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  5. XPlace Card
XPlace Card
XPlace Card
证件验证
虚拟卡 Mastercard
8.6
综合
获取此卡
XPlace Card logo

XPlace Card

发行方 XPlace

获取此卡

XPlace Card 是 Solana 上首张真正的信用卡,可用抵押品消费而无需卖出加密资产。信用/存款双模式与代币空投奖励,对熟悉智能合约风险的 DeFi 原生用户很有吸引力。

优点

  • +信用模式让你无需卖出加密资产即可消费
  • +奖励以加密代币发放(BONK、PYTH、JUP)
  • +XP 体系与 2026 年第四季度代币空投挂钩
  • +境外消费外汇费低至 1%,颇具竞争力
  • +含机场贵宾室等生活方式权益

缺点

  • -智能合约未经过公开审计
  • -信用借款利率未公布
  • -总部位于阿联酋迪拜,需考虑监管因素
  • -高端等级需缴纳年度会员费
  • -存在 DeFi 协议风险,不受 FDIC 保险保障
8.6/10
综合优秀
7.0/10
社区评分基于 117 个信息来源
Lv 3
KYC 等级证件验证

目录

卡片概览

奖励
返现
—
返现币种
USDC
质押奖励
✗
质押年化收益
—
新用户奖励
—
推荐奖励
—
费用
月费
免费
开卡费
未披露
ATM 取现费
未披露
外汇兑换费
未披露
充值费
1%
交易拒付费
未披露
限额
每日消费
未披露
每月消费
未披露
ATM 取现
未披露
卡片信息
卡片类型
虚拟卡, 实体卡
卡组织
Mastercard
Apple Pay
✓
Google Pay
✓
奖励
返现
—
返现币种
USDC
质押奖励
✗
质押年化收益
—
新用户奖励
—
推荐奖励
—
费用
月费
免费
开卡费
未披露
ATM 取现费
未披露
外汇兑换费
未披露
充值费
1%
交易拒付费
未披露
限额
每日消费
未披露
每月消费
未披露
ATM 取现
未披露
卡片信息
卡片类型
虚拟卡, 实体卡
卡组织
Mastercard
Apple Pay
✓
Google Pay
✓

KYC 要求

Level: 证件验证
邮箱验证
需要
手机验证
需要
身份证件
需要
地址证明
不需要
自拍验证
不需要

社区评分

7.0/10
来源于
@Raul“Sepa incoming always getting rejected without any reason”@@BrainFengShui“There is zero support It makes it risky I need help Ideas? I need to make another card My card does not scan anymore”@MartyMaro“I cannot login anymore My account was not blocked, since I can use my card, but I don't get a confirmation email for my email when I try to login. A different email works fine, Apple Login as well. So I created a new account just to contact support, because you need an account to ask for help (good design omg), and for almost a week support is unable to solve the issue. Very incapable staff, I cannot access my primary account, sorry not sorry! This is ridiculous. Yes I checked Spam, their system doesn't like my private email domain and you can't talk to tech support directly.”@gamplayLOL“Tengo la captura de 12 frases de recuperación pero no tengo el mail de la cuenta necesito poder acceder si me respondiera el soporte porque no tienen canal de soporte y no puedo entrar a la app.”@крутой пацан 167484“app Top App! Bezahlen ist super einfach und das Cashback ist echt gut.”@customer“xPlace is absolute garbage. After paying for a subscription, I wanted to buy the metal card as advertised, only to be told they only have plastic cards available. On top of that, you have to pay extra just to get a card even after subscribing! Customer support is extremely slow to respond. This whole platform feels like a total scam to consumers. I'm taking my annual fee as a painful lesson and will never use this service again.”@Igor Maksim“Been using it together with my regular bank account and surprisingly the experience feels pretty smooth. Transfers in and out worked normally so far.”@Jean Jacques Lecarpentier“Je ne trouve plus mon compte J ai fait plusieurs tentatives rien J ai recréé mon compte vous m avez demandé Est pourtant j ai une carte virtuelle est un RIB Je vois rien sur mon compte Expliquer moi”@Carlton Brunt“I've had a great introduction to xPlafe and highly recommend if possible getting to their gold level Card as it has many benefits to use and I'm grateful for that.”@@lgcs3110“14% de juros pra tomar emprestado! Tá bem pesado.”@Moses Kabarebe“The purchase was smooth and their kyc is not so complicated”@Gavin Y-W“OK communication was interesting usdt only used. Nzd not recognised. I'll uninstall the app, not useful. Thank you very much”@Ryan Prentice“It kicked me out of the app.Sign me out and I have over five thousand dollars on this app.I really hope they get it together.And let me log back in, or i'm gonna actually take legal action”@nick_070_grime“Good Didn’t expect Apple Pay setup to be this quick honestly. Usually new services always have some issues with that part.”@OMIXXION“Among the best I’ve tried… I’ve tried most (if not all) of the crypto banking/lending apps on the AppStore. Over time, the majority of them begin to offer fewer perks for more money. But this one has been the complete opposite. They continue to implement cooler features, better UI/UX, and competitive rates/benefits - without changing their fee structure (as far as I’m aware. I know this platform is still relatively new - especially compared to most of their competitors. But, when it comes to customer service and support - they’ve consistently treated me like I’m their most valuable customer”@Drew Lim“Cashback wast't really important for me at first, but after regular use it's a nice little extra to have in the background.”

分项评分

App 体验
6.6/10
客服质量
7/10

功能

不支持

支持的加密货币

USDC iconUSDCUSDT iconUSDT