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  5. Solayer Emerald Card
Solayer Emerald Card
Solayer Emerald Card
证件验证
虚拟卡 Visa
8.3
综合
获取此卡
Solayer Emerald Card logo

Solayer Emerald Card

发行方 Solayer

获取此卡

Solayer Emerald Card 基于 Solana 的 InfiniSVM 基础设施实现真正自托管,sUSD 存款可获 4%-5% 收益。LAYER 空投积分计划对 Solana 生态参与者很有吸引力。

优点

  • +真正自托管,无需出金为法币
  • +由美债支撑的 sUSD 稳定币可获 4%-5% 收益
  • +消费可累积 LAYER 空投积分
  • +InfiniSVM 支持每秒 30 万笔以上交易
  • +Genesis 用户开卡费仅 10 美元

缺点

  • -费用偏高:充值 1%、每笔 0.15 美元、外汇费 1.5%
  • -非 Genesis 用户开卡费 75 美元
  • -仅有虚拟卡,实体卡即将推出
  • -仅支持 Solana 上的 USDC,暂不支持 EVM
  • -在同类产品中费用最高
8.3/10
综合优秀
7.3/10
社区评分基于 28 个信息来源
Lv 3
KYC 等级证件验证

目录

卡片概览

奖励
返现
—
返现币种
sUSD
质押奖励
✓
质押年化收益
4%
新用户奖励
—
推荐奖励
$25
费用
月费
免费
开卡费
$75
ATM 取现费
未披露
外汇兑换费
1.5%
充值费
1%
交易拒付费
免费
限额
每日消费
$10,000
每月消费
$30,000
ATM 取现
$500
卡片信息
卡片类型
虚拟卡, 实体卡
卡组织
Visa
Apple Pay
✓
Google Pay
✓
奖励
返现
—
返现币种
sUSD
质押奖励
✓
质押年化收益
4%
新用户奖励
—
推荐奖励
$25
费用
月费
免费
开卡费
$75
ATM 取现费
未披露
外汇兑换费
1.5%
充值费
1%
交易拒付费
免费
限额
每日消费
$10,000
每月消费
$30,000
ATM 取现
$500
卡片信息
卡片类型
虚拟卡, 实体卡
卡组织
Visa
Apple Pay
✓
Google Pay
✓

KYC 要求

Level: 证件验证
邮箱验证
需要
手机验证
需要
身份证件
需要
地址证明
不需要
自拍验证
不需要

社区评分

7.3/10
来源于
@lequanbennett“1 Been testing new crypto infra. Staking $SOL on @bulktrade gives a solid 5.59% yield, and @phantom wallet connection is super fast. Also tried the @solayer card for daily coffee. Works flawlessly! ☕️”@therealliveone“Testing Solayer card for daily fiat off-ramp. Bought a coffee, settlement was flawless. The UX for Web3 payments is finally maturing. $SOL”@0xVishnya“Solayer Card had every shot at the market. It's dying instead 👇 Solana native, early, top-tier Rain rails. The position was right there Then the card itself: - worst FX of the 5 I tested, plus a $0.20 fee on anything under $30 - deposit only: a 0.5% fee just to load it, and no way to withdraw back off - rewards are still just Emerald Points with no payout, while $LAYER sits down ~98% from its high And instead of fixing any of it, the team went and shipped a perp dex @margin_trade The rails were never the problem. The product just never showed up”@mouradiego478“I already emailed you, I already mentioned it in the X message and nobody answers. Solayer card support said that this can only be resolved with you. (when opening the app it already shows this verification failure message)”@aresiweb3“You are a scam team. I used your Solayer Card last year, but it no longer supported my nationality, my VISA card was cancelled, and the remaining USDC in my account has never been refunded.”@yariee_ai“Paid for my morning coffee with my $SOLAYER card today. Works flawlessly every single time! Real utility is what matters. 💼☕️💪”@aresiweb3“🚨 🚨everyone beware, this is a scam! Immediately stop using Solayer Pay Card and withdraw your USDC immediately. I've already been scammed; six months have passed and my withdrawal still hasn't arrived.”@VietnamPenguin“I am ready to switch from @emerald_card to @AbstractChain Card literally today. But first, here’s what needs to be fixed (based on my experience with Solayer Card): 1. 1% deposit fee is daylight robbery. Why in 2025 do users still have to pay a ‘tax’ just to deposit? With my spending, I’ve already paid over $80 in less than a year — which is actually more than the annual fee of almost any premium bank card. On top of that, there’s an extra $0.10 + 1.5% per card transaction. 2. There needs to be real cashback — or at least something tangible. Solayer offers some vague “Emerald points” with u”@0akash0x“That is eye-opening. Out of all 26 cards analyzed, @Bybit_Official is the only one that actually remains cost-effective (-0.86%) after factoring in cashback, while @Solayer_Pay appears to be on the highest end (-2.83%) for fees on a $50 spending in AED. Thanks for putting in the work to expose these hidden costs.”@aresiweb3“🚨🚨everyone beware, this is a scam! Immediately stop using Solayer Pay Card and withdraw your USDC immediately. I've already been scammed; six months have passed and my withdrawal still hasn't arrived.”@derparsel“Avici and Solflare Card are alternatives. I think I'll use the latter more. I also have a Solayer Card, but I barely use it (fees are quite high).”@hasanhanif97“this is the update i have been waiting for because i have been using solayercard and i can't withdraw my funds on solayer card”

分项评分

功能

Staking Rewards

支持的加密货币

SOL iconSOLUSDC iconUSDC