Avici Card

Virtual Card•Visa•ID Verification

Avici Card is a Solana-based crypto card designed for users who want true self-custody while spending. The collateral-based credit model lets you keep crypto exposure while paying merchants, making it ideal for DeFi-savvy users who refuse to sell their assets.

Pros

True self-custody - funds stay in your wallet until purchase
No monthly fees, top-up fees, or maintenance charges
Visa Signature card accepted at 90+ million merchants
Supports Apple Pay and Google Pay contactless payments
Gas-sponsored transactions on Solana and Base networks

Cons

Collateral-based system has liquidation risk if crypto drops
FX fees can reach up to 3% on international transactions
ATM withdrawals incur $1 + 0.65% fee
Not available in India, China, Russia, or sanctioned countries
Newer platform with evolving fee structure

OverallExcellent

8.5/10

Community Score

KYC LevelID Verification

Card Overview

Rewards

Cashback

Cashback Crypto

—

Staking Rewards

✗

Staking APR

—

Welcome Bonus

—

Referral Bonus

—

Fees

Monthly Fee

Free

Card Issuance

Free

ATM Fee

0.65%

FX Fee

Top-up Fee

Free

Decline Fee

Free

Limits

Daily Spend

Unlimited

Monthly Spend

Unlimited

ATM Withdrawal

Unlimited

Card Info

Card Type

Virtual Card, Physical Card

Card Network

Visa

Apple Pay

✓

Google Pay

✓

Rewards

Cashback

Cashback Crypto

—

Staking Rewards

✗

Staking APR

—

Welcome Bonus

—

Referral Bonus

—

Fees

Monthly Fee

Free

Card Issuance

Free

ATM Fee

0.65%

FX Fee

Top-up Fee

Free

Decline Fee

Free

Limits

Daily Spend

Unlimited

Monthly Spend

Unlimited

ATM Withdrawal

Unlimited

Card Info

Card Type

Virtual Card, Physical Card

Card Network

Visa

Apple Pay

✓

Google Pay

✓

KYC Requirements

Level: ID Verification

Email Verification

Required

Phone Verification

Required

Identity Document

Required

Proof of Address

Not Required

Selfie Verification

Not Required

8.5/10

Community Score

@CryptoSerenity“10 projects you should not fade in 2026: @AviciMoney...”

@The Lumberjack“Crypto Neobanks do need an Add-on that regular Neobanks can not offer”

@Meow“crazy conversion rates”

@Ash Mathew“Use @AviciMoney next time!”

@Michael“you are totally correct Eric”

@Tonez“Exactly agreeing with sticking to ownership coins like $avici”

@Tom“simple always wins”

@kalp“This is what crypto was supposed to feel like”

@Richie“Crypto was meant to be simple... @AviciMoney brings back that simplicity”

@aescobar“I just love the product and what they have been building. Useful product, clear PMF.”

@enaxilye“I will be using $Avici as my bank effective IMMEDIATELY”

@TKD“Use @AviciMoney cards”

@YouTube Review“Best Crypto Debit Cards 2026 - TOP 5 Reviewed”

@YouTube Review“Avici Card Review: The Future of Crypto Spending?”

KYC Simplicity

9/10

Fee Efficiency

10/10

Reward Value

6/10

App Experience

9/10

Privacy

8/10

Support Quality

9/10

Features

Apple PayGoogle PayContactlessOnline PaymentsBank Transfers

Supported Cryptocurrencies

SOL

USDC

USDT

ETH

BTC