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按费用、KYC 要求、隐私评分与功能对比加密货币信用卡。

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2026 Crypto Cards. 保留所有权利。

本站数据仅供参考,请务必自行核实研究。

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  5. Trocador Swype Mastercard
Trocador Swype Mastercard
Trocador Swype Mastercard
免 KYC
虚拟卡 Mastercard
5.5
综合
获取此卡
Trocador Swype Mastercard logo

Trocador Swype Mastercard

发行方 Trocador

虚拟卡•Mastercard•免 KYC
获取此卡

通过 Trocador 注重隐私的市场发行的国际虚拟 Mastercard 预付卡。可用加密货币(含门罗币)购买,无需上传 KYC 证件。开卡费为 3% + 2 美元。从第 3 个月起收取每月 2.50 美元管理费。兼容 Apple Pay 与 Google Pay。不可在美国使用,且不支持 3D Secure。

优点

  • +无需上传 KYC 身份证件
  • +接受门罗币(XMR)等隐私币
  • +非托管——Trocador 从不经手资金
  • +可在美国境外国际使用
  • +兼容 Apple Pay 与 Google Pay

缺点

  • -每张卡收取 3% + 2 美元开卡费
  • -从第 3 个月起每月 2.50 美元月费
  • -非美国交易每笔收取 0.75 美元
  • -外汇兑换费约 2%
  • -不支持 3D Secure
5.5/10
综合一般
5.2/10
社区评分基于 35 个信息来源
Lv 0
KYC 等级免 KYC

目录

对比 Trocador 的卡片

T
Trocador Reward Visa
Trocador Swype MastercardTrocador Swype Mastercard当前
Trocador MyPrepaidCenter MastercardTrocador MyPrepaidCenter Mastercard
奖励
返现
—
—
—
返现币种
—
—
—
质押奖励
✗
✗
✗
质押年化收益
—
—
—
新用户奖励
—
—
—
推荐奖励
—
—
—
费用
月费
免费
$2.5
免费
开卡费
$2
$2
$2
ATM 取现费
免费
免费
免费
外汇兑换费
免费
2%
2%
充值费
3%
3%
3%
交易拒付费
免费
免费
免费
限额
每日消费
$1,000
$1,000
$1,000
每月消费
不限额
不限额
不限额
ATM 取现
不限额
不限额
不限额
卡片信息
卡片类型
虚拟卡
虚拟卡
虚拟卡
卡组织
Visa
Mastercard
Mastercard
Apple Pay
✓
✓
✓
Google Pay
✓
✓
✓
T
Trocador Reward Visa
Trocador Swype MastercardTrocador Swype Mastercard当前
Trocador MyPrepaidCenter MastercardTrocador MyPrepaidCenter Mastercard
奖励
返现
Trocador Reward Visa—
Trocador Swype Mastercard—
Trocador MyPrepaidCenter Mastercard—
返现币种
Trocador Reward Visa—
Trocador Swype Mastercard—
Trocador MyPrepaidCenter Mastercard—
质押奖励
Trocador Reward Visa✗
Trocador Swype Mastercard✗
Trocador MyPrepaidCenter Mastercard✗
质押年化收益
Trocador Reward Visa—
Trocador Swype Mastercard—
Trocador MyPrepaidCenter Mastercard—
新用户奖励
Trocador Reward Visa—
Trocador Swype Mastercard—
Trocador MyPrepaidCenter Mastercard—
推荐奖励
Trocador Reward Visa—
Trocador Swype Mastercard—
Trocador MyPrepaidCenter Mastercard—
费用
月费
Trocador Reward Visa免费
Trocador Swype Mastercard$2.5
Trocador MyPrepaidCenter Mastercard免费
开卡费
Trocador Reward Visa$2
Trocador Swype Mastercard$2
Trocador MyPrepaidCenter Mastercard$2
ATM 取现费
Trocador Reward Visa免费
Trocador Swype Mastercard免费
Trocador MyPrepaidCenter Mastercard免费
外汇兑换费
Trocador Reward Visa免费
Trocador Swype Mastercard2%
Trocador MyPrepaidCenter Mastercard2%
充值费
Trocador Reward Visa3%
Trocador Swype Mastercard3%
Trocador MyPrepaidCenter Mastercard3%
交易拒付费
Trocador Reward Visa免费
Trocador Swype Mastercard免费
Trocador MyPrepaidCenter Mastercard免费
限额
每日消费
Trocador Reward Visa$1,000
Trocador Swype Mastercard$1,000
Trocador MyPrepaidCenter Mastercard$1,000
每月消费
Trocador Reward Visa不限额
Trocador Swype Mastercard不限额
Trocador MyPrepaidCenter Mastercard不限额
ATM 取现
Trocador Reward Visa不限额
Trocador Swype Mastercard不限额
Trocador MyPrepaidCenter Mastercard不限额
卡片信息
卡片类型
Trocador Reward Visa虚拟卡
Trocador Swype Mastercard虚拟卡
Trocador MyPrepaidCenter Mastercard虚拟卡
卡组织
Trocador Reward VisaVisa
Trocador Swype MastercardMastercard
Trocador MyPrepaidCenter MastercardMastercard
Apple Pay
Trocador Reward Visa✓
Trocador Swype Mastercard✓
Trocador MyPrepaidCenter Mastercard✓
Google Pay
Trocador Reward Visa✓
Trocador Swype Mastercard✓
Trocador MyPrepaidCenter Mastercard✓

KYC 要求

Level: 免 KYC
邮箱验证
不需要
手机验证
不需要
身份证件
不需要
地址证明
不需要
自拍验证
不需要

社区评分

5.2/10
来源于
@r/Monero“Announcement thread for EUR/GBP prepaid cards where users deconstruct the fee stack; one calculates roughly 13.5% effective cost on small loads, and a Trocador rep clarifies a $5 flat issuance fee plus 3.5-6% conversion.”@r/CryptoCurrency“Exchange reputation discussion in which Trocador's guarantee covering trades up to $1,000 against partner-exchange scams is cited as a reason to route through the aggregator.”@r/Monero“Users recommend Trocador as a no-KYC replacement after LocalMonero shut down, highlighting that no account or ID is needed to swap.”@r/Monero“Ecosystem update praising the colour-coded A/B KYC rating for letting users filter out partners with a history of freezing funds for AML checks.”@r/Monero“Thread praising the AnonPay API integration into self-custodial wallets, letting users swap and generate anonymous invoices without leaving the wallet.”@Prometheus HODL“Portuguese-language walkthrough of the no-KYC international Mastercard; creator is positive on document-free purchase with Monero, while comments ask about fees, country availability and merchant acceptance.”@Trustpilot reviewers“Several hundred reviews averaging around 4.8/5; users repeatedly describe fast Telegram support, proactive follow-up and guarantee refunds issued even when the third-party card issuer failed.”@Trustpilot reviewers“Issuer-side reviews averaging roughly 1.8/5, intensifying through 2026: declines despite sufficient balance, decline and maintenance fees quietly draining residual balances, stuck activations and support that cites policy rather than resolving.”@Trustpilot reviewers“Partner-exchange reviews documenting mid-swap fund freezes and AML holds, illustrating the third-party risk inherent to the aggregator routing model.”@CryptoCardHub“2026 review rating the Trocador card offering around 2.5/5 for cost, variable merchant acceptance and provider risk, and noting Obsidian has replaced Swype in the international slot.”@NoKYC Index“Directory entry confirming purchase requires no account and no government ID, with restricted-country limits and issuer-side activation data noted as caveats.”@KYCnot.me“Privacy directory listing plus user comment threads giving Trocador a strong no-KYC rating while flagging soft KYC at card activation and occasional partner flags.”@CryptoCards“Aggregated company profile summarising the prepaid card lineup, supported assets and fee structure.”@Bitrefill Help Center“Reseller documentation covering activation requirements (truthful name, address, phone), absence of 3DS support, monthly fees after the initial period and restricted-country rules.”@SEAGM buyers“Reseller review page for the Swype Global virtual Mastercard, mixing successful redemptions with reports of activation and usability problems.”@Giftronaut“Third-party guide to buying and redeeming the Swype Global Mastercard, detailing fee schedule, activation steps and key restrictions.”@Land of Crypto“Independent review praising the aggregator's privacy model, absence of registration and breadth of supported swap partners.”@Baltex“Engineering-focused review commending the meta-aggregator design, Tor compatibility and the risk-scoring engine that steers users away from KYC-heavy exchanges.”@PayWithMoon“Competitor comparison page claiming Trocador requires full KYC and charges creation plus hidden conversion fees; the KYC claim conflicts with primary documentation, though its point about dependence on third-party fiat issuers holds.”@PayWithMoon“Competitor comparison providing market context on gift-card style prepaid markups against which Trocador's pricing is positioned.”@Cake Wallet“Release notes for Tor-only mode and Trocador swaps, a configuration mobile users praise for blocking clearnet connections and preventing IP leaks during fiat API calls.”@Decred Cryptopower contributors“Proposal comments covering the Cryptopower wallet's Trocador integration and the value of AnonPay for cross-chain swaps from a native desktop and mobile wallet.”@Decred Journal“Hands-on test run: the virtual card linked to Google Pay and worked for online purchases but repeatedly failed at contactless NFC terminals, and the credential email never dispatched until support intervened.”@Crypto News“Roundup listing Trocador among the leading venues to buy and swap XMR anonymously, citing its aggregator model and privacy ratings.”@Crypto News“Guide to no-KYC BTC-to-XMR swaps featuring Trocador, while warning that residents of UN-sanctioned jurisdictions are prohibited from using the platform.”@99Bitcoins“Comparison of Monero exchanges ranking Trocador highly for privacy-preserving routing and lack of account requirements.”@Godex“Competitor listicle of no-KYC BTC-to-XMR swap options that includes Trocador among the alternatives.”@CoinGape“Swap guide describing how Trocador routes to partners such as GhostSwap based on real-time privacy scores indicating low identity-verification risk.”@Monero Guides“Official Monero community tutorial presenting AnonPay as a way for merchants to accept XMR and generate anonymous invoices.”@Trisquel GNU/Linux community“Free-software wiki context for why JavaScript-free operation matters, the property reviewers cite when praising Trocador for neutralising browser fingerprinting.”@Google Play listing“PROVER Swype ID, an unrelated video authentication app that dominates Play Store searches for Swype and confirms no dedicated Trocador card app exists.”@Google Play listing“Unrelated Portuguese colour-changer app surfaced because trocador means changer, illustrating the search pollution facing users looking for a native mobile app.”@Euroleads“Compliance overview of CASP KYC and source-of-funds verification duties that bind the downstream fiat card issuers even when the upstream swap is anonymous.”@Xpaid“Explainer on MiCA and the Transfer of Funds Regulation removing prior exemption thresholds, the regulatory pressure behind mid-transaction identity requests on EU-issued cards.”@Zano“Project update noting Zano support in Cake Wallet, letting users convert the asset into prepaid cards through the Trocador integration.”

Trocador Swype Mastercard scores 5.2/10 across 35 community sources, which split sharply between the purchase layer and the card itself. Monero-community threads, privacy directories and independent reviewers praise Trocador's no-document purchase flow, XMR funding, Tor/I2P and no-JavaScript access, the A/B partner KYC risk rating and the up-to-$1,000 guarantee, while Trustpilot reviewers (~4.8/5) repeatedly credit its Telegram support with refunding them even when the issuer failed. Sentiment toward the Swype issuer is the inverse: roughly 1.8/5 on Trustpilot, with recurring reports of declines on funded cards, monthly maintenance and decline fees draining residual balances, failed activations and unresponsive support. Fees compound badly on small loads (flat issuance charge plus a 3.5-6% conversion spread and ~2.75% FX), there are no rewards of any kind, and documented tests show Google Pay working online while physical NFC payments fail, with no 3DS and no native app for balance management. Trocador had replaced Swype with Obsidian in its international slot by mid-2026, so live terms should be verified before buying.

分项评分

KYC 便捷度
8/10
费用性价比
3/10
奖励价值
1/10
App 体验
4/10
隐私
7/10
客服质量
8/10

功能

闪付(非接触支付)

支持的加密货币

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