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  5. Fiat24 Card
Fiat24 Card
Fiat24 Card
ID Verification
Virtual Card Mastercard
7.4
Overall
Get This Card
Fiat24 Card logo

Fiat24 Card

by Fiat24

Get This Card

Fiat24 Card offers a rare Swiss IBAN with blockchain transparency, regulated under FINMA with funds held at the Swiss central bank. Perfect for Europeans who want Swiss banking access without traditional bank bureaucracy.

Pros

  • +Swiss IBAN account with FINMA regulation
  • +Funds deposited at Swiss central bank - maximum security
  • +Supports EUR, CHF, USD, RMB currencies
  • +SEPA, SIC, SWIFT payment network support
  • +High 9,800 EUR daily spending limit

Cons

  • -No cashback or rewards program
  • -Virtual card only - no physical card option
  • -Only available on Arbitrum network
  • -1-1.75% crypto deposit fees plus gas
  • -Fiat transfers limited to your own personal accounts only
7.4/10
OverallGood
6.1/10
Community ScoreBased on 27 sources
Lv 3
KYC LevelID Verification

Table of Contents

Card Overview

Rewards
Cashback
—
Cashback Crypto
—
Staking Rewards
✗
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
Not disclosed
FX Fee
Free
Top-up Fee
Free
Decline Fee
Not disclosed
Limits
Daily Spend
$9,800
Monthly Spend
Not disclosed
ATM Withdrawal
Not disclosed
Card Info
Card Type
Virtual Card
Card Network
Mastercard
Apple Pay
✗
Google Pay
✗
Rewards
Cashback
—
Cashback Crypto
—
Staking Rewards
✗
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
Not disclosed
FX Fee
Free
Top-up Fee
Free
Decline Fee
Not disclosed
Limits
Daily Spend
$9,800
Monthly Spend
Not disclosed
ATM Withdrawal
Not disclosed
Card Info
Card Type
Virtual Card
Card Network
Mastercard
Apple Pay
✗
Google Pay
✗

KYC Requirements

Level: ID Verification
Email Verification
Required
Phone Verification
Required
Identity Document
Required
Proof of Address
Not Required
Selfie Verification
Not Required

Community Score

6.1/10
Sourced from
@Maddere7“新卡最高才3%返现还一堆费率,这性价比真不如去撸别的U卡了,不过Fiat24老卡不能充值这事我上周也踩过坑,开卡行明显还没恢复服务”@@luorobin3547“现在是开不了卡了么,我选了香港,依然弹出预约的东西,大陆也是预约。”@@397massajishi“请问开卡成功后为什么不能把虚拟货币转成法币?上个月还可以来着”@The Last Red Pill“Do not use this crypto card service. If you use their card for payments that involve pre-authorization holds, such as hotels, deposits, rentals, or other temporary charges, you will never receive the released funds back. Even when the merchant cancels the hold or processes the refund, the money does not return to your card balance. It simply gets stuck on their side, and they never release it back to you. In practice, this means they are keeping users' money through failed refund and pre-authorization handling. Their support is almost nonexistent. There is no proper official support system, ”@@bilai88“我没有用vpn用的流量卡,为什么我gps那一项就显示:无法加载你的gps定位”@ChikuRyuu“Who build a bank system which can not pay with xsolla/google play store, I have an online payment bill settled in JPY, just show error in checkout page. Fortunately, the balance in the bank account was not "locked", because I was exchanged USDC to tokens issued by Fiat24 on the blockchain, so I paid transaction fee for take back it. Many thanks for bitget wallet.”@@zfr姜-s4i3u“认证不了啊 所有步骤都做了 他还是没通过 提示date not found”@BANGGUO L“I’m unable to access my account because of a lost email, and the support team just banned me from Telegram for asking for help. Scammers are everywhere in their group. I demand they close my old account #238371 and release my KYC!」”@@wangnana-n9k“为什么我gps那一项就显示:无法加载你的gps定位,请重试。而且我位置权限也给了仍然无法继续”@Qsix“In the crypto era you simply can not expect people will wait for a slow -only business days- regular transfer. Update: SEPA transfer made on October 2nd within the EU not received as of October 10th. First line support is done by a Telegram chatbot, did not help. E-mail Support not answered in 24 hours. Definitely I don't recommend. Update: I requested a SEPA transfer to SEPA country and they made a TARGET2 one, eating 50€ in fees between the two sides, just atrocious. I haven't any single warning that the transfer was under TARGET which is a non-sense because it was a small amount. No repl”@krmmzs“Transaction will fail: Transaction will revert invalid calldata or permission denied Solved by https://fiat24.com”@@zruix9915“我安装app后看不到银行卡 bank的menu, 请教强哥是什么原因?”@JayNam2878“Using the Bitget Wallet Fiat24 card for all payments in Vietnam sounds convenient. It’s great to see such practical applications in everyday life.”@JCITY DREAMS“I have money on my account my ticket number is #40852390 Nobody answer 3 month It’s scam application”

Category Breakdown

KYC Simplicity
6.7/10

Features

Online PaymentsBank Transfers

Supported Cryptocurrencies

USDC iconUSDCUSDT iconUSDTETH iconETH