XRP Credit Cards
XRP credit cards and XRP debit cards let you spend your XRP anywhere Visa or Mastercard is accepted. Whether you choose an XRP Mastercard or Visa card, your XRP is converted to local fiat currency at the point of sale, leveraging the XRP Ledger's fast settlement and low fees for everyday purchases, online shopping, and ATM withdrawals.
Showing 22 cards
Sponsored Cards
Azura Ads Card
A crypto-funded virtual card for advertisers who want a separate card for each ad account, without standard identity-document verification.
DigitalPurse Virtual Card
A virtual USD prepaid card funded with crypto and issued in the DigitalPurse app, with optional KYC, usable online and in-store via Apple Pay and Google Pay.
Nocturne Aurora Card
A premium, wallet-ready virtual card that provisions to Apple Pay and Google Pay for real-world contactless spending without KYC.
WaldenPay Premium Virtual Card
An instantly activated, No-KYC virtual Mastercard designed for global spending, digital advertising, and recurring subscriptions, funded via USDT.
WooCard Card
No-KYC Visa card, virtual or physical, issued and managed inside Telegram. Fund it with USDT, USDC, BTC, ETH or TRX, top up in USD or EUR for a 2.8% fee, with no monthly fee and up to $200,000 monthly load.
Nexo Card
Nexo Card is a dual-mode crypto card offering up to 2% cashback in NEXO tokens. Use Credit Mode to borrow against your crypto without selling, or Debit Mode to spend directly. Earn up to 14% APY on idle balance.
Oobit Crypto Card
The Oobit Crypto Card is a fee-free virtual card that lets you spend directly from your crypto wallet or in-app balance, no conversion hassle required. This hybrid custody model gives you flexibility most crypto cards don't, plus cashback up to 10% in OOB or 5% in USDT. It supports USDT, Bitcoin, Ethereum, and other stablecoins, and works at 150M+ Visa merchants worldwide, backed by Tether.
Revolut Metal Card
Revolut Metal Card is a premium metal card offering 1% cashback on purchases outside Europe, fee-free ATM withdrawals up to €800/month, and unlimited currency exchanges. Part of the €14.99/month Metal subscription.
BitMart Card
A Visa-powered crypto card drawing directly from your BitMart Spot Account with real-time conversion and tiered cashback rewards.
Binance Visa Card
Binance Visa Card lets you spend crypto at 60+ million merchants worldwide. Earn up to 8% cashback in BNB based on your BNB holdings. Free issuance with zero transaction fees.
CryptoPay Card
CryptoPay Card is one of the earliest Bitcoin debit cards in Europe, supporting 35+ cryptocurrencies. High €30,000 daily spending limit with straightforward €1/month fee structure.
Gemini Credit Card
Gemini Credit Card is a Mastercard credit card offering up to 4% back in crypto rewards. Earn 4% on gas/EV charging, 3% on dining, 2% on groceries, and 1% on everything else. No annual fee, no foreign transaction fees.
Bybit Card
A high-limit digital Mastercard supporting mobile wallets and real-time crypto-to-fiat conversion.
WhiteBIT Nova Card
A Visa-enabled crypto debit card offering on-the-fly conversion from 12 supported cryptocurrencies to EUR for everyday spending.
KuCoin KuCard
A crypto-enabled Visa debit card for EEA residents that instantly converts digital assets to EUR at the point of sale with no decline fees.
Ledger CL Card
Hardware wallet-integrated Visa card via Baanx. ~2.25% conversion cost. Up to 2% cashback (BTC/USDT 1%, BXX 2%). €15K daily spend, €2K ATM. Connect up to 5 wallets.
Crypto.com Card
Popular crypto card with tiered rewards based on CRO staking. Offers cashback up to 8% with higher tiers.
Choise.com Card
Choise.com Card (formerly Crypterium) offers crypto spending in 170+ countries with the CHO token ecosystem. Virtual cards ready in 20 minutes, €2.99/month fee waived with €299+ monthly load.
Wirex Card
Multi-currency crypto card with rewards program. Supports spending in fiat and crypto across multiple chains.
1inch Card
DeFi aggregator virtual Mastercard via Baanx. 0% FX fee, auto-converts crypto on purchase. ~2.1% total conversion cost. Up to 2% cashback. €8K daily / €5K monthly limits.
ZEN.COM Pro Card
A gamified premium card that rewards spending with Shards and Stones while offering the best platform benefits.
ZexoCard Everyday Virtual Card
A virtual card designed for day-to-day use, such as travel bookings, online purchases, and contactless spending.
Bitpanda Card
Bitpanda Card lets you spend crypto, fiat, or precious metals with real-time conversion. Earn 1-2% cashback in BTC based on BEST/VSN token holdings. MiCAR regulated in Europe.
BitPay Card
BitPay Card is a prepaid Mastercard that lets you convert crypto to dollars and spend anywhere Mastercard is accepted. Pioneer in crypto payments since 2011. Currently on waitlist as BitPay transitions to a new banking partner.
SpectroCoin Card
SpectroCoin Card is a Visa prepaid card from Lithuania supporting BTC, ETH and other cryptos. Free card issuance and shipping with €25,000 daily POS limit. Up to 99 virtual cards per account.
Change Card
Change Card integrates with the Change trading platform offering 0% Bitcoin fees. Free transfers up to €15,000/month with staking rewards up to 6% APY. EU-regulated under Estonian license.
Frequently Asked Questions
What Are XRP Credit Cards?
XRP credit cards and XRP debit cards let you spend your XRP anywhere Visa or Mastercard is accepted. Whether you choose an XRP Mastercard or Visa card, your XRP is converted to local fiat currency at the point of sale, leveraging the XRP Ledger's fast settlement and low fees for everyday purchases, online shopping, and ATM withdrawals.
How do XRP credit cards work?
XRP credit cards work by linking to your crypto wallet. When you make a purchase, the card converts your XRP to the local fiat currency at the current exchange rate. Thanks to the XRP Ledger's speed, transactions are typically processed in seconds with minimal fees.
Why use XRP for a crypto card?
XRP offers near-instant transaction settlement and very low fees compared to other cryptocurrencies. This makes XRP-funded cards ideal for frequent spending, as top-ups and conversions happen quickly without high network fees eating into your balance.