What KYC is required for e.PN Virtual Standard Grade Card?

Full KYC verification is required including government ID, proof of address, and selfie verification.

What cryptocurrencies does e.PN Virtual Standard Grade Card support?

e.PN Virtual Standard Grade Card supports USDT.

Is e.PN Virtual Standard Grade Card a Visa or Mastercard?

e.PN Virtual Standard Grade Card is a Visa card.

What are the advantages of e.PN Virtual Standard Grade Card?

Access to 102 distinct BINs from 12 countries. Supports Apple Pay and Google Pay for real-world spending. Instant funding via TRC-20 USDT.

What are the downsides of e.PN Virtual Standard Grade Card?

High 6.7% top-up fee for entry-level users. Restrictive 30-day capital lock-up on withdrawals. Requires full Level 4 KYC verification.

e.PN Virtual Standard Grade Card Review 2026 - Fees, Limits, KYC | Crypto Cards

Name: e.PN Virtual Standard Grade Card
Brand: e.PN
Price: 4 USD
Availability: InStock

Compare e.PN Cards

e.PN Virtual Black Grade Card

e.PN Virtual Platinum Grade Card

e.PN Virtual Gold Grade Card

e.PN Virtual Silver Grade Card

e.PN Virtual Standard Grade CardCurrent

Rewards

Cashback

Cashback Crypto

—

Staking Rewards

✗

Staking APR

—

Welcome Bonus

—

Referral Bonus

—

Fees

Monthly Fee

Free

Card Issuance

$2.5

$3.5

ATM Fee

Free

FX Fee

Free

Top-up Fee

6.7%

Decline Fee

Free

Limits

Daily Spend

Unlimited

Monthly Spend

Unlimited

ATM Withdrawal

Unlimited

Card Info

Card Type

Virtual Card

Card Network

Visa

Apple Pay

✓

Google Pay

✓

e.PN Virtual Black Grade Card

e.PN Virtual Platinum Grade Card

e.PN Virtual Gold Grade Card

e.PN Virtual Silver Grade Card

e.PN Virtual Standard Grade CardCurrent

Rewards

Cashback

e.PN Virtual Black Grade Card0%

e.PN Virtual Platinum Grade Card0%

e.PN Virtual Gold Grade Card0%

e.PN Virtual Silver Grade Card0%

e.PN Virtual Standard Grade Card0%

Cashback Crypto

e.PN Virtual Black Grade Card—

e.PN Virtual Platinum Grade Card—

e.PN Virtual Gold Grade Card—

e.PN Virtual Silver Grade Card—

e.PN Virtual Standard Grade Card—

Staking Rewards

e.PN Virtual Black Grade Card✗

e.PN Virtual Platinum Grade Card✗

e.PN Virtual Gold Grade Card✗

e.PN Virtual Silver Grade Card✗

e.PN Virtual Standard Grade Card✗

Staking APR

e.PN Virtual Black Grade Card—

e.PN Virtual Platinum Grade Card—

e.PN Virtual Gold Grade Card—

e.PN Virtual Silver Grade Card—

e.PN Virtual Standard Grade Card—

Welcome Bonus

e.PN Virtual Black Grade Card—

e.PN Virtual Platinum Grade Card—

e.PN Virtual Gold Grade Card—

e.PN Virtual Silver Grade Card—

e.PN Virtual Standard Grade Card—

Referral Bonus

e.PN Virtual Black Grade Card—

e.PN Virtual Platinum Grade Card—

e.PN Virtual Gold Grade Card—

e.PN Virtual Silver Grade Card—

e.PN Virtual Standard Grade Card—

Fees

Monthly Fee

e.PN Virtual Black Grade CardFree

e.PN Virtual Platinum Grade CardFree

e.PN Virtual Gold Grade CardFree

e.PN Virtual Silver Grade CardFree

e.PN Virtual Standard Grade CardFree

Card Issuance

e.PN Virtual Black Grade Card$2

e.PN Virtual Platinum Grade Card$2.5

e.PN Virtual Gold Grade Card$3

e.PN Virtual Silver Grade Card$3.5

e.PN Virtual Standard Grade Card$4

ATM Fee

e.PN Virtual Black Grade CardFree

e.PN Virtual Platinum Grade CardFree

e.PN Virtual Gold Grade CardFree

e.PN Virtual Silver Grade CardFree

e.PN Virtual Standard Grade CardFree

FX Fee

e.PN Virtual Black Grade CardFree

e.PN Virtual Platinum Grade CardFree

e.PN Virtual Gold Grade CardFree

e.PN Virtual Silver Grade CardFree

e.PN Virtual Standard Grade CardFree

Top-up Fee

e.PN Virtual Black Grade Card3%

e.PN Virtual Platinum Grade Card4%

e.PN Virtual Gold Grade Card5%

e.PN Virtual Silver Grade Card6%

e.PN Virtual Standard Grade Card6.7%

Decline Fee

e.PN Virtual Black Grade CardFree

e.PN Virtual Platinum Grade CardFree

e.PN Virtual Gold Grade CardFree

e.PN Virtual Silver Grade CardFree

e.PN Virtual Standard Grade CardFree

Limits

Daily Spend

e.PN Virtual Black Grade CardUnlimited

e.PN Virtual Platinum Grade CardUnlimited

e.PN Virtual Gold Grade CardUnlimited

e.PN Virtual Silver Grade CardUnlimited

e.PN Virtual Standard Grade CardUnlimited

Monthly Spend

e.PN Virtual Black Grade CardUnlimited

e.PN Virtual Platinum Grade CardUnlimited

e.PN Virtual Gold Grade CardUnlimited

e.PN Virtual Silver Grade CardUnlimited

e.PN Virtual Standard Grade CardUnlimited

ATM Withdrawal

e.PN Virtual Black Grade CardUnlimited

e.PN Virtual Platinum Grade CardUnlimited

e.PN Virtual Gold Grade CardUnlimited

e.PN Virtual Silver Grade CardUnlimited

e.PN Virtual Standard Grade CardUnlimited

Card Info

Card Type

e.PN Virtual Black Grade CardVirtual Card

e.PN Virtual Platinum Grade CardVirtual Card

e.PN Virtual Gold Grade CardVirtual Card

e.PN Virtual Silver Grade CardVirtual Card

e.PN Virtual Standard Grade CardVirtual Card

Card Network

e.PN Virtual Black Grade CardVisa

e.PN Virtual Platinum Grade CardVisa

e.PN Virtual Gold Grade CardVisa

e.PN Virtual Silver Grade CardVisa

e.PN Virtual Standard Grade CardVisa

Apple Pay

e.PN Virtual Black Grade Card✓

e.PN Virtual Platinum Grade Card✓

e.PN Virtual Gold Grade Card✓

e.PN Virtual Silver Grade Card✓

e.PN Virtual Standard Grade Card✓

Google Pay

e.PN Virtual Black Grade Card✓

e.PN Virtual Platinum Grade Card✓

e.PN Virtual Gold Grade Card✓

e.PN Virtual Silver Grade Card✓

e.PN Virtual Standard Grade Card✓

KYC Requirements

Level: Full KYC

Email Verification

Required

Phone Verification

Required

Identity Document

Required

Proof of Address

Required

Selfie Verification

Required

Community Score

4.5/10

Sourced from

play.google.com“Slovak-language Google Play listing for the e.PN Virtual Cards app, mirroring the global rating and review pool.”

affmaven.com“Independent affiliate-marketing review covering e.PN's BIN depth and pricing, flagging the Standard tier's fee structure as costly for low-volume users.”

affiliatevalley.com“Affiliate-marketing publication reviewing e.PN as a virtual card option for advertising spend.”

youtube.com“Video walkthrough on using e.PN virtual cards to pay for international subscription services.”

vc.ru“Russian-language guide on configuring Google Pay in Russia using a virtual card such as e.PN.”

@Ecommerce_Ninja“Detailed account of erratic balance changes during card creation followed by a permanent account lock and denied access.”

@Sahin Khan“New Zealand storefront listing; a reviewer praised the simple interface and fast crypto deposit crediting for daily spending.”

ca.trustpilot.com“Canadian Trustpilot review page describing deposit lock-in, where a withdrawal request was denied below a $100 minimum balance.”

reddit.com“Warning thread alleging e.PN withholds merchant refunds from cardholders while citing unverified bank policies.”

reddit.com“Russian-translated version of the r/Scams thread documenting the same account-freeze and fund-access complaints.”

reddit.com“Privacy-focused discussion thread questioning the trustworthiness and data practices of epn.net.”

reddit.com“General discussion of masked and virtual card options available to European users, referencing e.PN among alternatives.”

youtube.com“Promotional review ranking e.PN among the best international virtual cards, highlighting trial access to Visa and Mastercard.”

@@sovushkeen“Channel walkthrough showing how to obtain a foreign virtual card through e.PN in a few minutes.”

youtube.com“Review of the e.PN advertising virtual card focused on ad-account funding use cases.”

play.google.com“Russian-language Google Play storefront for the e.PN app.”

play.google.com“UK Google Play storefront listing for e.PN's virtual card app.”

@Blenderrrrr“iOS App Store listing where a reviewer flagged a mismatch between the app's displayed $30 minimum deposit and a support-enforced $50 minimum.”

play.google.com“French-language Google Play storefront listing for e.PN.”

dtf.ru“Russian tech article explaining how to pay for a Cursor AI subscription from Russia using virtual cards, including e.PN.”

pikabu.ru“Russian roundup ranking eight foreign virtual card services, including e.PN, for international payments.”

undetectable.io“Partner overview page advertising a 1% deposit fee under $1,000, which conflicts with e.PN's official 6.7% Standard tariff.”

trustpilot.com“Trustpilot listing for the epn.bz domain gathering separate customer service reviews of the service.”

trustpilot.com“Main Trustpilot profile for e.pn showing an overall 3.3/5 rating across roughly 87 reviews, with reliable ad-spend processing praised by some and deposit lock-in complaints from others.”

play.google.com“Estonian-language Google Play storefront listing for e.PN.”

reddit.com“Report describing a scheme where recovered funds from a virtual-card dispute were allegedly swapped or withheld.”

reddit.com“Spanish-translated version of the r/CreditCards warning thread about e.PN's lack of accountability.”

affdays.com“Affiliate-marketing review noting fast issuance and a large BIN pool while flagging mandatory KYC and withdrawal friction.”

cryptwerk.com“Crypto-services directory listing for e.PN summarizing its virtual card offering for crypto-funded spending.”

e.PN Virtual Standard Grade Card draws a sharply divided reception across community sources. High-volume media buyers and affiliate marketers praise the card's broad BIN inventory (100+ BINs across 36 banks), instant virtual card issuance, in-app 3DS codes, and crypto/fiat top-up flexibility, with Trustpilot settling around 3.3/5 across roughly 87 reviews. Retail and low-volume users report a starkly different experience: Reddit threads (r/Scams, r/CreditCards, r/privacy, r/CryptoScams) describe frozen accounts, balance glitches, withheld merchant refunds, and unresponsive support redirecting to dead-end Telegram handles. The Standard Grade's 6.7% top-up commission plus per-card monthly fees push effective overhead above 7.5% on modest budgets, and a 5% withdrawal fee with a $100 minimum and 30-day deposit window creates a capital lock-in effect for small depositors. The mobile app is generally well-liked for its clean interface and fast card generation, but KYC document re-scan loops and inconsistent deposit-minimum enforcement are recurring pain points.

Category Breakdown

KYC Simplicity

5/10

Fee Efficiency

4/10

Reward Value

2/10

App Experience

7/10

Privacy

4/10

Support Quality

5/10

Features

Not Available

Supported Cryptocurrencies

USDT

Compare e.PN Cards

e.PN Virtual Black Grade Card

e.PN Virtual Platinum Grade Card

e.PN Virtual Gold Grade Card

e.PN Virtual Silver Grade Card

e.PN Virtual Standard Grade CardCurrent

Rewards

Cashback

Cashback Crypto

—

Staking Rewards

✗

Staking APR

—

Welcome Bonus

—

Referral Bonus

—

Fees

Monthly Fee

Free

Card Issuance

$2.5

$3.5

ATM Fee

Free

FX Fee

Free

Top-up Fee

6.7%

Decline Fee

Free

Limits

Daily Spend

Unlimited

Monthly Spend

Unlimited

ATM Withdrawal

Unlimited

Card Info

Card Type

Virtual Card

Card Network

Visa

Apple Pay

✓

Google Pay

✓

e.PN Virtual Black Grade Card

e.PN Virtual Platinum Grade Card

e.PN Virtual Gold Grade Card

e.PN Virtual Silver Grade Card

e.PN Virtual Standard Grade CardCurrent

Rewards

Cashback

e.PN Virtual Black Grade Card0%

e.PN Virtual Platinum Grade Card0%

e.PN Virtual Gold Grade Card0%

e.PN Virtual Silver Grade Card0%

e.PN Virtual Standard Grade Card0%

Cashback Crypto

e.PN Virtual Black Grade Card—

e.PN Virtual Platinum Grade Card—

e.PN Virtual Gold Grade Card—

e.PN Virtual Silver Grade Card—

e.PN Virtual Standard Grade Card—

Staking Rewards

e.PN Virtual Black Grade Card✗

e.PN Virtual Platinum Grade Card✗

e.PN Virtual Gold Grade Card✗

e.PN Virtual Silver Grade Card✗

e.PN Virtual Standard Grade Card✗

Staking APR

e.PN Virtual Black Grade Card—

e.PN Virtual Platinum Grade Card—

e.PN Virtual Gold Grade Card—

e.PN Virtual Silver Grade Card—

e.PN Virtual Standard Grade Card—

Welcome Bonus

e.PN Virtual Black Grade Card—

e.PN Virtual Platinum Grade Card—

e.PN Virtual Gold Grade Card—

e.PN Virtual Silver Grade Card—

e.PN Virtual Standard Grade Card—

Referral Bonus

e.PN Virtual Black Grade Card—

e.PN Virtual Platinum Grade Card—

e.PN Virtual Gold Grade Card—

e.PN Virtual Silver Grade Card—

e.PN Virtual Standard Grade Card—

Fees

Monthly Fee

e.PN Virtual Black Grade CardFree

e.PN Virtual Platinum Grade CardFree

e.PN Virtual Gold Grade CardFree

e.PN Virtual Silver Grade CardFree

e.PN Virtual Standard Grade CardFree

Card Issuance

e.PN Virtual Black Grade Card$2

e.PN Virtual Platinum Grade Card$2.5

e.PN Virtual Gold Grade Card$3

e.PN Virtual Silver Grade Card$3.5

e.PN Virtual Standard Grade Card$4

ATM Fee

e.PN Virtual Black Grade CardFree

e.PN Virtual Platinum Grade CardFree

e.PN Virtual Gold Grade CardFree

e.PN Virtual Silver Grade CardFree

e.PN Virtual Standard Grade CardFree

FX Fee

e.PN Virtual Black Grade CardFree

e.PN Virtual Platinum Grade CardFree

e.PN Virtual Gold Grade CardFree

e.PN Virtual Silver Grade CardFree

e.PN Virtual Standard Grade CardFree

Top-up Fee

e.PN Virtual Black Grade Card3%

e.PN Virtual Platinum Grade Card4%

e.PN Virtual Gold Grade Card5%

e.PN Virtual Silver Grade Card6%

e.PN Virtual Standard Grade Card6.7%

Decline Fee

e.PN Virtual Black Grade CardFree

e.PN Virtual Platinum Grade CardFree

e.PN Virtual Gold Grade CardFree

e.PN Virtual Silver Grade CardFree

e.PN Virtual Standard Grade CardFree

Limits

Daily Spend

e.PN Virtual Black Grade CardUnlimited

e.PN Virtual Platinum Grade CardUnlimited

e.PN Virtual Gold Grade CardUnlimited

e.PN Virtual Silver Grade CardUnlimited

e.PN Virtual Standard Grade CardUnlimited

Monthly Spend

e.PN Virtual Black Grade CardUnlimited

e.PN Virtual Platinum Grade CardUnlimited

e.PN Virtual Gold Grade CardUnlimited

e.PN Virtual Silver Grade CardUnlimited

e.PN Virtual Standard Grade CardUnlimited

ATM Withdrawal

e.PN Virtual Black Grade CardUnlimited

e.PN Virtual Platinum Grade CardUnlimited

e.PN Virtual Gold Grade CardUnlimited

e.PN Virtual Silver Grade CardUnlimited

e.PN Virtual Standard Grade CardUnlimited

Card Info

Card Type

e.PN Virtual Black Grade CardVirtual Card

e.PN Virtual Platinum Grade CardVirtual Card

e.PN Virtual Gold Grade CardVirtual Card

e.PN Virtual Silver Grade CardVirtual Card

e.PN Virtual Standard Grade CardVirtual Card

Card Network

e.PN Virtual Black Grade CardVisa

e.PN Virtual Platinum Grade CardVisa

e.PN Virtual Gold Grade CardVisa

e.PN Virtual Silver Grade CardVisa

e.PN Virtual Standard Grade CardVisa

Apple Pay

e.PN Virtual Black Grade Card✓

e.PN Virtual Platinum Grade Card✓

e.PN Virtual Gold Grade Card✓

e.PN Virtual Silver Grade Card✓

e.PN Virtual Standard Grade Card✓

Google Pay

e.PN Virtual Black Grade Card✓

e.PN Virtual Platinum Grade Card✓

e.PN Virtual Gold Grade Card✓

e.PN Virtual Silver Grade Card✓

e.PN Virtual Standard Grade Card✓

KYC Requirements

Level: Full KYC

Email Verification

Required

Phone Verification

Required

Identity Document

Required

Proof of Address

Required

Selfie Verification

Required

Community Score

4.5/10

Sourced from

play.google.com“Slovak-language Google Play listing for the e.PN Virtual Cards app, mirroring the global rating and review pool.”

affmaven.com“Independent affiliate-marketing review covering e.PN's BIN depth and pricing, flagging the Standard tier's fee structure as costly for low-volume users.”

affiliatevalley.com“Affiliate-marketing publication reviewing e.PN as a virtual card option for advertising spend.”

youtube.com“Video walkthrough on using e.PN virtual cards to pay for international subscription services.”

vc.ru“Russian-language guide on configuring Google Pay in Russia using a virtual card such as e.PN.”

@Ecommerce_Ninja“Detailed account of erratic balance changes during card creation followed by a permanent account lock and denied access.”

@Sahin Khan“New Zealand storefront listing; a reviewer praised the simple interface and fast crypto deposit crediting for daily spending.”

ca.trustpilot.com“Canadian Trustpilot review page describing deposit lock-in, where a withdrawal request was denied below a $100 minimum balance.”

reddit.com“Warning thread alleging e.PN withholds merchant refunds from cardholders while citing unverified bank policies.”

reddit.com“Russian-translated version of the r/Scams thread documenting the same account-freeze and fund-access complaints.”

reddit.com“Privacy-focused discussion thread questioning the trustworthiness and data practices of epn.net.”

reddit.com“General discussion of masked and virtual card options available to European users, referencing e.PN among alternatives.”

youtube.com“Promotional review ranking e.PN among the best international virtual cards, highlighting trial access to Visa and Mastercard.”

@@sovushkeen“Channel walkthrough showing how to obtain a foreign virtual card through e.PN in a few minutes.”

youtube.com“Review of the e.PN advertising virtual card focused on ad-account funding use cases.”

play.google.com“Russian-language Google Play storefront for the e.PN app.”

play.google.com“UK Google Play storefront listing for e.PN's virtual card app.”

@Blenderrrrr“iOS App Store listing where a reviewer flagged a mismatch between the app's displayed $30 minimum deposit and a support-enforced $50 minimum.”

play.google.com“French-language Google Play storefront listing for e.PN.”

dtf.ru“Russian tech article explaining how to pay for a Cursor AI subscription from Russia using virtual cards, including e.PN.”

pikabu.ru“Russian roundup ranking eight foreign virtual card services, including e.PN, for international payments.”

undetectable.io“Partner overview page advertising a 1% deposit fee under $1,000, which conflicts with e.PN's official 6.7% Standard tariff.”

trustpilot.com“Trustpilot listing for the epn.bz domain gathering separate customer service reviews of the service.”

play.google.com“Estonian-language Google Play storefront listing for e.PN.”

reddit.com“Report describing a scheme where recovered funds from a virtual-card dispute were allegedly swapped or withheld.”

reddit.com“Spanish-translated version of the r/CreditCards warning thread about e.PN's lack of accountability.”

affdays.com“Affiliate-marketing review noting fast issuance and a large BIN pool while flagging mandatory KYC and withdrawal friction.”

cryptwerk.com“Crypto-services directory listing for e.PN summarizing its virtual card offering for crypto-funded spending.”

Category Breakdown

KYC Simplicity

5/10

Fee Efficiency

4/10

Reward Value

2/10

App Experience

7/10

Privacy

4/10

Support Quality

5/10

Features

Not Available

Supported Cryptocurrencies

USDT

e.PN Virtual Standard Grade Card

Pros

Cons

Compare e.PN Cards

KYC Requirements

Community Score

Category Breakdown

Features

Supported Cryptocurrencies

e.PN Virtual Standard Grade Card

Pros

Cons

Compare e.PN Cards

KYC Requirements

Community Score

Category Breakdown

Features

Supported Cryptocurrencies