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Airtm USD Virtual Prepaid Card Review 2026 - Fees, Limits, KYC | Crypto Cards | Crypto Cards

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Airtm USD Virtual Prepaid Card

Airtm USD Virtual Prepaid Card

Airtm USD Virtual Prepaid Card

ID Verification

Virtual Card Visa

75

Overall

Airtm USD Virtual Prepaid Card

Virtual Card•Visa•ID Verification

The Airtm USD Virtual Prepaid Card is a digital-only Visa solution optimized for freelancers and gig workers in emerging markets. It offers a low-cost way to spend USDC balances globally via mobile wallets with zero foreign transaction fees.

Pros

Zero issuance and monthly maintenance fees
No foreign transaction (FX) fees
Supports Apple Pay and Google Pay for in-store payments
High staking APR (10%+) on idle USDC balances
Seamless integration with 500+ payment methods for funding

Cons

No physical card option available
No ATM withdrawal support
Strict KYC requirements and many geographic restrictions
Inactivity fee of $1 per month after 30 days
1% fee on initial monthly top-ups

7.5/10

OverallGood

—/10

Community ScoreNot yet rated

Lv 3

KYC LevelID Verification

Table of Contents

Card Overview

Airtm USD Virtual Prepaid Card

Rewards

Cashback

0%

Cashback Crypto

—

Staking Rewards

✓

Staking APR

10%

Welcome Bonus

$5

Referral Bonus

—

Fees

Monthly Fee

Free

Card Issuance

Free

ATM Fee

Free

FX Fee

Free

Top-up Fee

1%

Decline Fee

Free

Limits

Daily Spend

$2,000

Monthly Spend

Unlimited

ATM Withdrawal

$0

Card Info

Card Type

Virtual Card

Card Network

Visa

Apple Pay

✗

Google Pay

✗

Rewards

Cashback

0%

Cashback Crypto

—

Staking Rewards

✓

Staking APR

10%

Welcome Bonus

$5

Referral Bonus

—

Fees

Monthly Fee

Free

Card Issuance

Free

ATM Fee

Free

FX Fee

Free

Top-up Fee

1%

Decline Fee

Free

Limits

Daily Spend

$2,000

Monthly Spend

Unlimited

ATM Withdrawal

$0

Card Info

Card Type

Virtual Card

Card Network

Visa

Apple Pay

✗

Google Pay

✗

KYC Requirements

Level: ID Verification

Email Verification

Required

Phone Verification

Required

Identity Document

Required

Proof of Address

Not Required

Selfie Verification

Not Required

—/10

Not yet rated

We haven't collected enough community feedback for this card yet. Check back soon!

Features

ContactlessStaking

Supported Cryptocurrencies

USDC

USDT

BTC

ETH