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  5. WhiteBIT Nova Card
WhiteBIT Nova Card
WhiteBIT Nova Card
完整 KYC
虚拟卡 Visa
6.2
综合
获取此卡
WhiteBIT Nova Card logo

WhiteBIT Nova Card

发行方 WhiteBIT

获取此卡

WhiteBIT Nova Card 是一款面向欧洲经济区居民、颇具竞争力的 Visa 借记卡,免月费且返现潜力可观。它可无缝接入 Apple Pay 与 Google Pay,但完全采用托管模式并需要完整身份验证。

优点

  • +免月度管理费与虚拟卡开卡费
  • +特定类别返现最高可达 10%
  • +全面支持 Apple Pay 与 Google Pay 闪付
  • +每日消费限额宽裕,达 10,000 欧元
  • +内置质押奖励,年化最高 17.71%

缺点

  • -返现每月上限偏低,仅 25 欧元
  • -欧洲经济区以外的 ATM 取现费高(3 欧元 + 2.2%)
  • -Level 4 KYC 要求严格,含地址证明
  • -覆盖地区有限,仅限欧洲经济区与乌克兰
  • -视商户不同,可能收取最高 1% 的交易手续费
6.2/10
综合良好
6.3/10
社区评分基于 24 个信息来源
Lv 4
KYC 等级完整 KYC

目录

卡片概览

WhiteBIT Nova Card
奖励
返现
10%
返现币种
BTC
质押奖励
✓
质押年化收益
17.71%
新用户奖励
$10
推荐奖励
$50
费用
月费
免费
开卡费
免费
ATM 取现费
2.2%
外汇兑换费
未披露
充值费
免费
交易拒付费
未披露
限额
每日消费
$10,850
每月消费
$27,125
ATM 取现
$1,085
卡片信息
卡片类型
虚拟卡, 实体卡
卡组织
Visa
Apple Pay
✓
Google Pay
✓
奖励
返现
10%
返现币种
BTC
质押奖励
✓
质押年化收益
17.71%
新用户奖励
$10
推荐奖励
$50
费用
月费
免费
开卡费
免费
ATM 取现费
2.2%
外汇兑换费
未披露
充值费
免费
交易拒付费
未披露
限额
每日消费
$10,850
每月消费
$27,125
ATM 取现
$1,085
卡片信息
卡片类型
虚拟卡, 实体卡
卡组织
Visa
Apple Pay
✓
Google Pay
✓

KYC 要求

Level: 完整 KYC
邮箱验证
需要
手机验证
需要
身份证件
需要
地址证明
需要
自拍验证
需要

社区评分

6.3/10
来源于
@@_PeTRoS_“хотів відкрити картку, але там при верифікації запитує ще й ідентифікаційний код український, значить можуть легко зливати інфу в податкову, передумав відкривати”@kidrockenatorgmail.com“ENG: SCAM ALERT! WhiteBIT orchestrated a blatant cash grab with their physical cards. In June, they announced mandatory card replacements, forcing clients to pay 12 EUR for a new one, or face cancellation. I paid the 12 EUR, received the new card in July, and just two weeks later, WhiteBIT abruptly canceled ALL physical cards! They forced us to pay for a product they knew they were shutting down. I've been demanding my refund since July. Support ignores me, feeds me endless template excuses, and missed the strict refund deadline I set (Ticket 717137). This is blatant fraud and illegal retentio”@Діана Анцупова“I rarely leave negative reviews, but my experience with WhiteBIT support has been one of the most frustrating customer service experiences I've ever had. Without any prior warning, WhiteBIT closed my Nova Card. At that moment, it was my only active card, so I suddenly lost access to my primary payment method. This situation could have been completely avoided with a simple notification. What happened next was even worse. The first response I received from customer support came more than two hours after my card had suddenly been closed. Imagine having your only payment card disabled without w”@Vel“I was happy with whitebit all the way until 1.7. 2026. when they apparently got EU MiCA licence but froze all EU nova credit cards anyway. Indefinitely. they have no idea when wil EU website be launched and are basically are keeping the crypto that I cannot spend. What's more - they did NOT send ANY WARNING or ALERT that this would had happened. I found out when my card payments started to fail. That felt really bad. Lame shame. Answer to your answer: What support ticket? You got me talking with your answer bot. And no support team can solve this because your lack of communication BEFORE THE”@Jorge Bastos“Once again, I made a purchase that should have given me cashback, but it didn't because Whitebit doesn't deliver on its promises. I had already bought from this pet shop before and received the promised 5% cashback. This time, Whitebit indicates that it's a purchase from an electronics store. It's impossible to trust the Whitebit system, as it interprets everything randomly. For example, the YouTube Premium subscription sometimes appears as a subscription, other times as entertainment. This Whitebit system is simply amateurish. Using this card is becoming increasingly risky.”@ILNDNG“Cool interface, very useful nova card inside the app and fast transaction”@Alessandro“Ho usato poco l’applicazione, però per esempio ho avuto alcuni imprevisti, aspettavo la carta a casa da più di un mese e non è mai arrivata anche se ho pagato l’ordine, certo compensa ricevere un token per l’ordine però avrei voluto anche riceverla, ho provato a fare delle ricariche depositando da Revolut alcuni importi che mi sono stati respinti perché i dati non erano corretti, ma in realtà io copiavo e incollavo Come indicavano loro poi sono riuscito tramite un altro provider, la cosa che però è più secondo me, problematica è che non si possono caricare euro e fare i pagamenti con euro, Que”@dramatic_apecoin“I can not pass KYC for the WhiteBIT Nova more then one month.”@andreagermano9“La Whitebit card.. anche se dal primo luglio è sospesa per aggiornamenti miCAR”@Mirin“Sorted Issue, When i used the crypto card it worked everywhere didn't really decline good card.”@IlMastro_Regno“ABSOLUTELY NOT RECOMMENDED as a payment method: out of a €470 deposit, only €463 was actually spent, with the rest going on fees and conversion charges – it’s MADNESS! The deposit is just 0.1%. So the other fees are meaningless.”@Filipe“Physical card costs €10 on the website and €12 in the app. (Surreptitiously) Charges (unclear/undisclosed/unknown) fee for payments and SEPA deposits (free on other platforms). Instant Revolut transfer took ~7 hr 30 to be credited despite arriving immediately and usually being credited immediately on other platforms. Charges 0.00009 BTC (8.58 EUR (!)) for BTC withdrawals. Spams you with unsolicited e-mails. Otherwise good. Good app and cashback, especially for subscriptions. Update (07/17/2026): They advertise a card with "zero fees" and up to 10% cashback while hiding transaction fees of 0.2”@Istvan Pataki“I highly recommend it to everyone. I use it because of its first-class crypto card's cashback system. High cashback, constant promotional winning opportunities. Exciting trading competitions.”@@YOTAPB“Там по карте Комиссия за транзакцию (оплату) 1,5% + 0,20 USD Комиссия за конвертацию (FX fee) 1,5% (при расчете не в USD) Ну не выгодно для проживания в Украине Сейчас гораздо выгодней пользоваться Baybit И оплачивать USD Очень хороший курс обмена или уже использовать карту Bingx Для Украины Те же 1.5% и кешбек 2 % на любую операцию Все прозрачно”@Zapretimine“Paying in Zara with the WhiteBIT card, always one step ahead🙌🏻 @WhiteBit”

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