SoFi Credit Card

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6.4/10

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@Dee Ehm“I reported Fraudulent transactions to SOFI in September- according to the system, my debit card traveled from Ohio to Indiana to NY, to Alabama, back to two different locations in NY and back to Ohio (over 3000 miles) in only one day. I contacted SOFI to report this, and explained that, for these transactions to be legit, I would have to drive over 128 miles per hour for 24 hours without stopping at all (a physical impossibility). SOFI Fraud Reps agreed that this was impossible and that the transactions were clearly Fraud. I tried to close the account, but they told me that "an investigatio”@MrShinny“Someone Spent $900 on My SoFi Debit Card Before I Even Activated It I just recently opened a checking account with Sofi, mainly for the checking account bonus and and also potentially moving all funds to HYSA. They shipped my debit card to me, but I have not yet checked my mailbox, nor activated it, nor added it to my virtual wallets or anything. All I did was deposit one months salary into the checking account. Today I got a notification that there was a charge for roughly 250 dollars at Target and if it was fraud. I said it was not me and they locked the card. I quickly checked my account”@TheBeardIsRed“Absolute horse shit - couldn’t believe I got a denied card transaction yesterday to a vendor I visit weekly!!! @SoFi get your shit together”@Individual_Cress_226“Sofi has been refunding my atm fees. Over $10 each time from Thailand. A problem though, an atm ate my card the other day and Sofi won’t ship outside the US, so had to get it shipped to someone in the states and they will have to get it to me. A bit of a hassle.”@FullmetalMalcomX“Issues with Instant Transfers on new SoFi debit card To start off, I make and receive a lot of transactions through various payment platforms (Apple Wallet, Venmo, CashApp, etc. \[also to clarify, it is TCG related lol\]). I recently had to replace my debit card. No problem, added the virtual card to Apple Wallet and everything was fine. Once my physical card was shipped out, for some reason I am currently unable to do instant transfers to my bank account using my debit card. I can still make purchases, but I get declined on incoming money. I have since received the physical card and act”@@RNAPuma23“i love the ui and all the features inside the sofi app, but there’s something nasty about a banking subscription fee.”@NefariousnessHot9996“SoFi will not be 2.2% going forward unless you pay $10 for SoFi plus. F that. For now mine is sick drawered because I have Robinhood gold 3% card AND I am not paying $10 for SoFi plus EVER!”@DeathMoJo“Good to hear. Never had issue with my SoFi debit or SoFi credit card while there.”@Lumpy-Ad-6737“SoFi debit card saved me at a Japanese ATM I'm in Japan on vacation, my second time here. I pay with a credit card for most things, but plenty of shops and restaurants still only take cash, so I always pull out some yen. My usual move is using my Schwab debit card at a 7-Eleven ATM, since Schwab refunds the ATM fees. This time I went to withdraw and realized I'd packed my expired card. I panicked for a second, then remembered I'd brought my SoFi debit card as a backup. I figured I'd just accept whatever fees came with it. It worked on the first try. I didn't see any ATM fee, only the small ”@OrangeClyde“One of the reasons I stopped using Uber anything years ago. Fuck. Them. And why are you using a card that’s notoriously known to be hard to dispute with? Tf”@VAer1“Should I close inactive SoFi card? I used to rely on the SoFi card as my catch-all card—first at 2%, then 2.2%, and later back to 2%. Recently, I picked up the 3% AOD and 3% Aven cards, so the SoFi card no longer provides any real benefit for me. At the same time, I already have a flat 2% Fidelity Visa, which I’ve held for many years and still keep for perks like TSA PreCheck or Global Entry credits. It was actually my first flat-2% card. I’ve also heard that SoFi only allows one credit card per customer, and that if you close the card—or if it’s closed due to inactivity—you’re permanently ”@AngelaEreal“The rainbow SoFi card is a bold design choice but that 2% cash back is what actually matters. Presentation is nice but rewards are what keep people swiping. @kenmartinboston you always cut through the marketing fluff and focus on the actual value.”@PetroleumPilferer“Uber Eats kept 160 dollars and I got nothing Last Friday I placed a big Uber Eats order from a Japanese sushi and hibachi place. The total was $160.11. They accepted it while they were still open. Then nothing happened. Hours went by and no courier was ever assigned. I had a tip on it. It did not matter. Nobody took the order. By 11:18 PM the restaurant was closed, so I canceled. There was no driver, nothing had been picked up, and the food was not coming. The place was shut. Workers were not going to stay open all night waiting on a courier who had never even been assigned. What was Uber’s”@crossfitcowboy1“Wild timing. Just as of yesterday I officially got my SOFI debit card and got everything activated and set up. The universe is a cool place my friend”@@artemisogletree9509“Literally, just closed the account today. I don't do monthly fees”

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