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  5. Brahma Spend Card
Brahma Spend Card
Brahma Spend Card
ID Verification
Virtual Card Visa
8.3
Overall
Get This Card
Brahma Spend Card logo

Brahma Spend Card

by Brahma

Virtual Card•Visa•ID Verification
Get This Card

Brahma Spend Card (Swype) lets DeFi users spend against their Euler or Aave lending positions without selling assets. Ideal for DeFi power users who want to keep earning yield while having real-world spending power.

Pros

  • +Spend directly from DeFi lending positions without selling crypto
  • +Fully non-custodial - you maintain control of your assets
  • +Integrates with Apple Pay and Google Pay
  • +Works at 100+ million Visa merchants globally
  • +Automatic borrowing and repayment - no manual intervention needed

Cons

  • -Requires minimum $1,000 in Euler or Aave deposits
  • -One-time KYC verification required
  • -Only available on Base network currently
  • -Borrowing against volatile assets carries liquidation risk
  • -Complex system may not suit crypto beginners
8.3/10
OverallExcellent
4.8/10
Community ScoreBased on 19 sources
Lv 3
KYC LevelID Verification

Table of Contents

Card Overview

Brahma Spend Card
Rewards
Cashback
—
Cashback Crypto
—
Staking Rewards
✓
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
Free
FX Fee
1%
Top-up Fee
Free
Decline Fee
Free
Limits
Daily Spend
$5,000
Monthly Spend
$20,000
ATM Withdrawal
Unlimited
Card Info
Card Type
Virtual Card, Physical Card
Card Network
Visa
Apple Pay
✓
Google Pay
✓
Rewards
Cashback
—
Cashback Crypto
—
Staking Rewards
✓
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
Free
FX Fee
1%
Top-up Fee
Free
Decline Fee
Free
Limits
Daily Spend
$5,000
Monthly Spend
$20,000
ATM Withdrawal
Unlimited
Card Info
Card Type
Virtual Card, Physical Card
Card Network
Visa
Apple Pay
✓
Google Pay
✓

KYC Requirements

Level: ID Verification
Email Verification
Required
Phone Verification
Required
Identity Document
Required
Proof of Address
Not Required
Selfie Verification
Not Required

Community Score

4.8/10
Sourced from
theblock.cochainup.comainvest.combinance.comhypurrfi.beehiiv.comcryptocards.soopencryptocards.comreddit.comreddit.comreddit.comreddit.comreddit.com@Ceazordocs.brahma.fidocs.brahma.fidocs.brahma.fibrahma.fibrahma.fibrahma.fi

Brahma Spend Card (Swype.fun) scores 4.8/10 across all available sources — a product that was a technological masterpiece but a retail casualty. Built on the Base Layer-2 network via Euler Finance and Aave, its non-custodial, just-in-time credit delegation model (earning up to 18% APY on collateral until the exact moment of spending) is praised by DeFi power users and institutional analysts as the most sophisticated crypto card architecture ever deployed. The Block and technical YouTube channels (Ceazor's Snack Sandwich) lauded the Gnosis Safe integration and Safe recovery tools as gold-standard self-sovereignty. However, the card never achieved retail penetration: no native mobile app existed, causing catastrophic brand collision in app stores (users downloading Swiss telecom apps and Indian exam prep tools instead), and zero organic consumer reviews exist on any platform. The product was abruptly sunsetted following Brahma.fi's acquisition by Polymarket (April 2026), giving users a compressed 30-day wind-down window. The successor platform, Hypurr.fi, promptly suffered a front-end domain hijacking, paralyzing the service and leaving users with no functional interface. Support during the crisis was limited to Twitter announcements and Discord, representing a severe failure in professional responsiveness. Best described as infrastructure absorbed by a $20B corporate acquirer — not a consumer card that reached the mainstream.

Category Breakdown

KYC Simplicity
5/10
Fee Efficiency
7/10
Reward Value
6/10
App Experience
4/10
Privacy
5/10
Support Quality
2/10

Features

Not Available

Supported Cryptocurrencies

USDC iconUSDCUSDT iconUSDT