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  5. Karma Card
Karma Card
Karma Card
ID Verification
Virtual Card Visa
8.5
Overall
Get This Card
Karma Card logo

Karma Card

by Karma Wallet

Get This Card

Karma Card offers self-custody banking on Solana with real IBANs and instant settlement. The zero hidden fees and real-time FX make it attractive for users who want crypto-powered banking without conversion friction.

Pros

  • +Self-custody with real IBANs and routing numbers
  • +High-speed Solana wallet with instant settlement
  • +Real-time FX with zero hidden fees
  • +Manage euros and crypto in one place
  • +Create virtual accounts for different purposes

Cons

  • -Newer platform with limited track record
  • -Primarily Solana-focused - limited multi-chain support
  • -European/SEPA region focus
  • -Requires understanding of crypto banking
  • -Limited information on cashback rewards
8.5/10
OverallExcellent
7.0/10
Community ScoreBased on 11 sources
Lv 3
KYC LevelID Verification

Table of Contents

Card Overview

Rewards
Cashback
—
Cashback Crypto
—
Staking Rewards
✗
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
Not disclosed
FX Fee
Not disclosed
Top-up Fee
Not disclosed
Decline Fee
Not disclosed
Limits
Daily Spend
Not disclosed
Monthly Spend
Not disclosed
ATM Withdrawal
Not disclosed
Card Info
Card Type
Virtual Card
Card Network
Visa
Apple Pay
✗
Google Pay
✗
Rewards
Cashback
—
Cashback Crypto
—
Staking Rewards
✗
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
Not disclosed
FX Fee
Not disclosed
Top-up Fee
Not disclosed
Decline Fee
Not disclosed
Limits
Daily Spend
Not disclosed
Monthly Spend
Not disclosed
ATM Withdrawal
Not disclosed
Card Info
Card Type
Virtual Card
Card Network
Visa
Apple Pay
✗
Google Pay
✗

KYC Requirements

Level: ID Verification
Email Verification
Required
Phone Verification
Required
Identity Document
Required
Proof of Address
Not Required
Selfie Verification
Not Required

Community Score

7.0/10
Sourced from
@Akhi Farjana Bestfriend“virtual card no available for Bangladesh 🥲”@jandidow“Good Like”@S1CA3I0“Karma Superapp All stop shop for everything crypto - off ramping and on ramping hasn’t been easier”@Gortek 140“great app for trading and spending, my go to :)”@SkarlettF“Best of Two Worlds Karma brings the best of two worlds together. An impressive suite of cheap and easy to use financial products. Feels like home.”@rk277467“Good wallet Easier than RH wallet.”@Arcen69“One of the best neobanks on the planet at the moment Karma is one of the best neobanks and even better than revolut imo. It’s superior in design fees and just purely in the fact that it is onchain. 5/5”@Vheüel“$ 10 usdc card appli~”

Category Breakdown

Features

Bank TransfersOnline Payments

Supported Cryptocurrencies

USDC iconUSDCSOL iconSOL