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  5. Ethena Pay Standard
Ethena Pay Standard
Ethena Pay Standard
Full KYC
Virtual Card Visa
6.4
Overall
Get This Card
Ethena Pay Standard logo

Ethena Pay Standard

2 months old

by Ethena Pay, est. Sep 2026

Get This Card

Ethena Pay Standard combines up to 4% AVAX cashback with no monthly fees and 0% purchase APR. Cashback falls to 1% and then 0% across spending bands, while currency conversion and ATM withdrawals carry charges.

Pros

  • +Tiered AVAX cashback of 4%, 1% and 0%
  • +$0 monthly fee and free virtual card issuance
  • +0% purchase APR
  • +5% total annual balance reward rate on up to $5,000, including the USDe base rate and discretionary Daily Boost
  • +Noncustodial collateral and biometric passkey authentication

Cons

  • -Approximately 1% network FX charges, varying by currency with no cap
  • -ATM withdrawals cost $1 plus 0.65%, with possible operator surcharges and access restrictions
  • -Identity documents and biometric checks may be requested; U.S. persons and restricted jurisdictions excluded
  • -Spending limits depend on collateral; no fixed daily or monthly amount published
  • -Physical card issuance and delivery pricing not supplied
6.4/10
OverallGood
—/10
Community ScoreNot yet rated
Lv 4
KYC LevelFull KYC

Table of Contents

Compare Ethena Pay Cards

E
Ethena Pay Standard
E
Ethena Pay Pro
E
Ethena Pay VIP
Best for
Everyday spending
✓
✓
✓
Rewards
Cashback
4%
4.5%
5%
Cashback Crypto
AVAX
AVAX
AVAX
Staking Rewards
✓
✓
✓
Staking APR
5%
6%
6%
Welcome Bonus
—
—
—
Referral Bonus
$30
$30
$30
Fees
Monthly Fee
Free
Free
Free
Card Issuance
Free
Not disclosed
Free
ATM Fee
0.65%
0.65%
0.65%
FX Fee
1%
1%
1%
Top-up Fee
Not disclosed
Not disclosed
Not disclosed
Decline Fee
Not disclosed
Not disclosed
Not disclosed
Limits
Daily Spend
Not disclosed
Not disclosed
Not disclosed
Monthly Spend
Not disclosed
Not disclosed
Not disclosed
ATM Withdrawal
Not disclosed
Not disclosed
Not disclosed
Card Info
Card Type
Virtual Card, Physical Card
Virtual Card, Physical Card
Virtual Card, Physical Card
Card Network
Visa
Visa
Visa
Apple Pay
✗
✗
✗
Google Pay
✗
✗
✗
E
Ethena Pay Standard
E
Ethena Pay Pro
E
Ethena Pay VIP
Best for
Everyday spending
Ethena Pay Standard✓
Ethena Pay Pro✓
Ethena Pay VIP✓
Rewards
Cashback
Ethena Pay Standard4%
Ethena Pay Pro4.5%
Ethena Pay VIP5%
Cashback Crypto
Ethena Pay StandardAVAX
Ethena Pay ProAVAX
Ethena Pay VIPAVAX
Staking Rewards
Ethena Pay Standard✓
Ethena Pay Pro✓
Ethena Pay VIP✓
Staking APR
Ethena Pay Standard5%
Ethena Pay Pro6%
Ethena Pay VIP6%
Welcome Bonus
Ethena Pay Standard—
Ethena Pay Pro—
Ethena Pay VIP—
Referral Bonus
Ethena Pay Standard$30
Ethena Pay Pro$30
Ethena Pay VIP$30
Fees
Monthly Fee
Ethena Pay StandardFree
Ethena Pay ProFree
Ethena Pay VIPFree
Card Issuance
Ethena Pay StandardFree
Ethena Pay ProNot disclosed
Ethena Pay VIPFree
ATM Fee
Ethena Pay Standard0.65%
Ethena Pay Pro0.65%
Ethena Pay VIP0.65%
FX Fee
Ethena Pay Standard1%
Ethena Pay Pro1%
Ethena Pay VIP1%
Top-up Fee
Ethena Pay StandardNot disclosed
Ethena Pay ProNot disclosed
Ethena Pay VIPNot disclosed
Decline Fee
Ethena Pay StandardNot disclosed
Ethena Pay ProNot disclosed
Ethena Pay VIPNot disclosed
Limits
Daily Spend
Ethena Pay StandardNot disclosed
Ethena Pay ProNot disclosed
Ethena Pay VIPNot disclosed
Monthly Spend
Ethena Pay StandardNot disclosed
Ethena Pay ProNot disclosed
Ethena Pay VIPNot disclosed
ATM Withdrawal
Ethena Pay StandardNot disclosed
Ethena Pay ProNot disclosed
Ethena Pay VIPNot disclosed
Card Info
Card Type
Ethena Pay StandardVirtual Card, Physical Card
Ethena Pay ProVirtual Card, Physical Card
Ethena Pay VIPVirtual Card, Physical Card
Card Network
Ethena Pay StandardVisa
Ethena Pay ProVisa
Ethena Pay VIPVisa
Apple Pay
Ethena Pay Standard✗
Ethena Pay Pro✗
Ethena Pay VIP✗
Google Pay
Ethena Pay Standard✗
Ethena Pay Pro✗
Ethena Pay VIP✗

KYC Requirements

Level: Full KYC
Email Verification
Required
Phone Verification
Required
Identity Document
Required
Proof of Address
Required
Selfie Verification
Required
—/10

Not yet rated

We haven't collected enough community feedback for this card yet. Check back soon!

Features

Virtual CardPhysical CardMultiple Virtual CardsOnline PaymentsRecurring PaymentsPOS PurchasesSelf-Custody

Supported Cryptocurrencies

AVAX iconAVAX