Crypto Cards
首页
关于我们联系我们企业中心
首页
免 KYC 卡商务卡比特币卡XRP 卡
🇮🇳印度🇨🇦加拿大🇦🇺澳大利亚🇬🇧英国🇪🇺欧洲🇳🇱荷兰🇦🇪阿联酋🇸🇬新加坡🇳🇬尼日利亚
关于我们联系我们企业中心
Crypto Cards

按费用、KYC 要求、隐私评分与功能对比加密货币信用卡。

卡片

  • 首页
  • 免 KYC 卡
  • 商务卡
  • 比特币卡
  • XRP 卡

国家/地区

  • 印度
  • 加拿大
  • 澳大利亚
  • 英国
  • 欧洲
  • 荷兰
  • 阿联酋
  • 新加坡
  • 尼日利亚

公司

  • 关于我们
  • 评分方法
  • 联系我们

法律条款

  • 条款与条件
  • 隐私政策

2026 Crypto Cards. 保留所有权利。

本站数据仅供参考,请务必自行核实研究。

  1. 首页
  2. /
  3. 卡片
  4. /
  5. CoinW Card
CoinW Card
CoinW Card
证件验证
虚拟卡 Visa
6.5
综合
获取此卡
CoinW Card logo

CoinW Card

发行方 CoinW

虚拟卡•Visa•证件验证
获取此卡

CoinW Card 支持全球消费且 KYC 要求极低,覆盖 176 个以上国家。由新加坡发行使其在多数加密货币卡无法覆盖的地区依然可用,但它处于监管灰色地带。

优点

  • +覆盖 176 个以上国家,范围广于多数竞品
  • +无年费与隐藏收费
  • +KYC 免费且审核迅速
  • +支持 Google Pay 与 PayPal
  • +美元自动兑换为 USDT

缺点

  • -充值收取 2% 手续费
  • -交易手续费 1%-2%,视币种而定
  • -目前仅有虚拟卡,尚无实体卡
  • -在部分地区处于监管灰色地带
  • -交易所安全评级一般(CER.live 排名第 72)
6.5/10
综合良好
4.8/10
社区评分基于 40 个信息来源
Lv 3
KYC 等级证件验证

目录

卡片概览

奖励
返现
—
返现币种
—
质押奖励
✗
质押年化收益
—
新用户奖励
—
推荐奖励
—
费用
月费
免费
开卡费
$15
ATM 取现费
免费
外汇兑换费
1%
充值费
2%
交易拒付费
免费
限额
每日消费
不限额
每月消费
不限额
ATM 取现
不限额
卡片信息
卡片类型
虚拟卡, 实体卡
卡组织
Visa
Apple Pay
✓
Google Pay
✓
奖励
返现
—
返现币种
—
质押奖励
✗
质押年化收益
—
新用户奖励
—
推荐奖励
—
费用
月费
免费
开卡费
$15
ATM 取现费
免费
外汇兑换费
1%
充值费
2%
交易拒付费
免费
限额
每日消费
不限额
每月消费
不限额
ATM 取现
不限额
卡片信息
卡片类型
虚拟卡, 实体卡
卡组织
Visa
Apple Pay
✓
Google Pay
✓

KYC 要求

Level: 证件验证
邮箱验证
需要
手机验证
需要
身份证件
需要
地址证明
不需要
自拍验证
不需要

社区评分

4.8/10
来源于
@Reddit - r/chia (mb4x4, LainB)“Canadian XCH miners comparing off-ramp routes. Consensus is that the convenience of selling crypto straight onto a fiat-linked Visa card offsets the friction, but exchange rates are sub-optimal because backend routing passes through USD or SGD pegs before reaching CAD, producing a visible loss on the USD-to-CAD leg. Treated as an acceptable toll for speed rather than a good rate.”@Reddit - r/chia (RandoReddit72)“Thread on liquidating mined Chia in the US. Contains the most-repeated praise point in the dataset: users describe selling holdings, moving proceeds onto a CoinW Visa debit card, and spending within roughly ten minutes. The same thread carries blunt criticism of the opaque spread embedded in the real-time USDT-to-fiat conversion.”@Reddit - r/chia“Comparison of XCH exit routes for US citizens. Surfaces a structural discrepancy in the platform: users restricted to the mobile app interface receive worse conversion rates than those able to reach the desktop exchange, meaning the same card charges different effective prices depending on entry point.”@YouTube - CoinW Scam or Legit? Full Analysis“Dedicated legitimacy investigation of the exchange. Representative of the grassroots counterweight to affiliate content, with comment sections questioning the legitimacy of an offshore platform that leans this heavily on influencer marketing. Card trust is inseparable from exchange trust here because balances are custodial.”@Crypto TUGG“Rewards and card walkthrough. Positive on convenience - instant activation, USDT funding, global Visa and Mastercard acceptance, and mobile wallet integration - framing crypto spending on bills and travel as effectively frictionless. Promotional in register, with little independent stress-testing in the comments.”@CoinScopeX“Exchange review treating the card as one real-world payments feature alongside PropW funded trading and copy trading. Mildly positive, presenting the card as a useful ecosystem add-on rather than a standalone product worth choosing the exchange for.”@YouTube - From $1 to $5000: Make Money Trading Crypto on CoinW“Beginner tutorial marketing the exchange as a venue for unverified trading. Directly contradicted by card reality: applicants hit mandatory C1 and C2 verification, producing the bait-and-switch sentiment reported by users who arrived seeking financial privacy.”@YouTube - The Best Ledger To Buy (Crypto Beginners Guide)“Hardware wallet guide surfaced in the CoinW research trail. Relevant as contrast rather than endorsement: the self-custody framing highlights what the card gives up, since CoinW holds the keys and converts USDT to fiat at partner institutions.”@YouTube - Cardano and Ethereum coins about to EXPLODE“Sponsored altcoin speculation content carrying CoinW placement. Included to document affiliate saturation around the brand: promotional reach is broad while independent long-form card testing remains scarce.”@YouTube - #coinwexchange“Aggregated hashtag feed. High engagement clusters on promotional structures - mystery box draws, early-bird fee waivers, trading bonuses - rather than on lived card experience, confirming that visible enthusiasm is largely campaign-driven.”@YouTube - #globalcryptoexchange“Broader hashtag feed where CoinW appears alongside competing offshore exchanges. Warnings about tax exposure recur, notably from creators cautioning that offshore cards do not shield holders from domestic reporting; viewers report receiving income tax notices.”@Apple App Store - US“Primary US listing for the app that manages the card. Aggregated rating around 4.2/5 across a review base exceeding 120,000 ratings globally. Privacy disclosures state the app collects identifiers, usage data and device IDs and tracks users across third-party sites for advertising, the strongest single piece of evidence behind the low privacy score.”@Apple App Store - Germany“German storefront carrying the version 10.1.18 release notes from July 2026, which upgraded the CoinW Card security verification mechanism and added support for card unfreezing. Shipping a manual unfreeze control implies algorithmic freezes were widespread enough to overwhelm the support desk.”@Apple App Store - Germany (EN)“English-language view of the German listing. Reviewers report that despite clearing CoinW internal identity verification, third-party fiat payment gateways impose an entirely separate process, with demands for twelve months of bank statements making deposits, and therefore the card itself, unusable.”@Apple App Store - France“French storefront. The update cadence visible here shows an unusually aggressive release cycle, including lock-screen withdrawal tracking and native card management folded into the main exchange app rather than a separate wallet.”@Apple App Store - Spain“Spanish storefront. Interface praise recurs, with reviewers describing near-instantaneous response on trading and card management pages, while complaints cluster on funding rather than the app itself. This split is what separates the high app score from the low fee and KYC scores.”@Apple App Store - Austria“Austrian storefront. Reviews from August 2026 credit the interface upgrade to visible development-team effort, one of the more recent positive datapoints in the set.”@Apple App Store - Austria (iPad)“iPad variant of the Austrian listing, confirming tablet parity for card management. Useful mainly for verifying that card controls are not phone-only.”@Apple App Store - Poland“Polish storefront. Localised reviews echo the divide seen across regions: strong marks for trade execution speed, sustained frustration with automated support loops that redirect account and card problems to a generic email address.”@Apple App Store - Ukraine“Ukrainian storefront. Regional listing relevant to availability claims, since CoinW markets presence in 176 countries while restricting several major markets outright.”@Apple App Store - Australia“Australian storefront, corresponding to the market where CoinW holds AUSTRAC registration - one of the reporting registrations the platform cites as evidence of compliance.”@Apple App Store - Brazil (pt-BR)“Portuguese-language listing serving LATAM users, the region where CoinW pushes the card hardest. Same app binary with localised metadata; review themes match the global pattern of UI praise set against funding and support friction.”@Google Play - PropW Funded Crypto Trading“Play listing for CoinW funded-trading arm, which shares the account layer the card sits on. Developer replies visible here follow the pattern flagged across stores: generic responses routing account deletion errors and frozen deposits to email rather than live support.”@Trustpilot - CoinW reviewers“Exchange-level review page carrying substantial negative volume around account freezes, abnormal-trading profit clawbacks, and slow or copy-paste support replies. Directly material to the card because topped-up balances live inside the same account and route through the same ticketing system during emergencies.”@@CoinWCard“Dedicated card account and surrounding reply threads. Organic discussion volume is low and most posts are official. The most useful signal is operational: maintenance and wind-down notices covering temporary suspension of application and top-up for the iPay Card, and batch termination plus refunds for the Global USD Virtual Card Modric design targeted for early August 2026. Replies also confirm balances are non-refundable once topped up.”@@CoinWOfficial“Main exchange account, where card mentions appear inside broader campaign posts. Relevant to sentiment mainly as the channel where exchange-level incidents - freezes, risk-control rollbacks, withdrawal delays - become visible, since those drive the indirect distrust attached to the card.”@@CoinWLATAM“Regional LATAM account promoting card availability, cashback campaigns and physical cards. Campaign-style user replies praise off-ramping and interface smoothness, but the volume is incentivised rather than organic, making it weak evidence of real satisfaction.”@CryptoCards.so“Independent card aggregator scoring the product around 76/100. Leans positive on availability and instant virtual issuance while flagging top-up fees in the 1.5-2% range, the absence of ongoing cashback, and the fully custodial structure.”@GetCryptoCards“Comparison listing covering fees, limits and supported regions. Notes promotional issuance pricing around $1 or free against higher standard rates, plus a roughly $0.99 monthly maintenance charge on certain variants, a detail absent from official promo language.”@OpenCryptoCards“Third aggregator profile. Documents direct USDT top-up with automatic conversion so users need not sell crypto first, alongside transaction and FX fees reported inconsistently between 0-1% on USD and 1-3% on non-USD spend. The inconsistency across aggregators is itself a finding.”@Datawallet“Regulatory tracking of supported and restricted markets, contradicting the 176-country marketing claim: the United States, Canada, Japan, Singapore, mainland China and the UAE are restricted. The UAE exclusion is the notable paradox, since CoinW is headquartered in Dubai but VARA requires local authorisation before onboarding Emirati users.”@CEXFinder“Exchange directory profile covering products, fee tiers and jurisdictional coverage. Used to cross-check the 9-level VIP structure based on 30-day asset value or trading volume, which lowers base spot fees toward 0.1% and layers discounts for active cardholders.”@CryptoVanguards“Long-form exchange review giving platform context on security posture, product depth and support quality. Positions the card as a peripheral convenience feature rather than a reason to select the exchange.”@Top10FXBroker“Broker-comparison review assessing CoinW against regulated venues. Emphasises that the platform licensing rests on reporting registrations rather than full market authorisation, leaving cardholders with limited consumer protection.”@Equity Recourse“Fund-recovery outfit publishing a February 2026 warning on CoinW. Commercially motivated and weighted accordingly, but the complaint pattern it catalogues - withdrawal obstruction and frozen balances - matches independent Trustpilot and forum reports.”@TechBullion“2026 legitimacy review focused on safety warnings and withdrawal problems. Concludes the exchange is operational rather than fraudulent while documenting recurring withdrawal friction, the balanced framing most consistent with the wider evidence.”@Canada Newswire - CoinW press release“Distributed release announcing the upgraded fee structure and reward ecosystem. Source of the headline card claims: no monthly charge on virtual cards, physical cards denominated in SGD, ATM withdrawal limits up to $20,000, and the 9-tier VIP system. Corporate framing, useful as the benchmark user reports are measured against.”@ReadyCorp - EMI/MSB/PSP licensing brief“Reference document on money services and e-money licensing categories across jurisdictions including Australia. Used to test CoinW compliance claims: MSB registration in the US and Canada and AUSTRAC registration are AML reporting obligations, not market authorisations.”@WEIS 2025 - University of Tokyo proceedings“Academic paper assessing historical exchange practices against the EU MiCA and DORA regimes. Provides the standard separating full market licensing from mere registration, underpinning the finding that the regulatory narrative overstates actual authorisation.”@SEC EDGAR - 21Shares S-1/A“Regulatory filing referencing CoinW among market venues. Included for jurisdictional context on US treatment of offshore exchanges, which is why US nationals are geofenced out of the card entirely.”

CoinW Card 在 40 个社区信息来源中获得 4.8/10 的评分,它更适合作为快速出金通道而非日常主力卡:r/chia 的矿工描述称,卖出持仓并用 Visa 卡花掉,全程只需约十分钟;CoinW 的 App 是最大亮点,评分约 4.2/5,2026 年 7 月的更新终于加入了自助解冻卡片的功能。两轮研究在缺点上高度一致:1.5%-2% 的充值费外加不透明的 USDT 兑法币点差(加拿大用户明确指出这是看得见的损失)、除一次性激活奖励外没有持续返现、App Store 隐私标签披露存在跨站广告追踪,以及有报告称法币入金通道会索要长达 12 个月的银行流水。由于余额存放在同一个托管交易所账户中,而该账户在 Trustpilot 上正因冻结与收益追回而饱受投诉,客服响应能力构成了这张卡最主要的交易对手风险。

分项评分

KYC 便捷度
5/10
费用性价比
5/10
奖励价值
4/10
App 体验
8/10
隐私
3/10
客服质量
4/10

功能

Online Payments闪付(非接触支付)

支持的加密货币

USDT iconUSDTBTC iconBTCETH iconETH