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按费用、KYC 要求、隐私评分与功能对比加密货币信用卡。

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  5. Coinbase Card
Coinbase Card
Coinbase Card
完整 KYC
虚拟卡 Visa
5.7
综合
获取此卡
Coinbase Card logo

Coinbase Card

发行方 Coinbase

获取此卡

Coinbase Card 非常适合希望以简单方式花费数字资产的美国加密货币持有者。它与 Coinbase 生态深度打通,使用体验顺畅,但 2.49% 的兑换手续费会侵蚀不少收益。

优点

  • +美国头部交易所,安全记录良好
  • +特定代币最高可获 4% 加密货币奖励
  • +免月费与年费
  • +完成 KYC 后即时开通虚拟卡
  • +上市公司,值得信赖

缺点

  • -消费时 2.49% 的加密货币兑换费偏高
  • -仅限美国,海外不可用
  • -奖励比例较此前有所下调
  • -需完成完整 KYC
  • -欧盟版本的返现选择有限
5.7/10
综合一般
5.8/10
社区评分基于 96 个信息来源
Lv 4
KYC 等级完整 KYC

目录

卡片概览

奖励
返现
1%
返现币种
BTC
质押奖励
✗
质押年化收益
—
新用户奖励
—
推荐奖励
—
费用
月费
免费
开卡费
免费
ATM 取现费
2.49%
外汇兑换费
3%
充值费
2.49%
交易拒付费
未披露
限额
每日消费
$2,500
每月消费
$25,000
ATM 取现
$1,000
卡片信息
卡片类型
虚拟卡, 实体卡
卡组织
Visa
Apple Pay
✓
Google Pay
✓
奖励
返现
1%
返现币种
BTC
质押奖励
✗
质押年化收益
—
新用户奖励
—
推荐奖励
—
费用
月费
免费
开卡费
免费
ATM 取现费
2.49%
外汇兑换费
3%
充值费
2.49%
交易拒付费
未披露
限额
每日消费
$2,500
每月消费
$25,000
ATM 取现
$1,000
卡片信息
卡片类型
虚拟卡, 实体卡
卡组织
Visa
Apple Pay
✓
Google Pay
✓

KYC 要求

Level: 完整 KYC
邮箱验证
需要
手机验证
需要
身份证件
需要
地址证明
需要
自拍验证
需要

社区评分

5.8/10
来源于
@Suitable_Inside_7209“If it doesn’t work with plaid they won’t support your bank. Big reason I stopped using my card”@Dear-Actuary-2395“Coinbase support is honestly the worst i've dealt with in crypto. they canceled my card last year with zero warning, i was at the gas station with a full tank to pay and just stood there looking like an idiot. for the google wallet issue, have you checked if NFC is turned on? sometimes the phone just need that enabled for the wallet to accept new cards. also try clearing the cache on google play services, not just the wallet app. that fixed a similar problem for me once. the $17 charge for their mistake is just insult to injury. classic coinbase.”@Neither_Pirate5903“Cant add my coinbase debit card to google wallet Phone has been powered off an on Apps have been uninstalled and reinstalled pin on my card has been reset card added through coinbase app (failed) card added through google wallet app (failed) card added through google wallet web (failed) have been trying for three days phone support was contacted - support was useless and just told me to repeat all of the things above that I have already done oh and the extra kick in the nuts - the reason I'm having to add this card to google wallet is they canceld my current card for some undisclos”@VegetableGur4121“Problem with Coinbase debit card I’m trying to view the card number and expiration date on my Coinbase debit card but every time I click view card details it sends a have to input a 2fa code from my phone number. After I have put the code in and click view card details again it sends a 2fa code to my phone number. This just repeats over and over and I can’t view the card number. Is this a problem with the app? Anyone else having this problem? How do I fix?”@gorillapanics“Also from a security standpoint I didn't like the design of the coinbase card as it's obviously a coinbase card and that semi-doxxes that I may have crypto funds. XMoney is a more traditional and protected element of banking and FDIC insured.”@Psychological-Win339“There is somewhat of an annual fee. You’re required to be a coinbase one member and I think it’s like 50 bucks a year give or take. I use this card daily and get 3% on it. Already stacked 500 in bitcoin rewards in a short few months. I feel like airline credit card rewards will depreciate over time while bitcoin will appreciate. My plan is to continue to use this card for 2-3 years until bitcoins next bull run and then cash out for a nice family vacation… better than any I could have gotten from my United rewards card.”@Connect_Active_5293“Coinbase Card Autopay Having trouble connecting my bank account. I try via Plaid - Plaid says no available accounts. I then go manual, enter my routing / account #s, and then it says "Your bank works with Plaid" and tries to force me back to Plaid. I use this bank account for every autopay... am I doing something wrong?”@reppent“How is it possible that Coinbase still doesn’t support Apple Pay for the Coinbase card in the EU??! I just find it completely shocking how Coinbase doesn’t support Apple Pay for EU customers and this isn’t the recent thing this has been going on for the past two years Sure, they prioritise Americans but still they’re basically completely disregarded all of EU and UK sure, I understand that the European union has stricter rules but simply adding a card to Apple Wallet should not be hard to do at all”@Gumiworms“I actually used the debit card maybe an hour ago and it worked. Then went to another store and bought something and it was declined. Then checked and my usdc wasn’t showing a balance in the app. But when I’m not on the debit card page. I can see my usdc amount”@TGruber83765“Just got 0.5% cash back on my children support payment by using my @coinbase card 👀🤣”@Kiwip0rn“I don't do Credit cards, and I love the Debit card. Never any issues on the Coinbase side. I did have my number lifted and they made several charges of ~$50 each. I disputed them, and all but one was returned to me (I didn't sweat the last dispute, it wasn't worth the effort). And a new card issued and received with no hurdles. I like having it attached to my USDC so the most anyone can steal is the amount in USDC I have available, which I only maintain @ $250 usually, day to day. And it is easy for me to notice when the spouse is buying shit on Amazon.”@WallyWowzers“Just set it as the asset tied to a Coinbase debit card. Probably made it sound cooler than it was, but it also Felt cooler than it was.”@SaltnetStudios“I got my @coinbase card the other day, X one you can't get here”@MikeOnGrid“Tom’s in Oak Hill, West Virginia for post church lunch. Love paying with @solana via my @coinbase card…”@Karl13Jon“Thank you, Barry. I will send you a DM for some more information. Bret, as far as relinking my bank isn’t gonna do that because of all the fraudulent charges that Coinbase did. So now I have to use the Coinbase debit card and do all the stuff on their app and they charge big fees”@sandfrayed“The only substantial issue I've had with it is that their card still doesn't work with any financial software at all. So if you use Quicken or Monarch Money or whatever else to track your finances, using this card is just a huge pain. What makes it even worse is they haven't yet finished making the web interface to get information on the card so you're stuck using your phone app anytime you want to access any information about the card. That means for a lot of people this card isn't really yet ready for daily use.”@TheBakedGod“Technically there is an annual fee of $49.99, because you have to join coinbase one, and that's the cheapest subscription option. Beyond that, Coinbase has a poor reputation for customer service, which could be a drawback if an issue like card fraud comes up. But if you're bullish on BTC and have the assets to get the 4% - then yeah, overall I think its a good deal.”@vsync“never ever ever ever depend on "Coinbase Card" debit card for anything ever... they will deactivate without telling you and claim you can reactivate and give you the runaround and not reactivate @brian_armstrong @cobie”

分项评分

费用性价比
6.5/10
奖励价值
7.1/10
客服质量
6.7/10

功能

闪付(非接触支付)Mobile App返现Virtual CardPhysical CardOnline Payments

支持的加密货币

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