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  5. COCA Visa Card Elite
COCA Visa Card Elite
COCA Visa Card Elite
Full KYC
Virtual Card Visa
6.1
Overall
Get This Card
COCA Visa Card Elite logo

COCA Visa Card Elite

by COCA

Get This Card

A top-tier crypto card for high-volume spenders, offering industry-leading 8% cashback and unlimited stablecoin yields.

Pros

  • +8% cashback on first $10,000 monthly spend
  • +Unlimited 6% APY on stablecoin balances
  • +50% rebates on 4 subscription categories
  • +Priority customer support

Cons

  • -Requires staking 30,000 COCA tokens
  • -30-day mandatory unstaking cooldown
  • -Exposure to COCA token price volatility
  • -United States residents excluded
6.1/10
OverallGood
7.0/10
Community ScoreBased on 40 sources
Lv 4
KYC LevelFull KYC

Table of Contents

Compare COCA Cards

C
COCA Visa Card Starter
COCA Visa Card EliteCOCA Visa Card Elite
Rewards
Cashback
1%
8%
Cashback Crypto
COCA
COCA
Staking Rewards
✗
✓
Staking APR
0%
0%
Welcome Bonus
$10
$10
Referral Bonus
$10
$10
Fees
Monthly Fee
Free
Free
Card Issuance
Free
Free
ATM Fee
2%
2%
FX Fee
Free
Free
Top-up Fee
Free
Free
Decline Fee
Free
Free
Limits
Daily Spend
$32,400
$32,400
Monthly Spend
$32,400
$32,400
ATM Withdrawal
$918
$918
Card Info
Card Type
Virtual Card, Physical Card
Virtual Card, Physical Card
Card Network
Visa
Visa
Apple Pay
✓
✓
Google Pay
✓
✓
C
COCA Visa Card Starter
COCA Visa Card EliteCOCA Visa Card Elite
Rewards
Cashback
COCA Visa Card Starter1%
COCA Visa Card Elite8%
Cashback Crypto
COCA Visa Card StarterCOCA
COCA Visa Card EliteCOCA
Staking Rewards
COCA Visa Card Starter✗
COCA Visa Card Elite✓
Staking APR
COCA Visa Card Starter0%
COCA Visa Card Elite0%
Welcome Bonus
COCA Visa Card Starter$10
COCA Visa Card Elite$10
Referral Bonus
COCA Visa Card Starter$10
COCA Visa Card Elite$10
Fees
Monthly Fee
COCA Visa Card StarterFree
COCA Visa Card EliteFree
Card Issuance
COCA Visa Card StarterFree
COCA Visa Card EliteFree
ATM Fee
COCA Visa Card Starter2%
COCA Visa Card Elite2%
FX Fee
COCA Visa Card StarterFree
COCA Visa Card EliteFree
Top-up Fee
COCA Visa Card StarterFree
COCA Visa Card EliteFree
Decline Fee
COCA Visa Card StarterFree
COCA Visa Card EliteFree
Limits
Daily Spend
COCA Visa Card Starter$32,400
COCA Visa Card Elite$32,400
Monthly Spend
COCA Visa Card Starter$32,400
COCA Visa Card Elite$32,400
ATM Withdrawal
COCA Visa Card Starter$918
COCA Visa Card Elite$918
Card Info
Card Type
COCA Visa Card StarterVirtual Card, Physical Card
COCA Visa Card EliteVirtual Card, Physical Card
Card Network
COCA Visa Card StarterVisa
COCA Visa Card EliteVisa
Apple Pay
COCA Visa Card Starter✓
COCA Visa Card Elite✓
Google Pay
COCA Visa Card Starter✓
COCA Visa Card Elite✓

KYC Requirements

Level: Full KYC
Email Verification
Required
Phone Verification
Required
Identity Document
Required
Proof of Address
Required
Selfie Verification
Required

Community Score

7.0/10
Sourced from
@WL O“0% FX rate is not real, its hidden in the spread, what a waste of my time. If you do lots of FX transactions dont bother with this card”@6lopers“SCAM The money didn’t come to the COCA wallet! Disappeared to nowhere - no one answers in the tickets (technical support) The most backward company I’ve ever seen is cheating for money”@K.N“After I updated the COCA app, I lost access to the funds in my account. After that, I contacted support several times, and they told me that once there was an update, I would regain access to my money and payments. Because the problem is that at the same time, my bank card also stopped working. Three months have already passed, and three updates to the COCA app have been released, but none of them produced the needed result. I have simply lost access to my money for more than three months now. And support isn’t offering any solution. ticket number #12072”@Roxanne P“I’ve use coca card for almost à year and I really love the cashback I get. There’s no other card that compares. I get about $110-170 in cashback per month and this is a really huge saving for me. Overall my experience has been positive and I often recommend coca to my family and friends.”@iTom2424“Be careful! First they lost 1500€ what after 10 days they giv it back to me… after 2 months they blocked my card, after 3 days they close my account…. Be careful with this”@Angel Tol“Migration to 3.0 Went terrible Migrated to their new version on April 24. ~$700 balance in the banking tab and the card disappeared. The banking tab is frozen. The card is declined at merchants. 24 hours later still the same, no help. Submitted tickets, get generic responses. Yet the money is gone. If the money isn’t restored or returned shortly will have to report them to the UAE and UK regulators and file police reports in Latvia. Upd: 3 weeks later I can see my money. Haven’t checked if I could use it yet. But there is a positive progress. Tickets 6784 and 6794.”@A:A:A“Not working at all The card is not being issued. The support is also not responding.”@xeqqq“SEPA Transfer lost COCA is unable to find my SEPA transfer for almost 4 months now (!). So please be aware that any money transfered to COCA could be lost forever. Support cant do anything about this. Ticket #7584”@bazzicrypto“Kriptoyu günlük hayatıma nasıl entegre ettim? USD bakiyeme %5 APY, harcadıkça stablecoin cashback, Netflix ve Claude aboneliklerimde de %50 refund var. Geçen aydan beri @coca_card ile bu şekilde takılıyorum, normalde bu tür şeyleri kullanmam ama baya useful 🧵 1/ USD bakiyem harcamaya hazır halde duruyor, bir yandan da %5 APY kazanıyor. Kilitleme yok, staking yok, bekleme falan yok. 2/ Kart ile ödeme yapınca stablecoin cashback geliyor. Volatil token değil, stablecoin. Yüksek tierlerde %8'e kadar çıkıyor. 3/ Netflix, Spotify, Claude AI gibi aboneliklerin %50'si geri dönüyor. Tier'a göre 4 ”@Derricknika“No withdrawal from card account I deposited funds into the coca card account and it has turned out to be a nightmare, first their card don’t work at all no matter the merchant, then you can’t withdraw your funds from the card again , chatted to the customer support for days and they just kept giving generic answers , no help in sight they are still holding my funds up until moment and it baffles me that I might never be able to get it out”@SarahL“Downloaded Coca Wallet last night because it Wirex had migrated to it. All my funds are now gone.”@JD JD“Probably my favorite app for digital nomads. Giving 5 stars because it's free, self-custodial, offers an IBAN for salary and good cashback rates.”@Lost-Tegija“crypto wallet side is not safe safe. i lost due to address poisoning. payment side is ok”@mbosch25775“Better now Edit: the app seems to be better nos and has evolved to neobank. However the support is still very bad. Previous review: Don’t try this app you will loose your money. Especially staking should be avoided as unstaking keeps counting down on 28 days for ages. Avoid at all cost. Also don’t expect any support, they will blame some other party and provide no information at all and close the ticket. The most they do is tell you to try again after 24 hours after that they close your ticket as resolved and will do that after every other reopening.”

Category Breakdown

Features

ContactlessStaking

Supported Cryptocurrencies

USDC iconUSDCUSDT iconUSDTETH iconETHBTC iconBTC