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按费用、KYC 要求、隐私评分与功能对比加密货币信用卡。

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2026 Crypto Cards. 保留所有权利。

本站数据仅供参考,请务必自行核实研究。

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  5. Laso Finance International Card
Laso Finance International Card
Laso Finance International Card
免 KYC
虚拟卡 Visa
7.9
综合
获取此卡
Laso Finance International Card logo

Laso Finance International Card

发行方 Laso Finance

虚拟卡•Visa•免 KYC
获取此卡

Laso International Card 是追求隐私用户的顶级之选,可通过 Web3 钱包即时开通虚拟卡且无需 KYC。虽然充值费为 3.8%,但它免除了月费与拒付费,非常适合匿名线上消费。

优点

  • +无需 KYC 或个人信息
  • +连接 Web3 钱包即时开卡
  • +免月度管理费与拒付费
  • +支持多条区块链网络
  • +兼容 Apple Pay 与 Google Pay

缺点

  • -充值操作费偏高,达 3.8%
  • -余额上限严格限制为 1,000 美元
  • -多个主要欧洲市场不可用
  • -采用不可重复充值的模式,需手动兑换
7.9/10
综合良好
7.2/10
社区评分基于 43 个信息来源
Lv 0
KYC 等级免 KYC

目录

对比 Laso Finance 的卡片

L
Laso Finance CAD Card
L
Laso Finance U.S. Card
Laso Finance International CardLaso Finance International Card当前
奖励
返现
—
—
—
返现币种
—
—
—
质押奖励
✗
✗
✗
质押年化收益
—
—
—
新用户奖励
—
—
—
推荐奖励
—
—
—
费用
月费
免费
免费
免费
开卡费
免费
免费
免费
ATM 取现费
免费
免费
免费
外汇兑换费
免费
免费
免费
充值费
免费
免费
3.8%
交易拒付费
免费
免费
免费
限额
每日消费
$1,000
$1,000
$1,000
每月消费
不限额
不限额
不限额
ATM 取现
不限额
不限额
不限额
卡片信息
卡片类型
虚拟卡
虚拟卡
虚拟卡
卡组织
Visa
Visa
Visa
Apple Pay
✓
✓
✓
Google Pay
✓
✓
✓
L
Laso Finance CAD Card
L
Laso Finance U.S. Card
Laso Finance International CardLaso Finance International Card当前
奖励
返现
Laso Finance CAD Card—
Laso Finance U.S. Card—
Laso Finance International Card—
返现币种
Laso Finance CAD Card—
Laso Finance U.S. Card—
Laso Finance International Card—
质押奖励
Laso Finance CAD Card✗
Laso Finance U.S. Card✗
Laso Finance International Card✗
质押年化收益
Laso Finance CAD Card—
Laso Finance U.S. Card—
Laso Finance International Card—
新用户奖励
Laso Finance CAD Card—
Laso Finance U.S. Card—
Laso Finance International Card—
推荐奖励
Laso Finance CAD Card—
Laso Finance U.S. Card—
Laso Finance International Card—
费用
月费
Laso Finance CAD Card免费
Laso Finance U.S. Card免费
Laso Finance International Card免费
开卡费
Laso Finance CAD Card免费
Laso Finance U.S. Card免费
Laso Finance International Card免费
ATM 取现费
Laso Finance CAD Card免费
Laso Finance U.S. Card免费
Laso Finance International Card免费
外汇兑换费
Laso Finance CAD Card免费
Laso Finance U.S. Card免费
Laso Finance International Card免费
充值费
Laso Finance CAD Card免费
Laso Finance U.S. Card免费
Laso Finance International Card3.8%
交易拒付费
Laso Finance CAD Card免费
Laso Finance U.S. Card免费
Laso Finance International Card免费
限额
每日消费
Laso Finance CAD Card$1,000
Laso Finance U.S. Card$1,000
Laso Finance International Card$1,000
每月消费
Laso Finance CAD Card不限额
Laso Finance U.S. Card不限额
Laso Finance International Card不限额
ATM 取现
Laso Finance CAD Card不限额
Laso Finance U.S. Card不限额
Laso Finance International Card不限额
卡片信息
卡片类型
Laso Finance CAD Card虚拟卡
Laso Finance U.S. Card虚拟卡
Laso Finance International Card虚拟卡
卡组织
Laso Finance CAD CardVisa
Laso Finance U.S. CardVisa
Laso Finance International CardVisa
Apple Pay
Laso Finance CAD Card✓
Laso Finance U.S. Card✓
Laso Finance International Card✓
Google Pay
Laso Finance CAD Card✓
Laso Finance U.S. Card✓
Laso Finance International Card✓

KYC 要求

Level: 免 KYC
邮箱验证
不需要
手机验证
不需要
身份证件
不需要
地址证明
不需要
自拍验证
不需要

社区评分

7.2/10
来源于
@r/CryptoCurrency - Present_Bill5971, CryptoDad2100“Recommendation thread on crypto debit card options. Present_Bill5971 endorses Laso for small everyday spend, funding via USDC on Base to dodge Ethereum mainnet gas, then loading the virtual card into Google Pay and Apple Pay, and rates the absence of KYC as ideal for travel and groceries. CryptoDad2100 pushes back at a structural level rather than on the product: because merchants price in fiat, spending crypto through any card is still a taxable disposal with extra steps, and the platform's privacy does nothing to relieve the user of that reporting burden.”@r/SwapCryptoNoKYC“Post in a no-KYC-focused subreddit presenting the prepaid card as a way to shop online without identity verification. Discussion treats wallet-connect issuance as the main draw and is broadly favourable, with the usual caveats about load caps and merchant acceptance rather than complaints about the platform itself.”@r/BitcoinCA“Canadians comparing notes on the prepaid Visas. Responses lean positive on issuance speed and the lack of ID requirements, but the thread is small and several posters ask for confirmation from long-term users before committing funds, reflecting how thin independent evidence still is.”@r/CryptoCurrency“Thread on FedNow and US instant-payment rails, cited in the Gemini pass as background on fiat settlement infrastructure. Carries no Laso-specific discussion, so it informs context on off-ramp plumbing only and should not be read as user sentiment about the card.”@r/dndnext“Appears in the Gemini works-cited list as a footnote to the Solana Ownership Podcast discussion, but the thread is about running a tabletop campaign and has no connection to Laso Finance. Retained for completeness as a citation artefact; it carries no sentiment signal.”@Spanish-language crypto channel“Walkthrough on creating a Laso Visa to spend crypto without KYC. Demonstrates wallet funding and instant issuance and pitches the card as a route into services that block users in restricted economies. Like most coverage in this niche it runs on a referral link, so the promotional tone is not independent.”@@CacharraTech“Spanish-language review (~1.3k views) covering gift-card purchases and converting USDT into spendable dollars. The creator finds the flow straightforward and one commenter reports moving roughly 5k without incident, but other comments describe trouble adding a US non-reloadable card to Google Pay and repeated declines, the clearest first-hand friction in any video coverage.”@Spanish-language crypto channel“Tutorial on issuing a no-KYC Visa for online purchases, aimed at Latin American viewers locked out of conventional card issuance. Emphasis is on speed and the absence of documents; risks such as merchant blocks and the behavioural compliance engine go unmentioned.”@Spanish-language crypto channel“Demonstration of linking the issued PAN to Google Wallet on Android for immediate contactless spending. Comments show recurring confusion about picking the right deposit network, prompting warnings to use only EVM chains or Solana to avoid losing stablecoins in transit.”@Spanish-language crypto channel“Video framed around virtual cards for online shopping from Cuba. The card is presented as access infrastructure for people entirely cut off from global payments, covering hosting, subscriptions and software that local instruments cannot reach. Fee levels are treated as an acceptable cost of doing business rather than a drawback.”@Spanish-language crypto channel“Announcement-style video on creating a Visa card without KYC. Covers issuance and funding at a surface level with an affiliate link in the description; no independent testing of declines, refunds or international behaviour.”@Spanish-language crypto channel“Promotional framing around earning and spending directly from a self-custody wallet. Sits at the marketing end of the coverage spectrum, useful as evidence of how widely the product is being pushed to Spanish-speaking audiences, less useful as an assessment of it.”@Hunter (Laso) - podcast interview“Founder interview arguing the agentic side of the business is a trillion-or-zero bet: consumer cards are the visible product, but the intended market is autonomous software paying for its own compute and services. Useful for strategy and the team's own risk framing, though it is a first-party account rather than user feedback.”@Google Play reviewers“Store listing showing a 5.0 rating from only 6 reviews and 500+ installs, pristine but far too small a sample to be meaningful. Reviewers praise instant issuance, the absence of credit checks, switching freely between USDC, USDT and DAI, and the lack of monthly, per-authorisation or per-decline fees. Patch notes carry the more useful signal: Push to Card in 1.2.1 (April 2026), Venmo and PayPal sends plus Pulsechain HEXDC in 1.1.0, and repeated fixes to MetaMask, Phantom and SolFlare deep-linking.”@App Store listing“iOS listing for the same app, confirming feature parity and Apple Pay provisioning. Review volume is negligible, so it corroborates the release cadence documented on Google Play rather than adding independent user sentiment.”@Trustpilot reviewers“Main profile, rated around 4.3 to 4.5 out of 5 from roughly 16 to 17 reviews. The dominant theme is support quality: the Telegram channel is staffed by the core developers, and reviewers such as JC describe setup problems being spotted and patched within hours, while Giannis Pagkalos credits the team with going well beyond obligation on a refund that was not strictly their fault. Fee transparency is the second recurring positive, and the company replies publicly to negative reviews rather than ignoring them.”@Woodie“The most substantive negative review. Argues that retiring the International Reloadable card materially degraded the product: the non-reloadable replacement needs manual processing that can take hours, offers no live balance in the app, and forces users to request balance updates by hand. Laso responded publicly, conceding the problem and attributing it to issuer constraints in the non-KYC space while it searches for a new banking partner.”@Yan Nikitin“Short, blunt complaint that the cards do not work everywhere, with a recommendation to avoid the platform. Consistent with the compliance engine hard-blocking financial-services merchant categories and cash-equivalent transactions, which users experience as unexplained declines because the app gives no warning before or after.”@Trustpilot AU reviewers“Regional mirror of the profile, including the exchange with a user named Alex over the missing reloadable option. The company's answer is the same one given elsewhere: reloadable international cards are difficult to sustain without KYC because issuers treat them as an unacceptable AML risk.”@Kardd“Full 2026 review that lands firmly positive, treating the card as top-tier for privacy maximalists. Verifies wallet-connect issuance with no email, phone or ID, notes Apple, Google and Samsung Pay support and the 2,000+ brand gift-card catalogue, and cites FinCEN MSB registration plus claimed volume (~16k users, $20M+ processed) as legitimacy signals. Flags the International Non-Reloadable card's 3.8% load fee, roughly 2% FX on non-USD and $1,000 lifetime cap as the real constraints.”@KYC Not Thanks“The most sceptical of the specialist reviewers, scoring it 6/10. Grants the L1 Anonymous rating for onboarding but treats the loaded balance as custodial, penalises limited team transparency, and points to low scores from third-party trust scanners. This is the counterweight to Kardd's endorsement and the main reason the unified custody reading is qualified rather than clean.”@CryptoCards.so“Directory entry for the International Card specifically. Documents the 3.8% load fee, the non-reloadable single-use structure, the $1,000 lifetime cap per card, virtual-only format with no ATM access, and typical six-month expiry. Higher-volume users are told plainly they will need to issue multiple cards.”@Crypto-Cards.io“Comparison listing placing Laso among genuinely no-KYC issuers. Positions the US variant as the fee-efficient option at 0% and the international one as carrying a clear privacy premium; refund fees are singled out as unusually steep.”@CryptoCardHub“Aggregator profile summarising networks, stablecoins and payment-wallet support. Adds no first-hand testing but corroborates the fee schedule and the virtual-only, no-ATM constraints reported elsewhere.”@OpenCryptoCards“Open directory listing with the same core facts: instant virtual issuance, stablecoin funding across EVM chains and Solana, no physical card. Useful mainly as independent confirmation that the advertised specification matches what other trackers observe.”@Bitrue“Exchange-blog review covering the product line and the no-KYC model for a general crypto audience. Broadly favourable on convenience while noting the load caps and that merchant acceptance is not universal.”@Bitcoin.com“Card-directory review presenting the platform as a privacy-first prepaid option. Describes issuance and funding accurately and treats the fee spread on international loads as the trade-off for skipping verification.”@CoinLaunch“Project profile focused on the token and the raise rather than the card. Provides background on the MetaDAO futarchy launch and ecosystem backing; not a user-experience source.”@FinanceFeeds“Trade-press coverage of the argument over how the token should be valued after the raise. Relevant to trust and staying power rather than day-to-day card use, and a reminder that sentiment around the token is considerably more contested than sentiment around the product.”@LostFundsRecovery“Warning article listing supposed risks. The content is largely generic to no-KYC prepaid cards rather than evidenced against Laso, and it comes from a fund-recovery site whose commercial incentive is to generate alarm. It predates the clearer FinCEN registration and volume data, so it is logged as a conflicting signal rather than treated as a finding.”@CoinMania (RU)“Russian-language scam-accusation page. Offers no verifiable user complaints, transaction evidence or named victims, and follows the template this site uses across its project pages. Included because the deep research surfaced it, flagged as low-credibility.”@CryptoRussia (RU)“Second Russian-language page alleging deception, similar in construction to the CoinMania entry and equally unevidenced. The gap between these pages and the operational record, where long-term Trustpilot users report no lost funds over one to two years, is the clearest example of the conflicting narratives around this platform.”@Solana Ownership Podcast - Hunter (Laso)“Episode with a Laso representative on private crypto prepaid cards and the MetaDAO raise. Developer-adjacent listeners respond well to the framing that the real product is payment rails for autonomous agents rather than a smoother checkout for humans.”@Nethemba“Security research describing how a self-replicating agent could sustain itself, naming Laso as the fiat bridge: the agent buys non-KYC cards through the API and uses them to rent decentralised GPU capacity on marketplaces like Vast.ai with no human in the loop. Written as a capability warning rather than a review, and the sharpest articulation of the platform's dual-use problem.”@Ampersend SDK contributors“Pull-request activity on an SDK used to wire agent payments into x402-style flows. Shows the tooling around programmatic card provisioning being built in the open, and also shows how much cryptographic signing and HTTP middleware knowledge is assumed, which is the main complaint developers raise.”@Floe Labs“x402 directory entry listing Laso under payments and commerce endpoints that agents can call. Documentation-grade rather than evaluative, but its presence in a curated directory is itself the signal, since the endpoints are treated as production infrastructure.”@Hackathon repository“Hackathon project code touching the same agent-payment stack. Evidence of real experimentation on top of these rails, at prototype maturity.”@jsDelivr / npm“CDN listing for an agent-tooling package in the same ecosystem. Distribution metadata only; it corroborates that the machine-payment tooling exists and ships publicly.”@Solana Compass“Report on the USDC raise run as a futarchy ICO on MetaDAO in mid-2026. Developer sentiment treats the on-chain, market-priced raise as a trust signal because it avoids the private vesting cliffs that usually distort early price discovery.”@Solana Compass - MetaDAO discussion“Background on futarchy as a governance model, where prediction markets rather than token votes decide proposals. Explains why the launch venue carries reputational weight in this community; not Laso-specific.”@Colosseum“Hackathon and ecosystem report placing Laso within the Solana internet-capital-markets cohort. Confirms institutional visibility inside the ecosystem rather than assessing the card.”@CoinGecko“Market page for the associated token. Price and liquidity data only, relevant to the platform's funding story rather than to cardholder experience.”@CoinGecko“Category page listing MetaDAO launchpad tokens, used to situate the raise among comparable launches. Contextual data with no bearing on card usability.”

Laso Finance International Card 在 43 个社区信息来源中获得 7.2/10 的评分,整合自两轮独立深度研究。开通流程是最大亮点:连接钱包后数秒即可开出虚拟 Visa,无需证件、自拍、地址证明或信用审查,卡片还能直接添加到 Apple Pay 与 Google Pay。隐私是真实的但有条件——Laso 持有 FinCEN 的资金服务商注册,它用激进的行为监控替代了身份证件,包括 IP 聚类、设备指纹与持续的链上监测,因此个人身份保持脱钩,交易行为却被严密盯防。国际版承担着该平台最差的经济性:充值 3.8%,非美元消费再加约 2% 外汇费,退款手续费高昂,终身上限仅 1,000 美元且无法 ATM 取现——而美国版这些均为 0%。更大的抱怨来自可重复充值的国际版产品被下架;替代的一次性版本改为人工发卡,可能耗时数小时,App 内也不显示实时余额,用户只能手动索要更新。Woodie 等评测者对此有详细记录,Laso 也公开回应,把原因归于免 KYC 领域中发卡方的限制。另一处反复出现的摩擦是拒付,因为合规引擎会直接硬性拦截等同现金与金融服务类商户,且事前事后都没有任何提示。客服则是最被一致称赞的部分,核心开发者在 Telegram 上亲自答复,并在数小时内推送修复。除了一个 2,000 多个品牌的礼品卡目录外,奖励基本不存在。有两处争议尚无定论:一是托管方式,加密货币一侧是非托管的,但充值后的法币余额由发卡方持有;二是可信度,专业评测者的判断分裂为「顶级隐私推荐」与「6/10 并对透明度存疑」,同时若干缺乏证据的俄语诈骗页面,又与长期用户一到两年未丢失资金的反馈相互矛盾。

分项评分

KYC 便捷度
10/10
费用性价比
6/10
奖励价值
2/10
App 体验
7/10
隐私
9/10
客服质量
9/10

功能

闪付(非接触支付)

支持的加密货币

USDC iconUSDCUSDT iconUSDTDAI iconDAI