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  5. Ether.fi Cash Card
Ether.fi Cash Card
Ether.fi Cash Card
证件验证
虚拟卡 Visa
7.8
综合
获取此卡
Ether.fi Cash Card logo

Ether.fi Cash Card

发行方 Ether.fi

获取此卡

Ether.fi Cash Card 是评分最高的 DeFi 信用卡,活动期间可以 0% 利息用加密资产抵押借款。最高 3% 的返现加上存款收益,让消费也变成了一种赚钱方式。

优点

  • +所有消费最高 3% 返现,且无类别上限
  • +推广期借款利率为 0%
  • +通过 Liquid Vaults 让存入资产产生收益
  • +非托管模式,无滞纳金与最低还款额
  • +在 The Block 2025 年加密货币卡榜单中排名第一

缺点

  • -需维持足够抵押品以免被清算
  • -ATM 取现手续费 2%
  • -美国、印度、印尼与荷兰不可用
  • -对加密新手来说理解门槛较高
  • -平台较新,运营记录尚浅
7.8/10
综合良好
7.7/10
社区评分基于 130 个信息来源
Lv 3
KYC 等级证件验证

目录

卡片概览

奖励
返现
4%
返现币种
WETH
质押奖励
✓
质押年化收益
5%
新用户奖励
—
推荐奖励
—
费用
月费
免费
开卡费
$40
ATM 取现费
2%
外汇兑换费
1%
充值费
未披露
交易拒付费
未披露
限额
每日消费
$30,000
每月消费
未披露
ATM 取现
$250
卡片信息
卡片类型
虚拟卡, 实体卡
卡组织
Visa
Apple Pay
✓
Google Pay
✓
奖励
返现
4%
返现币种
WETH
质押奖励
✓
质押年化收益
5%
新用户奖励
—
推荐奖励
—
费用
月费
免费
开卡费
$40
ATM 取现费
2%
外汇兑换费
1%
充值费
未披露
交易拒付费
未披露
限额
每日消费
$30,000
每月消费
未披露
ATM 取现
$250
卡片信息
卡片类型
虚拟卡, 实体卡
卡组织
Visa
Apple Pay
✓
Google Pay
✓

KYC 要求

Level: 证件验证
邮箱验证
需要
手机验证
需要
身份证件
需要
地址证明
不需要
自拍验证
不需要

社区评分

7.7/10
来源于
@NDLELENHLE“Been using ether fi for my daily spending and top-ups with usdc are fast. The card works great for online payments and Apple Pay. Very smooth defi off-ramp, highly recommend!!”@Jaroslav“Worst company. Used their services for a year and one day just was logged out from my account. All cars were disabled. Tried to log in again and get message “there is no account with such email”. I didn’t even get any message from them. Support answers nothing, just “we escalate this issue” and pretend that there wasn’t any account. So I don’t even understand what happened. Seems to be that they just banned my account, disabled all cards and stole all money that were on account. There was quite big amount and they stole all of them. NEVER use this service. It may be okay for month, but one da”@S M Asaduzzaman Asad“It's my 6th day of using the ether.fi card. I knew about it for a long time but didn't have any means to get an ether.fi card cause they didn't support Bangladesh up until now. I had signed up in the app long ago but they recently opened kyc for BD and I got a mail so I immediately completed my kyc using my bd passport and it was smooth due to the kyc vendor being sumsub. My kyc got approved but I wasn't able to get the bank accounts as they haven't opened it for my region yet so if I were to solely review the ether.fi card only then I'd say the card was a 8/10 for me. The card has a 3% base c”@Yunbo Xing“I've been using the ether.fi card and the cashback rate is really high, which is the main thing I love about it. The app is also nicely designed and feels very comfortable to use. Overall a great experience so far.”@tekr0x“i've been testing @ether_fi . i like it. what I don't like: - top-up to revolut or n26 takes a fee (3%). i assume because of US card. - and when paying at some places the POS asks to choose USD or EUR to pay. conversions can get expensive if you are not carefull.”@National-Meal-9618“Best crypto card in Europe right now? (my experience) I’ve tried a few crypto cards and most of them feel like normal banks with a crypto skin. Recently switched to Ether.fi card and honestly it’s different: – 3% cashback – you still earn yield on your crypto – self-custody (this is huge) – Visa Signature perks (travel, protections, etc.) Feels way more “DeFi native” compared to others. If anyone wants to try it, this is the one I’m using: ether.fi/@capirex Curious if anyone here tested it too?”@@ste87nove“Leggo commenti assurdi. Se ragionate in valore assoluto, dati gli importi, si parla di qualche ero di differenza in caso di crolli del token. Quale altra piattaforma ti garantisce i fondi? Resta la migliore, concordo.”@Marco“I had an account on ether.fi and requested the cancellation of my account and card. However, two purchases I made on TEMU were refunded, and the refunds were credited to my ether.fi card. I opened a chat and have been waiting for a response for several days, but they always ask me to wait and say they are monitoring it. I have already sent the refund receipt provided by TEMU, as well as the ARN numbers for both refunds. Now, speaking as a layman, I don't understand why it's so difficult to track the money using the ARN. I don't understand the reason for the delay. I have been waiting for a con”@TY Bong“Great experience with ether.fi Cash! Deposits and transfers are both very fast and smooth. The platform is efficient, easy to use, and everything works seamlessly. Really impressed with the speed and overall experience. Highly recommended!”@pray_eth“Moved to https://www.ether.fi/ and I'm quite happy so far. Very easy onboarding experience, fantastic UI, solid cashback program. Kicking myself for waiting so long tbh...”@0xCheng_2019“The https://www.ether.fi/ card works extremely smooth in Hong Kong! 我觉得https://www.ether.fi/”@Irina Chuchkina“I'm a Pinnacle member. Tried ordering "free" physical card, turned out, it costs you $100. Really poor experience. Support was useless - AI agent just apologised for the confusion.”@Steve Ng“Swift process for application, also ether.fi is offering lowest fx % fees among other competitors ! Going to get my virtual and physical card real soon !”@@javivegaonline“Me la presentaron hace un tiempo pero al tener KYC la dejé un poco en la reserva. Buen vídeo!”@znsampabtc“Não utilizem o cartão ether.fi, seu patrimônio será sumariamente drenado e o suporte não funciona. É um absurdo esses influencers financeiros ficarem divulgando esse cartão ether.fi, infelizmente esse cartão sacou indevidamente valores da minha conta, inicialmente eu fiz a compra de 15 euros e depois de 5 euros numa empresa que fornece serviço de telefonia na Italia, e indevidamente, no dia 8 de Agosto, essa mesma empresa cobrou uma nova recarga automaticamente, sendo que a minha conta possui cadastro manual para recarga, não automático e nem mesmo salvei os dados do meu cartão para que fosse ”@@djdanielsoundchannel9676“C'è qualcuno che è riuscito ad ottenere il Cashback spendibile?perché ho sentito da diverse persone che non riescono a prelevarlo ... Boh la promozione del 10% su rifornimento e spesa di agosto non ha funzionato ho letto nei commenti in giro anche di molte altre persone che non sono riuscite a prelevare il Cashback quindi come si fa ?poi l'assistenza dice un sacco di cose inutili o non vere ...”@Guruh Hadi Wibowo“Easy from sign up and the KYC proses, and get your free virtual card. Many option on growing your portofolio beginner, so get yours!”@Nat“Smooth card transaction and high cashback which can fully cover FX exchange rate, Good.”@CriptoInvest“I paid for my card but I've never received anything then I ask to the customer service to give my money back. I am still waiting but in my opinion I'I've lost the money. Fraudulent Business stay away!!!!!!”

分项评分

KYC 便捷度
7.3/10
费用性价比
7.3/10
奖励价值
7.3/10
App 体验
7.3/10
客服质量
6.7/10

功能

闪付(非接触支付)Online Payments

支持的加密货币

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