared on my card involving Adidas, Nike, SHEIN and Temu. I did not make or authorize any of these transactions. The total amount charged was $957.16 USD. After $77.34 in recorded refunds, $879.82 USD remains outstanding. What concerns me most is that I reported the fraudulent transactions to Bybit while they were ”@Daniil“On October 12, 2026, I tried to pay for a digital purchase using a withdrawal from my Bybit account. The payment was declined by Bybit's system, and no funds ever left my account. I later learned from support that the merchant is on Bybit's restricted list, which I was not aware of. Shortly after, my entire account was restricted: withdrawals, trading and my Bybit Card. A compliance appeal was created automatically with a promised response within 48 hours. It has now been 11 days, and the ticket has not been updated once. I have contacted live chat several times and submitted a formal suppor”@No-Library-7956“NO, even though I loved your card I stoped using the when you reduced my Alpha tier 4% cashback to 1%. Useless since august. Other cashback have better deals.”@Spirited_Tourist2275“Bybit Cards Canceled on 30th September and New Applications Not Being Accepted! https://preview.redd.it/7uwb4gwhn9uh1.png?width=647&format=png&auto=webp&s=70be45ec761c364ec5e08ad16253432f87ba29dd I had Bybit virtual and physical cards but on 30th September, both of my cards were canceled. I also got notifications of this beforehand and was asked to apply for new cards. Now when I am applying for new cards, my applications are not being accepted. I've been a very active user of Bybit card so don't know what's the reason. Is anyone facing the same issue or able to fix it?”@ethereal“Update to my review of 17 September (Appeal ID W202609034DA125740EC8209C62C68F). To be fair: on 17 September withdrawals were re-enabled and I withdrew all my crypto the same evening without any problem. Thank you for that part. The same evening Legal & Compliance e-mailed me that the account will be closed and that I must withdraw all remaining assets within 120 hours, by 22 September, 17:53 UTC. One balance is left: 2,978.98 USD in the fiat account, most of it a merchant refund credited to my Bybit Card while the account was already restricted. I cannot withdraw it: the fiat withdrawal pag”@Sabbir Sakib“very good. just remove the virtual card transaction fees”@kiddakad“Bybit card is a solid choice ngl clean UX and reliable. But if you want true non-custodial flow with no middlemen, @XSPA_ai is lining up to take things even further.”@Equal_Tumbleweed8011“How to pay for chatGPT plus I've tried to upgrade my free plan to chatGTP plus using Bybit card but my payment wasn't accepted even tho I tried multiple times , so i did a bit of research and according to some websites sometimes chatgpt refuse payement from certain cards , so my question is, is there any alternatives ? For people here who did pay for it , can you please tell me what card did you use ?”@Svetlana Zviagintseva“BYBIT ВВЕЛ МЕНЯ В ЗАБЛУЖДЕНИЕ. Я жду свою Bybit Card уже 3–4 месяца. Сотрудники Bybit неоднократно обещали мне предоставить DHL tracking number. Я поверила этой информации и продолжала ждать. Tracking мне так и не предоставили. Вместо решения проблемы я снова и снова получаю стандартные ответы: «подождите», «мы проверяем», «нам нужно больше времени». Я больше не доверяю информации, которую предоставляет поддержка Bybit. Если карта действительно была отправлена — покажите доказательство отправки и настоящий DHL tracking number. Если карта не была отправлена — объясните, почему ваши сотру”@Alex“Não consigo resgatar meus pontos acumulados das compras que fiz! Tenho mais de 37 MIL PONTOS e está tudo preso! O chat da Bybit me informou que eu fui restringido de usar a pontuação e me disseram diversos motivos genéricos das causas mas não foi me informado NENHUMA INFORMAÇÃO CONCRETA DO MOTIVO REAL. E agora aparentemente eu tenho um cartão INUTIL que faço compras e não consigo resgatar nada. 1.Preciso que vcs tomem alguma providencia em desbloquear a minha conta ou ao menos que eu consiga sacar a minha pontuação! 2.Preciso saber EXATAMENTE O MOTIVO DO BLOQUEIO (E SEM ESSA DE RESPOSTA GE”@cripto_viajeros“¿Ya probaron la Bybit card en Venezuela, llegará la tarjeta física? Hicimos las primeras pruebas con la Bybit card y parece estar muy bien, se solicita y activa rápido y permite con facilidad agregarle fondos, tiene cashback de hasta 10% y tienen un muy buen programa de referidos para nuevos usuarios. Incluso ya están ofreciendo una tarjeta física y dice que su emisión es gratuita, ya la solicitarón? cómo llegaría esa tarjeta a Venezuela? Directamente tipo por IPOSTEL o similar? Acá te compartimos la guía completa: [https://youtu.be/F1vHLOMm\_UA](https://youtu.be/F1vHLOMm_UA) Si ”@@maksimusdraganoid4152“короче проблема такая, всё ок карта у меня есть, оплачиваю с неё, номер сменил обратно на русский, НО при попытке посмотреть данные карты меня кидает в форму смены номера или типо того, ну и там уже мой номер указан с кодом +7, я нажимаю подтвердить и вылазит ошибка "Не удалось привязать номер мобильного телефона к своему аккаунту" и всё, ничего не происходит. то есть я даже данные карты не могу посмотреть. может кто сталкивался, как решили?”@Potential_Soil_3761“4.7% sounds great until you map out the points expiration and the partner brand requirement imo since you're basically running a part time job to hit it. I tried the bybit card for a bit and the FX spread on non USD spending eats into whatever cashback you do earn so I moved  to a stables native card (EtherFi) where there's no points game.”

分项评分

KYC 便捷度
7/10
费用性价比
7.1/10
奖励价值
6.5/10
客服质量
6.2/10

功能

Samsung PayOnline PaymentsMobile App多币种

支持的加密货币

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