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  5. Tuyo Visa Card
Tuyo Visa Card
Tuyo Visa Card
证件验证
虚拟卡 Visa
9.4
综合
获取此卡
Tuyo Visa Card logo

Tuyo Visa Card

发行方 Tuyo

获取此卡

Tuyo Visa Card 将自托管与最高 11% 的存款年化收益结合起来,让你的 USDC 在消费前持续产生收益。零费用结构与多链充值,对追求收益的消费者很有竞争力。

优点

  • +自托管,存款最高 11% 年化收益
  • +免开卡费、月费与美元交易手续费
  • +可从以太坊、Base、Arbitrum、Optimism、Polygon 充值
  • +Tuyo 用户之间转账免费
  • +每日消费限额 10,000 美元

缺点

  • -仅支持 USDC,加密货币种类有限
  • -不支持 ATM 取现与 PIN 码
  • -仅有虚拟卡,实体卡尚未推出
  • -开卡需完成 KYC
  • -非美元消费有约 1% 的小幅汇率点差
9.4/10
综合优秀
6.5/10
社区评分基于 112 个信息来源
Lv 3
KYC 等级证件验证

目录

卡片概览

Tuyo Visa Card
奖励
返现
—
返现币种
—
质押奖励
✓
质押年化收益
11%
新用户奖励
—
推荐奖励
—
费用
月费
免费
开卡费
免费
ATM 取现费
未披露
外汇兑换费
免费
充值费
免费
交易拒付费
免费
限额
每日消费
未披露
每月消费
未披露
ATM 取现
未披露
卡片信息
卡片类型
虚拟卡, 实体卡
卡组织
Visa
Apple Pay
✓
Google Pay
✓
奖励
返现
—
返现币种
—
质押奖励
✓
质押年化收益
11%
新用户奖励
—
推荐奖励
—
费用
月费
免费
开卡费
免费
ATM 取现费
未披露
外汇兑换费
免费
充值费
免费
交易拒付费
免费
限额
每日消费
未披露
每月消费
未披露
ATM 取现
未披露
卡片信息
卡片类型
虚拟卡, 实体卡
卡组织
Visa
Apple Pay
✓
Google Pay
✓

KYC 要求

Level: 证件验证
邮箱验证
需要
手机验证
需要
身份证件
需要
地址证明
不需要
自拍验证
不需要

社区评分

6.5/10
来源于
@deeper_minded“Something is broken guys. I don’t get a single purchase reimbursed for more than a month. Tuyo is my main card for more than a year. Elite tier. Thinking to switch to normal cashback”@ydslfsdadf“Created account, in last step after KYC it showed me error code and sent me back on login screen On login screen, I'm typing my email and it says the account is already registered: please recover it from backup but the app did not made any backup, I was not able to even see my account Your development team test their applications before pushing them on Google play? I guess no”@Filipe Governa“Froze after completing verification process and before choosing or getting any password. Restarted - same issue. Cleaned cache - same issue. Had to clean data and reinstall. After reinstalling, it doesn't let me create a new account because it says I already have one, but I cannot access it because it requests a password or a non-existent backup I don't have. Had to contact support and wait days for a fix. Forces EUR -> USD conversion and charges 0.5% for it. Removed dark mode (?!).”@Edward Henderson“haven't got to use app but I got a new phone couldn't log in it nvr gave me phrases or back up code that's stupid to not have password options”@polymathwhiz“Bad This is the worst app I’ve ever used. The payments don’t deliver, they have zero support. Such a useless app”@Mark“This app is a scam. When I downloaded it it said on the registration screen my country is eligible and I will be able to order a card. I verified my account and it said my account is approved. It then asked me to deposit money. I deposited 110 USDC. It then said I can't order a card. I contacted support and they told me my country is not eligible. Nonsense”@guppywastaken“So it's like a reverse gacha for your card spending? Every time you spend there's a roll to see if it's free or not? No published odds or anything, looks more like a gimmick that is just going to sell your data.”@seamus“At first they covered a charge every couple purchases. Only around $10. Never more than that. However now that I’ve been using it for a couple months they stopped covering charges entirely. It’s been over a month since they covered a charge. Whereas when I started it would be once a week. Right now the amount that they covered is around 6% cashback. If it goes below 5% then I swill simply go back to using a credit card. Common sense.”@Philtrade07“Lucky! But I don't use my tuyo card in Colombia. Fx charges are heavy!”@Filipe“Android app froze after completing the verification process and before choosing or getting any password or performing any backup. Restarted - same issue. Cleaned cache - same issue. Had to clean data and reinstall. After reinstalling, it doesn't let me create a new account because it says I already have one, but I cannot access it because it requests a password I never chose nor got or a non-existent backup. Had to contact support and wait days for a fix. Forces EUR -> USD conversion and charges 0.50% for it. Otherwise good. Interesting card that randomly refunds your payments.”@dewgongoo“Buggy App The scroll to continue doesn’t work sometimes. Sometimes the app can’t access my camera even though it did a few minutes ago. I do know not trust it with my money. Support is also slow. I can’t link my bank either, so my money is somewhat stuck”@kotisbroken“How to convert USDC to and from USD for free in Canada There’s been a few old posts on this with outdated information so posting this to make it clear: it is now possible to convert between the two currencies for free in Canada. The assumption here is you have USDC or USD and want to convert from one to the other. Use the app Tuyo. Tuyo.com is their official site. They are a self-custodial app, meaning if KYC fails or your account is restricted you can always take your money out (they state this on their website). You’ll have to perform full KYC before getting access to the banking feature”@Parla Someswararao“fake app they collect your documents”@James Anderso“Terrible customer support, great product Love the Product. But boy if you ever needed customer support, forget about it. They never respond. After a few weeks will say hi and go back to silence for another two weeks. Gotta be careful with your money with services like this”@mbosch25775“Cannot delete account Besides poor customer service, which is only happening when it is in their favour and easy to solve, you will not be able to delete your account. It will always give you an error message so they will sit on your KYC data which I had to complete 3 times for no reason at all. Super red flag for me!!!!!”@Corey Fleming“Did not let me get past the deposit page. When I did it kicked me back to the start saying I already have an account, then couldn't find it??? 0/10 app.”@Paulina from cryptonoshi.com“Nice non-custodial crypto card, for you to spend your USDC. You will have to bridge over to Base, but that's easily done in-app. Overall very pleasant experience. The Good: Generous Fee Structure 1:1 USDC to USD conversion 0% foreign exchange fee Apple Pay Enabled You get random purchases refunded, Tuyo says "It's on us". That's a fun one. Sometimes lunch, sometimes coffee, and I guess it could even be your Macbook purchase if you're lucky:) 200+ countries supported The Bad: No Cashback yet, only Tuyo points, not redeemable yet No Physical Card Yet”

分项评分

KYC 便捷度
6.3/10
费用性价比
7.1/10
奖励价值
7.1/10
App 体验
6.2/10
客服质量
6.6/10

功能

Self-Custody

支持的加密货币

USDC iconUSDCUSDT iconUSDT