Country guide

Best Crypto Cards in the UK (2026)

Looking for a crypto card in the UK? We track 118 cards worldwide, and 94 of them accept residents in the UK. Below is our ranked top 5 โ€” each with the scores, fees and trade-offs behind its position.

Data last verified: August 19, 2026
cards available
94
top cashback
10%
no-KYC options
21
GBP top-ups
21

๐Ÿ† Top 5 in the UK

scored 0โ€“10 ยท how we score
  1. Our top pick in the UK
    1gold
    Gnosis Pay logo

    Gnosis Pay Card

    by Gnosis Pay ยท Visa

    Why #1: World's first self-custodial Visa card

    8.9editor score
    View card โ†’

    Why it's ranked #1

    Gnosis Pay Card holds the #1 spot in the UK with an editor score of 8.9/10. Its strongest dimension is privacy (9.2/10), with KYC level 3 out of 4. That keeps it ahead of Ready Metal Card (8.9 vs 8.5). Community reviewers rate it 6.2/10 across 39 cited sources.

    Gnosis Pay is the world's first truly self-custodial Visa card, connecting directly to your Safe smart wallet on-chain. Ranked #1 among non-custodial cards, it's built for DeFi purists who refuse to give up custody.

    Pros
    • +World's first self-custodial Visa card
    • +Up to 4% cashback (5% with GNO holdings + OG NFT)
    • +No transaction or foreign exchange fees
    • +Direct Safe smart wallet integration
    Cons
    • โˆ’1.5% stabilization fee on all transactions
    • โˆ’Only supports EURe, GBPe, USDCe stablecoins
    • โˆ’Cannot use for car rentals or fuel pumps
    • โˆ’8,000 EUR daily spending cap
    Monthly Fee
    Free
    Card Issuance Fee
    $30.23
    FX Fee
    N/A
    Cashback
    4%
    KYC requirement
    ID verification
    Card type
    Physical Card
    Apple Pay / Google Pay
    No
    GBP top-up
    Yes
    Read the full Gnosis Pay Card review โ†’More cards from Gnosis Pay โ†’
  2. 2silver
    Ready logo

    Ready Metal Card

    by Ready ยท Mastercard

    Why #2: 10% cashback first 30 days, then 3% ongoing (Metal)

    8.5editor score
    View card โ†’

    Why it's ranked #2

    Ready Metal Card holds the #2 spot in the UK with an editor score of 8.5/10. Its strongest dimension is privacy (8.8/10), with KYC level 3 out of 4. That keeps it ahead of Cardano Emerald Visa Card (8.5 vs 8.4). Community reviewers rate it 7.0/10 across 25 cited sources.

    Ready Metal Card (formerly Argent) combines premium 16g metal design with true self-custody and up to 10% STRK cashback. The integrated DeFi features like borrowing at 1.19% APR make it one of the most sophisticated crypto cards available.

    Pros
    • +10% cashback first 30 days, then 3% ongoing (Metal)
    • +True self-custody via Starknet smart wallet
    • +Borrow USDC at rates as low as 1.19% APR
    • +No FX fees, conversion fees, or top-up fees
    Cons
    • โˆ’120 USDC annual fee for Metal card
    • โˆ’USDC-only spending requires manual conversion
    • โˆ’Not available in US
    • โˆ’$30,000 monthly spending limit
    Monthly Fee
    $15
    Card Issuance Fee
    Free
    FX Fee
    Free
    Cashback
    3% (STRK)
    KYC requirement
    ID verification
    Card type
    Physical Card
    Apple Pay / Google Pay
    Google Pay
    GBP top-up
    Yes
    Read the full Ready Metal Card review โ†’More cards from Ready โ†’
  3. 3bronze
    Cardano Card (EMURGO) logo

    Cardano Emerald Visa Card

    by Cardano Card (EMURGO) ยท Visa

    Why #3: Up to 8% crypto cashback on purchases

    8.4editor score
    View card โ†’

    Why it's ranked #3

    Cardano Emerald Visa Card holds the #3 spot in the UK with an editor score of 8.4/10. Its strongest dimension is fees (8.8/10) โ€” one of the cheapest fee structures among the 94 cards available in the UK. It shares our top quality band with Exactly Visa Card (8.4 and 8.4) โ€” the order between them reflects local fit in the UK. Community reviewers rate it 5.8/10 across 48 cited sources.

    Cardano Emerald Visa Card by EMURGO brings ADA to everyday spending with up to 8% crypto cashback. The Wirex partnership enables multi-chain support for 685+ cryptocurrencies, making it ideal for Cardano ecosystem believers who want real utility for their ADA.

    Pros
    • +Up to 8% crypto cashback on purchases
    • +Supports 685+ cryptocurrencies including ADA, BTC, ETH, SOL
    • +Stake ADA and earn rewards while holding
    • +Available in plastic, metal, and virtual formats
    Cons
    • โˆ’Requires KYC verification for card issuance
    • โˆ’Non-custodial version not available until 2026
    • โˆ’Availability varies by region
    • โˆ’Cashback rates may require higher tier staking
    Monthly Fee
    Free
    Card Issuance Fee
    Free
    FX Fee
    0.5%
    Cashback
    2% (ADA)
    KYC requirement
    ID verification
    Card type
    Virtual Card + Physical Card
    Apple Pay / Google Pay
    Apple Pay ยท Google Pay
    GBP top-up
    Yes
    Read the full Cardano Emerald Visa Card review โ†’More cards from Cardano Card (EMURGO) โ†’
  4. 4
    Exactly logo

    Exactly Visa Card

    by Exactly ยท Visa

    Why #4: Fixed-rate loans using crypto as collateral

    8.4editor score
    View card โ†’

    Why it's ranked #4

    Exactly Visa Card holds the #4 spot in the UK with an editor score of 8.4/10. Its strongest dimension is fees (9.2/10) โ€” one of the cheapest fee structures among the 94 cards available in the UK. Veera Card scores 8.7 overall, but direct GBP support tips the order in the UK. Community reviewers rate it 5.7/10 across 24 cited sources.

    Exactly Visa Card (Exa) offers fixed-rate crypto loans through DeFi smart contracts, letting you spend without selling your assets. The Visa Signature perks and premium benefits make it attractive for frequent travelers.

    Pros
    • +Fixed-rate loans using crypto as collateral
    • +Visa Signature benefits including airport lounges
    • +Non-custodial smart contracts for all transactions
    • +Crypto assets can earn yield while used as collateral
    Cons
    • โˆ’Requires understanding of DeFi collateral mechanics
    • โˆ’Interest rates vary based on protocol utilization
    • โˆ’KYC required for card issuance
    • โˆ’Newer protocol with limited track record since 2022
    Monthly Fee
    Free
    Card Issuance Fee
    Free
    FX Fee
    Free
    Cashback
    1%
    KYC requirement
    ID verification
    Card type
    Virtual Card + Physical Card
    Apple Pay / Google Pay
    Apple Pay ยท Google Pay
    GBP top-up
    Yes
    Read the full Exactly Visa Card review โ†’More cards from Exactly โ†’
  5. 5
    Veera logo

    Veera Card

    by Veera ยท Visa

    Why #5: Self-custody with non-custodial asset control

    8.7editor score
    View card โ†’

    Why it's ranked #5

    Veera Card holds the #5 spot in the UK with an editor score of 8.7/10. Its strongest dimension is fees (8.8/10) โ€” one of the cheapest fee structures among the 94 cards available in the UK. It completes our top 5 in the UK. Community reviewers rate it 7.2/10 across 27 cited sources.

    Veera Card combines self-custody with the L.E.S.S. (Lock-Earn-Spend-Save) loop, offering 4-10% yields through DeFi strategies. The Singapore-based platform targets users who want on-chain financial identity while spending globally.

    Pros
    • +Self-custody with non-custodial asset control
    • +4-10% yields through Veera Vault
    • +One-click cross-chain swaps
    • +Apple Pay and Google Pay support
    Cons
    • โˆ’Currently in waitlist - not yet publicly available
    • โˆ’Fee structure not yet disclosed
    • โˆ’No tradeable $VEERA token yet
    • โˆ’XP rewards conversion mechanics unconfirmed
    Monthly Fee
    Free
    Card Issuance Fee
    Free
    FX Fee
    Free
    Cashback
    N/A
    KYC requirement
    ID verification
    Card type
    Virtual Card + Physical Card
    Apple Pay / Google Pay
    Apple Pay ยท Google Pay
    GBP top-up
    No
    Read the full Veera Card review โ†’More cards from Veera โ†’

Every card here carries the same editor score shown on its card page (fees, privacy, trust). Cards in the top quality band are all recommendable โ€” their order is decided by local fit (GBP support, regional availability), not resold positions. Nothing pay-to-rank. how we score

The top 5 isn't everything โ€” 94 cards in total are available in the UK.

Compare all 94 cards โ†’

How we rank these cards

Every card on this page is scored with the same editorial system used across the whole site: fees, privacy and trust are scored separately, then combined into a single 0โ€“10 editor score. Rankings are recomputed from the data whenever it changes โ€” never hand-picked per page, and no issuer can pay for a position. Read the full scoring methodology.

Frequently Asked Questions

What is the best crypto card in the UK?

Based on our country-fit ranking, Gnosis Pay Card is currently our top pick in the UK, with an editor score of 8.9/10. Rankings update automatically as fees and features change.

Can I get a crypto card in the UK?

Yes. 94 of the crypto cards we track accept residents in the UK. Most issue a virtual card within minutes of signing up, and many also ship a physical card.

Can I top up these cards with GBP?

21 of the cards available in the UK support GBP top-ups directly. Cards without direct GBP support usually accept stablecoin or crypto deposits instead.

Why are some crypto cards not available in the UK?

Card issuers restrict countries based on licensing, local regulation and sanctions rules. We track each card's excluded-country list, so this page only shows cards that actually accept residents in the UK.

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