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  5. Xapo Bank Card
Xapo Bank Card
Xapo Bank Card
完整 KYC
实体卡 Mastercard
6.7
综合
获取此卡
Xapo Bank Card logo

Xapo Bank Card

发行方 Xapo Bank

获取此卡

Xapo Bank Card 是面向坚定比特币持有者的高端银行方案。每年 1,000 美元的费用不菲,但业内最低的 0.1% 比特币点差、零外汇手续费与完整的私人银行服务足以支撑这个价格。

优点

  • +业内最低的 0.1% 比特币点差
  • +零外汇手续费
  • +1% 返现,以比特币发放
  • +直布罗陀持牌私人银行
  • +支持闪电网络

缺点

  • -会员费每年 1,000 美元
  • -仅支持比特币与 USDC,币种有限
  • -高端服务不适合轻度用户
  • -开户流程较为繁琐
  • -ATM 免费额度仅为每月 100 美元
6.7/10
综合良好
7.0/10
社区评分基于 32 个信息来源
Lv 4
KYC 等级完整 KYC

目录

卡片概览

奖励
返现
1%
返现币种
BTC
质押奖励
✗
质押年化收益
—
新用户奖励
—
推荐奖励
—
费用
月费
$83.33
开卡费
免费
ATM 取现费
2%
外汇兑换费
免费
充值费
免费
交易拒付费
未披露
限额
每日消费
$10,000
每月消费
未披露
ATM 取现
$1,000
卡片信息
卡片类型
实体卡
卡组织
Mastercard
Apple Pay
✗
Google Pay
✗
奖励
返现
1%
返现币种
BTC
质押奖励
✗
质押年化收益
—
新用户奖励
—
推荐奖励
—
费用
月费
$83.33
开卡费
免费
ATM 取现费
2%
外汇兑换费
免费
充值费
免费
交易拒付费
未披露
限额
每日消费
$10,000
每月消费
未披露
ATM 取现
$1,000
卡片信息
卡片类型
实体卡
卡组织
Mastercard
Apple Pay
✗
Google Pay
✗

KYC 要求

Level: 完整 KYC
邮箱验证
需要
手机验证
需要
身份证件
需要
地址证明
需要
自拍验证
需要

社区评分

7.0/10
来源于
@@Animal.help.paraguay“I find it completely unacceptable to increase the price from $150 to $1,000 without any prior notice or explanation. An increase of this magnitude is not reasonable, and policies like this come across as deliberate, unpredictable, and ultimately undermine trust in the company. I believe customers deserve transparency and to be informed well in advance of such significant changes.”@Lawrence Staight“Ive used my card and also have done direct transfers, no drama, just straight forward”@Pat G.“Customer Service is exceptionally great. You get an almost immediate answer through chat. Support Team is very knowledgeable and nice. Depending on where you are located in the world, you are almost always in contact with the same person. The App works great and is easy to use. My only complaint is that there is no website access from a computer. You must use a phone or tablet. Products are interesting, however, they abruptly discountinued a cash back on their debit card, which is disappointing.”@Omid Fard“I am extremely happy with Xapo Bank and the level of professional service they provide. From the beginning, the onboarding process was smooth, secure, and very well organized. The app is clean, fast, and easy to use, while the support team has always been responsive and respectful whenever I needed assistance. The top services and features I appreciate most are: Secure international banking with strong account protection and advanced security features. Easy crypto and USD management in one platform without unnecessary complications. Fast international transfers and smooth global accessibili”@Theo Van den brink“All transactions using debit cards have been confirmed within minutes thereby monitoring card usage and providing excellent level of security and confirming the banks security systems established to protect clients funds.”@CryptoGuyTris“I got my Xapo bank card in 2022. The packaging was premium; the card was premium. I took this picture because this level of packaging blew me away. This grips users more than you think. I stuck with them for 3 years at $250/year. Neobanks, package your crypto card well.”@Etienne“I had a honest up-front conversation with a dedicated account manager before signing up, this was helpful as i discovered there was a beneficiary succession plan for bitcoin and USD! The exchange rates are also excellent when using the Xapo card abroad”@MartinCarballeira“I think this bank is great. Very good and fast customer service. Debit cards work perfectly and have nice benefits. And it’s very easy to use the app and move money from one place to another.”@JamieRobinson“FWIW my recent metal Xapo card works great with tap now”@Iwan“every time using debit card for payment will get me a reward in bitcoin makes me feels good. using this debit card during holiday overseas is very convenient because it handles the currency conversion automatically.”@customer“I find the product very expensive. Every operation has considerable fees. I consider they should be cutted at least half.”@Terrie Lamb“Xapo Bank is an excellent choice for anyone looking for a secure and reliable way to manage both USD and Bitcoin in one place. The platform is easy to use, highly professional, and clearly built with security as a top priority. Their Bitcoin custody and cold-storage approach really stand out and give great peace of mind. The debit card and international payments work smoothly, making it ideal for global use, and customer support has been consistently responsive and helpful. Everything feels well regulated, transparent, and trustworthy. Overall, Xapo Bank delivers exactly what it promises: st”@User“For the user in other countries, XAPO can’t provide the full bank service and I am unable to receive my xapo card and enjoy the bank service.”

分项评分

功能

闪付(非接触支付)Mobile App返现Physical CardOnline PaymentsNo FX FeeATM 取现International ATMInsurance

支持的加密货币

BTC iconBTCUSDC iconUSDC