Country guide

Best Crypto Cards in Singapore (2026)

Looking for a crypto card in Singapore? We track 118 cards worldwide, and 99 of them accept residents in Singapore. Below is our ranked top 5 — each with the scores, fees and trade-offs behind its position.

Data last verified: August 19, 2026
cards available
99
top cashback
15%
no-KYC options
22
SGD top-ups
2

🏆 Top 5 in Singapore

scored 0–10 · how we score
  1. Our top pick in Singapore
    1gold
    Veera logo

    Veera Card

    by Veera · Visa

    Why #1: Self-custody with non-custodial asset control

    8.7editor score
    View card →

    Why it's ranked #1

    Veera Card holds the #1 spot in Singapore with an editor score of 8.7/10. Its strongest dimension is fees (8.8/10) — one of the cheapest fee structures among the 99 cards available in Singapore. That keeps it ahead of Payy Card (8.7 vs 8.5). Community reviewers rate it 7.2/10 across 27 cited sources.

    Veera Card combines self-custody with the L.E.S.S. (Lock-Earn-Spend-Save) loop, offering 4-10% yields through DeFi strategies. The Singapore-based platform targets users who want on-chain financial identity while spending globally.

    Pros
    • +Self-custody with non-custodial asset control
    • +4-10% yields through Veera Vault
    • +One-click cross-chain swaps
    • +Apple Pay and Google Pay support
    Cons
    • −Currently in waitlist - not yet publicly available
    • −Fee structure not yet disclosed
    • −No tradeable $VEERA token yet
    • −XP rewards conversion mechanics unconfirmed
    Monthly Fee
    Free
    Card Issuance Fee
    Free
    FX Fee
    Free
    Cashback
    N/A
    KYC requirement
    ID verification
    Card type
    Virtual Card + Physical Card
    Apple Pay / Google Pay
    Apple Pay · Google Pay
    SGD top-up
    No
    Read the full Veera Card review →More cards from Veera →
  2. 2silver
    Payy logo

    Payy Card

    by Payy · Visa

    Why #2: Zero-knowledge proofs hide wallet activity from card transactions

    8.5editor score
    View card →

    Why it's ranked #2

    Payy Card holds the #2 spot in Singapore with an editor score of 8.5/10. Its strongest dimension is fees (9.5/10) — one of the cheapest fee structures among the 99 cards available in Singapore. It shares our top quality band with MetaMask Card (8.5 and 8.7) — the order between them reflects local fit in Singapore. Community reviewers rate it 5.8/10 across 37 cited sources.

    Payy Card is the first privacy-preserving crypto card using zero-knowledge proofs, built by ex-Apple engineers. Perfect for privacy-conscious users who want stablecoin spending without exposing on-chain activity.

    Pros
    • +Zero-knowledge proofs hide wallet activity from card transactions
    • +Self-custodial - funds cannot be frozen or suspended
    • +No monthly, transaction, or top-up fees
    • +Works with OpenAI, Netflix, Spotify (many cards don't)
    Cons
    • −1% foreign exchange fee on international purchases
    • −Physical card is contactless-only (no chip/swipe)
    • −No cashback or rewards program
    • −USDC only - limited cryptocurrency support
    Monthly Fee
    Free
    Card Issuance Fee
    Free
    FX Fee
    Free
    Cashback
    N/A
    KYC requirement
    ID verification
    Card type
    Virtual Card + Physical Card
    Apple Pay / Google Pay
    Apple Pay · Google Pay
    SGD top-up
    No
    Read the full Payy Card review →More cards from Payy →
  3. 3bronze
    MetaMask logo

    MetaMask Card

    by MetaMask · Mastercard

    Why #3: True self-custody - spend directly from MetaMask wallet

    8.7editor score
    View card →

    Why it's ranked #3

    MetaMask Card holds the #3 spot in Singapore with an editor score of 8.7/10. Its strongest dimension is trust (9.0/10), reflecting the issuer's track record and transparency. It shares our top quality band with Avici Card (8.7 and 8.8) — the order between them reflects local fit in Singapore. Community reviewers rate it 6.3/10 across 32 cited sources.

    MetaMask Card enables direct spending from your MetaMask wallet with true self-custody - no pre-loading required. The smart contract verification makes it one of the most seamless non-custodial cards, though it's still in pilot phase.

    Pros
    • +True self-custody - spend directly from MetaMask wallet
    • +Smart contract verification in under 5 seconds
    • +Up to 3% cashback on Metal Card purchases
    • +Works across Linea, Base, and Solana networks
    Cons
    • −$199/year for Metal Card
    • −Still in pilot phase with limited regions
    • −Cashback paid in mUSD token, not USDC
    • −Limited token support compared to competitors
    Monthly Fee
    Free
    Card Issuance Fee
    Free
    FX Fee
    Free
    Cashback
    3%
    KYC requirement
    ID verification
    Card type
    Virtual Card + Physical Card
    Apple Pay / Google Pay
    Apple Pay · Google Pay
    SGD top-up
    No
    Read the full MetaMask Card review →More cards from MetaMask →
  4. 4
    Avici logo

    Avici Card

    by Avici · Visa

    Why #4: True self-custody - funds stay in your wallet until purchase

    Highest community rating
    8.8editor score
    View card →

    Why it's ranked #4

    Avici Card holds the #4 spot in Singapore with an editor score of 8.8/10. Its strongest dimension is fees (8.0/10) — one of the cheapest fee structures among the 99 cards available in Singapore. That keeps it ahead of XPlace Card (8.8 vs 8.6). Community reviewers rate it 8.5/10 across 14 cited sources.

    Avici Card is a Solana-based crypto card designed for users who want true self-custody while spending. The collateral-based credit model lets you keep crypto exposure while paying merchants, making it ideal for DeFi-savvy users who refuse to sell their assets.

    Pros
    • +True self-custody - funds stay in your wallet until purchase
    • +No monthly fees, top-up fees, or maintenance charges
    • +Visa Signature card accepted at 90+ million merchants
    • +Supports Apple Pay and Google Pay contactless payments
    Cons
    • −Collateral-based system has liquidation risk if crypto drops
    • −FX fees can reach up to 3% on international transactions
    • −ATM withdrawals incur $1 + 0.65% fee
    • −Not available in India, China, Russia, or sanctioned countries
    Monthly Fee
    Free
    Card Issuance Fee
    Free
    FX Fee
    1%
    Cashback
    5%
    KYC requirement
    ID verification
    Card type
    Virtual Card + Physical Card
    Apple Pay / Google Pay
    Apple Pay · Google Pay
    SGD top-up
    No
    Read the full Avici Card review →More cards from Avici →
  5. 5
    XPlace logo

    XPlace Card

    by XPlace · Mastercard

    Why #5: Credit mode lets you spend without selling crypto

    8.6editor score
    View card →

    Why it's ranked #5

    XPlace Card holds the #5 spot in Singapore with an editor score of 8.6/10. Its strongest dimension is privacy (9.5/10), with KYC level 3 out of 4. It completes our top 5 in Singapore. Community reviewers rate it 6.7/10 across 34 cited sources.

    XPlace Card is Solana's first true credit card, letting you spend against collateral without selling crypto. The dual Credit/Deposit modes and token reward airdrops appeal to DeFi-native users comfortable with smart contract risk.

    Pros
    • +Credit mode lets you spend without selling crypto
    • +Rewards paid in crypto tokens (BONK, PYTH, JUP)
    • +XP system tied to Q4 2026 token airdrop
    • +Competitive 1% FX fee on international purchases
    Cons
    • −Smart contracts not publicly audited
    • −Interest rates on credit not published
    • −Based in Dubai UAE - regulatory considerations
    • −Annual membership fees for premium tiers
    Monthly Fee
    Free
    Card Issuance Fee
    N/A
    FX Fee
    N/A
    Cashback
    N/A
    KYC requirement
    ID verification
    Card type
    Virtual Card + Physical Card
    Apple Pay / Google Pay
    Apple Pay · Google Pay
    SGD top-up
    No
    Read the full XPlace Card review →More cards from XPlace →

Every card here carries the same editor score shown on its card page (fees, privacy, trust). Cards in the top quality band are all recommendable — their order is decided by local fit (SGD support, regional availability), not resold positions. Nothing pay-to-rank. how we score

The top 5 isn't everything — 99 cards in total are available in Singapore.

Compare all 99 cards →

How we rank these cards

Every card on this page is scored with the same editorial system used across the whole site: fees, privacy and trust are scored separately, then combined into a single 0–10 editor score. Rankings are recomputed from the data whenever it changes — never hand-picked per page, and no issuer can pay for a position. Read the full scoring methodology.

Frequently Asked Questions

What is the best crypto card in Singapore?

Based on our country-fit ranking, Veera Card is currently our top pick in Singapore, with an editor score of 8.7/10. Rankings update automatically as fees and features change.

Can I get a crypto card in Singapore?

Yes. 99 of the crypto cards we track accept residents in Singapore. Most issue a virtual card within minutes of signing up, and many also ship a physical card.

Can I top up these cards with SGD?

2 of the cards available in Singapore support SGD top-ups directly. Cards without direct SGD support usually accept stablecoin or crypto deposits instead.

Why are some crypto cards not available in Singapore?

Card issuers restrict countries based on licensing, local regulation and sanctions rules. We track each card's excluded-country list, so this page only shows cards that actually accept residents in Singapore.

Browse other countries

IndiaCanadaAustraliaUnited KingdomEuropeNetherlandsUnited Arab EmiratesNigeria