Gemini Credit Card

Card Overview

KYC Requirements

Community Score

6.6/10

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@Tom“They’re great, until they’re not. My card number was stolen, skimmed or whatever, and Gemini declined several charges that were deemed suspicious. However, 2 charges made it through, even though multiple charges from the same 2 places had previously been declined. I cancelled the card and filed disputes for those charges. About a week later I got an email saying that my dispute was denied and I owe the money, plus interest. Denied? It could not have been more obvious that those charges were fraud. I called Gemini and was told that they would submit a rebuttal but that I would now have to go to”@Erin“I am feeling extremely frustrated. I have reached out to customer service multiple times, because my card keeps getting declined over the past three months for purchases that I make and one as a reoccurring chiropractic appointment that I can no longer use my card for. There is no way to say it is me using the card. No approval. It just is declined. What’s the point of having a card if it is now declining more and more l? Not happy they need to make a way so you can approve a declined purchase.”@Spencer Demui“They go radio silent on active email threads regarding account lockouts / not letting me withdraw. I had to re-email them and open an entirely new ticket for the same problem; this exact scenario happened twice. The 2nd time I was locked out, it lasted over a MONTH, and they closed my credit card without explanation despite being in good standing and having a zero card balance. The app also bugs out and displays inaccurate information (my account never exceeded $3000 in value, but the YTD showed a balance of over $5000). This problem persists to this day, albeit with smaller amounts as I moved”@Kyle Hinds“Can't even pay your balance. Because the app is so glitchy. And then they tack on late fees, and it goes on your credit. And their support team takes forever to respond. If I could give this less than one star, I would.”@Adam Gray“Received my card at the beginning of April and attempted to activate it for immediate use. Their app stated my account was locked until I could provide a picture of a photo ID with me holding a paper and a sequence of numbers. Did so within 10 minutes of receiving the email. It has now been 7 WEEKS, and the account is still locked. I have a useless piece of cheap metal in my wallet that calls itself a credit card but is about as useful as a screen door on a submarine. I contacted customer service multiple times but was only able to talk to an actual person (if not AI) once. They were c”@Jesse moore“So I signed up for the card and was offered 200 in crypto for spending 3000 in the first 90 days. So like a fool I went out and spent a bunch of money. Afterwards they sent me an email saying. Congratulations on your new Gemini Credit Card! We are writing to correct information you may have seen in a prior communication. No action is needed on your account. The Welcome Email you received after opening your account mistakenly referenced a retired Introductory Promotion offering $200 in crypto reward for spending $3,000 within the first 90 days of account opening. As noted in the Intro Bonus T”@TeaGroundbreaking306“Gemini Credit Card Payments My Gemini credit card app doesn’t allow me to may online payments. I sent them several checks via Bill Pay, but they haven’t cashed any of them. What is happening Gemini?”@BigJogador“I got it in June, and it's been my second most used card since then (behind C1 Venture X) because of its strong rewards categories and no foreign transaction fees (I'm a digital nomad). Pros: Strong Rewards Categories Instant rewards earnings No annual fee or FTF Physical card doesn't show card number or other compromising information Aesthetically pleasing, metal card Cons: Non-existent customer service Payments take a week to post, and available credit doesn't update in that time either They gave me a much lower credit limit than my other cards with 800 credit score,”@James Hoffman“Stick with a real credit card. I've used the Gemini card for years and while the BTC rewards were nice, I can no longer look over how terrible of a card this actually is. Customer support is non-existent. Their fraud security is a joke. Anytime I try to make a large transaction online, it gets declined by their fraud system which asks you to confirm the payment. Once you confirm it will still not let the payment go through. I had this happen today and I contacted support and they straight up told me they will not let the transaction go through despite me authorizing it. You're better of”@Anthony DeRosa“This is definitely a zero-star, dismantle-this-company kind of review. If you read nothing else, read this: DO NOT do business with this company. You WILL regret it the moment you need anything from them. I am cross-posting this identical review for both Gemini and WebBank because they act as a single, dysfunctional entity regarding the Gemini Credit Card, and both are equally culpable for an absolute nightmare of consumer neglect and unlawful financial behavior. My card number was compromised—likely via an automated number generator or a data leak. Shockingly, Gemini’s systems couldn't eve”@Jessica Hernandez“I have verified my self 4 times now and I mean from start to finish and these people have diligently tried to make it impossible for me to get verified I opened the account on April 27 2026 and I have gone through the process 4 times and been notified that I was verified from there support team I've even used 200 of my 1000 dollar credit limit and like I said I've received on four different times from support an email stating that I have been verified and yet I'm still being told my account is frozen because of my identity . one things for certain I have been handled and tormented due to this ”@Aram Jafarey“The card service is poor. I pay as I go and do not carry a balance month to month. They artificially tabulate a higher usage amount than actually charged to the card, so the limit is consistently lower than the actual amount of charges to the card at any given time. Transactions linger for a week or more, showing as unpaid after remitting a payment. The main reason I got the card was for digital rewards for buying gas, but the card has been declined multiple times at self service pumps. I would not recommend and will probably close the account soon.”@Americas-Most-Wanted“It’s a total scam of a promo. They lure you in with the $3k spend promo but it’s impossible to spend that much with the no limit available even after paying down the balance. Never been so disappointed with any cc. The insult of the scam promo is worse than just not offering the promo in the first place”@ChadBitcoinHODL“So the end of my dispute with @Gemini Credit Card support. All the agents are Indian and it's difficult to communicate with them. They do not help and cannot help. Someone stole my credit card info and charged over $100, Gemini sided with them and made me pay it.”@Blue_Eyed_Behemoth“It's a newer bug for sure. It used to work. I'm guessing Android as well? I don't even know if they have an iOS app.”@TheRadHatter9“How do I see the CVC of my Gemini card? It's blank in the app and no numbers are on the card itself. I messaged Gemini last Friday but haven't received a reply. In the app the card number and the cvc are blank. However, if I click on the space where the card number should be, I'm able to copy the number and paste it elsewhere to see it. But it doesn't work for the cvc. The physical card doesn't have any numbers on it at all either.”@WellllHere“Gemini Credit Card Review, AMA https://preview.redd.it/gtqeb2jq6wgg1.jpg?width=2268&format=pjpg&auto=webp&s=f1b0bb7fcab1683f00506b9c18793ce91937f7fd Here's my honest review of the Gemini credit card! I signed up about 6 months ago and the card came quickly, easy to activate and comparable APR to other cards. I signed up with someone's code from this subreddit (jqnadc4gd) and got an extra $250 which was nice. My favorite thing about it? No annual fee!! So far I really like the card so far, I use it when I'm going out to restaurants because I can get 3% back in BTC (but you can select any oth”@Art Kane“The Gemini credit card is the biggest hassle credit card on the market. It took several weeks to get into my account when i changed phones. They have no phone help for those issues. Then I paid my bill. It took a week and half just to post to my card and they still didn't allow me to charge the money because it said i was at my limit when the card clearly showed i was $3k less than my limit. Their customer service people are idiots from some foreign country who can do nothing to address problems other than apologize profusely like that helps. do not get this card bitcoin or not it is not worth”

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