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  5. COCA Visa Card
COCA Visa Card
COCA Visa Card
完整 KYC
虚拟卡 Visa
6.1
综合
获取此卡
COCA Visa Card logo

COCA Visa Card

发行方 COCA

获取此卡

一款非托管 Visa 卡,提供高达 8% 的返现、5% 的余额 APY 以及 50% 的订阅费用返还。提供免费虚拟卡,无月费。

优点

  • +高达 8% 的返现,且无每月消费上限
  • +余额可享 5% APY,即使是免费的 Starter 等级也适用,实时计息,无需锁仓
  • +50% 的订阅费用返还(Netflix、Spotify、ChatGPT 等)
  • +Premium、Premium+ 和 Elite 等级享有优先支持
  • +所有等级均提供免费虚拟卡,Premium 及以上等级提供免费实体卡,无月费

缺点

  • -更高级别需要质押 $COCA:从 300 (Standard) 到 30,000 (Elite)。Starter 无需质押
  • -取消等级后有 30-day 的冷却期,之后才能取回质押的 $COCA
  • -面临 COCA 代币价格波动的风险
  • -美国居民除外
6.1/10
综合良好
7.0/10
社区评分基于 40 个信息来源
Lv 4
KYC 等级完整 KYC

目录

对比 COCA 的卡片

COCA Visa Card StarterCOCA Visa Card Starter
COCA Visa Card StandardCOCA Visa Card Standard
COCA Visa Card Standard+COCA Visa Card Standard+
COCA Visa Card PremiumCOCA Visa Card Premium
COCA Visa Card Premium+COCA Visa Card Premium+
COCA Visa CardCOCA Visa Card
奖励
返现
1%
3%
4%
5%
6%
8%
返现币种
USD/EUR
USD/EUR
USD/EUR
USD/EUR
USD/EUR
USD/EUR
质押奖励
✗
✓
✓
✓
✓
✓
质押年化收益
5%
5%
5%
5%
5%
5%
新用户奖励
$10
$10
$10
$10
$10
$10
推荐奖励
$10
$10
$10
$10
$10
$10
费用
月费
免费
免费
免费
免费
免费
免费
开卡费
$5
$5
$5
免费
免费
免费
ATM 取现费
2%
2%
2%
2%
2%
2%
外汇兑换费
免费
免费
免费
免费
免费
免费
充值费
免费
免费
免费
免费
免费
免费
交易拒付费
免费
免费
免费
免费
免费
免费
限额
每日消费
$32,400
$32,400
$32,400
$32,400
$32,400
$32,400
每月消费
$32,400
$32,400
$32,400
$32,400
$32,400
$32,400
ATM 取现
$918
$918
$918
$918
$918
$918
卡片信息
卡片类型
虚拟卡, 实体卡
虚拟卡, 实体卡
虚拟卡, 实体卡
虚拟卡, 实体卡
虚拟卡, 实体卡
虚拟卡, 实体卡
卡组织
Visa
Visa
Visa
Visa
Visa
Visa
Apple Pay
✓
✓
✓
✓
✓
✓
Google Pay
✓
✓
✓
✓
✓
✓
权益
额外返现
—
Netflix · 50%
Netflix · 50%ChatGPT Plus · 50%Claude Pro · 50%
Netflix · 50%ChatGPT Plus · 50%Claude Pro · 50%
Netflix · 50%ChatGPT Plus · 50%Claude Pro · 50%Spotify · 50%
Netflix · 50%ChatGPT Plus · 50%Claude Pro · 50%Spotify · 50%Amazon Prime · 50%
优先客服
—
—
—
✓
✓
✓
COCA Visa Card StarterCOCA Visa Card Starter
COCA Visa Card StandardCOCA Visa Card Standard
COCA Visa Card Standard+COCA Visa Card Standard+
COCA Visa Card PremiumCOCA Visa Card Premium
COCA Visa Card Premium+COCA Visa Card Premium+
COCA Visa CardCOCA Visa Card
奖励
返现
COCA Visa Card Starter1%
COCA Visa Card Standard3%
COCA Visa Card Standard+4%
COCA Visa Card Premium5%
COCA Visa Card Premium+6%
COCA Visa Card8%
返现币种
COCA Visa Card StarterUSD/EUR
COCA Visa Card StandardUSD/EUR
COCA Visa Card Standard+USD/EUR
COCA Visa Card PremiumUSD/EUR
COCA Visa Card Premium+USD/EUR
COCA Visa CardUSD/EUR
质押奖励
COCA Visa Card Starter✗
COCA Visa Card Standard✓
COCA Visa Card Standard+✓
COCA Visa Card Premium✓
COCA Visa Card Premium+✓
COCA Visa Card✓
质押年化收益
COCA Visa Card Starter5%
COCA Visa Card Standard5%
COCA Visa Card Standard+5%
COCA Visa Card Premium5%
COCA Visa Card Premium+5%
COCA Visa Card5%
新用户奖励
COCA Visa Card Starter$10
COCA Visa Card Standard$10
COCA Visa Card Standard+$10
COCA Visa Card Premium$10
COCA Visa Card Premium+$10
COCA Visa Card$10
推荐奖励
COCA Visa Card Starter$10
COCA Visa Card Standard$10
COCA Visa Card Standard+$10
COCA Visa Card Premium$10
COCA Visa Card Premium+$10
COCA Visa Card$10
费用
月费
COCA Visa Card Starter免费
COCA Visa Card Standard免费
COCA Visa Card Standard+免费
COCA Visa Card Premium免费
COCA Visa Card Premium+免费
COCA Visa Card免费
开卡费
COCA Visa Card Starter$5
COCA Visa Card Standard$5
COCA Visa Card Standard+$5
COCA Visa Card Premium免费
COCA Visa Card Premium+免费
COCA Visa Card免费
ATM 取现费
COCA Visa Card Starter2%
COCA Visa Card Standard2%
COCA Visa Card Standard+2%
COCA Visa Card Premium2%
COCA Visa Card Premium+2%
COCA Visa Card2%
外汇兑换费
COCA Visa Card Starter免费
COCA Visa Card Standard免费
COCA Visa Card Standard+免费
COCA Visa Card Premium免费
COCA Visa Card Premium+免费
COCA Visa Card免费
充值费
COCA Visa Card Starter免费
COCA Visa Card Standard免费
COCA Visa Card Standard+免费
COCA Visa Card Premium免费
COCA Visa Card Premium+免费
COCA Visa Card免费
交易拒付费
COCA Visa Card Starter免费
COCA Visa Card Standard免费
COCA Visa Card Standard+免费
COCA Visa Card Premium免费
COCA Visa Card Premium+免费
COCA Visa Card免费
限额
每日消费
COCA Visa Card Starter$32,400
COCA Visa Card Standard$32,400
COCA Visa Card Standard+$32,400
COCA Visa Card Premium$32,400
COCA Visa Card Premium+$32,400
COCA Visa Card$32,400
每月消费
COCA Visa Card Starter$32,400
COCA Visa Card Standard$32,400
COCA Visa Card Standard+$32,400
COCA Visa Card Premium$32,400
COCA Visa Card Premium+$32,400
COCA Visa Card$32,400
ATM 取现
COCA Visa Card Starter$918
COCA Visa Card Standard$918
COCA Visa Card Standard+$918
COCA Visa Card Premium$918
COCA Visa Card Premium+$918
COCA Visa Card$918
卡片信息
卡片类型
COCA Visa Card Starter虚拟卡, 实体卡
COCA Visa Card Standard虚拟卡, 实体卡
COCA Visa Card Standard+虚拟卡, 实体卡
COCA Visa Card Premium虚拟卡, 实体卡
COCA Visa Card Premium+虚拟卡, 实体卡
COCA Visa Card虚拟卡, 实体卡
卡组织
COCA Visa Card StarterVisa
COCA Visa Card StandardVisa
COCA Visa Card Standard+Visa
COCA Visa Card PremiumVisa
COCA Visa Card Premium+Visa
COCA Visa CardVisa
Apple Pay
COCA Visa Card Starter✓
COCA Visa Card Standard✓
COCA Visa Card Standard+✓
COCA Visa Card Premium✓
COCA Visa Card Premium+✓
COCA Visa Card✓
Google Pay
COCA Visa Card Starter✓
COCA Visa Card Standard✓
COCA Visa Card Standard+✓
COCA Visa Card Premium✓
COCA Visa Card Premium+✓
COCA Visa Card✓
权益
额外返现
COCA Visa Card Starter—
COCA Visa Card StandardNetflix · 50%
COCA Visa Card Standard+Netflix · 50%ChatGPT Plus · 50%Claude Pro · 50%
COCA Visa Card PremiumNetflix · 50%ChatGPT Plus · 50%Claude Pro · 50%
COCA Visa Card Premium+Netflix · 50%ChatGPT Plus · 50%Claude Pro · 50%Spotify · 50%
COCA Visa CardNetflix · 50%ChatGPT Plus · 50%Claude Pro · 50%Spotify · 50%Amazon Prime · 50%
优先客服
COCA Visa Card Starter—
COCA Visa Card Standard—
COCA Visa Card Standard+—
COCA Visa Card Premium✓
COCA Visa Card Premium+✓
COCA Visa Card✓

KYC 要求

Level: 完整 KYC
邮箱验证
需要
手机验证
需要
身份证件
需要
地址证明
需要
自拍验证
需要

社区评分

7.0/10
来源于
@WL O“0% FX rate is not real, its hidden in the spread, what a waste of my time. If you do lots of FX transactions dont bother with this card”@6lopers“SCAM The money didn’t come to the COCA wallet! Disappeared to nowhere - no one answers in the tickets (technical support) The most backward company I’ve ever seen is cheating for money”@K.N“After I updated the COCA app, I lost access to the funds in my account. After that, I contacted support several times, and they told me that once there was an update, I would regain access to my money and payments. Because the problem is that at the same time, my bank card also stopped working. Three months have already passed, and three updates to the COCA app have been released, but none of them produced the needed result. I have simply lost access to my money for more than three months now. And support isn’t offering any solution. ticket number #12072”@Roxanne P“I’ve use coca card for almost à year and I really love the cashback I get. There’s no other card that compares. I get about $110-170 in cashback per month and this is a really huge saving for me. Overall my experience has been positive and I often recommend coca to my family and friends.”@iTom2424“Be careful! First they lost 1500€ what after 10 days they giv it back to me… after 2 months they blocked my card, after 3 days they close my account…. Be careful with this”@Angel Tol“Migration to 3.0 Went terrible Migrated to their new version on April 24. ~$700 balance in the banking tab and the card disappeared. The banking tab is frozen. The card is declined at merchants. 24 hours later still the same, no help. Submitted tickets, get generic responses. Yet the money is gone. If the money isn’t restored or returned shortly will have to report them to the UAE and UK regulators and file police reports in Latvia. Upd: 3 weeks later I can see my money. Haven’t checked if I could use it yet. But there is a positive progress. Tickets 6784 and 6794.”@A:A:A“Not working at all The card is not being issued. The support is also not responding.”@xeqqq“SEPA Transfer lost COCA is unable to find my SEPA transfer for almost 4 months now (!). So please be aware that any money transfered to COCA could be lost forever. Support cant do anything about this. Ticket #7584”@bazzicrypto“Kriptoyu günlük hayatıma nasıl entegre ettim? USD bakiyeme %5 APY, harcadıkça stablecoin cashback, Netflix ve Claude aboneliklerimde de %50 refund var. Geçen aydan beri @coca_card ile bu şekilde takılıyorum, normalde bu tür şeyleri kullanmam ama baya useful 🧵 1/ USD bakiyem harcamaya hazır halde duruyor, bir yandan da %5 APY kazanıyor. Kilitleme yok, staking yok, bekleme falan yok. 2/ Kart ile ödeme yapınca stablecoin cashback geliyor. Volatil token değil, stablecoin. Yüksek tierlerde %8'e kadar çıkıyor. 3/ Netflix, Spotify, Claude AI gibi aboneliklerin %50'si geri dönüyor. Tier'a göre 4 ”@Derricknika“No withdrawal from card account I deposited funds into the coca card account and it has turned out to be a nightmare, first their card don’t work at all no matter the merchant, then you can’t withdraw your funds from the card again , chatted to the customer support for days and they just kept giving generic answers , no help in sight they are still holding my funds up until moment and it baffles me that I might never be able to get it out”@SarahL“Downloaded Coca Wallet last night because it Wirex had migrated to it. All my funds are now gone.”@JD JD“Probably my favorite app for digital nomads. Giving 5 stars because it's free, self-custodial, offers an IBAN for salary and good cashback rates.”@Lost-Tegija“crypto wallet side is not safe safe. i lost due to address poisoning. payment side is ok”@mbosch25775“Better now Edit: the app seems to be better nos and has evolved to neobank. However the support is still very bad. Previous review: Don’t try this app you will loose your money. Especially staking should be avoided as unstaking keeps counting down on 28 days for ages. Avoid at all cost. Also don’t expect any support, they will blame some other party and provide no information at all and close the ticket. The most they do is tell you to try again after 24 hours after that they close your ticket as resolved and will do that after every other reopening.”

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功能

闪付(非接触支付)Online PaymentsVirtual CardPhysical CardMobile AppATM 取现多币种Self-CustodyIBAN AccountSEPA TransfersCrypto EarnFree Transfers返现免月费Staking

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