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  5. BitPay Card
BitPay Card
BitPay Card
Full KYC
Virtual Card Mastercard
4.9
Overall
Get This Card
BitPay Card logo

BitPay Card

by BitPay

Get This Card

BitPay Card has been a pioneer in crypto payments since 2011, though recent banking partner changes have put new sign-ups on hold. When available, it offers simple crypto-to-fiat conversion without complex reward tiers.

Pros

  • +Pioneer with 13+ years in crypto payments
  • +No conversion fees when loading
  • +High $10K daily spending limit
  • +Merchant-specific cashback offers
  • +Simple no-staking model

Cons

  • -Currently on waitlist - new sign-ups paused
  • -$10 card issuance fee
  • -$5 inactivity fee after 90 days
  • -3% foreign transaction fee
  • -No universal cashback program
4.9/10
OverallFair
—/10
Community ScoreNot yet rated
Lv 4
KYC LevelFull KYC

Table of Contents

Card Overview

BitPay Card
Rewards
Cashback
0%
Cashback Crypto
—
Staking Rewards
✗
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
$10
ATM Fee
Free
FX Fee
3%
Top-up Fee
Free
Decline Fee
Free
Limits
Daily Spend
$10,000
Monthly Spend
Unlimited
ATM Withdrawal
$6,000
Card Info
Card Type
Virtual Card, Physical Card
Card Network
Mastercard
Apple Pay
✓
Google Pay
✓
Rewards
Cashback
0%
Cashback Crypto
—
Staking Rewards
✗
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
$10
ATM Fee
Free
FX Fee
3%
Top-up Fee
Free
Decline Fee
Free
Limits
Daily Spend
$10,000
Monthly Spend
Unlimited
ATM Withdrawal
$6,000
Card Info
Card Type
Virtual Card, Physical Card
Card Network
Mastercard
Apple Pay
✓
Google Pay
✓

KYC Requirements

Level: Full KYC
Email Verification
Required
Phone Verification
Required
Identity Document
Required
Proof of Address
Required
Selfie Verification
Required
—/10

Not yet rated

We haven't collected enough community feedback for this card yet. Check back soon!

Features

ContactlessMobile AppVirtual CardPhysical CardOnline PaymentsATM Access

Supported Cryptocurrencies

BTC iconBTCETH iconETHLTC iconLTCXRP iconXRPDOGE iconDOGEUSDC iconUSDC