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  5. Coinbase Card
Coinbase Card
Coinbase Card
Full KYC
Virtual Card Visa
5.7
Overall
Get This Card
Coinbase Card logo

Coinbase Card

by Coinbase

Get This Card

Coinbase Card is ideal for US crypto holders who want a straightforward way to spend their digital assets. The card's integration with the Coinbase ecosystem makes it seamless to use, though the 2.49% conversion fee cuts into savings.

Pros

  • +Leading US exchange with strong security track record
  • +Up to 4% crypto rewards on select tokens
  • +No monthly or annual fees
  • +Instant virtual card after KYC
  • +Trusted publicly-traded company

Cons

  • -High 2.49% crypto conversion fee on purchases
  • -US only - not available internationally
  • -Rewards reduced from previous rates
  • -Full KYC required
  • -Limited cashback options in EU version
5.7/10
OverallFair
5.8/10
Community ScoreBased on 96 sources
Lv 4
KYC LevelFull KYC

Table of Contents

Card Overview

Rewards
Cashback
1%
Cashback Crypto
BTC
Staking Rewards
✗
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
2.49%
FX Fee
3%
Top-up Fee
2.49%
Decline Fee
Free
Limits
Daily Spend
$2,500
Monthly Spend
$25,000
ATM Withdrawal
$1,000
Card Info
Card Type
Virtual Card, Physical Card
Card Network
Visa
Apple Pay
✓
Google Pay
✓
Rewards
Cashback
1%
Cashback Crypto
BTC
Staking Rewards
✗
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
2.49%
FX Fee
3%
Top-up Fee
2.49%
Decline Fee
Free
Limits
Daily Spend
$2,500
Monthly Spend
$25,000
ATM Withdrawal
$1,000
Card Info
Card Type
Virtual Card, Physical Card
Card Network
Visa
Apple Pay
✓
Google Pay
✓

KYC Requirements

Level: Full KYC
Email Verification
Required
Phone Verification
Required
Identity Document
Required
Proof of Address
Required
Selfie Verification
Required

Community Score

5.8/10
Sourced from
@Suitable_Inside_7209“If it doesn’t work with plaid they won’t support your bank. Big reason I stopped using my card”@Dear-Actuary-2395“Coinbase support is honestly the worst i've dealt with in crypto. they canceled my card last year with zero warning, i was at the gas station with a full tank to pay and just stood there looking like an idiot. for the google wallet issue, have you checked if NFC is turned on? sometimes the phone just need that enabled for the wallet to accept new cards. also try clearing the cache on google play services, not just the wallet app. that fixed a similar problem for me once. the $17 charge for their mistake is just insult to injury. classic coinbase.”@Neither_Pirate5903“Cant add my coinbase debit card to google wallet Phone has been powered off an on Apps have been uninstalled and reinstalled pin on my card has been reset card added through coinbase app (failed) card added through google wallet app (failed) card added through google wallet web (failed) have been trying for three days phone support was contacted - support was useless and just told me to repeat all of the things above that I have already done oh and the extra kick in the nuts - the reason I'm having to add this card to google wallet is they canceld my current card for some undisclos”@VegetableGur4121“Problem with Coinbase debit card I’m trying to view the card number and expiration date on my Coinbase debit card but every time I click view card details it sends a have to input a 2fa code from my phone number. After I have put the code in and click view card details again it sends a 2fa code to my phone number. This just repeats over and over and I can’t view the card number. Is this a problem with the app? Anyone else having this problem? How do I fix?”@gorillapanics“Also from a security standpoint I didn't like the design of the coinbase card as it's obviously a coinbase card and that semi-doxxes that I may have crypto funds. XMoney is a more traditional and protected element of banking and FDIC insured.”@Psychological-Win339“There is somewhat of an annual fee. You’re required to be a coinbase one member and I think it’s like 50 bucks a year give or take. I use this card daily and get 3% on it. Already stacked 500 in bitcoin rewards in a short few months. I feel like airline credit card rewards will depreciate over time while bitcoin will appreciate. My plan is to continue to use this card for 2-3 years until bitcoins next bull run and then cash out for a nice family vacation… better than any I could have gotten from my United rewards card.”@Connect_Active_5293“Coinbase Card Autopay Having trouble connecting my bank account. I try via Plaid - Plaid says no available accounts. I then go manual, enter my routing / account #s, and then it says "Your bank works with Plaid" and tries to force me back to Plaid. I use this bank account for every autopay... am I doing something wrong?”@reppent“How is it possible that Coinbase still doesn’t support Apple Pay for the Coinbase card in the EU??! I just find it completely shocking how Coinbase doesn’t support Apple Pay for EU customers and this isn’t the recent thing this has been going on for the past two years Sure, they prioritise Americans but still they’re basically completely disregarded all of EU and UK sure, I understand that the European union has stricter rules but simply adding a card to Apple Wallet should not be hard to do at all”@Gumiworms“I actually used the debit card maybe an hour ago and it worked. Then went to another store and bought something and it was declined. Then checked and my usdc wasn’t showing a balance in the app. But when I’m not on the debit card page. I can see my usdc amount”@TGruber83765“Just got 0.5% cash back on my children support payment by using my @coinbase card 👀🤣”@Kiwip0rn“I don't do Credit cards, and I love the Debit card. Never any issues on the Coinbase side. I did have my number lifted and they made several charges of ~$50 each. I disputed them, and all but one was returned to me (I didn't sweat the last dispute, it wasn't worth the effort). And a new card issued and received with no hurdles. I like having it attached to my USDC so the most anyone can steal is the amount in USDC I have available, which I only maintain @ $250 usually, day to day. And it is easy for me to notice when the spouse is buying shit on Amazon.”@WallyWowzers“Just set it as the asset tied to a Coinbase debit card. Probably made it sound cooler than it was, but it also Felt cooler than it was.”@SaltnetStudios“I got my @coinbase card the other day, X one you can't get here”@MikeOnGrid“Tom’s in Oak Hill, West Virginia for post church lunch. Love paying with @solana via my @coinbase card…”@Karl13Jon“Thank you, Barry. I will send you a DM for some more information. Bret, as far as relinking my bank isn’t gonna do that because of all the fraudulent charges that Coinbase did. So now I have to use the Coinbase debit card and do all the stuff on their app and they charge big fees”@sandfrayed“The only substantial issue I've had with it is that their card still doesn't work with any financial software at all. So if you use Quicken or Monarch Money or whatever else to track your finances, using this card is just a huge pain. What makes it even worse is they haven't yet finished making the web interface to get information on the card so you're stuck using your phone app anytime you want to access any information about the card. That means for a lot of people this card isn't really yet ready for daily use.”@TheBakedGod“Technically there is an annual fee of $49.99, because you have to join coinbase one, and that's the cheapest subscription option. Beyond that, Coinbase has a poor reputation for customer service, which could be a drawback if an issue like card fraud comes up. But if you're bullish on BTC and have the assets to get the 4% - then yeah, overall I think its a good deal.”@vsync“never ever ever ever depend on "Coinbase Card" debit card for anything ever... they will deactivate without telling you and claim you can reactivate and give you the runaround and not reactivate @brian_armstrong @cobie”

Category Breakdown

Fee Efficiency
6.5/10
Reward Value
7.1/10
Support Quality
6.7/10

Features

ContactlessMobile AppCashbackVirtual CardPhysical CardOnline Payments

Supported Cryptocurrencies

BTC iconBTCETH iconETHUSDT iconUSDTUSDC iconUSDCDOGE iconDOGEDAI iconDAIXLM iconXLMLINK iconLINKUNI iconUNIAAVE iconAAVE